Ussfcu Mortgage Lending & HMDA Data, 2024

In 2024, Ussfcu of Alexandria, VA reported 525 mortgage applications totaling $84.0 million, down 11% from 2023. The average application was for $159,990, and applicants reported an average income of $226,855. 62% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Arlington-Alexandria-Reston, VA-WV (82), Washington, DC-MD (72) and Riverside-San Bernardino-Ontario, CA (29) (applications in parentheses).

Mortgage Company & Address Ussfcu
2750 Eisenhower Avenue
Alexandria, VA 22314
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 525
Total Mortgage Loan Application Amount $83,995,000
Average Mortgage Loan Application Amount $159,990
Highest Mortgage Loan Application Amount $1,355,000
Average Applicant Income $226,855
Highest Applicant Income $4,313,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ussfcu filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ussfcu by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
District of Columbia, District Of Columbia 39 $ 5,335,000 $ 136,794 $ 215,000
Prince George's, Maryland 29 $ 3,815,000 $ 131,551 $ 131,000
Fairfax, Virginia 28 $ 4,490,000 $ 160,357 $ 243,000
Montgomery, Maryland 22 $ 3,400,000 $ 154,545 $ 255,000
Riverside, California 20 $ 3,970,000 $ 198,500 $ 216,000
Los Angeles, California 14 $ 1,890,000 $ 135,000 $ 222,000
San Diego, California 12 $ 3,770,000 $ 314,166 $ 307,000
Alexandria, Virginia 11 $ 1,855,000 $ 168,636 $ 373,000
Prince William, Virginia 11 $ 1,005,000 $ 91,363 $ 184,000
Maricopa, Arizona 9 $ 1,325,000 $ 147,222 $ 245,000
San Bernardino, California 9 $ 1,225,000 $ 136,111 $ 230,000
Clark, Nevada 9 $ 1,575,000 $ 175,000 $ 207,000
Arlington, Virginia 9 $ 3,665,000 $ 407,222 $ 356,000
Loudoun, Virginia 9 $ 1,495,000 $ 166,111 $ 331,000
Anne Arundel, Maryland 8 $ 1,010,000 $ 126,250 $ 244,000
Ventura, California 6 $ 1,200,000 $ 200,000 $ 284,000
Fauquier, Virginia 6 $ 590,000 $ 98,333 $ 207,000
Orange, California 5 $ 1,465,000 $ 293,000 $ 277,000
Broward, Florida 5 $ 1,085,000 $ 217,000 $ 166,000
King, Washington 5 $ 1,595,000 $ 319,000 $ 262,000
Pima, Arizona 4 $ 830,000 $ 207,500 $ 175,000
Placer, California 4 $ 450,000 $ 112,500 $ 225,000
San Joaquin, California 4 $ 630,000 $ 157,500 $ 152,000
Hillsborough, Florida 4 $ 610,000 $ 152,500 $ 335,000
Charles, Maryland 4 $ 1,220,000 $ 305,000 $ 131,000
Howard, Maryland 4 $ 430,000 $ 107,500 $ 186,000
Essex, New Jersey 4 $ 670,000 $ 167,500 $ 322,000
Wake, North Carolina 4 $ 740,000 $ 185,000 $ 192,000
Tulsa, Oklahoma 4 $ 410,000 $ 102,500 $ 256,000
Stafford, Virginia 4 $ 260,000 $ 65,000 $ 132,000
Contra Costa, California 3 $ 385,000 $ 128,333 $ 247,000
Denver, Colorado 3 $ 525,000 $ 175,000 $ 202,000
Palm Beach, Florida 3 $ 295,000 $ 98,333 $ 115,000
St. Lucie, Florida 3 $ 155,000 $ 51,666 $ 125,000
Fulton, Georgia 3 $ 465,000 $ 155,000 $ 211,000
Baltimore, Maryland 3 $ 325,000 $ 108,333 $ 195,000
Baltimore City, Maryland 3 $ 235,000 $ 78,333 $ 232,000
Williamson, Tennessee 3 $ 765,000 $ 255,000 $ 342,000
San Luis Obispo, California 2 $ 400,000 $ 200,000 $ 307,000
Santa Barbara, California 2 $ 560,000 $ 280,000 $ 230,000
Stanislaus, California 2 $ 160,000 $ 80,000 $ 97,000
Douglas, Colorado 2 $ 90,000 $ 45,000 $ 130,000
