Village Capital & Investment Llc 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Village Capital & Investment Llc 2863 St. Rose Parkway Dover, DE 89052 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 52,380 |
| Total Mortgage Loan Application Amount | $11,777,770,000 |
| Average Mortgage Loan Application Amount | $210,500 |
| Highest Mortgage Loan Application Amount | $1,965,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $2,970,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Village Capital & Investment Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Village Capital & Investment Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Village Capital & Investment Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Village Capital & Investment Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Village Capital & Investment Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Village Capital & Investment Llc's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 6,610 | $ 1,109,090,000 | $ 193,906 | $ 121,317 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,915 | $ 412,465,000 | $ 215,000 | $ 78,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,234 | $ 394,810,000 | $ 319,000 | $ 136,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,198 | $ 258,730,000 | $ 215,000 | $ 115,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 939 | $ 220,875,000 | $ 235,000 | $ 139,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 873 | $ 193,925,000 | $ 222,000 | $ 99,000 |
| ST. LOUIS, MO-IL | 847 | $ 154,775,000 | $ 178,500 | $ 58,500 |
| DALLAS-PLANO-IRVING, TX | 830 | $ 199,320,000 | $ 240,000 | $ 90,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 796 | $ 214,940,000 | $ 270,000 | $ 91,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 787 | $ 173,215,000 | $ 220,000 | $ 74,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 759 | $ 276,745,000 | $ 384,000 | $ 72,666 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 650 | $ 135,470,000 | $ 217,500 | $ 67,500 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 641 | $ 285,415,000 | $ 445,000 | $ 105,000 |
| CHICAGO-NAPERVILLE, IL | 636 | $ 139,210,000 | $ 218,000 | $ 78,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 583 | $ 170,085,000 | $ 291,000 | $ 83,000 |
| FORT WORTH-ARLINGTON, TX | 554 | $ 120,910,000 | $ 218,000 | $ 123,000 |
| SAN DIEGO-CARLSBAD, CA | 550 | $ 246,020,000 | $ 447,000 | $ 102,000 |
| FAYETTEVILLE, NC | 526 | $ 99,830,000 | $ 189,000 | $ 73,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 480 | $ 114,360,000 | $ 238,000 | $ 65,000 |
| JACKSONVILLE, FL | 464 | $ 101,060,000 | $ 217,000 | $ 139,000 |
| CINCINNATI, OH-KY-IN | 460 | $ 81,360,000 | $ 174,000 | $ 45,666 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 447 | $ 157,205,000 | $ 351,000 | $ 149,000 |
| DENVER-AURORA-LAKEWOOD, CO | 422 | $ 144,630,000 | $ 342,000 | $ 136,000 |
| KILLEEN-TEMPLE, TX | 392 | $ 68,180,000 | $ 173,000 | $ 231,000 |
| AUSTIN-ROUND ROCK, TX | 386 | $ 94,270,000 | $ 244,000 | $ 187,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 379 | $ 89,885,000 | $ 237,000 | $ 62,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 378 | $ 62,700,000 | $ 165,000 | $ 62,000 |
| COLUMBUS, OH | 372 | $ 73,400,000 | $ 197,000 | $ 65,000 |
| OGDEN-CLEARFIELD, UT | 366 | $ 101,960,000 | $ 278,000 | $ 94,000 |
| COLORADO SPRINGS, CO | 354 | $ 102,190,000 | $ 288,000 | $ 200,000 |
| MEMPHIS, TN-MS-AR | 340 | $ 62,650,000 | $ 181,333 | $ 66,000 |
| SALT LAKE CITY, UT | 325 | $ 93,215,000 | $ 286,000 | $ 96,000 |
| COLUMBIA, SC | 320 | $ 65,540,000 | $ 204,000 | $ 83,000 |
| JACKSONVILLE, NC | 320 | $ 60,860,000 | $ 190,000 | $ 60,000 |
