US Bank, N.A. Mortgage Lending & HMDA Data, 2005
In 2005, US Bank, N.A. of Milwaukee, WI reported 177,169 mortgage applications totaling $28.2 billion, up 17% from 2004. The average application was for $159,209, and applicants reported an average income of $59,201. 46% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (12,792), Chicago-Naperville-Joliet, IL (8,762) and St. Louis, MO-IL (8,559) (applications in parentheses).
| Mortgage Company & Address | US Bank, N.A. 777 East Wisconsin Ave Milwaukee, WI 53202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 177,169 |
| Total Mortgage Loan Application Amount | $28,206,953,000 |
| Average Mortgage Loan Application Amount | $159,209 |
| Highest Mortgage Loan Application Amount | $38,000,000 |
| Average Applicant Income | $59,201 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records US Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minneapolis-St. Paul-Bloomington, MN-WI | 12,792 | $ 2,497,616,000 | $ 195,248 | $ 75,000 |
| Chicago-Naperville-Joliet, IL | 8,762 | $ 1,835,111,000 | $ 209,439 | $ 68,000 |
| St. Louis, MO-IL | 8,559 | $ 1,224,996,000 | $ 143,123 | $ 60,000 |
| Phoenix-Mesa-Scottsdale, AZ | 4,521 | $ 905,324,000 | $ 200,248 | $ 55,000 |
| Denver-Aurora, CO | 3,501 | $ 759,560,000 | $ 216,955 | $ 68,000 |
| Cincinnati-Middletown, OH-KY-IN | 2,426 | $ 352,087,000 | $ 145,130 | $ 65,000 |
| Atlanta-Sandy Springs-Marietta, GA | 2,264 | $ 405,824,000 | $ 179,250 | $ 53,000 |
| Seattle-Bellevue-Everett, WA | 2,136 | $ 535,036,000 | $ 250,485 | $ 83,000 |
| Milwaukee-Waukesha-West Allis, WI | 2,130 | $ 368,579,000 | $ 173,041 | $ 99,000 |
| Las Vegas-Paradise, NV | 2,085 | $ 404,816,000 | $ 194,156 | $ 70,000 |
| Kansas City, MO-KS | 1,831 | $ 269,457,000 | $ 147,163 | $ 57,000 |
| Cleveland-Elyria-Mentor, OH | 1,611 | $ 196,778,000 | $ 122,146 | $ 46,000 |
| Columbus, OH | 1,595 | $ 207,995,000 | $ 130,404 | $ 55,000 |
| Birmingham-Hoover, AL | 1,572 | $ 187,689,000 | $ 119,395 | $ 50,000 |
| Riverside-San Bernardino-Ontario, CA | 1,538 | $ 336,851,000 | $ 219,018 | $ 75,000 |
| Des Moines, IA | 1,507 | $ 195,986,000 | $ 130,050 | $ 64,000 |
| Indianapolis, IN | 1,480 | $ 176,738,000 | $ 119,417 | $ 48,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,382 | $ 385,319,000 | $ 278,812 | $ 112,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,378 | $ 208,064,000 | $ 150,989 | $ 48,000 |
| Warren-Farmington Hills-Troy, MI | 1,260 | $ 236,440,000 | $ 187,650 | $ 71,000 |
| Omaha-Council Bluffs, NE-IA | 1,257 | $ 167,715,000 | $ 133,424 | $ 75,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1,169 | $ 233,547,000 | $ 199,783 | $ 88,000 |
| Dayton, OH | 1,088 | $ 127,637,000 | $ 117,313 | $ 68,000 |
| Charlotte-Gastonia-Concord, NC-SC | 1,080 | $ 159,041,000 | $ 147,260 | $ 48,000 |
| Oklahoma City, OK | 997 | $ 92,102,000 | $ 92,379 | $ 31,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 970 | $ 258,309,000 | $ 266,297 | $ 87,000 |
| Louisville, KY-IN | 964 | $ 134,169,000 | $ 139,179 | $ 48,000 |
| Madison, WI | 946 | $ 178,840,000 | $ 189,048 | $ 77,000 |
| Boise City-Nampa, ID | 919 | $ 126,355,000 | $ 137,491 | $ 63,000 |
| Orlando, FL | 918 | $ 125,181,000 | $ 136,362 | $ 48,000 |
| Edison, NJ | 876 | $ 209,762,000 | $ 239,454 | $ 79,000 |
| Nashville-Davidson--Murfreesboro, TN | 848 | $ 131,105,000 | $ 154,604 | $ 93,000 |
| Salt Lake City, UT | 828 | $ 172,520,000 | $ 208,357 | $ 77,000 |
| Cedar Rapids, IA | 814 | $ 91,663,000 | $ 112,608 | $ 56,000 |
| Springfield, MO | 800 | $ 88,696,000 | $ 110,870 | $ 54,000 |
| Cambridge-Newton-Framingham, MA | 750 | $ 196,102,000 | $ 261,469 | $ 84,000 |
