United Midwest Savings Bank Mortgage Lending & HMDA Data, 2010
In 2010, United Midwest Savings Bank of Degraff, OH reported 980 mortgage applications totaling $113.8 million, up 153% from 2009. The average application was for $116,138, and applicants reported an average income of $22,662. 9% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (64), Dallas-Plano-Irving, TX (39) and Edison-New Brunswick, NJ (24) (applications in parentheses).
| Mortgage Company & Address | United Midwest Savings Bank 101 S Main St Degraff, OH 43318 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 980 |
| Total Mortgage Loan Application Amount | $113,816,000 |
| Average Mortgage Loan Application Amount | $116,138 |
| Highest Mortgage Loan Application Amount | $663,000 |
| Average Applicant Income | $22,662 |
| Highest Applicant Income | $850,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Midwest Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris, Texas | 35 | $ 4,039,000 | $ 115,400 | $ 45,000 |
| Bexar, Texas | 18 | $ 1,832,000 | $ 101,777 | $ 27,000 |
| Dallas, Texas | 16 | $ 1,903,000 | $ 118,937 | $ 32,000 |
| Allegheny, Pennsylvania | 15 | $ 1,089,000 | $ 72,600 | $ 13,000 |
| Tarrant, Texas | 15 | $ 1,841,000 | $ 122,733 | $ 24,000 |
| Wake, North Carolina | 13 | $ 1,749,000 | $ 134,538 | $ 14,000 |
| Mecklenburg, North Carolina | 11 | $ 1,444,000 | $ 131,272 | $ 12,000 |
| Collin, Texas | 11 | $ 1,471,000 | $ 133,727 | $ 14,000 |
| Jefferson, Louisiana | 10 | $ 951,000 | $ 95,100 | $ 29,000 |
| Camden, New Jersey | 10 | $ 1,127,000 | $ 112,700 | $ 6,000 |
| Nassau, New York | 10 | $ 1,870,000 | $ 187,000 | $ 28,000 |
| Montgomery, Texas | 10 | $ 1,048,000 | $ 104,800 | $ 34,000 |
| Erie, New York | 9 | $ 803,000 | $ 89,222 | $ 10,000 |
| Ocean, New Jersey | 8 | $ 874,000 | $ 109,250 | $ 7,000 |
| Onondaga, New York | 8 | $ 866,000 | $ 108,250 | $ 17,000 |
| Denton, Texas | 8 | $ 900,000 | $ 112,500 | $ 7,000 |
| Fort Bend, Texas | 8 | $ 1,094,000 | $ 136,750 | $ 38,000 |
| Lafayette, Louisiana | 7 | $ 881,000 | $ 125,857 | $ 17,000 |
| Burlington, New Jersey | 7 | $ 991,000 | $ 141,571 | $ 6,000 |
| Middlesex, New Jersey | 7 | $ 1,276,000 | $ 182,285 | $ 14,000 |
| Monroe, New York | 7 | $ 623,000 | $ 89,000 | $ 23,000 |
| Philadelphia, Pennsylvania | 7 | $ 444,000 | $ 63,428 | $ 26,000 |
| Baltimore, Maryland | 6 | $ 586,000 | $ 97,666 | $ 13,000 |
| Montgomery, Maryland | 6 | $ 818,000 | $ 136,333 | $ 5,000 |
| Atlantic, New Jersey | 6 | $ 611,000 | $ 101,833 | $ 38,000 |
| Gloucester, New Jersey | 6 | $ 729,000 | $ 121,500 | $ 15,000 |
| Dutchess, New York | 6 | $ 1,063,000 | $ 177,166 | $ 39,000 |
| Suffolk, New York | 6 | $ 1,012,000 | $ 168,666 | $ 21,000 |
| Luzerne, Pennsylvania | 6 | $ 606,000 | $ 101,000 | $ 20,000 |
| Travis, Texas | 6 | $ 713,000 | $ 118,833 | $ 34,000 |
| Cook, Illinois | 5 | $ 978,000 | $ 195,600 | $ 0 |
| Terrebonne, Louisiana | 5 | $ 587,000 | $ 117,400 | $ 0 |
| Bergen, New Jersey | 5 | $ 1,002,000 | $ 200,400 | $ 30,000 |
| Morris, New Jersey | 5 | $ 1,236,000 | $ 247,200 | $ 30,000 |
| Somerset, New Jersey | 5 | $ 821,000 | $ 164,200 | $ 18,000 |
| Queens, New York | 5 | $ 923,000 | $ 184,600 | $ 15,000 |
| Buncombe, North Carolina | 5 | $ 495,000 | $ 99,000 | $ 12,000 |
| Craven, North Carolina | 5 | $ 603,000 | $ 120,600 | $ 42,000 |
| Guilford, North Carolina | 5 | $ 722,000 | $ 144,400 | $ 7,000 |
| Delaware, Pennsylvania | 5 | $ 460,000 | $ 92,000 | $ 5,000 |
| York, Pennsylvania | 5 | $ 448,000 | $ 89,600 | $ 22,000 |
| Galveston, Texas | 5 | $ 753,000 | $ 150,600 | $ 39,000 |
| Hidalgo, Texas | 5 | $ 533,000 | $ 106,600 | $ 27,000 |
| Lubbock, Texas | 5 | $ 531,000 | $ 106,200 | $ 0 |
| Kanawha, West Virginia | 5 | $ 406,000 | $ 81,200 | $ 17,000 |
| Hamilton, Indiana | 4 | $ 294,000 | $ 73,500 | $ 12,000 |
