Velocity Commercial Capital LLC Mortgage Lending & HMDA Data, 2025
In 2025, Velocity Commercial Capital LLC of Westlake Village, CA reported 9,454 mortgage applications totaling $3.6 billion, up 42% from 2024. The average application was for $379,490, and applicants reported an average income of $0. 54% of its applications resulted in an originated loan and 1% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (496), Philadelphia, PA (459) and Chicago-Naperville, IL (407) (applications in parentheses).
| Mortgage Company & Address | Velocity Commercial Capital LLC 2945 Townsgate Road Suite 110 Westlake Village, CA 91361 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 9,454 |
| Total Mortgage Loan Application Amount | $3,587,700,000 |
| Average Mortgage Loan Application Amount | $379,490 |
| Highest Mortgage Loan Application Amount | $7,505,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Velocity Commercial Capital LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 496 | $ 367,160,000 | $ 740,241 | $ 0 |
| Outside any metro area | 465 | $ 129,275,000 | $ 278,010 | $ 0 |
| Philadelphia, PA | 459 | $ 93,535,000 | $ 203,779 | $ 0 |
| Chicago-Naperville, IL | 407 | $ 125,875,000 | $ 309,275 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 285 | $ 59,625,000 | $ 209,210 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 281 | $ 236,255,000 | $ 840,765 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 230 | $ 67,490,000 | $ 293,434 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 229 | $ 90,455,000 | $ 395,000 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 217 | $ 145,065,000 | $ 668,502 | $ 0 |
| Cleveland, OH | 209 | $ 41,495,000 | $ 198,540 | $ 0 |
| Pittsburgh, PA | 163 | $ 27,885,000 | $ 171,073 | $ 0 |
| Newark, NJ-PA | 155 | $ 75,725,000 | $ 488,548 | $ 0 |
| Baltimore-Columbia-Towson, MD | 137 | $ 43,115,000 | $ 314,708 | $ 0 |
| Dallas-Plano-Irving, TX | 137 | $ 56,715,000 | $ 413,978 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 117 | $ 18,285,000 | $ 156,282 | $ 0 |
| Camden, NJ | 115 | $ 28,685,000 | $ 249,434 | $ 0 |
| Washington, DC-MD | 108 | $ 57,720,000 | $ 534,444 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 106 | $ 69,060,000 | $ 651,509 | $ 0 |
| New Orleans-Metairie, LA | 103 | $ 22,555,000 | $ 218,980 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 101 | $ 31,375,000 | $ 310,643 | $ 0 |
| St. Louis, MO-IL | 97 | $ 18,275,000 | $ 188,402 | $ 0 |
| Lakewood-New Brunswick, NJ | 92 | $ 58,570,000 | $ 636,630 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 91 | $ 45,905,000 | $ 504,450 | $ 0 |
| Nassau County-Suffolk County, NY | 87 | $ 60,725,000 | $ 697,988 | $ 0 |
| San Antonio-New Braunfels, TX | 86 | $ 23,670,000 | $ 275,232 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 85 | $ 14,535,000 | $ 171,000 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 84 | $ 45,280,000 | $ 539,047 | $ 0 |
| Tampa, FL | 79 | $ 19,565,000 | $ 247,658 | $ 0 |
| Providence-Warwick, RI-MA | 78 | $ 33,010,000 | $ 423,205 | $ 0 |
| Cincinnati, OH-KY-IN | 72 | $ 10,410,000 | $ 144,583 | $ 0 |
