Velocity Commercial Capital LLC Mortgage Lending & HMDA Data, 2019
In 2019, Velocity Commercial Capital LLC of Westlake Village, CA reported 5,482 mortgage applications totaling $1.9 billion, up 42% from 2018. The average application was for $352,424, and applicants reported an average income of $0. 48% of its applications resulted in an originated loan and 6% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (537), Los Angeles-Long Beach-Glendale, CA (295) and Philadelphia, PA (246) (applications in parentheses).
| Mortgage Company & Address | Velocity Commercial Capital LLC 2945 Townsgate Road Suite 110 Westlake Village, CA 91361 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 5,482 |
| Total Mortgage Loan Application Amount | $1,931,990,000 |
| Average Mortgage Loan Application Amount | $352,424 |
| Highest Mortgage Loan Application Amount | $4,875,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Velocity Commercial Capital LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 537 | $ 319,985,000 | $ 595,875 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 295 | $ 203,575,000 | $ 690,084 | $ 0 |
| Philadelphia, PA | 246 | $ 40,750,000 | $ 165,650 | $ 0 |
| Newark, NJ-PA | 244 | $ 55,620,000 | $ 227,950 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 232 | $ 61,510,000 | $ 265,129 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 182 | $ 63,920,000 | $ 351,208 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 177 | $ 69,685,000 | $ 393,700 | $ 0 |
| Nassau County-Suffolk County, NY | 142 | $ 54,960,000 | $ 387,042 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 138 | $ 39,050,000 | $ 282,971 | $ 0 |
| Outside any metro area | 110 | $ 33,780,000 | $ 307,090 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 103 | $ 42,435,000 | $ 411,990 | $ 0 |
| New York-Newark, NY | 101 | $ 26,685,000 | $ 264,207 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 97 | $ 19,645,000 | $ 202,525 | $ 0 |
| New Orleans-Metairie, LA | 95 | $ 16,685,000 | $ 175,631 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 80 | $ 17,160,000 | $ 214,500 | $ 0 |
| Providence-Warwick, RI-MA | 78 | $ 15,830,000 | $ 202,948 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 75 | $ 21,485,000 | $ 286,466 | $ 0 |
| Boston, MA | 73 | $ 32,025,000 | $ 438,698 | $ 0 |
| St. Louis, MO-IL | 68 | $ 10,400,000 | $ 152,941 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 62 | $ 37,960,000 | $ 612,258 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 56 | $ 24,240,000 | $ 432,857 | $ 0 |
| Cleveland-Elyria, OH | 52 | $ 10,920,000 | $ 210,000 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 52 | $ 22,250,000 | $ 427,884 | $ 0 |
| Camden, NJ | 49 | $ 7,375,000 | $ 150,510 | $ 0 |
| Chicago-Naperville, IL | 49 | $ 13,575,000 | $ 277,040 | $ 0 |
| Richmond, VA | 49 | $ 8,805,000 | $ 179,693 | $ 0 |
| Fort Worth-Arlington, TX | 48 | $ 10,070,000 | $ 209,791 | $ 0 |
| Seattle-Bellevue-Everett, WA | 46 | $ 36,690,000 | $ 797,608 | $ 0 |
| Dallas-Plano-Irving, TX | 45 | $ 14,985,000 | $ 333,000 | $ 0 |
| Cambridge-Newton-Framingham, MA | 42 | $ 18,170,000 | $ 432,619 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 41 | $ 9,815,000 | $ 239,390 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 40 | $ 9,890,000 | $ 247,250 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 39 | $ 6,365,000 | $ 163,205 | $ 0 |
| Pittsburgh, PA | 39 | $ 6,135,000 | $ 157,307 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 37 | $ 14,775,000 | $ 399,324 | $ 0 |
| Austin-Round Rock, TX | 36 | $ 18,870,000 | $ 524,166 | $ 0 |
| Columbus, OH | 36 | $ 7,190,000 | $ 199,722 | $ 0 |
| New Haven-Milford, CT | 36 | $ 8,920,000 | $ 247,777 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 34 | $ 36,210,000 | $ 1,065,000 | $ 0 |