| Sedgwick, Kansas | 4 | $ 496,000 | $ 124,000 | $ 0 |
| Orleans, Louisiana | 4 | $ 340,000 | $ 85,000 | $ 15,000 |
| Norfolk, Massachusetts | 4 | $ 380,000 | $ 95,000 | $ 30,000 |
| Mercer, New Jersey | 4 | $ 364,000 | $ 91,000 | $ 11,000 |
| Monmouth, New Jersey | 4 | $ 427,000 | $ 106,750 | $ 36,000 |
| Niagara, New York | 4 | $ 352,000 | $ 88,000 | $ 34,000 |
| New Hanover, North Carolina | 4 | $ 1,002,000 | $ 250,500 | $ 56,000 |
| Franklin, Ohio | 4 | $ 388,000 | $ 97,000 | $ 54,000 |
| Montgomery, Ohio | 4 | $ 428,000 | $ 107,000 | $ 0 |
| Clearfield, Pennsylvania | 4 | $ 261,000 | $ 65,250 | $ 19,000 |
| Erie, Pennsylvania | 4 | $ 394,000 | $ 98,500 | $ 24,000 |
| Lancaster, Pennsylvania | 4 | $ 373,000 | $ 93,250 | $ 0 |
| Monroe, Pennsylvania | 4 | $ 365,000 | $ 91,250 | $ 30,000 |
| Northampton, Pennsylvania | 4 | $ 416,000 | $ 104,000 | $ 13,000 |
| Cameron, Texas | 4 | $ 354,000 | $ 88,500 | $ 0 |
| El Paso, Texas | 4 | $ 438,000 | $ 109,500 | $ 11,000 |
| Jefferson, Texas | 4 | $ 611,000 | $ 152,750 | $ 79,000 |
| Cabell, West Virginia | 4 | $ 251,000 | $ 62,750 | $ 7,000 |
| Fayette, Kentucky | 3 | $ 384,000 | $ 128,000 | $ 21,000 |
| Jefferson, Kentucky | 3 | $ 316,000 | $ 105,333 | $ 0 |
| Caddo, Louisiana | 3 | $ 336,000 | $ 112,000 | $ 43,000 |
| Calcasieu, Louisiana | 3 | $ 254,000 | $ 84,666 | $ 0 |
| East Baton Rouge, Louisiana | 3 | $ 391,000 | $ 130,333 | $ 0 |
| Livingston, Louisiana | 3 | $ 254,000 | $ 84,666 | $ 24,000 |
| St. Tammany, Louisiana | 3 | $ 336,000 | $ 112,000 | $ 8,000 |
| Prince George's, Maryland | 3 | $ 412,000 | $ 137,333 | $ 24,000 |
| Middlesex, Massachusetts | 3 | $ 710,000 | $ 236,666 | $ 38,000 |
| Cape May, New Jersey | 3 | $ 293,000 | $ 97,666 | $ 46,000 |
| Cumberland, New Jersey | 3 | $ 347,000 | $ 115,666 | $ 54,000 |
| Essex, New Jersey | 3 | $ 497,000 | $ 165,666 | $ 33,000 |
| Hunterdon, New Jersey | 3 | $ 850,000 | $ 283,333 | $ 30,000 |
| Sussex, New Jersey | 3 | $ 334,000 | $ 111,333 | $ 31,000 |
| Broome, New York | 3 | $ 299,000 | $ 99,666 | $ 0 |
| Orange, New York | 3 | $ 301,000 | $ 100,333 | $ 46,000 |
| Saratoga, New York | 3 | $ 402,000 | $ 134,000 | $ 0 |
| Sullivan, New York | 3 | $ 313,000 | $ 104,333 | $ 19,000 |
| Warren, New York | 3 | $ 470,000 | $ 156,666 | $ 12,000 |
| Durham, North Carolina | 3 | $ 179,000 | $ 59,666 | $ 62,000 |
| Haywood, North Carolina | 3 | $ 311,000 | $ 103,666 | $ 18,000 |
| Lincoln, North Carolina | 3 | $ 380,000 | $ 126,666 | $ 14,000 |
| Clark, Ohio | 3 | $ 239,000 | $ 79,666 | $ 39,000 |
| Logan, Ohio | 3 | $ 364,000 | $ 121,333 | $ 50,000 |
| Bucks, Pennsylvania | 3 | $ 292,000 | $ 97,333 | $ 81,000 |
| Lycoming, Pennsylvania | 3 | $ 254,000 | $ 84,666 | $ 19,000 |
| Montgomery, Pennsylvania | 3 | $ 325,000 | $ 108,333 | $ 120,000 |
| Northumberland, Pennsylvania | 3 | $ 221,000 | $ 73,666 | $ 7,000 |
| Providence, Rhode Island | 3 | $ 333,000 | $ 111,000 | $ 0 |
| Spartanburg, South Carolina | 3 | $ 218,000 | $ 72,666 | $ 0 |
| Ellis, Texas | 3 | $ 289,000 | $ 96,333 | $ 0 |
| Grayson, Texas | 3 | $ 276,000 | $ 92,000 | $ 0 |
| McLennan, Texas | 3 | $ 244,000 | $ 81,333 | $ 95,000 |
| Nueces, Texas | 3 | $ 402,000 | $ 134,000 | $ 66,000 |
| Taylor, Texas | 3 | $ 243,000 | $ 81,000 | $ 42,000 |
| Wichita, Texas | 3 | $ 183,000 | $ 61,000 | $ 0 |
| Wayne, West Virginia | 3 | $ 188,000 | $ 62,666 | $ 13,000 |
| Racine, Wisconsin | 3 | $ 188,000 | $ 62,666 | $ 16,000 |
| Delaware, Indiana | 2 | $ 219,000 | $ 109,500 | $ 77,000 |
| Floyd, Kentucky | 2 | $ 120,000 | $ 60,000 | $ 9,000 |
| Pendleton, Kentucky | 2 | $ 138,000 | $ 69,000 | $ 30,000 |
| Ascension, Louisiana | 2 | $ 196,000 | $ 98,000 | $ 0 |
| Bossier, Louisiana | 2 | $ 235,000 | $ 117,500 | $ 0 |
| St. Landry, Louisiana | 2 | $ 192,000 | $ 96,000 | $ 28,000 |
| St. Mary, Louisiana | 2 | $ 398,000 | $ 199,000 | $ 0 |