| CLEVELAND-ELYRIA, OH | 304 | $ 49,940,000 | $ 164,000 | $ 49,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 297 | $ 59,995,000 | $ 207,000 | $ 69,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 290 | $ 72,060,000 | $ 248,000 | $ 298,000 |
| LAKELAND-WINTER HAVEN, FL | 290 | $ 57,240,000 | $ 197,000 | $ 44,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 287 | $ 55,675,000 | $ 193,000 | $ 62,000 |
| RALEIGH, NC | 286 | $ 66,560,000 | $ 232,000 | $ 67,000 |
| EL PASO, TX | 281 | $ 48,215,000 | $ 171,000 | $ 161,000 |
| TUCSON, AZ | 280 | $ 53,180,000 | $ 189,000 | $ 67,000 |
| CLARKSVILLE, TN-KY | 279 | $ 52,735,000 | $ 156,500 | $ 37,500 |
| KANSAS CITY, MO-KS | 278 | $ 53,170,000 | $ 191,000 | $ 70,000 |
| PITTSBURGH, PA | 269 | $ 43,105,000 | $ 160,000 | $ 73,000 |
| CAMDEN, NJ | 261 | $ 51,465,000 | $ 197,000 | $ 67,000 |
| BOISE CITY, ID | 257 | $ 65,085,000 | $ 253,000 | $ 40,000 |
| OKLAHOMA CITY, OK | 253 | $ 47,095,000 | $ 186,000 | $ 80,000 |
| BIRMINGHAM-HOOVER, AL | 252 | $ 46,000,000 | $ 182,000 | $ 124,000 |
| PHILADELPHIA, PA | 250 | $ 43,510,000 | $ 174,000 | $ 73,000 |
| NEW ORLEANS-METAIRIE, LA | 245 | $ 50,925,000 | $ 207,000 | $ 97,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 231 | $ 45,875,000 | $ 198,000 | $ 97,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 231 | $ 40,485,000 | $ 166,500 | $ 57,000 |
| BAKERSFIELD, CA | 229 | $ 53,635,000 | $ 234,000 | $ 176,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 224 | $ 39,720,000 | $ 177,000 | $ 58,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 224 | $ 69,970,000 | $ 310,500 | $ 192,000 |
| HUNTSVILLE, AL | 223 | $ 46,015,000 | $ 206,000 | $ 307,000 |
| PROVO-OREM, UT | 223 | $ 66,215,000 | $ 296,000 | $ 101,000 |
| TACOMA-LAKEWOOD, WA | 222 | $ 66,860,000 | $ 301,000 | $ 127,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 220 | $ 39,210,000 | $ 178,000 | $ 34,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 204 | $ 99,300,000 | $ 486,000 | $ 105,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 203 | $ 49,625,000 | $ 240,000 | $ 151,000 |
| COLUMBUS, GA-AL | 198 | $ 38,720,000 | $ 192,000 | $ 97,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 197 | $ 40,035,000 | $ 203,000 | $ 58,000 |
| NEWARK, NJ-PA | 197 | $ 58,965,000 | $ 239,500 | $ 64,000 |
| ALBUQUERQUE, NM | 193 | $ 40,235,000 | $ 208,000 | $ 77,000 |
| DES MOINES-WEST DES MOINES, IA | 188 | $ 37,570,000 | $ 199,000 | $ 126,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 188 | $ 36,040,000 | $ 191,000 | $ 179,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 188 | $ 39,860,000 | $ 212,000 | $ 83,500 |
| SAVANNAH, GA | 188 | $ 37,590,000 | $ 199,000 | $ 130,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 186 | $ 40,510,000 | $ 217,000 | $ 153,000 |
| BATON ROUGE, LA | 185 | $ 38,925,000 | $ 210,000 | $ 55,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 180 | $ 49,550,000 | $ 275,000 | $ 67,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 180 | $ 47,220,000 | $ 262,000 | $ 121,000 |
| NEW YORK-NEWARK, NY | 180 | $ 50,270,000 | $ 279,000 | $ 76,000 |
| SPRINGFIELD, MO | 180 | $ 30,990,000 | $ 172,000 | $ 50,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 177 | $ 69,685,000 | $ 393,000 | $ 91,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 174 | $ 66,960,000 | $ 384,000 | $ 85,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 172 | $ 26,720,000 | $ 155,000 | $ 63,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 171 | $ 34,305,000 | $ 200,000 | $ 200,000 |
| KNOXVILLE, TN | 167 | $ 30,725,000 | $ 183,000 | $ 45,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 167 | $ 40,815,000 | $ 244,000 | $ 63,000 |
| GARY, IN | 165 | $ 29,765,000 | $ 180,000 | $ 68,000 |
| FRESNO, CA | 164 | $ 41,610,000 | $ 253,000 | $ 72,000 |
| GREENSBORO-HIGH POINT, NC | 164 | $ 28,560,000 | $ 174,000 | $ 71,000 |