| Boston-Quincy, MA | 721 | $ 178,873,000 | $ 248,090 | $ 71,000 |
| Baltimore-Towson, MD | 716 | $ 157,260,000 | $ 219,636 | $ 62,000 |
| Lake County-Kenosha County, IL-WI | 702 | $ 182,739,000 | $ 260,311 | $ 74,000 |
| Wichita, KS | 689 | $ 59,228,000 | $ 85,962 | $ 33,000 |
| Little Rock-North Little Rock, AR | 686 | $ 73,284,000 | $ 106,827 | $ 44,000 |
| Davenport-Moline-Rock Island, IA-IL | 673 | $ 73,962,000 | $ 109,898 | $ 74,000 |
| Colorado Springs, CO | 659 | $ 129,314,000 | $ 196,227 | $ 53,000 |
| Miami-Miami Beach-Kendall, FL | 648 | $ 106,477,000 | $ 164,316 | $ 481,000 |
| Detroit-Livonia-Dearborn, MI | 644 | $ 102,517,000 | $ 159,187 | $ 54,000 |
| San Diego-Carlsbad-San Marcos, CA | 633 | $ 216,844,000 | $ 342,565 | $ 103,000 |
| Houston-Baytown-Sugar Land, TX | 623 | $ 66,768,000 | $ 107,171 | $ 76,000 |
| Raleigh-Cary, NC | 580 | $ 97,410,000 | $ 167,948 | $ 60,000 |
| Akron, OH | 565 | $ 62,868,000 | $ 111,270 | $ 35,000 |
| Duluth, MN-WI | 534 | $ 75,293,000 | $ 140,998 | $ 68,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 532 | $ 101,908,000 | $ 191,556 | $ 32,000 |
| Spokane, WA | 528 | $ 69,452,000 | $ 131,537 | $ 48,000 |
| Essex County, MA | 519 | $ 123,436,000 | $ 237,834 | $ 85,000 |
| Hartford-West Hartford-East Hartford, CT | 518 | $ 94,243,000 | $ 181,936 | $ 52,000 |
| Lincoln, NE | 496 | $ 52,175,000 | $ 105,191 | $ 44,000 |
| Tulsa, OK | 494 | $ 54,614,000 | $ 110,554 | $ 34,000 |
| New Orleans-Metairie-Kenner, LA | 492 | $ 51,199,000 | $ 104,063 | $ 33,000 |
| Newark-Union, NJ-PA | 490 | $ 124,751,000 | $ 254,593 | $ 61,000 |
| St. Cloud, MN | 484 | $ 71,342,000 | $ 147,400 | $ 40,000 |
| Topeka, KS | 481 | $ 41,250,000 | $ 85,758 | $ 46,000 |
| Green Bay, WI | 478 | $ 75,708,000 | $ 158,384 | $ 62,000 |
| Baton Rouge, LA | 463 | $ 44,381,000 | $ 95,855 | $ 28,000 |
| Philadelphia, PA | 457 | $ 91,834,000 | $ 200,949 | $ 79,000 |
| Fond Du Lac, WI | 456 | $ 52,455,000 | $ 115,032 | $ 51,000 |
| Oakland-Fremont-Hayward, CA | 452 | $ 142,990,000 | $ 316,349 | $ 91,000 |
| Jacksonville, FL | 440 | $ 60,702,000 | $ 137,959 | $ 52,000 |
| Tacoma, WA | 434 | $ 88,350,000 | $ 203,571 | $ 69,000 |
| Dallas-Plano-Irving, TX | 404 | $ 57,786,000 | $ 143,034 | $ 67,000 |
| Bowling Green, KY | 402 | $ 53,423,000 | $ 132,893 | $ 59,000 |
| Bethesda-Frederick-Gaithersburg, MD | 399 | $ 101,806,000 | $ 255,152 | $ 61,000 |
| Camden, NJ | 398 | $ 76,042,000 | $ 191,060 | $ 57,000 |
| Bellingham, WA | 394 | $ 76,399,000 | $ 193,906 | $ 71,000 |
| Richmond, VA | 389 | $ 76,765,000 | $ 197,339 | $ 64,000 |
| Boulder, CO | 367 | $ 106,360,000 | $ 289,809 | $ 62,000 |
| Manchester-Nashua, NH | 357 | $ 74,137,000 | $ 207,666 | $ 70,000 |
| Waterloo-Cedar Falls, IA | 356 | $ 41,117,000 | $ 115,497 | $ 71,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 355 | $ 62,807,000 | $ 176,921 | $ 71,000 |
| Joplin, MO | 355 | $ 31,387,000 | $ 88,414 | $ 50,000 |
| Oshkosh-Neenah, WI | 344 | $ 39,191,000 | $ 113,927 | $ 43,000 |
| Reno-Sparks, NV | 340 | $ 84,375,000 | $ 248,161 | $ 78,000 |
| Ogden-Clearfield, UT | 337 | $ 51,695,000 | $ 153,397 | $ 53,000 |
| Coeur D'Alene, ID | 336 | $ 59,579,000 | $ 177,318 | $ 58,000 |
| Pittsburgh, PA | 329 | $ 32,436,000 | $ 98,589 | $ 60,000 |
| Iowa City, IA | 320 | $ 48,331,000 | $ 151,034 | $ 82,000 |
| Owensboro, KY | 320 | $ 30,625,000 | $ 95,703 | $ 50,000 |
| Lexington-Fayette, KY | 317 | $ 45,860,000 | $ 144,668 | $ 70,000 |
| Rockford, IL | 317 | $ 37,973,000 | $ 119,788 | $ 55,000 |
| Canton-Massillon, OH | 315 | $ 34,412,000 | $ 109,244 | $ 29,000 |
| Sioux Falls, SD | 310 | $ 42,731,000 | $ 137,841 | $ 60,000 |
| Fargo, ND-MN | 309 | $ 36,690,000 | $ 118,737 | $ 67,000 |
