Vision One Mortgage, Inc. Mortgage Lending & HMDA Data, 2016
In 2016, Vision One Mortgage, Inc. of Tustin, CA reported 1,532 mortgage applications totaling $516.4 million, up 215% from 2015. The average application was for $337,097, and applicants reported an average income of $74,531. 78% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (503), Los Angeles-Long Beach-Glendale, CA (433) and Anaheim-Santa Ana-Irvine, CA (278) (applications in parentheses).
| Mortgage Company & Address | Vision One Mortgage, Inc. 13821 Newport Ave. Ste 110 Tustin, CA 92780 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2016 2015 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,532 |
| Total Mortgage Loan Application Amount | $516,433,000 |
| Average Mortgage Loan Application Amount | $337,097 |
| Highest Mortgage Loan Application Amount | $1,990,000 |
| Average Applicant Income | $74,531 |
| Highest Applicant Income | $960,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Vision One Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Vision One Mortgage, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 870 | $295,264,000 | $339,000 | $1,990,000 | $62,000 | $960,000 |
| Home Purchase | 662 | $221,169,000 | $334,000 | $1,260,000 | $91,000 | $692,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 715 | $233,959,000 | $327,000 | $1,500,000 | $73,000 | $572,000 |
| White | 382 | $134,968,000 | $353,000 | $980,000 | $73,000 | $852,000 |
| Not Provided | 273 | $90,009,000 | $329,000 | $1,990,000 | $87,000 | $960,000 |
| Black or African American | 82 | $27,261,000 | $332,000 | $633,000 | $47,000 | $255,000 |
| Asian | 70 | $26,812,000 | $383,000 | $636,000 | $79,000 | $495,000 |
| Native Hawaiin or Other Pacific Islander | 10 | $3,424,000 | $342,000 | $517,000 | $48,000 | $107,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 960 | $327,428,000 | $341,000 | $776,000 | $57,000 | $303,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 537 | $176,550,000 | $328,000 | $1,990,000 | $107,000 | $960,000 |
| VA-guaranteed (Veterans Administration) | 34 | $12,222,000 | $359,000 | $623,000 | $68,000 | $182,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $233,000 | $233,000 | $233,000 | $56,000 | $56,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,190 | $400,592,000 | $336,000 | $1,990,000 | $71,000 | $852,000 |
| Application Withdrawn By Applicant | 149 | $50,130,000 | $336,000 | $801,000 | $79,000 | $571,000 |
| Application Denied By Financial Institution | 100 | $36,423,000 | $364,000 | $1,800,000 | $110,000 | $960,000 |
| Application Approved But Not Accepted | 85 | $27,031,000 | $318,000 | $631,000 | $74,000 | $736,000 |
| File Closed For Incompleteness | 7 | $1,977,000 | $282,000 | $414,000 | $114,000 | $216,000 |
| Preapproval Denied by Financial Institution | 1 | $280,000 | $280,000 | $280,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7 | $2,245,000 | $320,000 | $451,000 | $63,000 | $119,000 |
| Debt-To-Income Ratio | 6 | $1,443,000 | $240,000 | $329,000 | $49,000 | $82,000 |
| Other | 5 | $1,460,000 | $292,000 | $535,000 | $61,000 | $79,000 |
| Unverifiable Information | 2 | $281,000 | $140,000 | $191,000 | $34,000 | $45,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $706,000 | $353,000 | $407,000 | $87,000 | $109,000 |
| Employment History | 1 | $398,000 | $398,000 | $398,000 | $65,000 | $65,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Vision One Mortgage, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Vision One Mortgage, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About