Vanderbilt Mortgage and Finance, Inc Mortgage Lending & HMDA Data, 2025
In 2025, Vanderbilt Mortgage and Finance, Inc of Maryville, TN reported 122,112 mortgage applications totaling $17.2 billion, down 2% from 2024. The average application was for $141,052, and applicants reported an average income of $75,455. 16% of its applications resulted in an originated loan and 39% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (5,261), Knoxville, TN (2,378) and Charlotte-Concord-Gastonia, NC-SC (2,164) (applications in parentheses).
| Mortgage Company & Address | Vanderbilt Mortgage and Finance, Inc 500 Alcoa Trail Maryville, TN 37804 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 122,112 |
| Total Mortgage Loan Application Amount | $17,224,260,000 |
| Average Mortgage Loan Application Amount | $141,052 |
| Highest Mortgage Loan Application Amount | $9,005,000 |
| Average Applicant Income | $75,455 |
| Highest Applicant Income | $9,961,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Vanderbilt Mortgage and Finance, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 43,816 | $ 5,511,980,000 | $ 125,798 | $ 70,826 |
| Houston-The Woodlands-Sugar Land, TX | 5,261 | $ 523,625,000 | $ 99,529 | $ 68,000 |
| Knoxville, TN | 2,378 | $ 325,030,000 | $ 136,682 | $ 71,000 |
| Charlotte-Concord-Gastonia, NC-SC | 2,164 | $ 328,470,000 | $ 151,788 | $ 69,659 |
| Columbia, SC | 1,923 | $ 345,655,000 | $ 179,747 | $ 91,000 |
| Birmingham-Hoover, AL | 1,713 | $ 221,305,000 | $ 129,191 | $ 72,000 |
| Greenville-Anderson-Mauldin, SC | 1,710 | $ 245,680,000 | $ 143,672 | $ 70,000 |
| Charleston-North Charleston, SC | 1,565 | $ 273,565,000 | $ 174,801 | $ 86,000 |
| Indianapolis-Carmel-Anderson, IN | 1,433 | $ 449,475,000 | $ 313,660 | $ 108,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1,351 | $ 371,045,000 | $ 274,644 | $ 111,000 |
| Huntington-Ashland, WV-KY-OH | 1,214 | $ 132,370,000 | $ 109,036 | $ 61,726 |
| Winston-Salem, NC | 1,211 | $ 222,475,000 | $ 183,711 | $ 79,000 |
| Raleigh, NC | 1,157 | $ 294,325,000 | $ 254,386 | $ 118,000 |
| Spartanburg, SC | 1,128 | $ 186,330,000 | $ 165,186 | $ 78,000 |
| Greensboro-High Point, NC | 1,033 | $ 153,885,000 | $ 148,969 | $ 66,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,019 | $ 282,105,000 | $ 276,844 | $ 115,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 975 | $ 157,565,000 | $ 161,605 | $ 79,000 |
| Louisville/Jefferson County, KY-IN | 958 | $ 203,470,000 | $ 212,390 | $ 95,179 |
| Chattanooga, TN-GA | 903 | $ 128,915,000 | $ 142,763 | $ 73,796 |
| Austin-Round Rock, TX | 896 | $ 119,040,000 | $ 132,857 | $ 73,000 |
| San Antonio-New Braunfels, TX | 878 | $ 106,770,000 | $ 121,605 | $ 74,000 |
| Kingsport-Bristol-Bristol, TN-VA | 865 | $ 110,945,000 | $ 128,260 | $ 68,728 |
| Cincinnati, OH-KY-IN | 836 | $ 118,120,000 | $ 141,291 | $ 76,678 |
| Baton Rouge, LA | 829 | $ 86,815,000 | $ 104,722 | $ 64,000 |
| Wilmington, NC | 817 | $ 169,905,000 | $ 207,962 | $ 86,000 |
| Little Rock-North Little Rock-Conway, AR | 807 | $ 97,225,000 | $ 120,477 | $ 75,000 |
| Richmond, VA | 780 | $ 142,140,000 | $ 182,230 | $ 85,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 746 | $ 95,380,000 | $ 127,855 | $ 81,249 |
| Tulsa, OK | 745 | $ 93,235,000 | $ 125,147 | $ 70,000 |
| Asheville, NC | 733 | $ 101,865,000 | $ 138,969 | $ 70,000 |