| Baltimore-Columbia-Towson, MD | 34 | $ 5,640,000 | $ 165,882 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 34 | $ 10,620,000 | $ 312,352 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 33 | $ 4,645,000 | $ 140,757 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 33 | $ 11,325,000 | $ 343,181 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 33 | $ 7,295,000 | $ 221,060 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 31 | $ 8,215,000 | $ 265,000 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 29 | $ 6,735,000 | $ 232,241 | $ 0 |
| Jacksonville, FL | 28 | $ 4,280,000 | $ 152,857 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 27 | $ 5,635,000 | $ 208,703 | $ 0 |
| Trenton, NJ | 27 | $ 5,305,000 | $ 196,481 | $ 0 |
| Cape Coral-Fort Myers, FL | 26 | $ 6,730,000 | $ 258,846 | $ 0 |
| Wilmington, DE-MD-NJ | 26 | $ 3,660,000 | $ 140,769 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 25 | $ 6,115,000 | $ 244,600 | $ 0 |
| Albany-Schenectady-Troy, NY | 24 | $ 3,450,000 | $ 143,750 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 24 | $ 7,690,000 | $ 320,416 | $ 0 |
| Kansas City, MO-KS | 23 | $ 3,525,000 | $ 153,260 | $ 0 |
| Port St. Lucie, FL | 23 | $ 4,735,000 | $ 205,869 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 23 | $ 12,165,000 | $ 528,913 | $ 0 |
| San Antonio-New Braunfels, TX | 23 | $ 5,265,000 | $ 228,913 | $ 0 |
| Worcester, MA-CT | 23 | $ 4,025,000 | $ 175,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 22 | $ 3,710,000 | $ 168,636 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 22 | $ 7,150,000 | $ 325,000 | $ 0 |
| Denver-Aurora-Lakewood, CO | 20 | $ 8,600,000 | $ 430,000 | $ 0 |
| San Diego-Carlsbad, CA | 20 | $ 13,290,000 | $ 664,500 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 20 | $ 31,320,000 | $ 1,566,000 | $ 0 |
| Birmingham-Hoover, AL | 18 | $ 2,670,000 | $ 148,333 | $ 0 |
| Bakersfield, CA | 17 | $ 3,125,000 | $ 183,823 | $ 0 |
| Cincinnati, OH-KY-IN | 17 | $ 3,455,000 | $ 203,235 | $ 0 |
| Asheville, NC | 16 | $ 2,560,000 | $ 160,000 | $ 0 |
| Durham-Chapel Hill, NC | 16 | $ 2,310,000 | $ 144,375 | $ 0 |
| Santa Maria-Santa Barbara, CA | 16 | $ 14,560,000 | $ 910,000 | $ 0 |
| Tacoma-Lakewood, WA | 16 | $ 12,560,000 | $ 785,000 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 16 | $ 4,110,000 | $ 256,875 | $ 0 |
| Urban Honolulu, HI | 15 | $ 24,225,000 | $ 1,615,000 | $ 0 |
| Beaumont-Port Arthur, TX | 14 | $ 1,570,000 | $ 112,142 | $ 0 |
| Fayetteville, NC | 13 | $ 1,745,000 | $ 134,230 | $ 0 |
| Lake County-Kenosha County, IL-WI | 13 | $ 1,395,000 | $ 107,307 | $ 0 |
| Lakeland-Winter Haven, FL | 13 | $ 1,975,000 | $ 151,923 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 13 | $ 8,605,000 | $ 661,923 | $ 0 |
| Syracuse, NY | 13 | $ 2,015,000 | $ 155,000 | $ 0 |
| Vallejo-Fairfield, CA | 13 | $ 4,495,000 | $ 345,769 | $ 0 |
| Reading, PA | 12 | $ 1,570,000 | $ 130,833 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 12 | $ 2,090,000 | $ 174,166 | $ 0 |
| Augusta-Richmond County, GA-SC | 11 | $ 4,015,000 | $ 365,000 | $ 0 |
| Louisville/Jefferson County, KY-IN | 11 | $ 1,885,000 | $ 171,363 | $ 0 |
| McAllen-Edinburg-Mission, TX | 11 | $ 3,825,000 | $ 347,727 | $ 0 |
| Norwich-New London, CT | 11 | $ 1,705,000 | $ 155,000 | $ 0 |
| Raleigh, NC | 11 | $ 1,885,000 | $ 171,363 | $ 0 |
| Springfield, MA | 11 | $ 2,325,000 | $ 211,363 | $ 0 |
| Baton Rouge, LA | 10 | $ 4,280,000 | $ 428,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 10 | $ 1,910,000 | $ 191,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 10 | $ 1,360,000 | $ 136,000 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 10 | $ 13,290,000 | $ 1,329,000 | $ 0 |
| Toledo, OH | 10 | $ 950,000 | $ 95,000 | $ 0 |
| Washington-Baltimore-Arlington, DC | 10 | $ 3,500,000 | $ 350,000 | $ 0 |
| Dayton-Springfield-Kettering, OH | 9 | $ 3,965,000 | $ 440,555 | $ 0 |
| Jackson, MS | 9 | $ 3,725,000 | $ 413,888 | $ 0 |
| Memphis, TN-MS-AR | 9 | $ 1,805,000 | $ 200,555 | $ 0 |
