Wells Fargo Bank, NA Mortgage Lending & HMDA Data, 2004
In 2004, Wells Fargo Bank, NA of Winston-Salem, NC reported 170,150 mortgage applications totaling $26.0 billion, down 55% from 2003. The average application was for $153,027, and applicants reported an average income of $75,570. 39% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Philadelphia, PA (14,977), Atlanta-Sandy Springs-Marietta, GA (6,343) and Richmond, VA (5,447) (applications in parentheses).
| Mortgage Company & Address | Wells Fargo Bank, NA 100 N Main Street Mac D4001-063 Winston-Salem, NC 27150 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 170,150 |
| Total Mortgage Loan Application Amount | $26,037,594,000 |
| Average Mortgage Loan Application Amount | $153,027 |
| Highest Mortgage Loan Application Amount | $80,914,000 |
| Average Applicant Income | $75,570 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wells Fargo Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, PA | 14,977 | $ 1,438,810,000 | $ 96,067 | $ 81,000 |
| Atlanta-Sandy Springs-Marietta, GA | 6,343 | $ 837,030,000 | $ 131,961 | $ 72,000 |
| Richmond, VA | 5,447 | $ 454,376,000 | $ 83,417 | $ 65,000 |
| Tampa-St. Petersburg-Clearwater, FL | 4,940 | $ 421,012,000 | $ 85,225 | $ 69,000 |
| Miami-Miami Beach-Kendall, FL | 4,670 | $ 712,751,000 | $ 152,623 | $ 106,000 |
| Newark-Union, NJ-PA | 4,640 | $ 789,599,000 | $ 170,172 | $ 94,000 |
| Edison, NJ | 4,620 | $ 750,465,000 | $ 162,438 | $ 99,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4,029 | $ 374,097,000 | $ 92,851 | $ 70,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3,825 | $ 504,367,000 | $ 131,860 | $ 79,000 |
| Charlotte-Gastonia-Concord, NC-SC | 3,631 | $ 486,446,000 | $ 133,970 | $ 74,000 |
| Baltimore-Towson, MD | 3,560 | $ 410,956,000 | $ 115,437 | $ 83,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 3,455 | $ 548,370,000 | $ 158,717 | $ 92,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3,292 | $ 286,117,000 | $ 86,912 | $ 68,000 |
| Orlando, FL | 3,023 | $ 336,418,000 | $ 111,286 | $ 74,000 |
| Camden, NJ | 2,896 | $ 306,701,000 | $ 105,905 | $ 81,000 |
| Scranton--Wilkes-Barre, PA | 2,718 | $ 223,338,000 | $ 82,169 | $ 60,000 |
| Jacksonville, FL | 2,665 | $ 287,978,000 | $ 108,059 | $ 74,000 |
| New York-Wayne-White Plains, NY-NJ | 2,319 | $ 629,844,000 | $ 271,601 | $ 137,000 |
| Reading, PA | 2,293 | $ 195,328,000 | $ 85,184 | $ 51,000 |
| New Haven-Milford, CT | 1,756 | $ 179,573,000 | $ 102,262 | $ 63,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,674 | $ 971,265,000 | $ 580,206 | $ 178,000 |
| Lakeland, FL | 1,660 | $ 100,215,000 | $ 60,370 | $ 55,000 |
| Lynchburg, VA | 1,621 | $ 122,279,000 | $ 75,434 | $ 64,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1,597 | $ 144,957,000 | $ 90,768 | $ 61,000 |
| Lancaster, PA | 1,562 | $ 144,695,000 | $ 92,634 | $ 74,000 |
| Cape Coral-Fort Myers, FL | 1,558 | $ 149,046,000 | $ 95,664 | $ 61,000 |
| Columbia, SC | 1,525 | $ 133,716,000 | $ 87,682 | $ 58,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,268 | $ 265,478,000 | $ 209,367 | $ 94,000 |
| Greensboro-High Point, NC | 1,264 | $ 119,964,000 | $ 94,908 | $ 63,000 |
| Palm Bay-Melbourne-Titusville, FL | 1,256 | $ 116,330,000 | $ 92,619 | $ 87,000 |
| Raleigh-Cary, NC | 1,252 | $ 166,955,000 | $ 133,350 | $ 80,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,245 | $ 325,085,000 | $ 261,112 | $ 104,000 |
| Bethesda-Frederick-Gaithersburg, MD | 1,239 | $ 346,043,000 | $ 279,292 | $ 98,000 |
| Trenton-Ewing, NJ | 1,180 | $ 145,940,000 | $ 123,677 | $ 86,000 |
| Harrisburg-Carlisle, PA | 1,146 | $ 102,540,000 | $ 89,476 | $ 66,000 |
