Ussfcu Mortgage Lending & HMDA Data, 2024
In 2024, Ussfcu of Alexandria, VA reported 525 mortgage applications totaling $84.0 million, down 11% from 2023. The average application was for $159,990, and applicants reported an average income of $226,855. 62% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Arlington-Alexandria-Reston, VA-WV (82), Washington, DC-MD (72) and Riverside-San Bernardino-Ontario, CA (29) (applications in parentheses).
| Mortgage Company & Address | Ussfcu 2750 Eisenhower Avenue Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 525 |
| Total Mortgage Loan Application Amount | $83,995,000 |
| Average Mortgage Loan Application Amount | $159,990 |
| Highest Mortgage Loan Application Amount | $1,355,000 |
| Average Applicant Income | $226,855 |
| Highest Applicant Income | $4,313,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ussfcu filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Arlington-Alexandria-Reston, VA-WV | 82 | $ 13,870,000 | $ 169,146 | $ 261,890 |
| Washington, DC-MD | 72 | $ 10,370,000 | $ 144,027 | $ 176,500 |
| Riverside-San Bernardino-Ontario, CA | 29 | $ 5,195,000 | $ 179,137 | $ 220,000 |
| Outside any metro area | 28 | $ 3,590,000 | $ 128,214 | $ 174,750 |
| Washington-Baltimore-Arlington, DC | 23 | $ 3,495,000 | $ 151,956 | $ 249,000 |
| Baltimore-Columbia-Towson, MD | 21 | $ 2,255,000 | $ 107,380 | $ 216,000 |
| Los Angeles-Long Beach-Glendale, CA | 14 | $ 1,890,000 | $ 135,000 | $ 222,000 |
| San Diego-Carlsbad, CA | 12 | $ 3,770,000 | $ 314,166 | $ 307,000 |
| Phoenix-Mesa-Scottsdale, AZ | 10 | $ 1,360,000 | $ 136,000 | $ 230,000 |
| Las Vegas-Henderson-Paradise, NV | 9 | $ 1,575,000 | $ 175,000 | $ 207,000 |
| Atlanta-Sandy Springs-Roswell, GA | 7 | $ 1,075,000 | $ 153,571 | $ 211,000 |
| New York-Jersey City-White Plains, NY-NJ | 7 | $ 1,375,000 | $ 196,428 | $ 144,000 |
| Newark, NJ-PA | 7 | $ 1,105,000 | $ 157,857 | $ 274,000 |
| Charlotte-Concord-Gastonia, NC-SC | 6 | $ 1,000,000 | $ 166,666 | $ 210,000 |
| Denver-Aurora-Lakewood, CO | 6 | $ 640,000 | $ 106,666 | $ 157,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 6 | $ 1,200,000 | $ 200,000 | $ 284,000 |
| Anaheim-Santa Ana-Irvine, CA | 5 | $ 1,465,000 | $ 293,000 | $ 277,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 5 | $ 1,085,000 | $ 217,000 | $ 166,000 |
| Orlando-Kissimmee-Sanford, FL | 5 | $ 695,000 | $ 139,000 | $ 151,000 |
| Seattle-Bellevue-Everett, WA | 5 | $ 1,595,000 | $ 319,000 | $ 262,000 |
| Tulsa, OK | 5 | $ 565,000 | $ 113,000 | $ 269,000 |
| Jacksonville, FL | 4 | $ 660,000 | $ 165,000 | $ 149,000 |
| Raleigh, NC | 4 | $ 740,000 | $ 185,000 | $ 192,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 4 | $ 450,000 | $ 112,500 | $ 225,000 |
| Stockton-Lodi, CA | 4 | $ 630,000 | $ 157,500 | $ 152,000 |
| Tampa, FL | 4 | $ 610,000 | $ 152,500 | $ 335,000 |
| Tucson, AZ | 4 | $ 830,000 | $ 207,500 | $ 175,000 |
| Camden, NJ | 3 | $ 755,000 | $ 251,666 | $ 168,000 |
| Chicago-Naperville, IL | 3 | $ 515,000 | $ 171,666 | $ 223,000 |
| Columbia, SC | 3 | $ 325,000 | $ 108,333 | $ 101,000 |
| Columbus, OH | 3 | $ 575,000 | $ 191,666 | $ 79,000 |
| Marietta, GA | 3 | $ 255,000 | $ 85,000 | $ 275,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3 | $ 765,000 | $ 255,000 | $ 342,000 |
| Oakland-Hayward-Berkeley, CA | 3 | $ 385,000 | $ 128,333 | $ 247,000 |
| Pittsburgh, PA | 3 | $ 625,000 | $ 208,333 | $ 313,000 |
| Port St. Lucie, FL | 3 | $ 155,000 | $ 51,666 | $ 125,000 |
| Richmond, VA | 3 | $ 325,000 | $ 108,333 | $ 163,000 |
| St. Louis, MO-IL | 3 | $ 405,000 | $ 135,000 | $ 192,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 3 | $ 295,000 | $ 98,333 | $ 115,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 1,010,000 | $ 505,000 | $ 2,456,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 230,000 | $ 115,000 | $ 455,000 |