| Marietta, GA | 703 | $ 209,625,000 | $ 298,186 | $ 132,000 |
| Auburn-Opelika, AL | 681 | $ 90,725,000 | $ 133,223 | $ 69,000 |
| Columbus, OH | 660 | $ 114,800,000 | $ 173,939 | $ 91,000 |
| Lafayette, LA | 653 | $ 68,145,000 | $ 104,356 | $ 59,000 |
| Fort Worth-Arlington, TX | 644 | $ 73,670,000 | $ 114,394 | $ 69,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 643 | $ 119,355,000 | $ 185,622 | $ 85,000 |
| Oklahoma City, OK | 628 | $ 80,480,000 | $ 128,152 | $ 72,000 |
| Augusta-Richmond County, GA-SC | 621 | $ 96,665,000 | $ 155,660 | $ 72,172 |
| Dallas-Plano-Irving, TX | 614 | $ 69,720,000 | $ 113,550 | $ 77,000 |
| Hickory-Lenoir-Morganton, NC | 611 | $ 84,635,000 | $ 138,518 | $ 69,000 |
| Tuscaloosa, AL | 591 | $ 57,135,000 | $ 96,675 | $ 53,000 |
| Albuquerque, NM | 573 | $ 78,575,000 | $ 137,129 | $ 68,000 |
| Huntsville, AL | 561 | $ 104,205,000 | $ 185,748 | $ 85,000 |
| Longview, TX | 540 | $ 64,740,000 | $ 119,888 | $ 75,000 |
| Greenville, NC | 519 | $ 65,135,000 | $ 125,500 | $ 60,000 |
| Jackson, MS | 488 | $ 44,040,000 | $ 90,245 | $ 67,000 |
| Lakeland-Winter Haven, FL | 479 | $ 114,895,000 | $ 239,864 | $ 96,000 |
| Charleston, WV | 473 | $ 52,425,000 | $ 110,835 | $ 67,000 |
| Phoenix-Mesa-Scottsdale, AZ | 445 | $ 73,755,000 | $ 165,741 | $ 76,000 |
| Fayetteville, NC | 418 | $ 54,240,000 | $ 129,760 | $ 62,000 |
| Hammond, LA | 418 | $ 45,420,000 | $ 108,660 | $ 59,000 |
| Decatur, AL | 417 | $ 49,715,000 | $ 119,220 | $ 63,000 |
| Kansas City, MO-KS | 414 | $ 115,220,000 | $ 278,309 | $ 121,193 |
| St. Louis, MO-IL | 406 | $ 40,550,000 | $ 99,876 | $ 69,931 |
| Orlando-Kissimmee-Sanford, FL | 393 | $ 78,275,000 | $ 199,173 | $ 90,000 |
| Rocky Mount, NC | 393 | $ 49,775,000 | $ 126,653 | $ 65,000 |
| Morristown, TN | 391 | $ 50,285,000 | $ 128,606 | $ 68,000 |
| Johnson City, TN | 381 | $ 49,185,000 | $ 129,094 | $ 67,000 |
| Lynchburg, VA | 366 | $ 58,080,000 | $ 158,688 | $ 85,000 |
| Florence, SC | 363 | $ 41,075,000 | $ 113,154 | $ 62,000 |
| Durham-Chapel Hill, NC | 360 | $ 77,640,000 | $ 215,666 | $ 102,000 |
| Gulfport-Biloxi-Pascagoula, MS | 360 | $ 39,600,000 | $ 110,000 | $ 62,000 |
| Montgomery, AL | 340 | $ 41,780,000 | $ 122,882 | $ 67,000 |
| Memphis, TN-MS-AR | 339 | $ 41,205,000 | $ 121,548 | $ 70,823 |
| Pensacola-Ferry Pass-Brent, FL | 339 | $ 45,505,000 | $ 134,233 | $ 74,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 335 | $ 44,855,000 | $ 133,895 | $ 67,000 |
| Tallahassee, FL | 316 | $ 41,300,000 | $ 130,696 | $ 69,000 |
| Anniston-Oxford-Jacksonville, AL | 311 | $ 37,855,000 | $ 121,720 | $ 60,000 |
| Killeen-Temple, TX | 310 | $ 33,370,000 | $ 107,645 | $ 70,000 |
| Ocala, FL | 304 | $ 48,570,000 | $ 159,769 | $ 75,000 |
| Farmington, NM | 300 | $ 37,040,000 | $ 123,466 | $ 66,000 |
| Cleveland, TN | 296 | $ 41,780,000 | $ 141,148 | $ 67,000 |
| College Station-Bryan, TX | 294 | $ 30,290,000 | $ 103,027 | $ 67,000 |
| Tampa, FL | 292 | $ 49,760,000 | $ 170,410 | $ 116,000 |
| Odessa, TX | 287 | $ 31,175,000 | $ 108,623 | $ 72,000 |
| Burlington, NC | 274 | $ 43,660,000 | $ 159,343 | $ 73,000 |
| Arlington-Alexandria-Reston, VA-WV | 270 | $ 40,550,000 | $ 150,185 | $ 77,740 |
| Dalton, GA | 269 | $ 35,955,000 | $ 133,661 | $ 68,000 |
| Columbus, GA-AL | 263 | $ 43,735,000 | $ 166,292 | $ 80,946 |
| Hinesville, GA | 260 | $ 61,890,000 | $ 238,038 | $ 83,000 |