| Anne Arundel, Maryland | 2 | $ 490,000 | $ 245,000 | $ 38,000 |
| Baltimore City, Maryland | 2 | $ 131,000 | $ 65,500 | $ 18,000 |
| Frederick, Maryland | 2 | $ 236,000 | $ 118,000 | $ 0 |
| Harford, Maryland | 2 | $ 165,000 | $ 82,500 | $ 31,000 |
| Essex, Massachusetts | 2 | $ 228,000 | $ 114,000 | $ 0 |
| Plymouth, Massachusetts | 2 | $ 175,000 | $ 87,500 | $ 89,000 |
| Missoula, Montana | 2 | $ 168,000 | $ 84,000 | $ 47,000 |
| Yellowstone, Montana | 2 | $ 243,000 | $ 121,500 | $ 18,000 |
| Clark, Nevada | 2 | $ 194,000 | $ 97,000 | $ 0 |
| Hudson, New Jersey | 2 | $ 601,000 | $ 300,500 | $ 17,000 |
| Passaic, New Jersey | 2 | $ 443,000 | $ 221,500 | $ 0 |
| Salem, New Jersey | 2 | $ 151,000 | $ 75,500 | $ 0 |
| Union, New Jersey | 2 | $ 248,000 | $ 124,000 | $ 0 |
| Kings, New York | 2 | $ 410,000 | $ 205,000 | $ 46,000 |
| Otsego, New York | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Schenectady, New York | 2 | $ 375,000 | $ 187,500 | $ 0 |
| Westchester, New York | 2 | $ 268,000 | $ 134,000 | $ 0 |
| Carteret, North Carolina | 2 | $ 470,000 | $ 235,000 | $ 54,000 |
| Cleveland, North Carolina | 2 | $ 208,000 | $ 104,000 | $ 40,000 |
| Cumberland, North Carolina | 2 | $ 272,000 | $ 136,000 | $ 54,000 |
| Currituck, North Carolina | 2 | $ 225,000 | $ 112,500 | $ 38,000 |
| Franklin, North Carolina | 2 | $ 184,000 | $ 92,000 | $ 0 |
| Henderson, North Carolina | 2 | $ 184,000 | $ 92,000 | $ 0 |
| Johnston, North Carolina | 2 | $ 215,000 | $ 107,500 | $ 10,000 |
| Madison, North Carolina | 2 | $ 208,000 | $ 104,000 | $ 0 |
| Orange, North Carolina | 2 | $ 423,000 | $ 211,500 | $ 35,000 |
| Randolph, North Carolina | 2 | $ 141,000 | $ 70,500 | $ 31,000 |
| Union, North Carolina | 2 | $ 172,000 | $ 86,000 | $ 0 |
| Athens, Ohio | 2 | $ 204,000 | $ 102,000 | $ 0 |
| Belmont, Ohio | 2 | $ 231,000 | $ 115,500 | $ 0 |
| Clermont, Ohio | 2 | $ 205,000 | $ 102,500 | $ 0 |
| Cuyahoga, Ohio | 2 | $ 139,000 | $ 69,500 | $ 0 |
| Fairfield, Ohio | 2 | $ 242,000 | $ 121,000 | $ 21,000 |
| Greene, Ohio | 2 | $ 234,000 | $ 117,000 | $ 0 |
| Hamilton, Ohio | 2 | $ 129,000 | $ 64,500 | $ 18,000 |
| Lake, Ohio | 2 | $ 217,000 | $ 108,500 | $ 0 |
| Lawrence, Ohio | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Lorain, Ohio | 2 | $ 141,000 | $ 70,500 | $ 0 |
| Medina, Ohio | 2 | $ 285,000 | $ 142,500 | $ 17,000 |
| Ottawa, Ohio | 2 | $ 244,000 | $ 122,000 | $ 0 |
| Preble, Ohio | 2 | $ 148,000 | $ 74,000 | $ 0 |
| Scioto, Ohio | 2 | $ 187,000 | $ 93,500 | $ 17,000 |
| Trumbull, Ohio | 2 | $ 128,000 | $ 64,000 | $ 0 |
| Warren, Ohio | 2 | $ 218,000 | $ 109,000 | $ 17,000 |
| Deschutes, Oregon | 2 | $ 190,000 | $ 95,000 | $ 23,000 |
| Chester, Pennsylvania | 2 | $ 442,000 | $ 221,000 | $ 69,000 |
| Cumberland, Pennsylvania | 2 | $ 113,000 | $ 56,500 | $ 14,000 |
| Dauphin, Pennsylvania | 2 | $ 223,000 | $ 111,500 | $ 0 |
| Mercer, Pennsylvania | 2 | $ 145,000 | $ 72,500 | $ 30,000 |
| Somerset, Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Westmoreland, Pennsylvania | 2 | $ 149,000 | $ 74,500 | $ 26,000 |
| Kent, Rhode Island | 2 | $ 253,000 | $ 126,500 | $ 24,000 |
| Aiken, South Carolina | 2 | $ 115,000 | $ 57,500 | $ 0 |
| Richland, South Carolina | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Angelina, Texas | 2 | $ 161,000 | $ 80,500 | $ 0 |
| Austin, Texas | 2 | $ 223,000 | $ 111,500 | $ 0 |
| Bell, Texas | 2 | $ 153,000 | $ 76,500 | $ 27,000 |
| Brazoria, Texas | 2 | $ 304,000 | $ 152,000 | $ 50,000 |
| Erath, Texas | 2 | $ 290,000 | $ 145,000 | $ 107,000 |
| Hays, Texas | 2 | $ 192,000 | $ 96,000 | $ 0 |
| Parker, Texas | 2 | $ 326,000 | $ 163,000 | $ 34,000 |
| Van Zandt, Texas | 2 | $ 300,000 | $ 150,000 | $ 47,000 |
| Waller, Texas | 2 | $ 164,000 | $ 82,000 | $ 0 |
| Webb, Texas | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Wharton, Texas | 2 | $ 112,000 | $ 56,000 | $ 22,000 |