| WILMINGTON, DE-MD-NJ | 155 | $ 36,455,000 | $ 206,666 | $ 219,000 |
| WINSTON-SALEM, NC | 155 | $ 28,585,000 | $ 184,000 | $ 92,000 |
| STOCKTON-LODI, CA | 154 | $ 49,690,000 | $ 322,000 | $ 60,000 |
| PROVIDENCE-WARWICK, RI-MA | 152 | $ 36,390,000 | $ 258,000 | $ 99,500 |
| CAPE CORAL-FORT MYERS, FL | 149 | $ 30,995,000 | $ 208,000 | $ 72,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 147 | $ 38,685,000 | $ 263,000 | $ 107,000 |
| WARNER ROBINS, GA | 146 | $ 29,130,000 | $ 199,000 | $ 115,000 |
| GRAND RAPIDS-WYOMING, MI | 145 | $ 26,265,000 | $ 181,000 | $ 66,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 145 | $ 37,295,000 | $ 259,000 | $ 90,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 141 | $ 24,465,000 | $ 173,000 | $ 61,000 |
| PORT ST. LUCIE, FL | 138 | $ 30,600,000 | $ 221,000 | $ 37,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 136 | $ 70,800,000 | $ 520,000 | $ 115,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 135 | $ 25,895,000 | $ 182,000 | $ 98,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 131 | $ 26,015,000 | $ 198,000 | $ 58,000 |
| SHREVEPORT-BOSSIER CITY, LA | 130 | $ 25,560,000 | $ 196,000 | $ 78,000 |
| VALLEJO-FAIRFIELD, CA | 128 | $ 48,220,000 | $ 376,000 | $ 389,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 125 | $ 35,445,000 | $ 283,000 | $ 137,000 |
| OCALA, FL | 124 | $ 20,760,000 | $ 167,000 | $ 53,000 |
| ST. GEORGE, UT | 123 | $ 33,665,000 | $ 273,000 | $ 69,000 |
| TULSA, OK | 123 | $ 21,625,000 | $ 175,000 | $ 52,000 |
| MONTGOMERY, AL | 122 | $ 22,920,000 | $ 187,000 | $ 92,000 |
| ELGIN, IL | 119 | $ 27,135,000 | $ 228,000 | $ 163,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 117 | $ 26,275,000 | $ 224,000 | $ 180,000 |
| CHATTANOOGA, TN-GA | 116 | $ 21,780,000 | $ 182,500 | $ 52,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 115 | $ 23,115,000 | $ 229,000 | $ 35,500 |
| MODESTO, CA | 111 | $ 32,835,000 | $ 295,000 | $ 66,000 |
| AKRON, OH | 108 | $ 17,490,000 | $ 161,000 | $ 82,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 105 | $ 21,835,000 | $ 207,000 | $ 57,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 104 | $ 50,250,000 | $ 483,000 | $ 464,000 |
| HARRISBURG-CARLISLE, PA | 100 | $ 18,210,000 | $ 182,000 | $ 227,000 |
| SPOKANE-SPOKANE VALLEY, WA | 99 | $ 20,465,000 | $ 206,000 | $ 64,000 |
| SPARTANBURG, SC | 97 | $ 17,255,000 | $ 177,000 | $ 199,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 96 | $ 17,520,000 | $ 182,000 | $ 56,000 |
| HINESVILLE, GA | 95 | $ 16,215,000 | $ 170,000 | $ 72,000 |
| WILMINGTON, NC | 95 | $ 20,355,000 | $ 214,000 | $ 58,000 |
| ANCHORAGE, AK | 94 | $ 28,820,000 | $ 306,000 | $ 520,000 |
| DURHAM-CHAPEL HILL, NC | 94 | $ 19,650,000 | $ 209,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 94 | $ 22,570,000 | $ 240,000 | $ 63,000 |
| MCALLEN-EDINBURG-MISSION, TX | 92 | $ 16,420,000 | $ 178,000 | $ 62,000 |
| MOBILE, AL | 91 | $ 14,365,000 | $ 157,000 | $ 44,000 |
| NEW HAVEN-MILFORD, CT | 91 | $ 18,065,000 | $ 198,000 | $ 55,000 |
| JACKSON, MS | 87 | $ 16,675,000 | $ 191,000 | $ 161,000 |
| ASHEVILLE, NC | 86 | $ 19,130,000 | $ 222,000 | $ 69,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 85 | $ 16,705,000 | $ 187,000 | $ 71,500 |
| RENO, NV | 82 | $ 21,800,000 | $ 265,000 | $ 54,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 81 | $ 14,085,000 | $ 173,000 | $ 53,000 |
| LAFAYETTE, LA | 81 | $ 15,805,000 | $ 195,000 | $ 116,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 81 | $ 17,145,000 | $ 211,000 | $ 81,000 |
| TUSCALOOSA, AL | 81 | $ 15,115,000 | $ 186,000 | $ 78,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 80 | $ 11,260,000 | $ 135,000 | $ 50,000 |
| CORPUS CHRISTI, TX | 79 | $ 14,085,000 | $ 178,000 | $ 135,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 79 | $ 17,655,000 | $ 224,500 | $ 35,500 |