| Portland-South Portland-Biddeford, ME | 309 | $ 63,368,000 | $ 205,074 | $ 71,000 |
| Rockingham County-Strafford County, NH | 309 | $ 68,614,000 | $ 222,051 | $ 56,000 |
| Pensacola-Ferry Pass-Brent, FL | 306 | $ 30,200,000 | $ 98,692 | $ 32,000 |
| Honolulu, HI | 302 | $ 94,347,000 | $ 312,407 | $ 115,000 |
| Sheboygan, WI | 302 | $ 36,548,000 | $ 121,019 | $ 78,000 |
| Rochester, MN | 298 | $ 47,902,000 | $ 160,744 | $ 101,000 |
| Kennewick-Richland-Pasco, WA | 297 | $ 36,566,000 | $ 123,117 | $ 48,000 |
| New Haven-Milford, CT | 289 | $ 53,757,000 | $ 186,010 | $ 56,000 |
| Santa Ana-Anaheim-Irvine, CA | 287 | $ 103,570,000 | $ 360,871 | $ 156,000 |
| Tucson, AZ | 287 | $ 71,793,000 | $ 250,149 | $ 55,000 |
| Worcester, MA | 287 | $ 63,390,000 | $ 220,871 | $ 67,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 282 | $ 35,880,000 | $ 127,234 | $ 36,000 |
| Providence-New Bedford-Fall River, RI-MA | 279 | $ 57,274,000 | $ 205,283 | $ 60,000 |
| Bakersfield, CA | 277 | $ 47,130,000 | $ 170,144 | $ 44,000 |
| Sarasota-Bradenton-Venice, FL | 277 | $ 59,514,000 | $ 214,851 | $ 78,000 |
| Gary, IN | 274 | $ 35,203,000 | $ 128,478 | $ 38,000 |
| Modesto, CA | 270 | $ 63,810,000 | $ 236,333 | $ 71,000 |
| Salem, OR | 270 | $ 37,817,000 | $ 140,062 | $ 54,000 |
| Fort Collins-Loveland, CO | 265 | $ 50,332,000 | $ 189,932 | $ 44,000 |
| Columbia, MO | 263 | $ 30,133,000 | $ 114,574 | $ 95,000 |
| Toledo, OH | 259 | $ 36,209,000 | $ 139,803 | $ 54,000 |
| Fort Smith, AR-OK | 258 | $ 20,069,000 | $ 77,786 | $ 37,000 |
| New York-Wayne-White Plains, NY-NJ | 256 | $ 76,543,000 | $ 298,996 | $ 63,000 |
| Tallahassee, FL | 252 | $ 32,693,000 | $ 129,734 | $ 36,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 247 | $ 53,650,000 | $ 217,206 | $ 53,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 246 | $ 128,336,000 | $ 521,691 | $ 106,000 |
| Anchorage, AK | 245 | $ 49,488,000 | $ 201,991 | $ 13,000 |
| San Antonio, TX | 243 | $ 25,961,000 | $ 106,835 | $ 58,000 |
| Appleton, WI | 242 | $ 34,895,000 | $ 144,194 | $ 58,000 |
| Pueblo, CO | 241 | $ 31,345,000 | $ 130,062 | $ 47,000 |
| Kalamazoo-Portage, MI | 240 | $ 30,551,000 | $ 127,295 | $ 37,000 |
| Ann Arbor, MI | 228 | $ 47,713,000 | $ 209,267 | $ 93,000 |
| Cape Coral-Fort Myers, FL | 224 | $ 48,264,000 | $ 215,464 | $ 168,000 |
| Prescott, AZ | 222 | $ 33,994,000 | $ 153,126 | $ 49,000 |
| Springfield, IL | 222 | $ 23,389,000 | $ 105,355 | $ 63,000 |
| San Francisco-San Mateo-Redwood City, CA | 220 | $ 78,331,000 | $ 356,050 | $ 125,000 |
| St. George, UT | 217 | $ 35,175,000 | $ 162,096 | $ 51,000 |
| Lawrence, KS | 215 | $ 32,251,000 | $ 150,004 | $ 49,000 |
| Durham, NC | 211 | $ 34,980,000 | $ 165,781 | $ 63,000 |
| Austin-Round Rock, TX | 201 | $ 47,409,000 | $ 235,865 | $ 52,000 |
| Columbia, SC | 201 | $ 28,102,000 | $ 139,810 | $ 38,000 |
| Billings, MT | 200 | $ 26,017,000 | $ 130,085 | $ 73,000 |
| Provo-Orem, UT | 199 | $ 34,493,000 | $ 173,331 | $ 51,000 |
| Eau Claire, WI | 193 | $ 24,386,000 | $ 126,352 | $ 56,000 |
| Bloomington-Normal, IL | 190 | $ 20,732,000 | $ 109,115 | $ 52,000 |
| St. Joseph, MO-KS | 190 | $ 18,054,000 | $ 95,021 | $ 56,000 |
| Greeley, CO | 188 | $ 31,457,000 | $ 167,324 | $ 43,000 |
| Palm Bay-Melbourne-Titusville, FL | 187 | $ 24,762,000 | $ 132,417 | $ 47,000 |
| Eugene-Springfield, OR | 186 | $ 27,947,000 | $ 150,252 | $ 60,000 |
| Nassau-Suffolk, NY | 180 | $ 47,093,000 | $ 261,627 | $ 101,000 |
| Vallejo-Fairfield, CA | 180 | $ 56,945,000 | $ 316,361 | $ 86,000 |
| Grand Rapids-Wyoming, MI | 179 | $ 23,543,000 | $ 131,525 | $ 28,000 |
| Youngstown-Warren-Boardman, OH-PA | 179 | $ 16,048,000 | $ 89,653 | $ 33,000 |