| McAllen-Edinburg-Mission, TX | 259 | $ 26,255,000 | $ 101,370 | $ 75,000 |
| Texarkana, TX-AR | 257 | $ 29,345,000 | $ 114,182 | $ 69,249 |
| Blacksburg-Christiansburg-Radford, VA | 256 | $ 36,970,000 | $ 144,414 | $ 72,000 |
| Savannah, GA | 256 | $ 57,340,000 | $ 223,984 | $ 111,000 |
| Dover, DE | 248 | $ 34,480,000 | $ 139,032 | $ 67,000 |
| Las Cruces, NM | 247 | $ 33,735,000 | $ 136,578 | $ 69,000 |
| Crestview-Fort Walton Beach-Destin, FL | 240 | $ 34,610,000 | $ 144,208 | $ 77,000 |
| Sumter, SC | 239 | $ 30,685,000 | $ 128,389 | $ 62,000 |
| Beaumont-Port Arthur, TX | 236 | $ 27,260,000 | $ 115,508 | $ 75,000 |
| Lexington-Fayette, KY | 236 | $ 28,340,000 | $ 120,084 | $ 69,000 |
| New Orleans-Metairie, LA | 232 | $ 22,050,000 | $ 95,043 | $ 64,000 |
| Amarillo, TX | 231 | $ 30,185,000 | $ 130,670 | $ 68,000 |
| Hattiesburg, MS | 230 | $ 21,610,000 | $ 93,956 | $ 61,000 |
| Mobile, AL | 227 | $ 30,855,000 | $ 135,925 | $ 66,000 |
| Panama City, FL | 225 | $ 35,245,000 | $ 156,644 | $ 101,000 |
| Springfield, MO | 225 | $ 25,895,000 | $ 115,088 | $ 59,000 |
| Beckley, WV | 224 | $ 25,980,000 | $ 115,982 | $ 86,000 |
| Rome, GA | 219 | $ 31,705,000 | $ 144,771 | $ 69,000 |
| Dayton-Springfield-Kettering, OH | 218 | $ 58,690,000 | $ 269,220 | $ 127,000 |
| Hot Springs, AR | 213 | $ 23,825,000 | $ 111,854 | $ 61,000 |
| Clarksville, TN-KY | 210 | $ 29,850,000 | $ 142,142 | $ 70,714 |
| Lake Charles, LA | 210 | $ 22,690,000 | $ 108,047 | $ 73,000 |
| Roanoke, VA | 210 | $ 34,210,000 | $ 162,904 | $ 71,000 |
| Paducah, KY-IL | 208 | $ 25,890,000 | $ 124,471 | $ 65,048 |
| Gainesville, FL | 206 | $ 29,740,000 | $ 144,368 | $ 70,000 |
| Jackson, TN | 204 | $ 24,810,000 | $ 121,617 | $ 58,000 |
| Dothan, AL | 202 | $ 27,220,000 | $ 134,752 | $ 62,000 |
| Houma-Thibodaux, LA | 198 | $ 17,060,000 | $ 86,161 | $ 58,000 |
| Shreveport-Bossier City, LA | 196 | $ 21,240,000 | $ 108,367 | $ 67,000 |
| Pittsburgh, PA | 193 | $ 21,465,000 | $ 111,217 | $ 86,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 191 | $ 28,655,000 | $ 150,026 | $ 89,000 |
| Waco, TX | 189 | $ 22,775,000 | $ 120,502 | $ 74,000 |
| Goldsboro, NC | 188 | $ 19,990,000 | $ 106,329 | $ 59,000 |
| Elizabethtown-Fort Knox, KY | 187 | $ 23,675,000 | $ 126,604 | $ 74,000 |
| Monroe, LA | 185 | $ 20,985,000 | $ 113,432 | $ 66,000 |
| Jacksonville, NC | 178 | $ 37,220,000 | $ 209,101 | $ 89,000 |
| Charlottesville, VA | 176 | $ 30,590,000 | $ 173,806 | $ 69,000 |
| Bowling Green, KY | 175 | $ 23,435,000 | $ 133,914 | $ 79,000 |
| Corpus Christi, TX | 173 | $ 17,835,000 | $ 103,092 | $ 75,000 |
| Tucson, AZ | 172 | $ 27,710,000 | $ 161,104 | $ 69,000 |
| Joplin, MO | 171 | $ 21,475,000 | $ 125,584 | $ 110,000 |
| Denver-Aurora-Lakewood, CO | 165 | $ 17,345,000 | $ 105,121 | $ 78,000 |
| Jacksonville, FL | 162 | $ 23,370,000 | $ 144,259 | $ 87,000 |
| Gadsden, AL | 160 | $ 18,610,000 | $ 116,312 | $ 61,000 |
| Salt Lake City, UT | 157 | $ 11,485,000 | $ 73,152 | $ 67,000 |
| Sherman-Denison, TX | 157 | $ 20,885,000 | $ 133,025 | $ 81,000 |
| Greeley, CO | 156 | $ 17,690,000 | $ 113,397 | $ 78,000 |
| Valdosta, GA | 155 | $ 20,295,000 | $ 130,935 | $ 95,000 |
| Wilmington, DE-MD-NJ | 154 | $ 14,730,000 | $ 95,649 | $ 68,896 |
| El Paso, TX | 149 | $ 21,315,000 | $ 143,053 | $ 79,000 |
| Cheyenne, WY | 147 | $ 18,125,000 | $ 123,299 | $ 65,000 |