| Jacksonville, FL | 71 | $ 16,535,000 | $ 232,887 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 71 | $ 19,345,000 | $ 272,464 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 71 | $ 37,645,000 | $ 530,211 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 69 | $ 11,485,000 | $ 166,449 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 63 | $ 43,555,000 | $ 691,349 | $ 0 |
| Trenton, NJ | 62 | $ 18,590,000 | $ 299,838 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 59 | $ 21,085,000 | $ 357,372 | $ 0 |
| Lake County-Porter County-Jasper County, IN | 58 | $ 6,200,000 | $ 106,896 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 56 | $ 21,260,000 | $ 379,642 | $ 0 |
| New Haven-Milford, CT | 54 | $ 18,820,000 | $ 348,518 | $ 0 |
| Memphis, TN-MS-AR | 52 | $ 9,550,000 | $ 183,653 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 51 | $ 29,385,000 | $ 576,176 | $ 0 |
| Richmond, VA | 51 | $ 17,295,000 | $ 339,117 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 49 | $ 28,235,000 | $ 576,224 | $ 0 |
| Boston, MA | 48 | $ 30,130,000 | $ 627,708 | $ 0 |
| Baton Rouge, LA | 47 | $ 9,685,000 | $ 206,063 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 46 | $ 16,440,000 | $ 357,391 | $ 0 |
| Albany-Schenectady-Troy, NY | 45 | $ 11,035,000 | $ 245,222 | $ 0 |
| San Diego-Carlsbad, CA | 45 | $ 39,655,000 | $ 881,222 | $ 0 |
| Birmingham-Hoover, AL | 44 | $ 14,360,000 | $ 326,363 | $ 0 |
| Fort Worth-Arlington, TX | 44 | $ 10,690,000 | $ 242,954 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 44 | $ 23,610,000 | $ 536,590 | $ 0 |
| Syracuse, NY | 44 | $ 14,860,000 | $ 337,727 | $ 0 |
| Wilmington, DE-MD-NJ | 44 | $ 9,530,000 | $ 216,590 | $ 0 |
| Akron, OH | 43 | $ 8,195,000 | $ 190,581 | $ 0 |
| Cape Coral-Fort Myers, FL | 43 | $ 16,705,000 | $ 388,488 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 43 | $ 10,125,000 | $ 235,465 | $ 0 |
| Austin-Round Rock, TX | 42 | $ 29,070,000 | $ 692,142 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 42 | $ 8,560,000 | $ 203,809 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 39 | $ 49,135,000 | $ 1,259,871 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 39 | $ 24,805,000 | $ 636,025 | $ 0 |
| Columbia, SC | 39 | $ 6,145,000 | $ 157,564 | $ 0 |
| Charleston-North Charleston, SC | 38 | $ 14,610,000 | $ 384,473 | $ 0 |
| Kansas City, MO-KS | 38 | $ 11,110,000 | $ 292,368 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 37 | $ 17,875,000 | $ 483,108 | $ 0 |
| Rochester, NY | 37 | $ 7,305,000 | $ 197,432 | $ 0 |
| Atlantic City-Hammonton, NJ | 35 | $ 15,485,000 | $ 442,428 | $ 0 |
| Bakersfield, CA | 33 | $ 7,645,000 | $ 231,666 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 32 | $ 14,320,000 | $ 447,500 | $ 0 |
| Wichita, KS | 32 | $ 8,090,000 | $ 252,812 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 31 | $ 8,515,000 | $ 274,677 | $ 0 |
| Columbus, OH | 31 | $ 14,075,000 | $ 454,032 | $ 0 |
| Dayton-Springfield-Kettering, OH | 30 | $ 4,860,000 | $ 162,000 | $ 0 |
| Port St. Lucie, FL | 30 | $ 10,400,000 | $ 346,666 | $ 0 |
| Reading, PA | 29 | $ 6,045,000 | $ 208,448 | $ 0 |