| DOVER, DE | 78 | $ 17,250,000 | $ 221,000 | $ 48,000 |
| SALISBURY, MD-DE | 78 | $ 15,970,000 | $ 201,000 | $ 50,000 |
| BOSTON, MA | 77 | $ 25,785,000 | $ 334,000 | $ 101,000 |
| LONGVIEW, TX | 77 | $ 12,645,000 | $ 164,000 | $ 97,000 |
| OLYMPIA-TUMWATER, WA | 76 | $ 23,670,000 | $ 311,000 | $ 83,000 |
| EUGENE, OR | 75 | $ 19,085,000 | $ 254,000 | $ 125,000 |
| COEUR D'ALENE, ID | 72 | $ 20,270,000 | $ 281,000 | $ 103,000 |
| YORK-HANOVER, PA | 72 | $ 14,900,000 | $ 206,000 | $ 72,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 71 | $ 15,385,000 | $ 216,000 | $ 72,000 |
| GREELEY, CO | 71 | $ 21,305,000 | $ 300,000 | $ 84,000 |
| PORTLAND-SOUTH PORTLAND, ME | 70 | $ 16,740,000 | $ 239,000 | $ 78,000 |
| TOLEDO, OH | 70 | $ 11,050,000 | $ 157,000 | $ 44,000 |
| HICKORY-LENOIR-MORGANTON, NC | 68 | $ 10,570,000 | $ 155,000 | $ 49,000 |
| MERCED, CA | 67 | $ 17,235,000 | $ 257,000 | $ 56,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 66 | $ 18,420,000 | $ 279,000 | $ 63,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 66 | $ 17,870,000 | $ 270,000 | $ 74,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 66 | $ 12,080,000 | $ 192,000 | $ 83,666 |
| AMARILLO, TX | 65 | $ 11,915,000 | $ 183,000 | $ 71,000 |
| LANSING-EAST LANSING, MI | 65 | $ 9,945,000 | $ 153,000 | $ 36,000 |
| LEXINGTON-FAYETTE, KY | 65 | $ 11,975,000 | $ 184,000 | $ 60,000 |
| SIERRA VISTA-DOUGLAS, AZ | 65 | $ 11,165,000 | $ 171,000 | $ 70,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 64 | $ 23,060,000 | $ 360,000 | $ 95,000 |
| AUBURN-OPELIKA, AL | 63 | $ 13,495,000 | $ 214,000 | $ 57,000 |
| PUEBLO, CO | 63 | $ 12,185,000 | $ 193,000 | $ 173,000 |
| SUMTER, SC | 63 | $ 10,265,000 | $ 162,000 | $ 54,000 |
| FORT WAYNE, IN | 62 | $ 8,480,000 | $ 136,000 | $ 52,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 62 | $ 17,210,000 | $ 277,000 | $ 57,000 |
| HOMOSASSA SPRINGS, FL | 61 | $ 10,805,000 | $ 177,000 | $ 55,000 |
| JONESBORO, AR | 61 | $ 9,875,000 | $ 161,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 60 | $ 8,880,000 | $ 148,000 | $ 56,000 |
| LAWTON, OK | 59 | $ 9,995,000 | $ 169,000 | $ 34,000 |
| REDDING, CA | 59 | $ 14,385,000 | $ 243,000 | $ 48,000 |
| SALEM, OR | 59 | $ 17,435,000 | $ 295,000 | $ 74,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 59 | $ 9,315,000 | $ 157,000 | $ 54,000 |
| WORCESTER, MA-CT | 59 | $ 13,515,000 | $ 217,500 | $ 62,500 |
| YUMA, AZ | 58 | $ 10,040,000 | $ 173,000 | $ 50,000 |
| CANTON-MASSILLON, OH | 57 | $ 8,715,000 | $ 152,000 | $ 35,000 |
| CHEYENNE, WY | 57 | $ 14,035,000 | $ 246,000 | $ 67,000 |
| LANCASTER, PA | 57 | $ 10,725,000 | $ 188,000 | $ 72,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 57 | $ 22,065,000 | $ 387,000 | $ 67,000 |
| READING, PA | 57 | $ 10,585,000 | $ 185,000 | $ 53,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 56 | $ 16,060,000 | $ 286,000 | $ 36,000 |
| EAST STROUDSBURG, PA | 56 | $ 11,570,000 | $ 206,000 | $ 48,000 |
| PUNTA GORDA, FL | 56 | $ 11,730,000 | $ 209,000 | $ 299,000 |
| MACON-BIBB COUNTY, GA | 54 | $ 9,890,000 | $ 183,000 | $ 94,000 |
| SIOUX FALLS, SD | 53 | $ 11,475,000 | $ 216,000 | $ 84,000 |
| GAINESVILLE, FL | 51 | $ 9,195,000 | $ 180,000 | $ 63,000 |
| LUBBOCK, TX | 51 | $ 8,895,000 | $ 174,000 | $ 220,000 |
| MEDFORD, OR | 50 | $ 13,110,000 | $ 262,000 | $ 65,000 |
| NEW BERN, NC | 50 | $ 7,610,000 | $ 152,000 | $ 2,970,000 |
| PANAMA CITY, FL | 50 | $ 9,480,000 | $ 189,000 | $ 73,000 |
| ROCKY MOUNT, NC | 50 | $ 8,080,000 | $ 161,000 | $ 44,000 |
| YUBA CITY, CA | 50 | $ 13,290,000 | $ 265,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 49 | $ 7,795,000 | $ 159,000 | $ 61,000 |
| LAS CRUCES, NM | 49 | $ 8,615,000 | $ 175,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 49 | $ 27,525,000 | $ 561,000 | $ 132,000 |