| Fort Wayne, IN | 178 | $ 15,474,000 | $ 86,932 | $ 40,000 |
| Gainesville, GA | 176 | $ 22,942,000 | $ 130,352 | $ 42,000 |
| Yakima, WA | 174 | $ 20,818,000 | $ 119,643 | $ 55,000 |
| Fort Worth-Arlington, TX | 173 | $ 19,715,000 | $ 113,959 | $ 40,000 |
| Wausau, WI | 173 | $ 22,313,000 | $ 128,976 | $ 72,000 |
| Springfield, MA | 172 | $ 30,575,000 | $ 177,761 | $ 38,000 |
| Albuquerque, NM | 171 | $ 23,928,000 | $ 139,929 | $ 33,000 |
| Fresno, CA | 169 | $ 29,702,000 | $ 175,751 | $ 57,000 |
| Lakeland, FL | 168 | $ 18,377,000 | $ 109,386 | $ 38,000 |
| Barnstable Town, MA | 164 | $ 36,771,000 | $ 224,213 | $ 83,000 |
| Asheville, NC | 163 | $ 23,249,000 | $ 142,631 | $ 46,000 |
| Clarksville, TN-KY | 161 | $ 16,410,000 | $ 101,925 | $ 41,000 |
| Bridgeport-Stamford-Norwalk, CT | 150 | $ 39,623,000 | $ 264,153 | $ 71,000 |
| Stockton, CA | 149 | $ 37,582,000 | $ 252,228 | $ 74,000 |
| Evansville, IN-KY | 146 | $ 15,477,000 | $ 106,006 | $ 32,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 144 | $ 22,479,000 | $ 156,104 | $ 43,000 |
| Redding, CA | 142 | $ 24,489,000 | $ 172,457 | $ 76,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 142 | $ 35,091,000 | $ 247,119 | $ 56,000 |
| Monroe, MI | 140 | $ 22,554,000 | $ 161,100 | $ 44,000 |
| Hickory-Lenoir-Morganton, NC | 139 | $ 18,051,000 | $ 129,863 | $ 46,000 |
| Memphis, TN-MS-AR | 139 | $ 19,671,000 | $ 141,517 | $ 46,000 |
| Bend, OR | 138 | $ 32,669,000 | $ 236,731 | $ 197,000 |
| Charleston-North Charleston, SC | 138 | $ 26,410,000 | $ 191,376 | $ 53,000 |
| Wilmington, NC | 138 | $ 22,185,000 | $ 160,760 | $ 56,000 |
| Mount Vernon-Anacortes, WA | 137 | $ 25,921,000 | $ 189,204 | $ 43,000 |
| Logan, UT-ID | 136 | $ 20,147,000 | $ 148,139 | $ 40,000 |
| Dubuque, IA | 135 | $ 15,520,000 | $ 114,962 | $ 81,000 |
| Norwich-New London, CT | 135 | $ 25,444,000 | $ 188,474 | $ 49,000 |
| Flagstaff, AZ | 134 | $ 24,019,000 | $ 179,246 | $ 48,000 |
| Idaho Falls, ID | 132 | $ 19,274,000 | $ 146,015 | $ 57,000 |
| Lawton, OK | 130 | $ 10,448,000 | $ 80,369 | $ 26,000 |
| Rapid City, SD | 129 | $ 27,713,000 | $ 214,829 | $ 88,000 |
| Bremerton-Silverdale, WA | 128 | $ 25,152,000 | $ 196,500 | $ 54,000 |
| Missoula, MT | 127 | $ 22,205,000 | $ 174,842 | $ 45,000 |
| Hot Springs, AR | 126 | $ 12,546,000 | $ 99,571 | $ 42,000 |
| Grand Junction, CO | 124 | $ 17,996,000 | $ 145,129 | $ 43,000 |
| Winston-Salem, NC | 124 | $ 15,160,000 | $ 122,258 | $ 46,000 |
| Cleveland, TN | 121 | $ 15,602,000 | $ 128,942 | $ 37,000 |
| Great Falls, MT | 117 | $ 15,047,000 | $ 128,606 | $ 58,000 |
| Medford, OR | 117 | $ 20,832,000 | $ 178,051 | $ 56,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 117 | $ 41,347,000 | $ 353,393 | $ 74,000 |
| Terre Haute, IN | 116 | $ 8,199,000 | $ 70,681 | $ 11,000 |
| Port St. Lucie-Fort Pierce, FL | 115 | $ 19,494,000 | $ 169,513 | $ 119,000 |
| Knoxville, TN | 113 | $ 15,682,000 | $ 138,778 | $ 35,000 |
| Racine, WI | 113 | $ 20,050,000 | $ 177,433 | $ 47,000 |
| Naples-Marco Island, FL | 110 | $ 48,647,000 | $ 442,245 | $ 121,000 |
| Huntsville, AL | 106 | $ 13,139,000 | $ 123,952 | $ 53,000 |
| Janesville, WI | 106 | $ 11,742,000 | $ 110,773 | $ 53,000 |
| Chico, CA | 105 | $ 21,350,000 | $ 203,333 | $ 53,000 |
| Sumter, SC | 105 | $ 13,079,000 | $ 124,561 | $ 35,000 |
| Harrisburg-Carlisle, PA | 104 | $ 18,265,000 | $ 175,625 | $ 43,000 |
| Greensboro-High Point, NC | 103 | $ 15,160,000 | $ 147,184 | $ 52,000 |
| Sioux City, IA-NE-SD | 101 | $ 9,956,000 | $ 98,574 | $ 59,000 |
| Tuscaloosa, AL | 99 | $ 7,138,000 | $ 72,101 | $ 45,000 |
| Olympia, WA | 98 | $ 18,074,000 | $ 184,428 | $ 52,000 |
| Sandusky, OH | 98 | $ 10,405,000 | $ 106,173 | $ 36,000 |