| Seattle-Bellevue-Everett, WA | 29 | $ 18,545,000 | $ 639,482 | $ 0 |
| McAllen-Edinburg-Mission, TX | 28 | $ 6,810,000 | $ 243,214 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 28 | $ 33,340,000 | $ 1,190,714 | $ 0 |
| Marietta, GA | 27 | $ 7,395,000 | $ 273,888 | $ 0 |
| St. Petersburg-Clearwater-Largo, FL | 27 | $ 9,555,000 | $ 353,888 | $ 0 |
| Toledo, OH | 27 | $ 5,735,000 | $ 212,407 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 27 | $ 5,275,000 | $ 195,370 | $ 0 |
| Lakeland-Winter Haven, FL | 26 | $ 6,250,000 | $ 240,384 | $ 0 |
| Raleigh, NC | 26 | $ 10,450,000 | $ 401,923 | $ 0 |
| Cambridge-Newton-Framingham, MA | 25 | $ 14,685,000 | $ 587,400 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 25 | $ 5,445,000 | $ 217,800 | $ 0 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 24 | $ 7,560,000 | $ 315,000 | $ 0 |
| Greensboro-High Point, NC | 23 | $ 4,445,000 | $ 193,260 | $ 0 |
| Louisville/Jefferson County, KY-IN | 23 | $ 4,925,000 | $ 214,130 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 23 | $ 7,895,000 | $ 343,260 | $ 0 |
| Rockford, IL | 23 | $ 4,915,000 | $ 213,695 | $ 0 |
| Savannah, GA | 23 | $ 6,555,000 | $ 285,000 | $ 0 |
| Worcester, MA-CT | 22 | $ 9,580,000 | $ 435,454 | $ 0 |
| Waterbury-Shelton, CT | 21 | $ 5,995,000 | $ 285,476 | $ 0 |
| Winston-Salem, NC | 21 | $ 3,235,000 | $ 154,047 | $ 0 |
| Binghamton, NY | 20 | $ 5,580,000 | $ 279,000 | $ 0 |
| Corpus Christi, TX | 20 | $ 4,020,000 | $ 201,000 | $ 0 |
| Fresno, CA | 20 | $ 7,690,000 | $ 384,500 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 20 | $ 5,120,000 | $ 256,000 | $ 0 |
| Beaumont-Port Arthur, TX | 19 | $ 3,655,000 | $ 192,368 | $ 0 |
| Flint, MI | 19 | $ 2,495,000 | $ 131,315 | $ 0 |
| Harrisburg-Carlisle, PA | 19 | $ 3,285,000 | $ 172,894 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 19 | $ 6,015,000 | $ 316,578 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 18 | $ 2,310,000 | $ 128,333 | $ 0 |
| Macon-Bibb County, GA | 18 | $ 3,290,000 | $ 182,777 | $ 0 |
| Mobile, AL | 18 | $ 3,420,000 | $ 190,000 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 18 | $ 15,480,000 | $ 860,000 | $ 0 |
| Tacoma-Lakewood, WA | 18 | $ 12,070,000 | $ 670,555 | $ 0 |
| Tallahassee, FL | 18 | $ 3,260,000 | $ 181,111 | $ 0 |
| Vineland-Bridgeton, NJ | 18 | $ 2,530,000 | $ 140,555 | $ 0 |
| El Paso, TX | 17 | $ 2,585,000 | $ 152,058 | $ 0 |
| Knoxville, TN | 17 | $ 4,245,000 | $ 249,705 | $ 0 |
| Urban Honolulu, HI | 17 | $ 11,115,000 | $ 653,823 | $ 0 |
| Washington-Baltimore-Arlington, DC | 17 | $ 10,495,000 | $ 617,352 | $ 0 |
| Augusta-Richmond County, GA-SC | 16 | $ 3,300,000 | $ 206,250 | $ 0 |
| Montgomery, AL | 16 | $ 3,090,000 | $ 193,125 | $ 0 |
| Ocala, FL | 16 | $ 3,120,000 | $ 195,000 | $ 0 |
| Tucson, AZ | 16 | $ 5,890,000 | $ 368,125 | $ 0 |
| Utica-Rome, NY | 16 | $ 1,640,000 | $ 102,500 | $ 0 |
| Arlington-Alexandria-Reston, VA-WV | 15 | $ 7,495,000 | $ 499,666 | $ 0 |
| Denver-Aurora-Lakewood, CO | 15 | $ 7,715,000 | $ 514,333 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 15 | $ 3,365,000 | $ 224,333 | $ 0 |
| Albuquerque, NM | 14 | $ 5,160,000 | $ 368,571 | $ 0 |