South Central Connecticut Planning Region, Connecticut 2 $ 310,000 $ 155,000 $ 267,000
Sussex, Delaware 2 $ 100,000 $ 50,000 $ 137,000
Clay, Florida 2 $ 350,000 $ 175,000 $ 184,000
Lake, Florida 2 $ 310,000 $ 155,000 $ 112,000
Osceola, Florida 2 $ 240,000 $ 120,000 $ 139,000
Sarasota, Florida 2 $ 460,000 $ 230,000 $ 312,000
St. Johns, Florida 2 $ 310,000 $ 155,000 $ 115,000
Volusia, Florida 2 $ 110,000 $ 55,000 $ 135,000
Cherokee, Georgia 2 $ 220,000 $ 110,000 $ 388,000
Gwinnett, Georgia 2 $ 300,000 $ 150,000 $ 156,000
Honolulu, Hawaii 2 $ 160,000 $ 80,000 $ 251,000
Cook, Illinois 2 $ 480,000 $ 240,000 $ 266,000
Caddo, Louisiana 2 $ 210,000 $ 105,000 $ 288,000
East Baton Rouge, Louisiana 2 $ 260,000 $ 130,000 $ 160,000
Aroostook, Maine 2 $ 50,000 $ 25,000 $ 91,000
Somerset, Maine 2 $ 50,000 $ 25,000 $ 139,000
Queen Anne's, Maryland 2 $ 140,000 $ 70,000 $ 93,000
Worcester, Massachusetts 2 $ 650,000 $ 325,000 $ 230,000
Hillsborough, New Hampshire 2 $ 450,000 $ 225,000 $ 309,000
Bergen, New Jersey 2 $ 280,000 $ 140,000 $ 129,000
Gloucester, New Jersey 2 $ 650,000 $ 325,000 $ 165,000
Union, New Jersey 2 $ 310,000 $ 155,000 $ 208,000
Erie, New York 2 $ 100,000 $ 50,000 $ 124,000
Orange, New York 2 $ 110,000 $ 55,000 $ 163,000
Putnam, New York 2 $ 710,000 $ 355,000 $ 146,000
Cumberland, North Carolina 2 $ 240,000 $ 120,000 $ 143,000
Mecklenburg, North Carolina 2 $ 390,000 $ 195,000 $ 166,000
Franklin, Ohio 2 $ 70,000 $ 35,000 $ 59,000
Jackson, Oregon 2 $ 410,000 $ 205,000 $ 173,000
Delaware, Pennsylvania 2 $ 620,000 $ 310,000 $ 400,000
Edgefield, South Carolina 2 $ 230,000 $ 115,000 $ 455,000
Greenwood, South Carolina 2 $ 370,000 $ 185,000 $ 113,000
Horry, South Carolina 2 $ 130,000 $ 65,000 $ 171,000
Lexington, South Carolina 2 $ 140,000 $ 70,000 $ 62,000
Baldwin, Alabama 1 $ 55,000 $ 55,000 $ 177,000
Mohave, Arizona 1 $ 235,000 $ 235,000 $ 131,000
Pinal, Arizona 1 $ 35,000 $ 35,000 $ 99,000
Imperial, California 1 $ 45,000 $ 45,000 $ 149,000
Kern, California 1 $ 25,000 $ 25,000 $ 69,000
Mariposa, California 1 $ 85,000 $ 85,000 $ 283,000
Merced, California 1 $ 125,000 $ 125,000 $ 201,000
Santa Clara, California 1 $ 505,000 $ 505,000 $ 278,000
Solano, California 1 $ 245,000 $ 245,000 $ 182,000
Arapahoe, Colorado 1 $ 25,000 $ 25,000 $ 78,000
El Paso, Colorado 1 $ 95,000 $ 95,000 $ 124,000
Capitol Planning Region, Connecticut 1 $ 165,000 $ 165,000 $ 130,000
Greater Bridgeport Planning Region, Connecticut 1 $ 415,000 $ 415,000 $ 288,000
Western Connecticut Planning Region, Connecticut 1 $ 395,000 $ 395,000 $ 200,000
Kent, Delaware 1 $ 65,000 $ 65,000 $ 91,000
New Castle, Delaware 1 $ 45,000 $ 45,000 $ 276,000
Bay, Florida 1 $ 125,000 $ 125,000 $ 181,000
Brevard, Florida 1 $ 105,000 $ 105,000 $ 113,000
Collier, Florida 1 $ 55,000 $ 55,000 $ 175,000
Columbia, Florida 1 $ 325,000 $ 325,000 $ 154,000
Lee, Florida 1 $ 155,000 $ 155,000 $ 214,000
Leon, Florida 1 $ 105,000 $ 105,000 $ 135,000
Orange, Florida 1 $ 145,000 $ 145,000 $ 253,000
Polk, Florida 1 $ 45,000 $ 45,000 $ 134,000
Cobb, Georgia 1 $ 35,000 $ 35,000 $ 50,000
Fayette, Georgia 1 $ 155,000 $ 155,000 $ 383,000
Forsyth, Georgia 1 $ 155,000 $ 155,000 $ 152,000
Hall, Georgia 1 $ 55,000 $ 55,000 $ 93,000
Montgomery, Georgia 1 $ 205,000 $ 205,000 $ 75,000