| Williamson, Texas | 2 | $ 183,000 | $ 91,500 | $ 0 |
| Wilson, Texas | 2 | $ 203,000 | $ 101,500 | $ 71,000 |
| Salt Lake, Utah | 2 | $ 311,000 | $ 155,500 | $ 0 |
| Caledonia, Vermont | 2 | $ 238,000 | $ 119,000 | $ 45,000 |
| Essex, Vermont | 2 | $ 261,000 | $ 130,500 | $ 26,000 |
| Orange, Vermont | 2 | $ 171,000 | $ 85,500 | $ 0 |
| Berkeley, West Virginia | 2 | $ 287,000 | $ 143,500 | $ 63,000 |
| Clay, West Virginia | 2 | $ 183,000 | $ 91,500 | $ 26,000 |
| Morgan, West Virginia | 2 | $ 155,000 | $ 77,500 | $ 27,000 |
| Wood, West Virginia | 2 | $ 114,000 | $ 57,000 | $ 35,000 |
| Wyoming, West Virginia | 2 | $ 183,000 | $ 91,500 | $ 0 |
| Adams, Wisconsin | 2 | $ 198,000 | $ 99,000 | $ 0 |
| Dodge, Wisconsin | 2 | $ 127,000 | $ 63,500 | $ 0 |
| Manitowoc, Wisconsin | 2 | $ 154,000 | $ 77,000 | $ 0 |
| Sawyer, Wisconsin | 2 | $ 134,000 | $ 67,000 | $ 10,000 |
| Sheboygan, Wisconsin | 2 | $ 496,000 | $ 248,000 | $ 51,000 |
| Logan, Arkansas | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Pulaski, Arkansas | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Los Angeles, California | 1 | $ 663,000 | $ 663,000 | $ 0 |
| Sacramento, California | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Arapahoe, Colorado | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Larimer, Colorado | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Moffat, Colorado | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Weld, Colorado | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Hartford, Connecticut | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Middlesex, Connecticut | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| New Haven, Connecticut | 1 | $ 79,000 | $ 79,000 | $ 0 |
| New Castle, Delaware | 1 | $ 160,000 | $ 160,000 | $ 0 |
| District of Columbia, District Of Columbia | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Duval, Florida | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Orange, Florida | 1 | $ 280,000 | $ 280,000 | $ 90,000 |
| Pinellas, Florida | 1 | $ 48,000 | $ 48,000 | $ 34,000 |
| Clayton, Georgia | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Gwinnett, Georgia | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Ada, Idaho | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Kootenai, Idaho | 1 | $ 85,000 | $ 85,000 | $ 0 |
| LaSalle, Illinois | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Clinton, Indiana | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Butler, Kansas | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Decatur, Kansas | 1 | $ 60,000 | $ 60,000 | $ 65,000 |
| Harvey, Kansas | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Johnson, Kansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Leavenworth, Kansas | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Shawnee, Kansas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Trego, Kansas | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Boone, Kentucky | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Bracken, Kentucky | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Carroll, Kentucky | 1 | $ 64,000 | $ 64,000 | $ 132,000 |
| Christian, Kentucky | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Grant, Kentucky | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Graves, Kentucky | 1 | $ 106,000 | $ 106,000 | $ 58,000 |
| Grayson, Kentucky | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Henry, Kentucky | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Hopkins, Kentucky | 1 | $ 113,000 | $ 113,000 | $ 42,000 |
| Laurel, Kentucky | 1 | $ 55,000 | $ 55,000 | $ 157,000 |
| Madison, Kentucky | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Magoffin, Kentucky | 1 | $ 94,000 | $ 94,000 | $ 26,000 |