| Canton-Massillon, OH | 14 | $ 1,630,000 | $ 116,428 | $ 0 |
| Durham-Chapel Hill, NC | 14 | $ 6,110,000 | $ 436,428 | $ 0 |
| Jackson, MS | 14 | $ 3,250,000 | $ 232,142 | $ 0 |
| Lake County-Kenosha County, IL-WI | 14 | $ 4,370,000 | $ 312,142 | $ 0 |
| Oklahoma City, OK | 14 | $ 2,990,000 | $ 213,571 | $ 0 |
| Modesto, CA | 13 | $ 4,255,000 | $ 327,307 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 13 | $ 4,015,000 | $ 308,846 | $ 0 |
| Punta Gorda, FL | 13 | $ 4,375,000 | $ 336,538 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 13 | $ 16,585,000 | $ 1,275,769 | $ 0 |
| Boise City, ID | 12 | $ 4,460,000 | $ 371,666 | $ 0 |
| Boulder, CO | 12 | $ 5,670,000 | $ 472,500 | $ 0 |
| Sebastian-Vero Beach, FL | 12 | $ 8,640,000 | $ 720,000 | $ 0 |
| Springfield, MA | 12 | $ 5,380,000 | $ 448,333 | $ 0 |
| Burlington, NC | 11 | $ 1,955,000 | $ 177,727 | $ 0 |
| Chattanooga, TN-GA | 11 | $ 2,415,000 | $ 219,545 | $ 0 |
| Everett, WA | 11 | $ 6,225,000 | $ 565,909 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 11 | $ 20,895,000 | $ 1,899,545 | $ 0 |
| Norwich-New London, CT | 11 | $ 2,745,000 | $ 249,545 | $ 0 |
| Slidell-Mandeville-Covington, LA | 11 | $ 2,105,000 | $ 191,363 | $ 0 |
| Stockton-Lodi, CA | 11 | $ 4,445,000 | $ 404,090 | $ 0 |
| York-Hanover, PA | 11 | $ 1,335,000 | $ 121,363 | $ 0 |
| Anchorage, AK | 10 | $ 2,500,000 | $ 250,000 | $ 0 |
| Columbus, GA-AL | 10 | $ 2,770,000 | $ 277,000 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 10 | $ 1,860,000 | $ 186,000 | $ 0 |
| Laredo, TX | 10 | $ 3,060,000 | $ 306,000 | $ 0 |
| Muncie, IN | 10 | $ 1,520,000 | $ 152,000 | $ 0 |
| Racine, WI | 10 | $ 1,600,000 | $ 160,000 | $ 0 |
| Shreveport-Bossier City, LA | 10 | $ 2,230,000 | $ 223,000 | $ 0 |
| Sumter, SC | 10 | $ 1,680,000 | $ 168,000 | $ 0 |
| Tulsa, OK | 10 | $ 2,260,000 | $ 226,000 | $ 0 |
| Brownsville-Harlingen, TX | 9 | $ 1,635,000 | $ 181,666 | $ 0 |
| Des Moines-West Des Moines, IA | 9 | $ 4,195,000 | $ 466,111 | $ 0 |
| Fayetteville, NC | 9 | $ 1,275,000 | $ 141,666 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 9 | $ 2,365,000 | $ 262,777 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 9 | $ 3,525,000 | $ 391,666 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 9 | $ 5,705,000 | $ 633,888 | $ 0 |
| South Bend-Mishawaka, IN-MI | 9 | $ 935,000 | $ 103,888 | $ 0 |
| Albany, GA | 8 | $ 1,030,000 | $ 128,750 | $ 0 |
| Elmira, NY | 8 | $ 920,000 | $ 115,000 | $ 0 |
| Killeen-Temple, TX | 8 | $ 3,280,000 | $ 410,000 | $ 0 |
| Saginaw, MI | 8 | $ 1,370,000 | $ 171,250 | $ 0 |
| Santa Maria-Santa Barbara, CA | 8 | $ 8,580,000 | $ 1,072,500 | $ 0 |
| Wilmington, NC | 8 | $ 2,850,000 | $ 356,250 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 7 | $ 965,000 | $ 137,857 | $ 0 |
| Charleston, WV | 7 | $ 1,315,000 | $ 187,857 | $ 0 |
| Jackson, TN | 7 | $ 1,395,000 | $ 199,285 | $ 0 |
| Lake Havasu City-Kingman, AZ | 7 | $ 2,325,000 | $ 332,142 | $ 0 |
| Lexington-Fayette, KY | 7 | $ 2,895,000 | $ 413,571 | $ 0 |
| Lubbock, TX | 7 | $ 935,000 | $ 133,571 | $ 0 |
| Manchester-Nashua, NH | 7 | $ 3,225,000 | $ 460,714 | $ 0 |