| Slidell-Mandeville-Covington, LA | 146 | $ 15,820,000 | $ 108,356 | $ 57,000 |
| Brownsville-Harlingen, TX | 145 | $ 15,285,000 | $ 105,413 | $ 70,000 |
| Cleveland, OH | 144 | $ 10,860,000 | $ 75,416 | $ 60,000 |
| Boise City, ID | 141 | $ 26,735,000 | $ 189,609 | $ 86,000 |
| Tyler, TX | 141 | $ 14,075,000 | $ 99,822 | $ 63,000 |
| Gainesville, GA | 138 | $ 47,330,000 | $ 342,971 | $ 132,000 |
| Warren-Troy-Farmington Hills, MI | 138 | $ 15,250,000 | $ 110,507 | $ 93,000 |
| Lubbock, TX | 137 | $ 16,845,000 | $ 122,956 | $ 75,000 |
| Alexandria, LA | 133 | $ 14,995,000 | $ 112,744 | $ 62,000 |
| Staunton-Waynesboro, VA | 130 | $ 16,060,000 | $ 123,538 | $ 60,000 |
| Brunswick, GA | 129 | $ 17,255,000 | $ 133,759 | $ 76,000 |
| Ogden-Clearfield, UT | 128 | $ 8,540,000 | $ 66,718 | $ 73,000 |
| Baltimore-Columbia-Towson, MD | 127 | $ 10,515,000 | $ 82,795 | $ 83,000 |
| Springfield, OH | 125 | $ 27,215,000 | $ 217,720 | $ 94,000 |
| Albany, GA | 124 | $ 14,560,000 | $ 117,419 | $ 67,000 |
| Jonesboro, AR | 123 | $ 13,625,000 | $ 110,772 | $ 66,000 |
| Morgantown, WV | 122 | $ 13,230,000 | $ 108,442 | $ 69,000 |
| Pinehurst-Southern Pines, NC | 122 | $ 15,780,000 | $ 129,344 | $ 63,000 |
| Santa Fe, NM | 121 | $ 20,185,000 | $ 166,818 | $ 86,000 |
| St. Petersburg-Clearwater-Largo, FL | 121 | $ 7,715,000 | $ 63,760 | $ 70,000 |
| Fort Smith, AR-OK | 120 | $ 14,650,000 | $ 122,083 | $ 65,250 |
| Evansville, IN-KY | 119 | $ 14,705,000 | $ 123,571 | $ 66,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 116 | $ 13,570,000 | $ 116,982 | $ 94,000 |
| Daphne-Fairhope-Foley, AL | 110 | $ 12,520,000 | $ 113,818 | $ 67,000 |
| Flagstaff, AZ | 110 | $ 15,450,000 | $ 140,454 | $ 98,000 |
| Grand Rapids-Wyoming, MI | 108 | $ 9,060,000 | $ 83,888 | $ 70,000 |
| Salisbury, MD-DE | 104 | $ 13,410,000 | $ 128,942 | $ 62,000 |
| Montgomery County-Bucks County-Chester County, PA | 103 | $ 11,045,000 | $ 107,233 | $ 68,000 |
| Macon-Bibb County, GA | 100 | $ 14,250,000 | $ 142,500 | $ 62,000 |
| Prescott Valley-Prescott, AZ | 99 | $ 29,935,000 | $ 302,373 | $ 77,000 |
| Athens-Clarke County, GA | 97 | $ 15,665,000 | $ 161,494 | $ 79,000 |
| Abilene, TX | 96 | $ 23,070,000 | $ 240,312 | $ 74,000 |
| Fort Collins, CO | 96 | $ 9,020,000 | $ 93,958 | $ 68,000 |
| Hagerstown-Martinsburg, MD-WV | 96 | $ 8,070,000 | $ 84,062 | $ 58,312 |
| Midland, TX | 91 | $ 10,985,000 | $ 120,714 | $ 70,000 |
| Harrisburg-Carlisle, PA | 84 | $ 9,880,000 | $ 117,619 | $ 72,000 |
| Las Vegas-Henderson-Paradise, NV | 84 | $ 6,780,000 | $ 80,714 | $ 106,000 |
| Florence-Muscle Shoals, AL | 81 | $ 8,765,000 | $ 108,209 | $ 65,000 |
| Harrisonburg, VA | 78 | $ 8,860,000 | $ 113,589 | $ 82,000 |
| Parkersburg-Vienna, WV | 78 | $ 7,990,000 | $ 102,435 | $ 64,000 |
| Kokomo, IN | 77 | $ 20,775,000 | $ 269,805 | $ 122,000 |
| North Port-Sarasota-Bradenton, FL | 77 | $ 21,385,000 | $ 277,727 | $ 108,000 |
| Winchester, VA-WV | 76 | $ 8,880,000 | $ 116,842 | $ 67,684 |
| Lancaster, PA | 75 | $ 5,815,000 | $ 77,533 | $ 60,000 |
| Toledo, OH | 72 | $ 11,980,000 | $ 166,388 | $ 161,000 |
| York-Hanover, PA | 70 | $ 5,480,000 | $ 78,285 | $ 58,000 |
| Jefferson City, MO | 68 | $ 5,780,000 | $ 85,000 | $ 63,000 |
| Lafayette-West Lafayette, IN | 68 | $ 22,880,000 | $ 336,470 | $ 126,000 |
| Yakima, WA | 67 | $ 12,875,000 | $ 192,164 | $ 83,000 |