| San Luis Obispo-Paso Robles, CA | 95 | $ 22,846,000 | $ 240,484 | $ 56,000 |
| Wenatchee, WA | 95 | $ 16,264,000 | $ 171,200 | $ 42,000 |
| Yuba City, CA | 93 | $ 18,980,000 | $ 204,086 | $ 67,000 |
| Flint, MI | 92 | $ 12,650,000 | $ 137,500 | $ 20,000 |
| Shreveport-Bossier City, LA | 92 | $ 7,058,000 | $ 76,717 | $ 23,000 |
| Fayetteville, NC | 91 | $ 9,882,000 | $ 108,593 | $ 37,000 |
| Killeen-Temple-Fort Hood, TX | 89 | $ 8,634,000 | $ 97,011 | $ 20,000 |
| Ocala, FL | 86 | $ 7,985,000 | $ 92,848 | $ 36,000 |
| La Crosse, WI-MN | 84 | $ 12,859,000 | $ 153,083 | $ 79,000 |
| Trenton-Ewing, NJ | 84 | $ 19,342,000 | $ 230,261 | $ 68,000 |
| Cheyenne, WY | 83 | $ 12,140,000 | $ 146,265 | $ 38,000 |
| Longview, WA | 83 | $ 10,880,000 | $ 131,084 | $ 35,000 |
| Albany-Schenectady-Troy, NY | 82 | $ 10,229,000 | $ 124,743 | $ 30,000 |
| Bismarck, ND | 82 | $ 10,337,000 | $ 126,060 | $ 59,000 |
| Greenville, SC | 82 | $ 11,681,000 | $ 142,451 | $ 42,000 |
| Alexandria, LA | 80 | $ 5,678,000 | $ 70,975 | $ 35,000 |
| Pine Bluff, AR | 80 | $ 4,503,000 | $ 56,287 | $ 32,000 |
| York-Hanover, PA | 80 | $ 14,444,000 | $ 180,550 | $ 38,000 |
| Yuma, AZ | 80 | $ 10,143,000 | $ 126,787 | $ 65,000 |
| Mansfield, OH | 78 | $ 7,542,000 | $ 96,692 | $ 23,000 |
| Panama City-Lynn Haven, FL | 78 | $ 8,531,000 | $ 109,371 | $ 28,000 |
| Napa, CA | 77 | $ 33,238,000 | $ 431,662 | $ 154,000 |
| Visalia-Porterville, CA | 77 | $ 11,089,000 | $ 144,012 | $ 36,000 |
| Grand Forks, ND-MN | 76 | $ 8,627,000 | $ 113,513 | $ 90,000 |
| Lancaster, PA | 74 | $ 13,015,000 | $ 175,878 | $ 40,000 |
| Burlington, NC | 72 | $ 9,474,000 | $ 131,583 | $ 39,000 |
| Wilmington, DE-MD-NJ | 72 | $ 13,749,000 | $ 190,958 | $ 55,000 |
| Santa Rosa-Petaluma, CA | 71 | $ 24,469,000 | $ 344,633 | $ 76,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 70 | $ 12,141,000 | $ 173,442 | $ 90,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 70 | $ 20,711,000 | $ 295,871 | $ 101,000 |
| El Paso, TX | 69 | $ 5,869,000 | $ 85,057 | $ 30,000 |
| Gainesville, FL | 69 | $ 17,611,000 | $ 255,231 | $ 34,000 |
| Jefferson City, MO | 69 | $ 7,187,000 | $ 104,159 | $ 52,000 |
| Springfield, OH | 69 | $ 7,052,000 | $ 102,202 | $ 32,000 |
| Savannah, GA | 68 | $ 9,562,000 | $ 140,617 | $ 50,000 |
| Burlington-South Burlington, VT | 67 | $ 15,107,000 | $ 225,477 | $ 157,000 |
| Albany, GA | 66 | $ 6,712,000 | $ 101,696 | $ 43,000 |
| Reading, PA | 66 | $ 11,434,000 | $ 173,242 | $ 56,000 |
| Anderson, IN | 65 | $ 5,762,000 | $ 88,646 | $ 26,000 |
| Chattanooga, TN-GA | 65 | $ 7,445,000 | $ 114,538 | $ 44,000 |
| Lafayette, IN | 65 | $ 6,333,000 | $ 97,430 | $ 43,000 |
| Augusta-Richmond County, GA-SC | 64 | $ 11,199,000 | $ 174,984 | $ 31,000 |
| Corpus Christi, TX | 64 | $ 7,216,000 | $ 112,750 | $ 36,000 |
| Lewiston, ID-WA | 64 | $ 8,442,000 | $ 131,906 | $ 121,000 |
| Jackson, MS | 62 | $ 3,748,000 | $ 60,451 | $ 31,000 |
| Atlantic City, NJ | 61 | $ 10,203,000 | $ 167,262 | $ 54,000 |
| Battle Creek, MI | 61 | $ 7,852,000 | $ 128,721 | $ 43,000 |
| Auburn-Opelika, AL | 60 | $ 5,878,000 | $ 97,966 | $ 56,000 |
| Ames, IA | 59 | $ 7,287,000 | $ 123,508 | $ 73,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 58 | $ 10,512,000 | $ 181,241 | $ 64,000 |
| Fort Walton Beach-Crestview-Destin, FL | 58 | $ 10,532,000 | $ 181,586 | $ 73,000 |
| Beaumont-Port Arthur, TX | 56 | $ 3,416,000 | $ 61,000 | $ 32,000 |
| Kingsport-Bristol-Bristol, TN-VA | 55 | $ 5,506,000 | $ 100,109 | $ 40,000 |
| State College, PA | 55 | $ 8,141,000 | $ 148,018 | $ 45,000 |
| Lansing-East Lansing, MI | 54 | $ 8,137,000 | $ 150,685 | $ 40,000 |