| FLINT, MI | 48 | $ 7,210,000 | $ 150,000 | $ 92,000 |
| LAREDO, TX | 48 | $ 8,760,000 | $ 182,000 | $ 85,000 |
| MADISON, WI | 48 | $ 9,990,000 | $ 208,000 | $ 39,000 |
| SANTA MARIA-SANTA BARBARA, CA | 48 | $ 17,190,000 | $ 358,000 | $ 108,000 |
| BEAUMONT-PORT ARTHUR, TX | 47 | $ 7,875,000 | $ 167,000 | $ 95,000 |
| COLUMBIA, MO | 47 | $ 8,245,000 | $ 175,000 | $ 84,000 |
| LINCOLN, NE | 47 | $ 9,515,000 | $ 202,000 | $ 53,000 |
| VALDOSTA, GA | 47 | $ 7,355,000 | $ 156,000 | $ 80,000 |
| BREMERTON-SILVERDALE, WA | 46 | $ 12,670,000 | $ 275,000 | $ 111,000 |
| LAKE CHARLES, LA | 46 | $ 9,190,000 | $ 199,000 | $ 66,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 45 | $ 5,905,000 | $ 136,000 | $ 121,000 |
| GAINESVILLE, GA | 45 | $ 8,965,000 | $ 199,000 | $ 77,000 |
| SPRINGFIELD, MA | 45 | $ 9,075,000 | $ 201,000 | $ 40,000 |
| WACO, TX | 45 | $ 8,005,000 | $ 177,000 | $ 62,000 |
| ABILENE, TX | 44 | $ 7,050,000 | $ 160,000 | $ 98,000 |
| HAMMOND, LA | 44 | $ 8,290,000 | $ 188,000 | $ 72,000 |
| MIDLAND, TX | 44 | $ 9,350,000 | $ 212,000 | $ 48,000 |
| TALLAHASSEE, FL | 44 | $ 7,700,000 | $ 175,000 | $ 56,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 43 | $ 8,945,000 | $ 208,000 | $ 0 |
| DOTHAN, AL | 43 | $ 6,465,000 | $ 150,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 42 | $ 6,320,000 | $ 150,000 | $ 423,000 |
| BURLINGTON, NC | 42 | $ 7,860,000 | $ 187,000 | $ 26,000 |
| EVANSVILLE, IN-KY | 42 | $ 5,480,000 | $ 141,500 | $ 53,000 |
| GRAND JUNCTION, CO | 42 | $ 9,040,000 | $ 215,000 | $ 65,000 |
| JOPLIN, MO | 42 | $ 6,300,000 | $ 150,000 | $ 63,000 |
| JOHNSON CITY, TN | 41 | $ 5,845,000 | $ 142,000 | $ 0 |
| RACINE, WI | 41 | $ 7,565,000 | $ 184,000 | $ 57,000 |
| ATHENS-CLARKE COUNTY, GA | 40 | $ 7,510,000 | $ 187,000 | $ 70,000 |
| KENNEWICK-RICHLAND, WA | 40 | $ 9,270,000 | $ 231,000 | $ 62,000 |
| LEWISTON-AUBURN, ME | 40 | $ 7,290,000 | $ 182,000 | $ 83,000 |
| CAPE GIRARDEAU, MO-IL | 39 | $ 6,335,000 | $ 188,000 | $ 61,000 |
| FLORENCE, SC | 38 | $ 6,460,000 | $ 170,000 | $ 59,000 |
| GOLDSBORO, NC | 38 | $ 6,680,000 | $ 175,000 | $ 75,000 |
| IDAHO FALLS, ID | 38 | $ 8,450,000 | $ 222,000 | $ 150,000 |
| RICHMOND, VA | 38 | $ 9,820,000 | $ 258,000 | $ 0 |
| ROCKFORD, IL | 38 | $ 5,910,000 | $ 155,000 | $ 84,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 38 | $ 5,390,000 | $ 156,500 | $ 0 |
| JACKSON, TN | 37 | $ 6,005,000 | $ 162,000 | $ 107,000 |
| MORRISTOWN, TN | 37 | $ 5,655,000 | $ 152,000 | $ 0 |
| ALBANY, OR | 36 | $ 7,840,000 | $ 217,000 | $ 58,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 36 | $ 7,510,000 | $ 208,000 | $ 0 |
| CHICO, CA | 36 | $ 7,800,000 | $ 216,000 | $ 54,000 |
| HANFORD-CORCORAN, CA | 36 | $ 8,990,000 | $ 249,000 | $ 48,000 |
| BATTLE CREEK, MI | 35 | $ 4,715,000 | $ 134,000 | $ 64,000 |
| JACKSON, MI | 35 | $ 5,425,000 | $ 155,000 | $ 0 |
| ODESSA, TX | 35 | $ 6,775,000 | $ 193,000 | $ 141,000 |
| PEORIA, IL | 35 | $ 3,905,000 | $ 111,000 | $ 27,000 |
| RAPID CITY, SD | 35 | $ 7,195,000 | $ 205,000 | $ 39,000 |
| BANGOR, ME | 34 | $ 4,710,000 | $ 138,000 | $ 124,000 |
| FORT SMITH, AR-OK | 34 | $ 4,900,000 | $ 144,000 | $ 42,000 |
| GREENVILLE, NC | 34 | $ 6,600,000 | $ 194,000 | $ 80,000 |
| LEBANON, PA | 34 | $ 6,110,000 | $ 179,000 | $ 50,000 |
| MONROE, LA | 34 | $ 5,740,000 | $ 168,000 | $ 57,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 34 | $ 13,940,000 | $ 410,000 | $ 0 |
| BRUNSWICK, GA | 33 | $ 6,625,000 | $ 200,000 | $ 131,000 |
| FORT COLLINS, CO | 33 | $ 11,585,000 | $ 351,000 | $ 62,000 |
| SALINAS, CA | 33 | $ 15,875,000 | $ 481,000 | $ 95,000 |
| SEBRING, FL | 33 | $ 4,775,000 | $ 144,000 | $ 49,000 |
| SPRINGFIELD, OH | 33 | $ 4,505,000 | $ 136,000 | $ 68,000 |