| Chico, CA | 65 | $ 13,115,000 | $ 201,769 | $ 79,000 |
| Colorado Springs, CO | 65 | $ 10,755,000 | $ 165,461 | $ 102,000 |
| Homosassa Springs, FL | 65 | $ 10,565,000 | $ 162,538 | $ 68,000 |
| Victoria, TX | 65 | $ 6,535,000 | $ 100,538 | $ 91,000 |
| Canton-Massillon, OH | 64 | $ 4,950,000 | $ 77,343 | $ 57,000 |
| Columbus, IN | 61 | $ 16,555,000 | $ 271,393 | $ 119,000 |
| Pueblo, CO | 58 | $ 10,080,000 | $ 173,793 | $ 78,000 |
| Fort Wayne, IN | 55 | $ 4,255,000 | $ 77,363 | $ 53,000 |
| Detroit-Dearborn-Livonia, MI | 54 | $ 3,490,000 | $ 64,629 | $ 84,000 |
| Lake Havasu City-Kingman, AZ | 54 | $ 9,090,000 | $ 168,333 | $ 119,000 |
| Reno, NV | 54 | $ 7,950,000 | $ 147,222 | $ 90,000 |
| San Angelo, TX | 54 | $ 6,740,000 | $ 124,814 | $ 69,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 53 | $ 4,605,000 | $ 86,886 | $ 74,000 |
| Erie, PA | 53 | $ 6,735,000 | $ 127,075 | $ 71,000 |
| Lake County-Porter County-Jasper County, IN | 53 | $ 6,495,000 | $ 122,547 | $ 69,000 |
| Washington, DC-MD | 53 | $ 4,375,000 | $ 82,547 | $ 81,000 |
| Chicago-Naperville, IL | 52 | $ 5,780,000 | $ 111,153 | $ 196,000 |
| Provo-Orem, UT | 49 | $ 3,925,000 | $ 80,102 | $ 67,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 48 | $ 12,720,000 | $ 265,000 | $ 111,000 |
| Akron, OH | 45 | $ 4,165,000 | $ 92,555 | $ 82,000 |
| Owensboro, KY | 42 | $ 5,510,000 | $ 131,190 | $ 61,000 |
| Pocatello, ID | 42 | $ 3,120,000 | $ 74,285 | $ 57,000 |
| Twin Falls, ID | 41 | $ 7,475,000 | $ 182,317 | $ 53,000 |
| Stockton-Lodi, CA | 39 | $ 6,985,000 | $ 179,102 | $ 101,000 |
| Warner Robins, GA | 39 | $ 5,005,000 | $ 128,333 | $ 60,000 |
| Riverside-San Bernardino-Ontario, CA | 37 | $ 4,515,000 | $ 122,027 | $ 90,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 37 | $ 3,625,000 | $ 97,972 | $ 73,000 |
| Medford, OR | 36 | $ 7,250,000 | $ 201,388 | $ 107,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 34 | $ 3,730,000 | $ 109,705 | $ 78,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 34 | $ 3,770,000 | $ 110,882 | $ 66,764 |
| Reading, PA | 34 | $ 3,060,000 | $ 90,000 | $ 71,000 |
| Wildwood-The Villages, FL | 34 | $ 5,420,000 | $ 159,411 | $ 84,000 |
| Youngstown-Warren-Boardman, OH-PA | 34 | $ 2,960,000 | $ 87,058 | $ 76,000 |
| Grand Junction, CO | 33 | $ 5,905,000 | $ 178,939 | $ 83,000 |
| Manhattan, KS | 33 | $ 1,535,000 | $ 46,515 | $ 68,000 |
| Lawton, OK | 32 | $ 4,080,000 | $ 127,500 | $ 66,000 |
| Olympia-Tumwater, WA | 32 | $ 5,770,000 | $ 180,312 | $ 105,000 |
| Vallejo-Fairfield, CA | 32 | $ 4,600,000 | $ 143,750 | $ 100,000 |
| Sebring, FL | 31 | $ 2,755,000 | $ 88,870 | $ 55,000 |
| Sierra Vista-Douglas, AZ | 31 | $ 4,975,000 | $ 160,483 | $ 73,000 |
| Monroe, MI | 30 | $ 1,740,000 | $ 58,000 | $ 88,000 |
| Carson City, NV | 29 | $ 3,065,000 | $ 105,689 | $ 93,000 |
| Topeka, KS | 29 | $ 1,445,000 | $ 49,827 | $ 63,000 |
| Cape Coral-Fort Myers, FL | 28 | $ 2,070,000 | $ 73,928 | $ 95,000 |
| Santa Rosa, CA | 26 | $ 4,460,000 | $ 171,538 | $ 98,000 |
| Tacoma-Lakewood, WA | 26 | $ 4,340,000 | $ 166,923 | $ 101,000 |
| Oakland-Hayward-Berkeley, CA | 25 | $ 3,135,000 | $ 125,400 | $ 166,000 |
| Wichita, KS | 25 | $ 1,735,000 | $ 69,400 | $ 69,000 |
| Gettysburg, PA | 24 | $ 1,810,000 | $ 75,416 | $ 70,000 |
| Terre Haute, IN | 24 | $ 3,180,000 | $ 132,500 | $ 70,000 |