Troup, Georgia 1 $ 85,000 $ 85,000 $ 94,000
Madison, Illinois 1 $ 105,000 $ 105,000 $ 270,000
St. Clair, Illinois 1 $ 95,000 $ 95,000 $ 174,000
Will, Illinois 1 $ 35,000 $ 35,000 $ 138,000
Hendricks, Indiana 1 $ 105,000 $ 105,000 $ 504,000
Fayette, Kentucky 1 $ 245,000 $ 245,000 $ 424,000
Kenton, Kentucky 1 $ 305,000 $ 305,000 $ 170,000
St. John the Baptist, Louisiana 1 $ 135,000 $ 135,000 $ 125,000
St. Tammany, Louisiana 1 $ 245,000 $ 245,000 $ 753,000
Terrebonne, Louisiana 1 $ 35,000 $ 35,000 $ 150,000
Cumberland, Maine 1 $ 205,000 $ 205,000 $ 373,000
Hancock, Maine 1 $ 245,000 $ 245,000 $ 728,000
Knox, Maine 1 $ 75,000 $ 75,000 $ 112,000
Calvert, Maryland 1 $ 65,000 $ 65,000 $ 100,000
Carroll, Maryland 1 $ 115,000 $ 115,000 $ 382,000
Frederick, Maryland 1 $ 95,000 $ 95,000 $ 134,000
Worcester, Maryland 1 $ 95,000 $ 95,000 $ 162,000
Hampden, Massachusetts 1 $ 125,000 $ 125,000 $ 348,000
Antrim, Michigan 1 $ 175,000 $ 175,000 $ 361,000
Macomb, Michigan 1 $ 195,000 $ 195,000 $ 178,000
Wayne, Michigan 1 $ 55,000 $ 55,000 $ 206,000
Hennepin, Minnesota 1 $ 155,000 $ 155,000 $ 319,000
DeSoto, Mississippi 1 $ 125,000 $ 125,000 $ 177,000
Simpson, Mississippi 1 $ 55,000 $ 55,000 $ 54,000
Clay, Missouri 1 $ 205,000 $ 205,000 $ 270,000
Platte, Missouri 1 $ 65,000 $ 65,000 $ 301,000
St. Louis City, Missouri 1 $ 205,000 $ 205,000 $ 132,000
Park, Montana 1 $ 255,000 $ 255,000 $ 206,000
Dodge, Nebraska 1 $ 155,000 $ 155,000 $ 160,000
Douglas, Nebraska 1 $ 105,000 $ 105,000 $ 298,000
Washoe, Nevada 1 $ 215,000 $ 215,000 $ 229,000
Cheshire, New Hampshire 1 $ 305,000 $ 305,000 $ 258,000
Atlantic, New Jersey 1 $ 505,000 $ 505,000 $ 600,000
Camden, New Jersey 1 $ 105,000 $ 105,000 $ 176,000
Cape May, New Jersey 1 $ 505,000 $ 505,000 $ 4,313,000
Morris, New Jersey 1 $ 125,000 $ 125,000 $ 214,000
Ocean, New Jersey 1 $ 75,000 $ 75,000 $ 168,000
Passaic, New Jersey 1 $ 155,000 $ 155,000 $ 209,000
Salem, New Jersey 1 $ 245,000 $ 245,000 $ 161,000
Chemung, New York 1 $ 75,000 $ 75,000 $ 461,000
Kings, New York 1 $ 155,000 $ 155,000 $ 154,000
New York, New York 1 $ 75,000 $ 75,000 $ 96,000
Onondaga, New York 1 $ 55,000 $ 55,000 $ 174,000
Suffolk, New York 1 $ 245,000 $ 245,000 $ 365,000
Cabarrus, North Carolina 1 $ 315,000 $ 315,000 $ 279,000
Chatham, North Carolina 1 $ 465,000 $ 465,000 $ 180,000
Columbus, North Carolina 1 $ 45,000 $ 45,000 $ 69,000
Gaston, North Carolina 1 $ 65,000 $ 65,000 $ 132,000
Guilford, North Carolina 1 $ 185,000 $ 185,000 $ 334,000
Halifax, North Carolina 1 $ 55,000 $ 55,000 $ 217,000
Hyde, North Carolina 1 $ 75,000 $ 75,000 $ 160,000
Lincoln, North Carolina 1 $ 135,000 $ 135,000 $ 201,000
Moore, North Carolina 1 $ 65,000 $ 65,000 $ 198,000
New Hanover, North Carolina 1 $ 85,000 $ 85,000 $ 219,000
Union, North Carolina 1 $ 95,000 $ 95,000 $ 317,000
Wilson, North Carolina 1 $ 105,000 $ 105,000 $ 186,000
Delaware, Ohio 1 $ 505,000 $ 505,000 $ 121,000
Jefferson, Ohio 1 $ 145,000 $ 145,000 $ 114,000
Montgomery, Ohio 1 $ 45,000 $ 45,000 $ 115,000
Wagoner, Oklahoma 1 $ 155,000 $ 155,000 $ 319,000
Curry, Oregon 1 $ 505,000 $ 505,000 $ 207,000
Allegheny, Pennsylvania 1 $ 85,000 $ 85,000 $ 550,000
Fayette, Pennsylvania 1 $ 505,000 $ 505,000 $ 240,000