| Baton Rouge, LA | 2 | $ 260,000 | $ 130,000 | $ 160,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 810,000 | $ 405,000 | $ 244,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 2 | $ 100,000 | $ 50,000 | $ 124,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 110,000 | $ 55,000 | $ 135,000 |
| Fayetteville, NC | 2 | $ 240,000 | $ 120,000 | $ 143,000 |
| Kansas City, MO-KS | 2 | $ 270,000 | $ 135,000 | $ 285,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 2 | $ 110,000 | $ 55,000 | $ 163,000 |
| Manchester-Nashua, NH | 2 | $ 450,000 | $ 225,000 | $ 309,000 |
| Medford, OR | 2 | $ 410,000 | $ 205,000 | $ 173,000 |
| Modesto, CA | 2 | $ 160,000 | $ 80,000 | $ 97,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 130,000 | $ 65,000 | $ 171,000 |
| New Haven-Milford, CT | 2 | $ 310,000 | $ 155,000 | $ 267,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 460,000 | $ 230,000 | $ 312,000 |
| Philadelphia, PA | 2 | $ 620,000 | $ 310,000 | $ 400,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 400,000 | $ 200,000 | $ 307,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 560,000 | $ 280,000 | $ 230,000 |
| Shreveport-Bossier City, LA | 2 | $ 210,000 | $ 105,000 | $ 288,000 |
| Urban Honolulu, HI | 2 | $ 160,000 | $ 80,000 | $ 251,000 |
| Wilmington, DE-MD-NJ | 2 | $ 290,000 | $ 145,000 | $ 218,500 |
| Worcester, MA-CT | 2 | $ 650,000 | $ 325,000 | $ 230,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 175,000 | $ 175,000 | $ 305,000 |
| Bakersfield, CA | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Bremerton-Silverdale, WA | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 155,000 | $ 155,000 | $ 214,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 15,000 | $ 15,000 | $ 204,000 |
| Charleston-North Charleston, SC | 1 | $ 105,000 | $ 105,000 | $ 106,000 |
| Charlottesville, VA | 1 | $ 75,000 | $ 75,000 | $ 146,000 |
| Chattanooga, TN-GA | 1 | $ 45,000 | $ 45,000 | $ 227,000 |
| Cincinnati, OH-KY-IN | 1 | $ 305,000 | $ 305,000 | $ 170,000 |
| Colorado Springs, CO | 1 | $ 95,000 | $ 95,000 | $ 124,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 55,000 | $ 55,000 | $ 177,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 45,000 | $ 45,000 | $ 115,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 55,000 | $ 55,000 | $ 206,000 |
| Dover, DE | 1 | $ 65,000 | $ 65,000 | $ 91,000 |
| Durham-Chapel Hill, NC | 1 | $ 465,000 | $ 465,000 | $ 180,000 |
| El Centro, CA | 1 | $ 45,000 | $ 45,000 | $ 149,000 |
| Elmira, NY | 1 | $ 75,000 | $ 75,000 | $ 461,000 |
| Gainesville, GA | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| Greensboro-High Point, NC | 1 | $ 185,000 | $ 185,000 | $ 334,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 135,000 | $ 135,000 | $ 180,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 45,000 | $ 45,000 | $ 92,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 165,000 | $ 165,000 | $ 130,000 |
| Houma-Thibodaux, LA | 1 | $ 35,000 | $ 35,000 | $ 150,000 |
| Indianapolis-Carmel-Anderson, IN | 1 | $ 105,000 | $ 105,000 | $ 504,000 |
| Jackson, MS | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Knoxville, TN | 1 | $ 35,000 | $ 35,000 | $ 130,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
| Lakeland-Winter Haven, FL | 1 | $ 45,000 | $ 45,000 | $ 134,000 |
| Lakewood-New Brunswick, NJ | 1 | $ 75,000 | $ 75,000 | $ 168,000 |
| Lexington Park, MD | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Lexington-Fayette, KY | 1 | $ 245,000 | $ 245,000 | $ 424,000 |
| Memphis, TN-MS-AR | 1 | $ 125,000 | $ 125,000 | $ 177,000 |