| McCracken, Kentucky | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Oldham, Kentucky | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Spencer, Kentucky | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Lafourche, Louisiana | 1 | $ 138,000 | $ 138,000 | $ 39,000 |
| Lincoln, Louisiana | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Ouachita, Louisiana | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Rapides, Louisiana | 1 | $ 54,000 | $ 54,000 | $ 30,000 |
| St. Bernard, Louisiana | 1 | $ 87,000 | $ 87,000 | $ 27,000 |
| St. Charles, Louisiana | 1 | $ 96,000 | $ 96,000 | $ 101,000 |
| St. James, Louisiana | 1 | $ 80,000 | $ 80,000 | $ 118,000 |
| Tangipahoa, Louisiana | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Androscoggin, Maine | 1 | $ 114,000 | $ 114,000 | $ 80,000 |
| Penobscot, Maine | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Somerset, Maine | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Charles, Maryland | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Howard, Maryland | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Queen Anne's, Maryland | 1 | $ 58,000 | $ 58,000 | $ 0 |
| St. Mary's, Maryland | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Washington, Maryland | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Worcester, Maryland | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Barnstable, Massachusetts | 1 | $ 263,000 | $ 263,000 | $ 48,000 |
| Hampden, Massachusetts | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Hampshire, Massachusetts | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Suffolk, Massachusetts | 1 | $ 127,000 | $ 127,000 | $ 23,000 |
| Worcester, Massachusetts | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Kalamazoo, Michigan | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Oakland, Michigan | 1 | $ 78,000 | $ 78,000 | $ 172,000 |
| Clay, Mississippi | 1 | $ 68,000 | $ 68,000 | $ 39,000 |
| Cascade, Montana | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Valley, Montana | 1 | $ 103,000 | $ 103,000 | $ 49,000 |
| Carson City, Nevada | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Churchill, Nevada | 1 | $ 130,000 | $ 130,000 | $ 42,000 |
| Douglas, Nevada | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Washoe, Nevada | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Warren, New Jersey | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Dona Ana, New Mexico | 1 | $ 133,000 | $ 133,000 | $ 60,000 |
| Lea, New Mexico | 1 | $ 56,000 | $ 56,000 | $ 42,000 |
| Albany, New York | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Allegany, New York | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Bronx, New York | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Chenango, New York | 1 | $ 80,000 | $ 80,000 | $ 118,000 |
| Clinton, New York | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Columbia, New York | 1 | $ 113,000 | $ 113,000 | $ 45,000 |
| Cortland, New York | 1 | $ 72,000 | $ 72,000 | $ 61,000 |
| Delaware, New York | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Franklin, New York | 1 | $ 60,000 | $ 60,000 | $ 27,000 |
| Greene, New York | 1 | $ 78,000 | $ 78,000 | $ 52,000 |
| Herkimer, New York | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Livingston, New York | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Madison, New York | 1 | $ 30,000 | $ 30,000 | $ 0 |
| New York, New York | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Oneida, New York | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Seneca, New York | 1 | $ 66,000 | $ 66,000 | $ 0 |
| St. Lawrence, New York | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Tioga, New York | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Washington, New York | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Wyoming, New York | 1 | $ 70,000 | $ 70,000 | $ 95,000 |