Franklin, Pennsylvania 1 $ 15,000 $ 15,000 $ 204,000
Lehigh, Pennsylvania 1 $ 175,000 $ 175,000 $ 305,000
Monroe, Pennsylvania 1 $ 35,000 $ 35,000 $ 141,000
Washington, Pennsylvania 1 $ 35,000 $ 35,000 $ 149,000
York, Pennsylvania 1 $ 25,000 $ 25,000 $ 104,000
Charleston, South Carolina 1 $ 105,000 $ 105,000 $ 106,000
Chesterfield, South Carolina 1 $ 75,000 $ 75,000 $ 80,000
Greenville, South Carolina 1 $ 135,000 $ 135,000 $ 180,000
Richland, South Carolina 1 $ 185,000 $ 185,000 $ 180,000
Pennington, South Dakota 1 $ 175,000 $ 175,000 $ 116,000
Hamilton, Tennessee 1 $ 45,000 $ 45,000 $ 227,000
Knox, Tennessee 1 $ 35,000 $ 35,000 $ 130,000
Utah, Utah 1 $ 505,000 $ 505,000 $ 431,000
Albemarle, Virginia 1 $ 75,000 $ 75,000 $ 146,000
Chesterfield, Virginia 1 $ 85,000 $ 85,000 $ 200,000
Dinwiddie, Virginia 1 $ 115,000 $ 115,000 $ 37,000
Fairfax City, Virginia 1 $ 225,000 $ 225,000 $ 67,000
Henrico, Virginia 1 $ 125,000 $ 125,000 $ 252,000
Manassas, Virginia 1 $ 105,000 $ 105,000 $ 65,000
Shenandoah, Virginia 1 $ 35,000 $ 35,000 $ 129,000
Spotsylvania, Virginia 1 $ 105,000 $ 105,000 $ 59,000
Virginia Beach, Virginia 1 $ 35,000 $ 35,000 $ 154,000
Kitsap, Washington 1 $ 15,000 $ 15,000 $ 90,000
Pierce, Washington 1 $ 175,000 $ 175,000 $ 215,000
Berkeley, West Virginia 1 $ 45,000 $ 45,000 $ 92,000
Jefferson, West Virginia 1 $ 75,000 $ 75,000 $ 253,000

Mortgage Loan Application Detail Totals for Ussfcu in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 317 $49,925,000 $157,000 $505,000 $246,000 $4,313,000
Other Purpose 119 $14,375,000 $120,000 $505,000 $175,000 $900,000
Refinancing 89 $19,695,000 $221,000 $1,355,000 $228,000 $1,200,000
Home Purchase 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 243 $38,025,000 $156,000 $505,000 $245,000 $4,313,000
Not Provided 146 $24,050,000 $164,000 $505,000 $234,000 $900,000
Black or African American 65 $9,485,000 $145,000 $505,000 $153,000 $753,000
Hispanic 46 $6,910,000 $150,000 $505,000 $197,000 $1,080,000
Asian 22 $3,610,000 $164,000 $505,000 $230,000 $600,000
American Indian or Alaskan Native 3 $1,915,000 $638,000 $1,355,000 $458,000 $623,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 525 $83,995,000 $159,000 $1,355,000 $227,000 $4,313,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 323 $47,655,000 $147,000 $505,000 $225,000 $831,000
Application Denied By Financial Institution 99 $17,835,000 $180,000 $505,000 $180,000 $1,200,000
Application Approved But Not Accepted 74 $10,770,000 $145,000 $505,000 $243,000 $798,000
Application Withdrawn By Applicant 29 $7,735,000 $266,000 $1,355,000 $365,000 $4,313,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 426 $66,160,000 $155,000 $1,355,000 $238,000 $4,313,000
Debt-To-Income Ratio 44 $8,760,000 $199,000 $465,000 $115,000 $249,000
Credit History 26 $4,190,000 $161,000 $505,000 $208,000 $753,000
Other 19 $3,375,000 $177,000 $505,000 $286,000 $1,200,000
Collateral 9 $1,425,000 $158,000 $305,000 $209,000 $319,000
Unverifiable Information 1 $85,000 $85,000 $85,000 $26,000 $26,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ussfcu's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ussfcu's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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