| Modesto, CA | 9 | $ 2,845,000 | $ 316,111 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 9 | $ 3,595,000 | $ 399,444 | $ 0 |
| Ocala, FL | 9 | $ 1,915,000 | $ 212,777 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 9 | $ 3,035,000 | $ 337,222 | $ 0 |
| Akron, OH | 8 | $ 1,500,000 | $ 187,500 | $ 0 |
| Athens-Clarke County, GA | 8 | $ 680,000 | $ 85,000 | $ 0 |
| Corpus Christi, TX | 8 | $ 2,190,000 | $ 273,750 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 8 | $ 2,040,000 | $ 255,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 8 | $ 5,560,000 | $ 695,000 | $ 0 |
| Ocean City, NJ | 8 | $ 1,350,000 | $ 168,750 | $ 0 |
| Albuquerque, NM | 7 | $ 1,825,000 | $ 260,714 | $ 0 |
| Charleston-North Charleston, SC | 7 | $ 2,635,000 | $ 376,428 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 7 | $ 815,000 | $ 116,428 | $ 0 |
| Fresno, CA | 7 | $ 1,805,000 | $ 257,857 | $ 0 |
| Oklahoma City, OK | 7 | $ 1,415,000 | $ 202,142 | $ 0 |
| East Stroudsburg, PA | 6 | $ 1,120,000 | $ 186,666 | $ 0 |
| Fort Wayne, IN | 6 | $ 870,000 | $ 145,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 6 | $ 1,750,000 | $ 291,666 | $ 0 |
| Punta Gorda, FL | 6 | $ 1,230,000 | $ 205,000 | $ 0 |
| Stockton-Lodi, CA | 6 | $ 1,460,000 | $ 243,333 | $ 0 |
| Tucson, AZ | 6 | $ 3,570,000 | $ 595,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 5 | $ 505,000 | $ 101,000 | $ 0 |
| Brownsville-Harlingen, TX | 5 | $ 915,000 | $ 183,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 5 | $ 1,405,000 | $ 281,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 1,055,000 | $ 211,000 | $ 0 |
| Harrisburg-Carlisle, PA | 5 | $ 485,000 | $ 97,000 | $ 0 |
| Lafayette, LA | 5 | $ 1,805,000 | $ 361,000 | $ 0 |
| Rochester, NY | 5 | $ 675,000 | $ 135,000 | $ 0 |
| Salem, OR | 5 | $ 1,795,000 | $ 359,000 | $ 0 |
| Santa Fe, NM | 5 | $ 1,345,000 | $ 269,000 | $ 0 |
| Santa Rosa, CA | 5 | $ 2,295,000 | $ 459,000 | $ 0 |
| St. Joseph, MO-KS | 5 | $ 645,000 | $ 129,000 | $ 0 |
| Tallahassee, FL | 5 | $ 665,000 | $ 133,000 | $ 0 |
| Alexandria, LA | 4 | $ 380,000 | $ 95,000 | $ 0 |
| Barnstable Town, MA | 4 | $ 810,000 | $ 202,500 | $ 0 |
| Binghamton, NY | 4 | $ 520,000 | $ 130,000 | $ 0 |
| Chattanooga, TN-GA | 4 | $ 340,000 | $ 85,000 | $ 0 |
| Greensboro-High Point, NC | 4 | $ 680,000 | $ 170,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 550,000 | $ 137,500 | $ 0 |
| Lawton, OK | 4 | $ 2,400,000 | $ 600,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 2,440,000 | $ 610,000 | $ 0 |
| Pueblo, CO | 4 | $ 650,000 | $ 162,500 | $ 0 |
| Racine, WI | 4 | $ 340,000 | $ 85,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 4 | $ 1,580,000 | $ 395,000 | $ 0 |
| Spokane-Spokane Valley, WA | 4 | $ 500,000 | $ 125,000 | $ 0 |
| Tulsa, OK | 4 | $ 330,000 | $ 82,500 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 520,000 | $ 130,000 | $ 0 |
| Albany, GA | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Columbia, SC | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Columbus, GA-AL | 3 | $ 595,000 | $ 198,333 | $ 0 |
| Des Moines-West Des Moines, IA | 3 | $ 835,000 | $ 278,333 | $ 0 |
| El Paso, TX | 3 | $ 1,455,000 | $ 485,000 | $ 0 |
| Elgin, IL | 3 | $ 595,000 | $ 198,333 | $ 0 |
| Evansville, IN-KY | 3 | $ 465,000 | $ 155,000 | $ 0 |
| Gary, IN | 3 | $ 305,000 | $ 101,666 | $ 0 |
| Green Bay, WI | 3 | $ 2,345,000 | $ 781,666 | $ 0 |
| Janesville-Beloit, WI | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Killeen-Temple, TX | 3 | $ 365,000 | $ 121,666 | $ 0 |
| Lake Charles, LA | 3 | $ 1,795,000 | $ 598,333 | $ 0 |
| Macon-Bibb County, GA | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Manchester-Nashua, NH | 3 | $ 515,000 | $ 171,666 | $ 0 |
| Reno, NV | 3 | $ 1,045,000 | $ 348,333 | $ 0 |
| Salinas, CA | 3 | $ 1,975,000 | $ 658,333 | $ 0 |
| Savannah, GA | 3 | $ 415,000 | $ 138,333 | $ 0 |
| Valdosta, GA | 3 | $ 5,815,000 | $ 1,938,333 | $ 0 |