| Panama City, FL | 7 | $ 5,145,000 | $ 735,000 | $ 0 |
| Springfield, OH | 7 | $ 3,475,000 | $ 496,428 | $ 0 |
| Vallejo-Fairfield, CA | 7 | $ 2,845,000 | $ 406,428 | $ 0 |
| Visalia-Porterville, CA | 7 | $ 1,875,000 | $ 267,857 | $ 0 |
| Yuma, AZ | 7 | $ 1,355,000 | $ 193,571 | $ 0 |
| Amarillo, TX | 6 | $ 2,160,000 | $ 360,000 | $ 0 |
| College Station-Bryan, TX | 6 | $ 2,090,000 | $ 348,333 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 6 | $ 4,140,000 | $ 690,000 | $ 0 |
| Glens Falls, NY | 6 | $ 1,810,000 | $ 301,666 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 2,580,000 | $ 430,000 | $ 0 |
| Janesville-Beloit, WI | 6 | $ 2,220,000 | $ 370,000 | $ 0 |
| Kenosha, WI | 6 | $ 1,510,000 | $ 251,666 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 6 | $ 1,420,000 | $ 236,666 | $ 0 |
| Midland, TX | 6 | $ 1,060,000 | $ 176,666 | $ 0 |
| Pittsfield, MA | 6 | $ 1,510,000 | $ 251,666 | $ 0 |
| Provo-Orem, UT | 6 | $ 3,650,000 | $ 608,333 | $ 0 |
| Roanoke, VA | 6 | $ 1,390,000 | $ 231,666 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 6 | $ 3,780,000 | $ 630,000 | $ 0 |
| Santa Rosa, CA | 6 | $ 5,360,000 | $ 893,333 | $ 0 |
| Spartanburg, SC | 6 | $ 970,000 | $ 161,666 | $ 0 |
| Wichita Falls, TX | 6 | $ 940,000 | $ 156,666 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 1,605,000 | $ 321,000 | $ 0 |
| Evansville, IN-KY | 5 | $ 465,000 | $ 93,000 | $ 0 |
| Gainesville, GA | 5 | $ 935,000 | $ 187,000 | $ 0 |
| Greenville, NC | 5 | $ 1,125,000 | $ 225,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 5 | $ 3,205,000 | $ 641,000 | $ 0 |
| Lafayette, LA | 5 | $ 595,000 | $ 119,000 | $ 0 |
| Lansing-East Lansing, MI | 5 | $ 735,000 | $ 147,000 | $ 0 |
| Lima, OH | 5 | $ 525,000 | $ 105,000 | $ 0 |
| Merced, CA | 5 | $ 1,075,000 | $ 215,000 | $ 0 |
| Monroe, MI | 5 | $ 615,000 | $ 123,000 | $ 0 |
| Portland-South Portland, ME | 5 | $ 2,645,000 | $ 529,000 | $ 0 |
| Reno, NV | 5 | $ 4,475,000 | $ 895,000 | $ 0 |
| San Angelo, TX | 5 | $ 575,000 | $ 115,000 | $ 0 |
| Sherman-Denison, TX | 5 | $ 4,225,000 | $ 845,000 | $ 0 |
| Springfield, IL | 5 | $ 1,535,000 | $ 307,000 | $ 0 |
| Tyler, TX | 5 | $ 1,265,000 | $ 253,000 | $ 0 |
| Warner Robins, GA | 5 | $ 1,315,000 | $ 263,000 | $ 0 |
| Yakima, WA | 5 | $ 925,000 | $ 185,000 | $ 0 |
| Altoona, PA | 4 | $ 520,000 | $ 130,000 | $ 0 |
| Auburn-Opelika, AL | 4 | $ 2,510,000 | $ 627,500 | $ 0 |
| Barnstable Town, MA | 4 | $ 1,500,000 | $ 375,000 | $ 0 |
| Battle Creek, MI | 4 | $ 350,000 | $ 87,500 | $ 0 |
| Bremerton-Silverdale, WA | 4 | $ 2,310,000 | $ 577,500 | $ 0 |
| Clarksville, TN-KY | 4 | $ 860,000 | $ 215,000 | $ 0 |
| Colorado Springs, CO | 4 | $ 3,210,000 | $ 802,500 | $ 0 |
| Decatur, IL | 4 | $ 750,000 | $ 187,500 | $ 0 |
| El Centro, CA | 4 | $ 1,060,000 | $ 265,000 | $ 0 |
| Elgin, IL | 4 | $ 940,000 | $ 235,000 | $ 0 |
| Gainesville, FL | 4 | $ 1,850,000 | $ 462,500 | $ 0 |
| Hattiesburg, MS | 4 | $ 920,000 | $ 230,000 | $ 0 |
| Hinesville, GA | 4 | $ 2,600,000 | $ 650,000 | $ 0 |
| Huntsville, AL | 4 | $ 1,720,000 | $ 430,000 | $ 0 |