| Pocatello, ID | 54 | $ 8,170,000 | $ 151,296 | $ 27,000 |
| Wichita Falls, TX | 53 | $ 3,909,000 | $ 73,754 | $ 19,000 |
| Goldsboro, NC | 52 | $ 5,127,000 | $ 98,596 | $ 46,000 |
| Hagerstown-Martinsburg, MD-WV | 52 | $ 10,290,000 | $ 197,884 | $ 50,000 |
| Punta Gorda, FL | 52 | $ 6,666,000 | $ 128,192 | $ 43,000 |
| Dothan, AL | 51 | $ 2,863,000 | $ 56,137 | $ 38,000 |
| Kankakee-Bradley, IL | 51 | $ 7,085,000 | $ 138,921 | $ 20,000 |
| Montgomery, AL | 51 | $ 4,692,000 | $ 92,000 | $ 36,000 |
| Decatur, IL | 50 | $ 4,484,000 | $ 89,680 | $ 82,000 |
| Merced, CA | 49 | $ 9,861,000 | $ 201,244 | $ 37,000 |
| Erie, PA | 47 | $ 5,959,000 | $ 126,787 | $ 117,000 |
| Huntington-Ashland, WV-KY-OH | 46 | $ 4,680,000 | $ 101,739 | $ 39,000 |
| Corvallis, OR | 45 | $ 6,929,000 | $ 153,977 | $ 76,000 |
| Kokomo, IN | 45 | $ 3,453,000 | $ 76,733 | $ 14,000 |
| Peoria, IL | 43 | $ 4,776,000 | $ 111,069 | $ 43,000 |
| Casper, WY | 42 | $ 5,722,000 | $ 136,238 | $ 41,000 |
| Laredo, TX | 41 | $ 4,737,000 | $ 115,536 | $ 4,000 |
| Macon, GA | 41 | $ 4,750,000 | $ 115,853 | $ 30,000 |
| Charleston, WV | 40 | $ 3,753,000 | $ 93,825 | $ 30,000 |
| Jackson, MI | 40 | $ 6,462,000 | $ 161,550 | $ 37,000 |
| Roanoke, VA | 40 | $ 6,356,000 | $ 158,900 | $ 22,000 |
| Santa Fe, NM | 40 | $ 7,880,000 | $ 197,000 | $ 57,000 |
| Vineland-Millville-Bridgeton, NJ | 40 | $ 4,680,000 | $ 117,000 | $ 47,000 |
| Madera, CA | 39 | $ 8,135,000 | $ 208,589 | $ 38,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 39 | $ 10,013,000 | $ 256,743 | $ 204,000 |
| El Centro, CA | 38 | $ 6,113,000 | $ 160,868 | $ 87,000 |
| Spartanburg, SC | 38 | $ 4,540,000 | $ 119,473 | $ 48,000 |
| Winchester, VA-WV | 38 | $ 9,065,000 | $ 238,552 | $ 59,000 |
| Ocean City, NJ | 36 | $ 8,136,000 | $ 226,000 | $ 115,000 |
| Salisbury, MD | 36 | $ 6,243,000 | $ 173,416 | $ 27,000 |
| Hanford-Corcoran, CA | 35 | $ 6,350,000 | $ 181,428 | $ 55,000 |
| Pittsfield, MA | 35 | $ 5,414,000 | $ 154,685 | $ 23,000 |
| Las Cruces, NM | 34 | $ 4,953,000 | $ 145,676 | $ 40,000 |
| Lima, OH | 34 | $ 2,828,000 | $ 83,176 | $ 33,000 |
| Mobile, AL | 34 | $ 3,900,000 | $ 114,705 | $ 33,000 |
| Muskegon-Norton Shores, MI | 34 | $ 3,082,000 | $ 90,647 | $ 28,000 |
| Rochester, NY | 34 | $ 4,681,000 | $ 137,676 | $ 50,000 |
| Rome, GA | 34 | $ 3,766,000 | $ 110,764 | $ 29,000 |
| South Bend-Mishawaka, IN-MI | 34 | $ 3,151,000 | $ 92,676 | $ 55,000 |
| Holland-Grand Haven, MI | 33 | $ 5,020,000 | $ 152,121 | $ 52,000 |
| Anderson, SC | 32 | $ 4,559,000 | $ 142,468 | $ 31,000 |
| Champaign-Urbana, IL | 32 | $ 4,313,000 | $ 134,781 | $ 53,000 |
| McAllen-Edinburg-Pharr, TX | 32 | $ 3,030,000 | $ 94,687 | $ 40,000 |
| Bloomington, IN | 31 | $ 3,555,000 | $ 114,677 | $ 47,000 |
| Florence, SC | 30 | $ 3,400,000 | $ 113,333 | $ 40,000 |
| Dover, DE | 29 | $ 4,620,000 | $ 159,310 | $ 35,000 |
| Salinas, CA | 29 | $ 10,639,000 | $ 366,862 | $ 84,000 |
| Carson City, NV | 28 | $ 5,721,000 | $ 204,321 | $ 84,000 |
| Niles-Benton Harbor, MI | 28 | $ 5,416,000 | $ 193,428 | $ 87,000 |
| Lewiston-Auburn, ME | 27 | $ 3,344,000 | $ 123,851 | $ 32,000 |
| Monroe, LA | 27 | $ 1,676,000 | $ 62,074 | $ 39,000 |
| Charlottesville, VA | 26 | $ 5,606,000 | $ 215,615 | $ 47,000 |
| Lynchburg, VA | 26 | $ 3,639,000 | $ 139,961 | $ 25,000 |
| Michigan City-La Porte, IN | 26 | $ 3,216,000 | $ 123,692 | $ 47,000 |
| Morristown, TN | 26 | $ 2,368,000 | $ 91,076 | $ 45,000 |
| Santa Cruz-Watsonville, CA | 26 | $ 7,538,000 | $ 289,923 | $ 99,000 |
| Columbus, IN | 25 | $ 2,618,000 | $ 104,720 | $ 35,000 |
| Lafayette, LA | 25 | $ 2,277,000 | $ 91,080 | $ 62,000 |
| Vero Beach, FL | 25 | $ 3,622,000 | $ 144,880 | $ 58,000 |