| Alamance, North Carolina | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Brunswick, North Carolina | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Burke, North Carolina | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Cabarrus, North Carolina | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Catawba, North Carolina | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Cherokee, North Carolina | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Dare, North Carolina | 1 | $ 50,000 | $ 50,000 | $ 37,000 |
| Forsyth, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Harnett, North Carolina | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Hoke, North Carolina | 1 | $ 127,000 | $ 127,000 | $ 140,000 |
| Lee, North Carolina | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Lenoir, North Carolina | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Montgomery, North Carolina | 1 | $ 71,000 | $ 71,000 | $ 18,000 |
| Perquimans, North Carolina | 1 | $ 231,000 | $ 231,000 | $ 43,000 |
| Pitt, North Carolina | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Rockingham, North Carolina | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Rowan, North Carolina | 1 | $ 342,000 | $ 342,000 | $ 0 |
| Rutherford, North Carolina | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Stanly, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Transylvania, North Carolina | 1 | $ 414,000 | $ 414,000 | $ 149,000 |
| Yadkin, North Carolina | 1 | $ 128,000 | $ 128,000 | $ 35,000 |
| Grand Forks, North Dakota | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Williams, North Dakota | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Ashtabula, Ohio | 1 | $ 90,000 | $ 90,000 | $ 76,000 |
| Butler, Ohio | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Clinton, Ohio | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Coshocton, Ohio | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Guernsey, Ohio | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Holmes, Ohio | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Huron, Ohio | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Jackson, Ohio | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Knox, Ohio | 1 | $ 176,000 | $ 176,000 | $ 106,000 |
| Licking, Ohio | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Mahoning, Ohio | 1 | $ 63,000 | $ 63,000 | $ 850,000 |
| Richland, Ohio | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Sandusky, Ohio | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Shelby, Ohio | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Stark, Ohio | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Summit, Ohio | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Wood, Ohio | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Clackamas, Oregon | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Curry, Oregon | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Jackson, Oregon | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Josephine, Oregon | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Lane, Oregon | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Washington, Oregon | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Armstrong, Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 84,000 |
| Beaver, Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Bedford, Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 80,000 |
| Berks, Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Blair, Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Bradford, Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Cameron, Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 40,000 |