| Eugene, OR | 23 | $ 3,365,000 | $ 146,304 | $ 65,000 |
| Muncie, IN | 22 | $ 1,440,000 | $ 65,454 | $ 85,000 |
| Palm Bay-Melbourne-Titusville, FL | 22 | $ 1,690,000 | $ 76,818 | $ 78,000 |
| Champaign-Urbana, IL | 21 | $ 1,935,000 | $ 92,142 | $ 70,000 |
| Columbia, MO | 21 | $ 1,815,000 | $ 86,428 | $ 173,000 |
| Eagle Pass, TX | 20 | $ 2,180,000 | $ 109,000 | $ 67,000 |
| Port St. Lucie, FL | 20 | $ 1,340,000 | $ 67,000 | $ 47,000 |
| Seattle-Bellevue-Everett, WA | 20 | $ 2,210,000 | $ 110,500 | $ 93,000 |
| Ann Arbor, MI | 19 | $ 1,275,000 | $ 67,105 | $ 56,000 |
| Cape Girardeau, MO-IL | 19 | $ 1,485,000 | $ 78,157 | $ 72,263 |
| Elkhart-Goshen, IN | 19 | $ 1,685,000 | $ 88,684 | $ 70,000 |
| Michigan City-La Porte, IN | 19 | $ 1,585,000 | $ 83,421 | $ 79,000 |
| Muskegon, MI | 19 | $ 1,555,000 | $ 81,842 | $ 53,000 |
| Salem, OR | 19 | $ 3,475,000 | $ 182,894 | $ 95,000 |
| Wheeling, WV-OH | 19 | $ 2,455,000 | $ 129,210 | $ 108,210 |
| Flint, MI | 18 | $ 3,250,000 | $ 180,555 | $ 46,000 |
| San Diego-Carlsbad, CA | 18 | $ 2,130,000 | $ 118,333 | $ 90,000 |
| Sandusky, OH | 18 | $ 1,590,000 | $ 88,333 | $ 76,000 |
| Enid, OK | 17 | $ 1,655,000 | $ 97,352 | $ 64,000 |
| Mansfield, OH | 17 | $ 2,135,000 | $ 125,588 | $ 57,000 |
| Philadelphia, PA | 17 | $ 1,835,000 | $ 107,941 | $ 81,000 |
| Yuba City, CA | 17 | $ 3,535,000 | $ 207,941 | $ 132,000 |
| Chambersburg-Waynesboro, PA | 16 | $ 1,150,000 | $ 71,875 | $ 55,000 |
| Lake County-Kenosha County, IL-WI | 16 | $ 1,360,000 | $ 85,000 | $ 78,000 |
| South Bend-Mishawaka, IN-MI | 16 | $ 2,110,000 | $ 131,875 | $ 178,000 |
| Traverse City, MI | 16 | $ 1,690,000 | $ 105,625 | $ 76,000 |
| Weirton-Steubenville, WV-OH | 16 | $ 1,580,000 | $ 98,750 | $ 52,875 |
| Lebanon, PA | 15 | $ 1,355,000 | $ 90,333 | $ 68,000 |
| Albany, OR | 14 | $ 2,410,000 | $ 172,142 | $ 68,000 |
| Bloomington, IL | 14 | $ 790,000 | $ 56,428 | $ 48,000 |
| Kankakee, IL | 14 | $ 800,000 | $ 57,142 | $ 73,000 |
| Lexington Park, MD | 14 | $ 1,880,000 | $ 134,285 | $ 66,000 |
| Anaheim-Santa Ana-Irvine, CA | 13 | $ 1,115,000 | $ 85,769 | $ 114,000 |
| Lima, OH | 13 | $ 1,285,000 | $ 98,846 | $ 78,000 |
| Boulder, CO | 12 | $ 1,350,000 | $ 112,500 | $ 79,000 |
| Idaho Falls, ID | 12 | $ 1,180,000 | $ 98,333 | $ 58,000 |
| Kalamazoo-Portage, MI | 12 | $ 1,010,000 | $ 84,166 | $ 66,000 |
| Lansing-East Lansing, MI | 12 | $ 650,000 | $ 54,166 | $ 55,000 |
| Peoria, IL | 12 | $ 770,000 | $ 64,166 | $ 58,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 12 | $ 1,250,000 | $ 104,166 | $ 99,000 |
| Springfield, IL | 12 | $ 1,080,000 | $ 90,000 | $ 70,000 |
| Casper, WY | 11 | $ 1,675,000 | $ 152,272 | $ 66,000 |
| Decatur, IL | 11 | $ 865,000 | $ 78,636 | $ 67,000 |
| Elgin, IL | 11 | $ 675,000 | $ 61,363 | $ 64,000 |
| Grants Pass, OR | 11 | $ 2,055,000 | $ 186,818 | $ 92,000 |
| Kennewick-Richland, WA | 11 | $ 1,685,000 | $ 153,181 | $ 75,000 |
| Los Angeles-Long Beach-Glendale, CA | 11 | $ 2,285,000 | $ 207,727 | $ 195,000 |
| Sebastian-Vero Beach, FL | 11 | $ 1,225,000 | $ 111,363 | $ 81,000 |
| Yuma, AZ | 11 | $ 1,365,000 | $ 124,090 | $ 68,000 |
| Modesto, CA | 10 | $ 950,000 | $ 95,000 | $ 74,000 |
| Rockford, IL | 10 | $ 600,000 | $ 60,000 | $ 68,000 |
| Williamsport, PA | 10 | $ 5,570,000 | $ 557,000 | $ 85,000 |
| Bloomington, IN | 9 | $ 1,045,000 | $ 116,111 | $ 58,000 |