| Waco, TX | 25 | $ 1,817,000 | $ 72,680 | $ 40,000 |
| College Station-Bryan, TX | 24 | $ 2,460,000 | $ 102,500 | $ 55,000 |
| Elkhart-Goshen, IN | 24 | $ 2,029,000 | $ 84,541 | $ 49,000 |
| Gulfport-Biloxi, MS | 24 | $ 2,300,000 | $ 95,833 | $ 29,000 |
| Pascagoula, MS | 24 | $ 2,110,000 | $ 87,916 | $ 38,000 |
| Sherman-Denison, TX | 24 | $ 2,270,000 | $ 94,583 | $ 29,000 |
| Hattiesburg, MS | 23 | $ 907,000 | $ 39,434 | $ 38,000 |
| Warner Robins, GA | 23 | $ 2,546,000 | $ 110,695 | $ 33,000 |
| Wheeling, WV-OH | 23 | $ 2,326,000 | $ 101,130 | $ 14,000 |
| Athens-Clarke County, GA | 22 | $ 2,914,000 | $ 132,454 | $ 50,000 |
| Brownsville-Harlingen, TX | 22 | $ 2,677,000 | $ 121,681 | $ 14,000 |
| Elizabethtown, KY | 22 | $ 2,175,000 | $ 98,863 | $ 33,000 |
| Morgantown, WV | 22 | $ 2,200,000 | $ 100,000 | $ 25,000 |
| Syracuse, NY | 22 | $ 2,536,000 | $ 115,272 | $ 30,000 |
| Altoona, PA | 21 | $ 926,000 | $ 44,095 | $ 31,000 |
| Valdosta, GA | 21 | $ 1,974,000 | $ 94,000 | $ 28,000 |
| Weirton-Steubenville, WV-OH | 21 | $ 1,964,000 | $ 93,523 | $ 29,000 |
| Jonesboro, AR | 20 | $ 1,672,000 | $ 83,600 | $ 26,000 |
| Columbus, GA-AL | 19 | $ 2,893,000 | $ 152,263 | $ 54,000 |
| Decatur, AL | 19 | $ 1,371,000 | $ 72,157 | $ 21,000 |
| Longview, TX | 19 | $ 1,359,000 | $ 71,526 | $ 83,000 |
| Buffalo-Niagara Falls, NY | 18 | $ 1,994,000 | $ 110,777 | $ 69,000 |
| Tyler, TX | 18 | $ 1,347,000 | $ 74,833 | $ 25,000 |
| Greenville, NC | 17 | $ 2,134,000 | $ 125,529 | $ 39,000 |
| Jackson, TN | 17 | $ 1,652,000 | $ 97,176 | $ 51,000 |
| Odessa, TX | 17 | $ 684,000 | $ 40,235 | $ 53,000 |
| Anniston-Oxford, AL | 15 | $ 1,131,000 | $ 75,400 | $ 39,000 |
| Houma-Bayou Cane-Thibodaux, LA | 15 | $ 886,000 | $ 59,066 | $ 36,000 |
| Jacksonville, NC | 15 | $ 2,168,000 | $ 144,533 | $ 47,000 |
| Johnstown, PA | 15 | $ 667,000 | $ 44,466 | $ 50,000 |
| Amarillo, TX | 14 | $ 1,253,000 | $ 89,500 | $ 36,000 |
| Harrisonburg, VA | 14 | $ 2,005,000 | $ 143,214 | $ 30,000 |
| Rocky Mount, NC | 14 | $ 1,484,000 | $ 106,000 | $ 30,000 |
| Johnson City, TN | 13 | $ 5,697,000 | $ 438,230 | $ 16,000 |
| Scranton--Wilkes-Barre, PA | 13 | $ 1,785,000 | $ 137,307 | $ 25,000 |
| Bangor, ME | 12 | $ 1,572,000 | $ 131,000 | $ 40,000 |
| Hinesville-Fort Stewart, GA | 12 | $ 981,000 | $ 81,750 | $ 26,000 |
| Kingston, NY | 12 | $ 2,496,000 | $ 208,000 | $ 82,000 |
| Lebanon, PA | 12 | $ 2,100,000 | $ 175,000 | $ 47,000 |
| Blacksburg-Christiansburg-Radford, VA | 11 | $ 1,825,000 | $ 165,909 | $ 36,000 |
| Brunswick, GA | 11 | $ 1,600,000 | $ 145,454 | $ 14,000 |
| Farmington, NM | 11 | $ 1,455,000 | $ 132,272 | $ 24,000 |
| Gadsden, AL | 11 | $ 815,000 | $ 74,090 | $ 57,000 |
| Muncie, IN | 11 | $ 952,000 | $ 86,545 | $ 55,000 |
| San Angelo, TX | 11 | $ 790,000 | $ 71,818 | $ 9,000 |
| Victoria, TX | 11 | $ 786,000 | $ 71,454 | $ 56,000 |
| Abilene, TX | 10 | $ 1,003,000 | $ 100,300 | $ 41,000 |
| Binghamton, NY | 10 | $ 601,000 | $ 60,100 | $ 38,000 |
| Saginaw-Saginaw Township North, MI | 10 | $ 1,370,000 | $ 137,000 | $ 16,000 |
| Fairbanks, AK | 9 | $ 1,602,000 | $ 178,000 | $ 0 |
| Glens Falls, NY | 9 | $ 1,182,000 | $ 131,333 | $ 19,000 |
| Parkersburg-Marietta, WV-OH | 9 | $ 760,000 | $ 84,444 | $ 8,000 |
| Utica-Rome, NY | 9 | $ 1,101,000 | $ 122,333 | $ 66,000 |
| Florence-Muscle Shoals, AL | 8 | $ 773,000 | $ 96,625 | $ 34,000 |
| Lake Charles, LA | 7 | $ 390,000 | $ 55,714 | $ 42,000 |
| Bay City, MI | 6 | $ 673,000 | $ 112,166 | $ 40,000 |
| Lubbock, TX | 5 | $ 696,000 | $ 139,200 | $ 76,000 |
| Midland, TX | 5 | $ 456,000 | $ 91,200 | $ 15,000 |
| Texarkana, Tx-Texarkana, AR | 5 | $ 496,000 | $ 99,200 | $ 19,000 |