| Carbon, Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Centre, Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Fayette, Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Franklin, Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Fulton, Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Lackawanna, Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lehigh, Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Potter, Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 78,000 |
| Schuylkill, Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Sullivan, Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Warren, Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 85,000 |
| Washington, Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Greenville, South Carolina | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Greenwood, South Carolina | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Lexington, South Carolina | 1 | $ 152,000 | $ 152,000 | $ 30,000 |
| Brown, South Dakota | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Bastrop, Texas | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Brazos, Texas | 1 | $ 98,000 | $ 98,000 | $ 60,000 |
| Brown, Texas | 1 | $ 114,000 | $ 114,000 | $ 70,000 |
| Caldwell, Texas | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Calhoun, Texas | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Collingsworth, Texas | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Colorado, Texas | 1 | $ 93,000 | $ 93,000 | $ 29,000 |
| Cooke, Texas | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Coryell, Texas | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Delta, Texas | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Fannin, Texas | 1 | $ 64,000 | $ 64,000 | $ 42,000 |
| Gregg, Texas | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Hardin, Texas | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Henderson, Texas | 1 | $ 104,000 | $ 104,000 | $ 51,000 |
| Hood, Texas | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Howard, Texas | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| Johnson, Texas | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Kent, Texas | 1 | $ 122,000 | $ 122,000 | $ 74,000 |
| Lee, Texas | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Live Oak, Texas | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Matagorda, Texas | 1 | $ 131,000 | $ 131,000 | $ 61,000 |
| Maverick, Texas | 1 | $ 122,000 | $ 122,000 | $ 60,000 |
| Midland, Texas | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Milam, Texas | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Nacogdoches, Texas | 1 | $ 104,000 | $ 104,000 | $ 48,000 |
| Navarro, Texas | 1 | $ 80,000 | $ 80,000 | $ 53,000 |
| Orange, Texas | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Rains, Texas | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Randall, Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| San Patricio, Texas | 1 | $ 109,000 | $ 109,000 | $ 60,000 |
| Smith, Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Somervell, Texas | 1 | $ 78,000 | $ 78,000 | $ 75,000 |
| Swisher, Texas | 1 | $ 92,000 | $ 92,000 | $ 78,000 |
| Upshur, Texas | 1 | $ 70,000 | $ 70,000 | $ 40,000 |
| Victoria, Texas | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Walker, Texas | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Washington, Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Wise, Texas | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Young, Texas | 1 | $ 105,000 | $ 105,000 | $ 106,000 |
| Cache, Utah | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Addison, Vermont | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Orleans, Vermont | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Windham, Vermont | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Benton, Washington | 1 | $ 154,000 | $ 154,000 | $ 0 |
| King, Washington | 1 | $ 117,000 | $ 117,000 | $ 127,000 |
| Spokane, Washington | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Brooke, West Virginia | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Calhoun, West Virginia | 1 | $ 86,000 | $ 86,000 | $ 42,000 |