| Kalamazoo-Portage, MI | 4 | $ 1,360,000 | $ 340,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 560,000 | $ 140,000 | $ 0 |
| Lebanon, PA | 4 | $ 410,000 | $ 102,500 | $ 0 |
| Napa, CA | 4 | $ 1,680,000 | $ 420,000 | $ 0 |
| Parkersburg-Vienna, WV | 4 | $ 490,000 | $ 122,500 | $ 0 |
| Peoria, IL | 4 | $ 1,250,000 | $ 312,500 | $ 0 |
| Pueblo, CO | 4 | $ 580,000 | $ 145,000 | $ 0 |
| Redding, CA | 4 | $ 800,000 | $ 200,000 | $ 0 |
| Rockingham County-Strafford County, NH | 4 | $ 1,040,000 | $ 260,000 | $ 0 |
| Rocky Mount, NC | 4 | $ 670,000 | $ 167,500 | $ 0 |
| Salinas, CA | 4 | $ 4,550,000 | $ 1,137,500 | $ 0 |
| San Rafael, CA | 4 | $ 4,590,000 | $ 1,147,500 | $ 0 |
| St. George, UT | 4 | $ 2,900,000 | $ 725,000 | $ 0 |
| Texarkana, TX-AR | 4 | $ 690,000 | $ 172,500 | $ 0 |
| Abilene, TX | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Appleton, WI | 3 | $ 1,435,000 | $ 478,333 | $ 0 |
| Bend-Redmond, OR | 3 | $ 1,435,000 | $ 478,333 | $ 0 |
| Daphne-Fairhope-Foley, AL | 3 | $ 2,295,000 | $ 765,000 | $ 0 |
| Dover, DE | 3 | $ 755,000 | $ 251,666 | $ 0 |
| Erie, PA | 3 | $ 385,000 | $ 128,333 | $ 0 |
| Florence-Muscle Shoals, AL | 3 | $ 425,000 | $ 141,666 | $ 0 |
| Fort Smith, AR-OK | 3 | $ 735,000 | $ 245,000 | $ 0 |
| Fort Wayne, IN | 3 | $ 755,000 | $ 251,666 | $ 0 |
| Goldsboro, NC | 3 | $ 395,000 | $ 131,666 | $ 0 |
| Hammond, LA | 3 | $ 615,000 | $ 205,000 | $ 0 |
| Hot Springs, AR | 3 | $ 515,000 | $ 171,666 | $ 0 |
| Jackson, MI | 3 | $ 505,000 | $ 168,333 | $ 0 |
| Lake Charles, LA | 3 | $ 325,000 | $ 108,333 | $ 0 |
| Las Cruces, NM | 3 | $ 935,000 | $ 311,666 | $ 0 |
| Lawton, OK | 3 | $ 495,000 | $ 165,000 | $ 0 |
| Lexington Park, MD | 3 | $ 1,315,000 | $ 438,333 | $ 0 |
| Mansfield, OH | 3 | $ 365,000 | $ 121,666 | $ 0 |
| Michigan City-La Porte, IN | 3 | $ 275,000 | $ 91,666 | $ 0 |
| Odessa, TX | 3 | $ 1,505,000 | $ 501,666 | $ 0 |
| Ogden-Clearfield, UT | 3 | $ 1,045,000 | $ 348,333 | $ 0 |
| Salem, OR | 3 | $ 865,000 | $ 288,333 | $ 0 |
| Salisbury, MD-DE | 3 | $ 525,000 | $ 175,000 | $ 0 |
| Spokane-Spokane Valley, WA | 3 | $ 1,125,000 | $ 375,000 | $ 0 |
| Springfield, MO | 3 | $ 985,000 | $ 328,333 | $ 0 |
| Tuscaloosa, AL | 3 | $ 485,000 | $ 161,666 | $ 0 |
| Yuba City, CA | 3 | $ 685,000 | $ 228,333 | $ 0 |
| Ann Arbor, MI | 2 | $ 760,000 | $ 380,000 | $ 0 |
| Asheville, NC | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Athens-Clarke County, GA | 2 | $ 660,000 | $ 330,000 | $ 0 |
| Bangor, ME | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Bay City, MI | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Bellingham, WA | 2 | $ 900,000 | $ 450,000 | $ 0 |
| Billings, MT | 2 | $ 810,000 | $ 405,000 | $ 0 |
| Bloomington, IN | 2 | $ 1,000,000 | $ 500,000 | $ 0 |
| Bowling Green, KY | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Cheyenne, WY | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Eagle Pass, TX | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Fairbanks, AK | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Farmington, NM | 2 | $ 750,000 | $ 375,000 | $ 0 |
| Flagstaff, AZ | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Grand Junction, CO | 2 | $ 930,000 | $ 465,000 | $ 0 |