| Fresno, CA | 9 | $ 785,000 | $ 87,222 | $ 63,000 |
| Logan, UT-ID | 9 | $ 935,000 | $ 103,888 | $ 59,000 |
| Bakersfield, CA | 8 | $ 700,000 | $ 87,500 | $ 83,000 |
| Battle Creek, MI | 8 | $ 850,000 | $ 106,250 | $ 74,000 |
| Naples-Immokalee-Marco Island, FL | 8 | $ 1,390,000 | $ 173,750 | $ 120,000 |
| Niles-Benton Harbor, MI | 8 | $ 490,000 | $ 61,250 | $ 55,000 |
| Altoona, PA | 7 | $ 295,000 | $ 42,142 | $ 32,000 |
| Davenport-Moline-Rock Island, IA-IL | 7 | $ 455,000 | $ 65,000 | $ 60,000 |
| Lawrence, KS | 7 | $ 395,000 | $ 56,428 | $ 82,000 |
| Miami-Miami Beach-Kendall, FL | 7 | $ 585,000 | $ 83,571 | $ 70,000 |
| Napa, CA | 7 | $ 1,105,000 | $ 157,857 | $ 123,000 |
| Spokane-Spokane Valley, WA | 7 | $ 705,000 | $ 100,714 | $ 71,000 |
| Wichita Falls, TX | 7 | $ 635,000 | $ 90,714 | $ 60,000 |
| Everett, WA | 6 | $ 580,000 | $ 96,666 | $ 69,000 |
| Punta Gorda, FL | 6 | $ 330,000 | $ 55,000 | $ 46,000 |
| Washington-Baltimore-Arlington, DC | 6 | $ 950,000 | $ 158,333 | $ 89,000 |
| St. Joseph, MO-KS | 5 | $ 755,000 | $ 151,000 | $ 76,800 |
| Bremerton-Silverdale, WA | 4 | $ 670,000 | $ 167,500 | $ 117,000 |
| Coeur D'Alene, ID | 4 | $ 480,000 | $ 120,000 | $ 54,000 |
| Jackson, MI | 4 | $ 450,000 | $ 112,500 | $ 79,000 |
| Laredo, TX | 4 | $ 520,000 | $ 130,000 | $ 85,000 |
| Newark, NJ-PA | 4 | $ 1,630,000 | $ 407,500 | $ 207,000 |
| Redding, CA | 4 | $ 540,000 | $ 135,000 | $ 40,000 |
| State College, PA | 4 | $ 330,000 | $ 82,500 | $ 99,000 |
| Wenatchee, WA | 4 | $ 770,000 | $ 192,500 | $ 106,000 |
| Midland, MI | 3 | $ 225,000 | $ 75,000 | $ 43,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 425,000 | $ 141,666 | $ 73,000 |
| St. George, UT | 3 | $ 225,000 | $ 75,000 | $ 59,000 |
| Visalia-Porterville, CA | 3 | $ 275,000 | $ 91,666 | $ 47,000 |
| Bay City, MI | 2 | $ 120,000 | $ 60,000 | $ 29,000 |
| Camden, NJ | 2 | $ 500,000 | $ 250,000 | $ 128,000 |
| Corvallis, OR | 2 | $ 520,000 | $ 260,000 | $ 168,000 |
| Johnstown, PA | 2 | $ 290,000 | $ 145,000 | $ 96,000 |
| Lewiston, ID-WA | 2 | $ 150,000 | $ 75,000 | $ 64,000 |
| Merced, CA | 2 | $ 150,000 | $ 75,000 | $ 40,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 400,000 | $ 200,000 | $ 188,000 |
| Salinas, CA | 2 | $ 340,000 | $ 170,000 | $ 176,000 |
| Bellingham, WA | 1 | $ 255,000 | $ 255,000 | $ 141,000 |
| Bismarck, ND | 1 | $ 2,025,000 | $ 2,025,000 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Des Moines-West Des Moines, IA | 1 | $ 695,000 | $ 695,000 | $ 287,000 |
| El Centro, CA | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Hanford-Corcoran, CA | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| Lakewood-New Brunswick, NJ | 1 | $ 415,000 | $ 415,000 | $ 166,000 |
| Longview, WA | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Minot, ND | 1 | $ 1,325,000 | $ 1,325,000 | $ 0 |
| Missoula, MT | 1 | $ 75,000 | $ 75,000 | $ 117,000 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 705,000 | $ 705,000 | $ 185,000 |
| Rapid City, SD | 1 | $ 665,000 | $ 665,000 | $ 376,000 |
| Saginaw, MI | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 495,000 | $ 495,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| San Rafael, CA | 1 | $ 115,000 | $ 115,000 | $ 180,000 |
| Walla Walla, WA | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