| Grant, West Virginia | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Harrison, West Virginia | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Jackson, West Virginia | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Ohio, West Virginia | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Pleasants, West Virginia | 1 | $ 99,000 | $ 99,000 | $ 85,000 |
| Putnam, West Virginia | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Randolph, West Virginia | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Tucker, West Virginia | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Brown, Wisconsin | 1 | $ 118,000 | $ 118,000 | $ 41,000 |
| Calumet, Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Crawford, Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Dane, Wisconsin | 1 | $ 92,000 | $ 92,000 | $ 36,000 |
| Dunn, Wisconsin | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Juneau, Wisconsin | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Marathon, Wisconsin | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Milwaukee, Wisconsin | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Oconto, Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Oneida, Wisconsin | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Pierce, Wisconsin | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Richland, Wisconsin | 1 | $ 61,000 | $ 61,000 | $ 46,000 |
| Rusk, Wisconsin | 1 | $ 98,000 | $ 98,000 | $ 0 |
| St. Croix, Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Washington, Wisconsin | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Waukesha, Wisconsin | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Winnebago, Wisconsin | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Johnson, Wyoming | 1 | $ 299,000 | $ 299,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for United Midwest Savings Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 969 | $111,974,000 | $115,000 | $663,000 | $22,000 | $850,000 |
| Home Purchase | 11 | $1,842,000 | $167,000 | $420,000 | $81,000 | $342,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 631 | $73,977,000 | $117,000 | $663,000 | $0 | $342,000 |
| White | 316 | $36,198,000 | $114,000 | $466,000 | $63,000 | $850,000 |
| Black or African American | 18 | $1,871,000 | $103,000 | $335,000 | $66,000 | $123,000 |
| Hispanic | 13 | $1,487,000 | $114,000 | $268,000 | $61,000 | $189,000 |
| Asian | 2 | $283,000 | $141,000 | $198,000 | $28,000 | $56,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 902 | $102,670,000 | $113,000 | $663,000 | $23,000 | $850,000 |
| FHA-insured (Federal Housing Administration) | 77 | $11,045,000 | $143,000 | $524,000 | $18,000 | $140,000 |
| VA-guaranteed (Veterans Administration) | 1 | $101,000 | $101,000 | $101,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 833 | $96,457,000 | $115,000 | $663,000 | $13,000 | $342,000 |
| Loan Originated | 93 | $11,179,000 | $120,000 | $417,000 | $84,000 | $850,000 |
| Application Withdrawn By Applicant | 31 | $3,711,000 | $119,000 | $417,000 | $67,000 | $162,000 |
| Application Denied By Financial Institution | 20 | $2,249,000 | $112,000 | $335,000 | $64,000 | $163,000 |
| Application Approved But Not Accepted | 3 | $220,000 | $73,000 | $122,000 | $38,000 | $60,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 14 | $1,706,000 | $121,000 | $335,000 | $65,000 | $163,000 |
| Credit History | 4 | $293,000 | $73,000 | $98,000 | $65,000 | $117,000 |
| Debt-To-Income Ratio | 1 | $185,000 | $185,000 | $185,000 | $36,000 | $36,000 |
| Other | 1 | $65,000 | $65,000 | $65,000 | $63,000 | $63,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Midwest Savings Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Midwest Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About