| York-Hanover, PA | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Yuba City, CA | 3 | $ 495,000 | $ 165,000 | $ 0 |
| Albany, OR | 2 | $ 1,010,000 | $ 505,000 | $ 0 |
| Anchorage, AK | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Bremerton-Silverdale, WA | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Canton-Massillon, OH | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Chico, CA | 2 | $ 810,000 | $ 405,000 | $ 0 |
| Clarksville, TN-KY | 2 | $ 670,000 | $ 335,000 | $ 0 |
| Cleveland, TN | 2 | $ 890,000 | $ 445,000 | $ 0 |
| Colorado Springs, CO | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Fort Collins, CO | 2 | $ 690,000 | $ 345,000 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Huntsville, AL | 2 | $ 760,000 | $ 380,000 | $ 0 |
| Kingston, NY | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Laredo, TX | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Lubbock, TX | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Lynchburg, VA | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Mansfield, OH | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Medford, OR | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Merced, CA | 2 | $ 690,000 | $ 345,000 | $ 0 |
| Michigan City-La Porte, IN | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Muncie, IN | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Niles-Benton Harbor, MI | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Odessa, TX | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Portland-South Portland, ME | 2 | $ 3,010,000 | $ 1,505,000 | $ 0 |
| Prescott Valley-Prescott, AZ | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Provo-Orem, UT | 2 | $ 1,260,000 | $ 630,000 | $ 0 |
| Roanoke, VA | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Vineland-Bridgeton, NJ | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Winston-Salem, NC | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Abilene, TX | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Appleton, WI | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Boulder, CO | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Bowling Green, KY | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Coeur D'Alene, ID | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Dover, DE | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Enid, OK | 1 | $ 3,505,000 | $ 3,505,000 | $ 0 |
| Erie, PA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Eugene, OR | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Flagstaff, AZ | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Fond Du Lac, WI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Gainesville, GA | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Gettysburg, PA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Glens Falls, NY | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Hinesville, GA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Homosassa Springs, FL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Ithaca, NY | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Jacksonville, NC | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Jefferson City, MO | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Johnstown, PA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Jonesboro, AR | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Kennewick-Richland, WA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Las Cruces, NM | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Lewiston-Auburn, ME | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lexington-Fayette, KY | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lincoln, NE | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Longview, TX | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Midland, MI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Mobile, AL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Monroe, LA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Montgomery, AL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Napa, CA | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Ogden-Clearfield, UT | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Olympia-Tumwater, WA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Redding, CA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Rockingham County-Strafford County, NH | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Salisbury, MD-DE | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Salt Lake City, UT | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| San Angelo, TX | 1 | $ 75,000 | $ 75,000 | $ 0 |
| San Rafael, CA | 1 | $ 1,855,000 | $ 1,855,000 | $ 0 |
| Sebastian-Vero Beach, FL | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Sebring, FL | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Spartanburg, SC | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Springfield, MO | 1 | $ 105,000 | $ 105,000 | $ 0 |
| State College, PA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Sumter, SC | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Twin Falls, ID | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Tyler, TX | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Utica-Rome, NY | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Waco, TX | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Warner Robins, GA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Wichita Falls, TX | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Wichita, KS | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Wilmington, NC | 1 | $ 255,000 | $ 255,000 | $ 0 |
Mortgage Loan Application Detail Totals for Velocity Commercial Capital LLC in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 3,377 | $1,135,225,000 | $336,000 | $4,875,000 | $0 | $0 |
| Home Purchase | 1,065 | $373,825,000 | $351,000 | $4,305,000 | $0 | $0 |
| Refinancing | 633 | $284,915,000 | $450,000 | $4,505,000 | $0 | $0 |
| Other Purpose | 407 | $138,025,000 | $339,000 | $3,755,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 2,338 | $860,800,000 | $368,000 | $4,505,000 | $0 | $0 |
| White | 1,110 | $405,610,000 | $365,000 | $4,875,000 | $0 | $0 |
| Black or African American | 937 | $267,995,000 | $286,000 | $4,005,000 | $0 | $0 |
| Hispanic | 711 | $220,935,000 | $310,000 | $3,455,000 | $0 | $0 |
| Asian | 329 | $155,845,000 | $473,000 | $4,305,000 | $0 | $0 |
| American Indian or Alaskan Native | 40 | $10,180,000 | $254,000 | $1,385,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 12 | $6,950,000 | $579,000 | $1,805,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,482 | $1,931,990,000 | $352,000 | $4,875,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,630 | $832,130,000 | $316,000 | $4,065,000 | $0 | $0 |
| Application Withdrawn By Applicant | 1,857 | $709,825,000 | $382,000 | $4,505,000 | $0 | $0 |
| File Closed For Incompleteness | 616 | $224,890,000 | $365,000 | $4,875,000 | $0 | $0 |
| Application Denied By Financial Institution | 342 | $148,050,000 | $432,000 | $4,205,000 | $0 | $0 |
| Application Approved But Not Accepted | 37 | $17,095,000 | $462,000 | $3,005,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,140 | $1,783,940,000 | $347,000 | $4,875,000 | $0 | $0 |
| Collateral | 177 | $69,875,000 | $394,000 | $4,205,000 | $0 | $0 |
| Credit History | 135 | $53,945,000 | $399,000 | $3,225,000 | $0 | $0 |
| Other | 20 | $15,590,000 | $779,000 | $2,305,000 | $0 | $0 |
| Unverifiable Information | 9 | $8,355,000 | $928,000 | $2,975,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $285,000 | $285,000 | $285,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Velocity Commercial Capital LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Velocity Commercial Capital LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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