| Hanford-Corcoran, CA | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Jacksonville, NC | 2 | $ 700,000 | $ 350,000 | $ 0 |
| Johnson City, TN | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Johnstown, PA | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Kankakee, IL | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Kennewick-Richland, WA | 2 | $ 3,090,000 | $ 1,545,000 | $ 0 |
| Kokomo, IN | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Lancaster, PA | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Lincoln, NE | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Longview, TX | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Lynchburg, VA | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Madison, WI | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Missoula, MT | 2 | $ 900,000 | $ 450,000 | $ 0 |
| Morgantown, WV | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Oshkosh-Neenah, WI | 2 | $ 1,620,000 | $ 810,000 | $ 0 |
| Pinehurst-Southern Pines, NC | 2 | $ 1,150,000 | $ 575,000 | $ 0 |
| Prescott Valley-Prescott, AZ | 2 | $ 3,740,000 | $ 1,870,000 | $ 0 |
| Salt Lake City, UT | 2 | $ 1,730,000 | $ 865,000 | $ 0 |
| Sandusky, OH | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Santa Fe, NM | 2 | $ 1,520,000 | $ 760,000 | $ 0 |
| Sebring, FL | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Valdosta, GA | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Williamsport, PA | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Winchester, VA-WV | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Alexandria, LA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Amherst Town-Northampton, MA | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Bloomington, IL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Bozeman, MT | 1 | $ 905,000 | $ 905,000 | $ 0 |
| Brunswick, GA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Chambersburg-Waynesboro, PA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Charlottesville, VA | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Chico, CA | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Coeur D'Alene, ID | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Corvallis, OR | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Dalton, GA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Eugene, OR | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Florence, SC | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Fond Du Lac, WI | 1 | $ 1,635,000 | $ 1,635,000 | $ 0 |
| Gadsden, AL | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Greeley, CO | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Helena, MT | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Houma-Thibodaux, LA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Kingston, NY | 1 | $ 335,000 | $ 335,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Lawrence, KS | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Medford, OR | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Monroe, LA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Morristown, TN | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Muskegon, MI | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Olympia-Tumwater, WA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Paducah, KY-IL | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Pocatello, ID | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 1 | $ 985,000 | $ 985,000 | $ 0 |