| Merced, CA | 1 | $ 125,000 | $ 125,000 | $ 201,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 155,000 | $ 155,000 | $ 319,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 55,000 | $ 55,000 | $ 175,000 |
| Nassau County-Suffolk County, NY | 1 | $ 245,000 | $ 245,000 | $ 365,000 |
| New Orleans-Metairie, LA | 1 | $ 135,000 | $ 135,000 | $ 125,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 105,000 | $ 105,000 | $ 298,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 105,000 | $ 105,000 | $ 113,000 |
| Panama City, FL | 1 | $ 125,000 | $ 125,000 | $ 181,000 |
| Pinehurst-Southern Pines, NC | 1 | $ 65,000 | $ 65,000 | $ 198,000 |
| Portland-South Portland, ME | 1 | $ 205,000 | $ 205,000 | $ 373,000 |
| Provo-Orem, UT | 1 | $ 505,000 | $ 505,000 | $ 431,000 |
| Rapid City, SD | 1 | $ 175,000 | $ 175,000 | $ 116,000 |
| Reno, NV | 1 | $ 215,000 | $ 215,000 | $ 229,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 505,000 | $ 505,000 | $ 278,000 |
| Slidell-Mandeville-Covington, LA | 1 | $ 245,000 | $ 245,000 | $ 753,000 |
| Springfield, MA | 1 | $ 125,000 | $ 125,000 | $ 348,000 |
| Syracuse, NY | 1 | $ 55,000 | $ 55,000 | $ 174,000 |
| Tacoma-Lakewood, WA | 1 | $ 175,000 | $ 175,000 | $ 215,000 |
| Tallahassee, FL | 1 | $ 105,000 | $ 105,000 | $ 135,000 |
| Vallejo-Fairfield, CA | 1 | $ 245,000 | $ 245,000 | $ 182,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 35,000 | $ 35,000 | $ 154,000 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 195,000 | $ 195,000 | $ 178,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 145,000 | $ 145,000 | $ 114,000 |
| Wilmington, NC | 1 | $ 85,000 | $ 85,000 | $ 219,000 |
| York-Hanover, PA | 1 | $ 25,000 | $ 25,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for Ussfcu in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 317 | $49,925,000 | $157,000 | $505,000 | $246,000 | $4,313,000 |
| Other Purpose | 119 | $14,375,000 | $120,000 | $505,000 | $175,000 | $900,000 |
| Refinancing | 89 | $19,695,000 | $221,000 | $1,355,000 | $228,000 | $1,200,000 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 243 | $38,025,000 | $156,000 | $505,000 | $245,000 | $4,313,000 |
| Not Provided | 146 | $24,050,000 | $164,000 | $505,000 | $234,000 | $900,000 |
| Black or African American | 65 | $9,485,000 | $145,000 | $505,000 | $153,000 | $753,000 |
| Hispanic | 46 | $6,910,000 | $150,000 | $505,000 | $197,000 | $1,080,000 |
| Asian | 22 | $3,610,000 | $164,000 | $505,000 | $230,000 | $600,000 |
| American Indian or Alaskan Native | 3 | $1,915,000 | $638,000 | $1,355,000 | $458,000 | $623,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 525 | $83,995,000 | $159,000 | $1,355,000 | $227,000 | $4,313,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 323 | $47,655,000 | $147,000 | $505,000 | $225,000 | $831,000 |
| Application Denied By Financial Institution | 99 | $17,835,000 | $180,000 | $505,000 | $180,000 | $1,200,000 |
| Application Approved But Not Accepted | 74 | $10,770,000 | $145,000 | $505,000 | $243,000 | $798,000 |
| Application Withdrawn By Applicant | 29 | $7,735,000 | $266,000 | $1,355,000 | $365,000 | $4,313,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 426 | $66,160,000 | $155,000 | $1,355,000 | $238,000 | $4,313,000 |
| Debt-To-Income Ratio | 44 | $8,760,000 | $199,000 | $465,000 | $115,000 | $249,000 |
| Credit History | 26 | $4,190,000 | $161,000 | $505,000 | $208,000 | $753,000 |
| Other | 19 | $3,375,000 | $177,000 | $505,000 | $286,000 | $1,200,000 |
| Collateral | 9 | $1,425,000 | $158,000 | $305,000 | $209,000 | $319,000 |
| Unverifiable Information | 1 | $85,000 | $85,000 | $85,000 | $26,000 | $26,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ussfcu's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ussfcu's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About