Mortgage Loan Application Detail Totals for Vanderbilt Mortgage and Finance, Inc in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 121,225 | $16,977,245,000 | $140,000 | $9,005,000 | $75,000 | $9,961,000 |
| Not Applicable | 391 | $14,975,000 | $38,000 | $225,000 | $0 | $0 |
| Cash-out Refinancing | 254 | $77,250,000 | $304,000 | $1,505,000 | $196,000 | $6,084,000 |
| Refinancing | 242 | $154,790,000 | $639,000 | $6,515,000 | $177,000 | $1,808,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 67,375 | $9,404,935,000 | $139,000 | $2,005,000 | $76,000 | $9,961,000 |
| Black or African American | 23,159 | $2,986,995,000 | $128,000 | $1,335,000 | $66,000 | $5,301,000 |
| Hispanic | 17,924 | $2,346,020,000 | $130,000 | $965,000 | $73,000 | $9,000,000 |
| Not Provided | 8,780 | $1,651,150,000 | $188,000 | $2,385,000 | $95,000 | $9,961,000 |
| American Indian or Alaskan Native | 3,135 | $379,765,000 | $121,000 | $865,000 | $72,000 | $6,720,000 |
| Asian | 1,096 | $278,750,000 | $254,000 | $2,045,000 | $112,000 | $1,007,000 |
| Not applicable | 507 | $157,365,000 | $310,000 | $9,005,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 136 | $19,280,000 | $141,000 | $525,000 | $69,000 | $302,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 117,480 | $15,654,460,000 | $133,000 | $9,005,000 | $74,000 | $9,961,000 |
| FHA-insured (Federal Housing Administration) | 3,209 | $1,040,325,000 | $324,000 | $835,000 | $104,000 | $1,264,000 |
| VA-guaranteed (Veterans Administration) | 1,323 | $500,735,000 | $378,000 | $1,285,000 | $120,000 | $372,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 100 | $28,740,000 | $287,000 | $425,000 | $91,000 | $183,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 47,825 | $5,758,745,000 | $120,000 | $2,005,000 | $68,000 | $9,961,000 |
| File Closed For Incompleteness | 47,560 | $5,898,090,000 | $124,000 | $745,000 | $69,000 | $6,995,000 |
| Loan Originated | 19,996 | $4,333,360,000 | $216,000 | $9,005,000 | $100,000 | $9,961,000 |
| Application Withdrawn By Applicant | 3,579 | $820,815,000 | $229,000 | $5,785,000 | $103,000 | $6,084,000 |
| Application Approved But Not Accepted | 2,706 | $386,680,000 | $142,000 | $1,385,000 | $77,000 | $723,000 |
| Loan Purchased By The Institution | 446 | $26,570,000 | $59,000 | $735,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 74,287 | $11,465,515,000 | $154,000 | $9,005,000 | $80,000 | $9,961,000 |
| Credit History | 22,889 | $2,650,475,000 | $115,000 | $635,000 | $78,000 | $6,720,000 |
| Unverifiable Information | 15,496 | $1,967,890,000 | $126,000 | $595,000 | $73,000 | $9,000,000 |
| Debt-To-Income Ratio | 9,063 | $1,086,685,000 | $119,000 | $1,005,000 | $33,000 | $3,034,000 |
| Employment History | 260 | $35,130,000 | $135,000 | $645,000 | $43,000 | $432,000 |
| Credit Application Incomplete | 87 | $7,415,000 | $85,000 | $215,000 | $83,000 | $499,000 |
| Other | 13 | $4,065,000 | $312,000 | $595,000 | $102,000 | $199,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,435,000 | $270,000 | $475,000 | $87,000 | $163,000 |
| Collateral | 8 | $4,650,000 | $581,000 | $2,005,000 | $1,321,000 | $9,961,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Vanderbilt Mortgage and Finance, Inc's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Vanderbilt Mortgage and Finance, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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