| Sheboygan, WI | 1 | $ 155,000 | $ 155,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 85,000 | $ 85,000 | $ 0 |
| State College, PA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Terre Haute, IN | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Topeka, KS | 1 | $ 1,125,000 | $ 1,125,000 | $ 0 |
| Traverse City, MI | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Twin Falls, ID | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Waco, TX | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Watertown-Fort Drum, NY | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Wenatchee, WA | 1 | $ 1,605,000 | $ 1,605,000 | $ 0 |
| Wildwood-The Villages, FL | 1 | $ 275,000 | $ 275,000 | $ 0 |
Mortgage Loan Application Detail Totals for Velocity Commercial Capital LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 6,571 | $2,298,105,000 | $349,000 | $7,505,000 | $0 | $0 |
| Home Purchase | 2,054 | $900,520,000 | $438,000 | $5,885,000 | $0 | $0 |
| Refinancing | 829 | $389,075,000 | $469,000 | $6,365,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 4,591 | $1,802,265,000 | $392,000 | $7,505,000 | $0 | $0 |
| Black or African American | 1,783 | $491,655,000 | $275,000 | $3,775,000 | $0 | $0 |
| White | 1,472 | $648,090,000 | $440,000 | $5,855,000 | $0 | $0 |
| Hispanic | 1,154 | $426,120,000 | $369,000 | $3,005,000 | $0 | $0 |
| Asian | 372 | $188,710,000 | $507,000 | $5,305,000 | $0 | $0 |
| American Indian or Alaskan Native | 44 | $18,100,000 | $411,000 | $3,505,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 31 | $8,775,000 | $283,000 | $825,000 | $0 | $0 |
| Not applicable | 7 | $3,985,000 | $569,000 | $1,055,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,454 | $3,587,700,000 | $379,000 | $7,505,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,106 | $1,613,160,000 | $315,000 | $6,365,000 | $0 | $0 |
| Application Withdrawn By Applicant | 3,284 | $1,522,850,000 | $463,000 | $7,005,000 | $0 | $0 |
| File Closed For Incompleteness | 855 | $363,395,000 | $425,000 | $5,885,000 | $0 | $0 |
| Application Approved But Not Accepted | 145 | $52,745,000 | $363,000 | $2,995,000 | $0 | $0 |
| Application Denied By Financial Institution | 64 | $35,550,000 | $555,000 | $7,505,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,390 | $3,552,150,000 | $378,000 | $7,005,000 | $0 | $0 |
| Collateral | 26 | $18,100,000 | $696,000 | $7,505,000 | $0 | $0 |
| Other | 20 | $8,770,000 | $438,000 | $1,865,000 | $0 | $0 |
| Credit History | 18 | $8,680,000 | $482,000 | $2,705,000 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Velocity Commercial Capital LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Velocity Commercial Capital LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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