| Cumberland, MD-WV | 4 | $ 556,000 | $ 139,000 | $ 18,000 |
| Dalton, GA | 4 | $ 465,000 | $ 116,250 | $ 52,000 |
| Danville, VA | 4 | $ 794,000 | $ 198,500 | $ 0 |
| Elmira, NY | 4 | $ 348,000 | $ 87,000 | $ 23,000 |
| Ithaca, NY | 3 | $ 120,000 | $ 40,000 | $ 37,000 |
| Danville, IL | 2 | $ 162,000 | $ 81,000 | $ 24,000 |
Mortgage Loan Application Detail Totals for US Bank, N.A. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 108,310 | $15,539,529,000 | $162,980 | $16,800,000 | $63,673 | $9,999,000 |
| Refinancing | 68,628 | $12,561,240,000 | $174,588 | $38,000,000 | $58,254 | $9,999,000 |
| Home Improvement | 231 | $106,184,000 | $455,960 | $23,805,000 | $215,160 | $2,266,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 85,759 | $12,161,804,000 | $156,480 | $8,500,000 | $78,153 | $9,999,000 |
| Not applicable | 66,939 | $12,122,021,000 | $182,588 | $38,000,000 | $8,627 | $9,999,000 |
| Not Provided | 10,988 | $1,940,071,000 | $172,057 | $9,000,000 | $106,538 | $9,999,000 |
| Black or African American | 4,890 | $605,068,000 | $137,702 | $4,088,000 | $76,595 | $4,992,000 |
| Hispanic | 4,797 | $656,705,000 | $143,877 | $3,700,000 | $55,653 | $4,500,000 |
| Asian | 3,018 | $618,680,000 | $187,446 | $1,690,000 | $83,446 | $1,518,000 |
| American Indian or Alaskan Native | 499 | $53,243,000 | $125,410 | $518,000 | $68,153 | $710,000 |
| Native Hawaiian or Other Pacific Islander | 279 | $49,361,000 | $149,342 | $1,474,000 | $83,742 | $4,753,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 149,934 | $25,011,253,000 | $168,750 | $38,000,000 | $67,211 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 23,250 | $2,679,782,000 | $131,921 | $524,000 | $26,882 | $1,984,000 |
| VA-guaranteed (Veterans Administration) | 3,057 | $435,170,000 | $151,666 | $460,000 | $21,666 | $186,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 928 | $80,748,000 | $102,440 | $224,000 | $15,880 | $66,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 80,633 | $12,953,723,000 | $166,711 | $38,000,000 | $89,153 | $9,999,000 |
| Loan Purchased By The Institution | 66,376 | $11,439,774,000 | $172,666 | $1,890,000 | $725 | $2,083,000 |
| Application Denied By Financial Institution | 14,200 | $1,253,093,000 | $129,211 | $6,176,000 | $60,673 | $2,200,000 |
| Application Approved But Not Accepted | 6,968 | $1,069,246,000 | $160,300 | $7,900,000 | $79,680 | $4,189,000 |
| Application Withdrawn By Applicant | 5,476 | $952,481,000 | $164,529 | $3,500,000 | $86,882 | $6,485,000 |
| File Closed For Incompleteness | 2,311 | $394,716,000 | $176,854 | $1,484,000 | $76,375 | $1,858,000 |
| Preapproval Denied by Financial Institution | 1,205 | $143,920,000 | $88,250 | $1,120,000 | $45,250 | $402,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7,323 | $544,108,000 | $112,403 | $4,887,000 | $55,134 | $2,200,000 |
| Other | 3,562 | $301,012,000 | $116,127 | $6,176,000 | $64,319 | $677,000 |
| Debt-To-Income Ratio | 2,673 | $314,397,000 | $134,125 | $1,690,000 | $48,187 | $444,000 |
| Collateral | 1,375 | $171,093,000 | $132,340 | $1,000,000 | $72,720 | $1,836,000 |
| Unverifiable Information | 259 | $39,126,000 | $178,146 | $2,000,000 | $76,829 | $1,920,000 |
| Employment History | 193 | $25,242,000 | $149,750 | $620,000 | $46,666 | $720,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $1,445,000 | $95,545 | $269,000 | $55,454 | $234,000 |
| Credit Application Incomplete | 3 | $590,000 | $196,666 | $273,000 | $133,666 | $243,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into US Bank, N.A.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess US Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
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