| ALEXANDRIA, LA | 32 | $ 5,870,000 | $ 183,000 | $ 46,000 |
| ANN ARBOR, MI | 31 | $ 6,215,000 | $ 200,000 | $ 122,000 |
| EL CENTRO, CA | 31 | $ 7,535,000 | $ 243,000 | $ 81,000 |
| GREEN BAY, WI | 31 | $ 5,065,000 | $ 163,000 | $ 161,000 |
| HOUMA-THIBODAUX, LA | 31 | $ 5,695,000 | $ 183,000 | $ 60,000 |
| SANTA ROSA, CA | 31 | $ 13,845,000 | $ 446,000 | $ 77,000 |
| MADERA, CA | 30 | $ 7,270,000 | $ 242,000 | $ 33,000 |
| MUSKEGON, MI | 30 | $ 4,270,000 | $ 142,000 | $ 59,000 |
| NORWICH-NEW LONDON, CT | 30 | $ 6,130,000 | $ 204,000 | $ 165,000 |
| SHERMAN-DENISON, TX | 30 | $ 5,440,000 | $ 181,000 | $ 60,000 |
| TYLER, TX | 30 | $ 5,510,000 | $ 183,000 | $ 90,000 |
| DECATUR, AL | 29 | $ 4,895,000 | $ 168,000 | $ 37,000 |
| KALAMAZOO-PORTAGE, MI | 29 | $ 4,255,000 | $ 146,000 | $ 69,000 |
| SAGINAW, MI | 29 | $ 4,005,000 | $ 138,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 29 | $ 6,155,000 | $ 212,000 | $ 86,000 |
| TEXARKANA, TX-AR | 29 | $ 3,665,000 | $ 126,000 | $ 78,000 |
| TRENTON, NJ | 29 | $ 6,535,000 | $ 225,000 | $ 46,000 |
| BILLINGS, MT | 28 | $ 6,940,000 | $ 247,000 | $ 0 |
| CLEVELAND, TN | 28 | $ 4,620,000 | $ 165,000 | $ 28,000 |
| JEFFERSON CITY, MO | 28 | $ 4,390,000 | $ 156,000 | $ 77,000 |
| BEND-REDMOND, OR | 27 | $ 7,265,000 | $ 269,000 | $ 76,000 |
| ELKHART-GOSHEN, IN | 27 | $ 3,825,000 | $ 141,000 | $ 28,000 |
| SAN JUAN-CAROLINA-CAGUAS, PR | 27 | $ 3,235,000 | $ 119,000 | $ 22,000 |
| TWIN FALLS, ID | 27 | $ 5,285,000 | $ 195,000 | $ 51,000 |
| CHARLESTON, WV | 26 | $ 4,170,000 | $ 160,000 | $ 0 |
| GREAT FALLS, MT | 26 | $ 5,100,000 | $ 196,000 | $ 0 |
| LONGVIEW, WA | 26 | $ 6,180,000 | $ 237,000 | $ 35,000 |
| NILES-BENTON HARBOR, MI | 26 | $ 4,070,000 | $ 156,000 | $ 66,000 |
| WHEELING, WV-OH | 26 | $ 3,140,000 | $ 120,500 | $ 50,000 |
| ALBANY, GA | 25 | $ 3,825,000 | $ 153,000 | $ 0 |
| ERIE, PA | 25 | $ 3,595,000 | $ 143,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 25 | $ 3,685,000 | $ 147,000 | $ 68,000 |
| VICTORIA, TX | 25 | $ 4,435,000 | $ 177,000 | $ 0 |
| GADSDEN, AL | 24 | $ 3,830,000 | $ 159,000 | $ 49,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 24 | $ 3,750,000 | $ 156,000 | $ 47,000 |
| MICHIGAN CITY-LA PORTE, IN | 24 | $ 2,960,000 | $ 123,000 | $ 61,000 |
| MONROE, MI | 24 | $ 4,230,000 | $ 176,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 24 | $ 2,860,000 | $ 119,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 23 | $ 4,215,000 | $ 183,000 | $ 68,000 |
| FARMINGTON, NM | 23 | $ 3,735,000 | $ 162,000 | $ 80,000 |
| LOGAN, UT-ID | 23 | $ 4,805,000 | $ 216,500 | $ 34,000 |
| THE VILLAGES, FL | 23 | $ 4,745,000 | $ 206,000 | $ 0 |
| CEDAR RAPIDS, IA | 22 | $ 3,430,000 | $ 155,000 | $ 0 |
| FLAGSTAFF, AZ | 22 | $ 4,910,000 | $ 223,000 | $ 0 |
| TERRE HAUTE, IN | 22 | $ 2,940,000 | $ 133,000 | $ 90,000 |
| BOWLING GREEN, KY | 21 | $ 3,485,000 | $ 165,000 | $ 59,000 |
| FLORENCE-MUSCLE SHOALS, AL | 21 | $ 2,885,000 | $ 137,000 | $ 38,000 |
| HATTIESBURG, MS | 21 | $ 3,825,000 | $ 182,000 | $ 60,000 |
| PINE BLUFF, AR | 21 | $ 3,065,000 | $ 145,000 | $ 48,000 |
| SPRINGFIELD, IL | 21 | $ 3,435,000 | $ 163,000 | $ 0 |
| WICHITA FALLS, TX | 21 | $ 2,655,000 | $ 126,000 | $ 0 |
| BOULDER, CO | 20 | $ 8,650,000 | $ 432,000 | $ 197,000 |
| CASPER, WY | 20 | $ 4,590,000 | $ 229,000 | $ 38,000 |
| DULUTH, MN-WI | 19 | $ 3,415,000 | $ 173,000 | $ 51,500 |
| KANKAKEE, IL | 19 | $ 3,385,000 | $ 178,000 | $ 100,000 |
| MOUNT VERNON-ANACORTES, WA | 19 | $ 5,655,000 | $ 297,000 | $ 60,000 |
| ROME, GA | 19 | $ 2,325,000 | $ 122,000 | $ 27,000 |
| SAN ANGELO, TX | 19 | $ 3,315,000 | $ 174,000 | $ 22,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 19 | $ 11,975,000 | $ 630,000 | $ 0 |
| ST. JOSEPH, MO-KS | 19 | $ 2,895,000 | $ 152,000 | $ 0 |
| YAKIMA, WA | 19 | $ 4,155,000 | $ 218,000 | $ 80,000 |
| CARBONDALE-MARION, IL | 18 | $ 2,580,000 | $ 143,000 | $ 62,000 |
| GETTYSBURG, PA | 18 | $ 3,620,000 | $ 201,000 | $ 40,000 |
| LIMA, OH | 18 | $ 2,440,000 | $ 135,000 | $ 29,000 |
| MIDLAND, MI | 18 | $ 2,220,000 | $ 123,000 | $ 61,000 |
| URBAN HONOLULU, HI | 18 | $ 8,720,000 | $ 484,000 | $ 0 |
| WAUSAU, WI | 18 | $ 2,710,000 | $ 150,000 | $ 78,000 |
| DALTON, GA | 17 | $ 2,835,000 | $ 166,000 | $ 85,000 |
| GRANTS PASS, OR | 17 | $ 4,045,000 | $ 237,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 17 | $ 2,335,000 | $ 137,000 | $ 59,000 |
| SIOUX CITY, IA-NE-SD | 17 | $ 3,275,000 | $ 165,500 | $ 59,000 |
| VINELAND-BRIDGETON, NJ | 17 | $ 2,595,000 | $ 152,000 | $ 0 |
| BARNSTABLE TOWN, MA | 16 | $ 6,070,000 | $ 379,000 | $ 0 |
| HOT SPRINGS, AR | 16 | $ 2,280,000 | $ 142,000 | $ 24,000 |
| KOKOMO, IN | 16 | $ 2,140,000 | $ 133,000 | $ 28,000 |
| MANSFIELD, OH | 16 | $ 2,120,000 | $ 132,000 | $ 26,000 |
| WINCHESTER, VA-WV | 16 | $ 3,370,000 | $ 210,000 | $ 0 |
| ALTOONA, PA | 15 | $ 2,115,000 | $ 141,000 | $ 0 |
| AMES, IA | 15 | $ 2,235,000 | $ 149,000 | $ 125,000 |
| LEWISTON, ID-WA | 15 | $ 3,035,000 | $ 187,500 | $ 0 |
| SANTA FE, NM | 15 | $ 2,915,000 | $ 194,000 | $ 183,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 15 | $ 2,015,000 | $ 128,500 | $ 0 |
| APPLETON, WI | 14 | $ 2,080,000 | $ 148,000 | $ 56,000 |
| BAY CITY, MI | 14 | $ 1,360,000 | $ 97,000 | $ 0 |
| CARSON CITY, NV | 14 | $ 3,570,000 | $ 255,000 | $ 85,000 |
| CHAMPAIGN-URBANA, IL | 14 | $ 1,550,000 | $ 110,000 | $ 0 |
| ST. CLOUD, MN | 14 | $ 2,520,000 | $ 180,000 | $ 47,000 |
| WENATCHEE, WA | 14 | $ 3,610,000 | $ 257,000 | $ 0 |
| WILLIAMSPORT, PA | 14 | $ 2,360,000 | $ 168,000 | $ 0 |
| COLUMBUS, IN | 13 | $ 2,065,000 | $ 158,000 | $ 0 |
| FAIRBANKS, AK | 13 | $ 3,155,000 | $ 242,000 | $ 0 |
| LYNCHBURG, VA | 13 | $ 2,665,000 | $ 205,000 | $ 0 |
| MISSOULA, MT | 13 | $ 3,275,000 | $ 251,000 | $ 0 |
| POCATELLO, ID | 13 | $ 3,445,000 | $ 265,000 | $ 0 |
| BISMARCK, ND | 12 | $ 2,770,000 | $ 230,000 | $ 42,000 |
| LA CROSSE-ONALASKA, WI-MN | 12 | $ 2,200,000 | $ 183,000 | $ 155,000 |
| ROANOKE, VA | 12 | $ 2,230,000 | $ 185,000 | $ 0 |
| SHEBOYGAN, WI | 12 | $ 1,680,000 | $ 140,000 | $ 53,000 |
| STATE COLLEGE, PA | 12 | $ 2,900,000 | $ 241,000 | $ 41,000 |
| BLOOMINGTON, IN | 11 | $ 2,125,000 | $ 193,000 | $ 45,000 |
| JOHNSTOWN, PA | 11 | $ 1,485,000 | $ 135,000 | $ 0 |
| SAN RAFAEL, CA | 11 | $ 6,665,000 | $ 605,000 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 10 | $ 1,590,000 | $ 159,000 | $ 0 |
| ENID, OK | 10 | $ 1,390,000 | $ 139,000 | $ 0 |
| IOWA CITY, IA | 10 | $ 1,830,000 | $ 183,000 | $ 0 |
| OWENSBORO, KY | 10 | $ 1,240,000 | $ 124,000 | $ 0 |
| ROCHESTER, MN | 10 | $ 1,970,000 | $ 197,000 | $ 124,000 |
| CHARLOTTESVILLE, VA | 9 | $ 2,815,000 | $ 312,000 | $ 0 |
| CUMBERLAND, MD-WV | 9 | $ 1,065,000 | $ 112,500 | $ 69,000 |
| MUNCIE, IN | 9 | $ 1,125,000 | $ 125,000 | $ 68,000 |
| NAPA, CA | 9 | $ 4,385,000 | $ 487,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 9 | $ 4,905,000 | $ 545,000 | $ 0 |
| BELLINGHAM, WA | 8 | $ 2,500,000 | $ 312,000 | $ 0 |
| BLOOMINGTON, IL | 8 | $ 1,110,000 | $ 138,000 | $ 50,000 |
| DUBUQUE, IA | 8 | $ 1,510,000 | $ 188,000 | $ 660,000 |
| FARGO, ND-MN | 8 | $ 1,330,000 | $ 148,500 | $ 0 |
| GRAND ISLAND, NE | 8 | $ 1,180,000 | $ 147,000 | $ 36,000 |
| PARKERSBURG-VIENNA, WV | 8 | $ 1,070,000 | $ 133,000 | $ 57,000 |
| BECKLEY, WV | 7 | $ 1,015,000 | $ 145,000 | $ 10,000 |
| DECATUR, IL | 7 | $ 675,000 | $ 96,000 | $ 55,000 |
| EAU CLAIRE, WI | 7 | $ 1,115,000 | $ 159,000 | $ 0 |
| FOND DU LAC, WI | 7 | $ 935,000 | $ 133,000 | $ 0 |
| MORGANTOWN, WV | 7 | $ 1,205,000 | $ 172,000 | $ 0 |
| DANVILLE, IL | 6 | $ 750,000 | $ 125,000 | $ 59,000 |
| OCEAN CITY, NJ | 6 | $ 1,440,000 | $ 240,000 | $ 90,000 |
| CORVALLIS, OR | 5 | $ 1,945,000 | $ 389,000 | $ 0 |
| GRAND FORKS, ND-MN | 5 | $ 1,155,000 | $ 231,000 | $ 0 |
| HARRISONBURG, VA | 5 | $ 1,205,000 | $ 241,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 5 | $ 955,000 | $ 191,000 | $ 0 |
| KAHULUI-WAILUKU-LAHAINA, HI | 4 | $ 1,520,000 | $ 380,000 | $ 0 |
| WALLA WALLA, WA | 4 | $ 1,140,000 | $ 285,000 | $ 0 |
| STAUNTON-WAYNESBORO, VA | 3 | $ 875,000 | $ 291,000 | $ 0 |
| PITTSFIELD, MA | 2 | $ 210,000 | $ 105,000 | $ 0 |
| PONCE, PR | 2 | $ 210,000 | $ 105,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 295,000 | $ 295,000 | $ 0 |
| GUAYAMA, PR | 1 | $ 95,000 | $ 95,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 41,119 | $9,163,985,000 | $222,000 | $1,965,000 | $102,000 | $2,970,000 |
| Not Applicable | 10,477 | $2,447,475,000 | $233,000 | $1,265,000 | $0 | $0 |
| Cash-out Refinancing | 748 | $160,020,000 | $213,000 | $1,705,000 | $79,000 | $840,000 |
| Home Purchase | 36 | $6,290,000 | $174,000 | $505,000 | $75,000 | $218,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 20,790 | $4,392,050,000 | $211,000 | $1,725,000 | $95,000 | $2,970,000 |
| Not applicable | 10,473 | $2,446,095,000 | $233,000 | $1,265,000 | $0 | $0 |
| Not Provided | 8,511 | $2,105,865,000 | $247,000 | $1,765,000 | $93,000 | $1,072,000 |
| Black or African American | 7,372 | $1,556,270,000 | $211,000 | $1,965,000 | $99,000 | $2,520,000 |
| Hispanic | 4,157 | $965,195,000 | $232,000 | $1,905,000 | $91,000 | $2,815,000 |
| Asian | 700 | $220,430,000 | $314,000 | $1,905,000 | $136,000 | $1,920,000 |
| American Indian or Alaskan Native | 221 | $47,335,000 | $214,000 | $755,000 | $170,000 | $1,560,000 |
| Native Hawaiian or Other Pacific Islander | 123 | $36,805,000 | $299,000 | $1,485,000 | $119,000 | $220,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 33,212 | $8,023,270,000 | $241,000 | $1,765,000 | $124,000 | $2,970,000 |
| FHA-insured (Federal Housing Administration) | 18,142 | $3,592,920,000 | $198,000 | $1,965,000 | $72,000 | $1,680,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 781 | $110,155,000 | $141,000 | $855,000 | $72,000 | $960,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 245 | $51,425,000 | $209,000 | $565,000 | $94,000 | $1,072,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 24,602 | $5,679,610,000 | $230,000 | $1,375,000 | $117,000 | $2,815,000 |
| Loan Purchased By The Institution | 10,477 | $2,447,475,000 | $233,000 | $1,265,000 | $0 | $0 |
| Application Approved But Not Accepted | 9,426 | $2,016,640,000 | $213,000 | $1,505,000 | $124,000 | $2,970,000 |
| Application Withdrawn By Applicant | 3,264 | $689,360,000 | $211,000 | $1,965,000 | $86,000 | $1,440,000 |
| Application Denied By Financial Institution | 2,443 | $495,455,000 | $202,000 | $1,905,000 | $84,000 | $1,452,000 |
| File Closed For Incompleteness | 2,168 | $449,230,000 | $207,000 | $1,795,000 | $77,000 | $840,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 49,937 | $11,282,315,000 | $225,000 | $1,965,000 | $98,000 | $2,970,000 |
| Credit History | 1,272 | $254,770,000 | $200,000 | $1,905,000 | $80,000 | $1,392,000 |
| Other | 939 | $194,285,000 | $206,000 | $1,505,000 | $111,000 | $1,452,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 111 | $23,375,000 | $210,000 | $845,000 | $61,000 | $108,000 |
| Debt-To-Income Ratio | 104 | $19,550,000 | $187,000 | $1,115,000 | $67,000 | $270,000 |
| Collateral | 11 | $2,195,000 | $199,000 | $405,000 | $85,000 | $186,000 |
| Employment History | 6 | $1,280,000 | $213,000 | $405,000 | $52,000 | $69,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment Llc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Village Capital & Investment Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.