| Santa Ana-Anaheim-Irvine, CA | 1,098 | $ 660,132,000 | $ 601,213 | $ 133,000 |
| Charleston-North Charleston, SC | 1,093 | $ 264,873,000 | $ 242,335 | $ 83,000 |
| Augusta-Richmond County, GA-SC | 1,080 | $ 78,908,000 | $ 73,062 | $ 72,000 |
| Sarasota-Bradenton-Venice, FL | 1,014 | $ 108,939,000 | $ 107,434 | $ 72,000 |
| Winston-Salem, NC | 1,014 | $ 86,364,000 | $ 85,171 | $ 66,000 |
| Greenville, SC | 997 | $ 105,101,000 | $ 105,417 | $ 67,000 |
| San Diego-Carlsbad-San Marcos, CA | 986 | $ 524,394,000 | $ 531,839 | $ 211,000 |
| York-Hanover, PA | 967 | $ 91,630,000 | $ 94,756 | $ 59,000 |
| Roanoke, VA | 911 | $ 71,701,000 | $ 78,705 | $ 61,000 |
| Oakland-Fremont-Hayward, CA | 867 | $ 406,205,000 | $ 468,517 | $ 34,000 |
| Durham, NC | 866 | $ 105,782,000 | $ 122,150 | $ 75,000 |
| Asheville, NC | 845 | $ 106,143,000 | $ 125,613 | $ 62,000 |
| Hickory-Lenoir-Morganton, NC | 807 | $ 56,275,000 | $ 69,733 | $ 54,000 |
| Port St. Lucie-Fort Pierce, FL | 793 | $ 122,491,000 | $ 154,465 | $ 98,000 |
| Savannah, GA | 748 | $ 77,749,000 | $ 103,942 | $ 79,000 |
| Lebanon, PA | 702 | $ 60,316,000 | $ 85,920 | $ 53,000 |
| Naples-Marco Island, FL | 691 | $ 137,987,000 | $ 199,691 | $ 97,000 |
| Hartford-West Hartford-East Hartford, CT | 679 | $ 87,525,000 | $ 128,902 | $ 80,000 |
| Atlantic City, NJ | 658 | $ 80,127,000 | $ 121,773 | $ 78,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 639 | $ 319,729,000 | $ 500,358 | $ 14,000 |
| Pensacola-Ferry Pass-Brent, FL | 603 | $ 50,381,000 | $ 83,550 | $ 63,000 |
| San Francisco-San Mateo-Redwood City, CA | 588 | $ 335,446,000 | $ 570,486 | $ 120,000 |
| Florence, SC | 557 | $ 33,408,000 | $ 59,978 | $ 54,000 |
| Vero Beach, FL | 535 | $ 62,938,000 | $ 117,641 | $ 71,000 |
| Charlottesville, VA | 534 | $ 71,784,000 | $ 134,426 | $ 132,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 526 | $ 57,940,000 | $ 110,152 | $ 85,000 |
| Ocala, FL | 518 | $ 37,324,000 | $ 72,054 | $ 60,000 |
| Nassau-Suffolk, NY | 510 | $ 188,714,000 | $ 370,027 | $ 174,000 |
| Riverside-San Bernardino-Ontario, CA | 506 | $ 265,979,000 | $ 525,650 | $ 552,000 |
| Columbus, GA-AL | 501 | $ 41,615,000 | $ 83,063 | $ 88,000 |
| Wilmington, NC | 472 | $ 97,208,000 | $ 205,949 | $ 78,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 471 | $ 58,031,000 | $ 123,208 | $ 86,000 |
| Fayetteville, NC | 448 | $ 35,681,000 | $ 79,645 | $ 72,000 |
| Tallahassee, FL | 437 | $ 67,559,000 | $ 154,597 | $ 75,000 |
| Punta Gorda, FL | 426 | $ 36,206,000 | $ 84,990 | $ 59,000 |
| Chicago-Naperville-Joliet, IL | 414 | $ 251,101,000 | $ 606,524 | $ 120,000 |
| Gainesville, FL | 402 | $ 35,889,000 | $ 89,276 | $ 70,000 |
| Rocky Mount, NC | 398 | $ 26,779,000 | $ 67,283 | $ 57,000 |
| Greenville, NC | 381 | $ 46,760,000 | $ 122,729 | $ 72,000 |
| Harrisonburg, VA | 377 | $ 25,665,000 | $ 68,076 | $ 53,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 352 | $ 167,516,000 | $ 475,897 | $ 65,000 |
| Ocean City, NJ | 339 | $ 98,688,000 | $ 291,115 | $ 148,000 |
| Phoenix-Mesa-Scottsdale, AZ | 327 | $ 176,025,000 | $ 538,302 | $ 143,000 |
| Dalton, GA | 326 | $ 31,535,000 | $ 96,733 | $ 54,000 |
| Seattle-Bellevue-Everett, WA | 320 | $ 145,156,000 | $ 453,612 | $ 51,000 |
| Blacksburg-Christiansburg-Radford, VA | 300 | $ 24,398,000 | $ 81,326 | $ 73,000 |
| Denver-Aurora, CO | 280 | $ 176,931,000 | $ 631,896 | $ 64,000 |
| Boston-Quincy, MA | 276 | $ 88,417,000 | $ 320,351 | $ 89,000 |
| Spartanburg, SC | 276 | $ 36,915,000 | $ 133,750 | $ 84,000 |
| Anderson, SC | 254 | $ 19,349,000 | $ 76,177 | $ 56,000 |
| Goldsboro, NC | 247 | $ 35,155,000 | $ 142,327 | $ 57,000 |
| Danville, VA | 230 | $ 15,054,000 | $ 65,452 | $ 49,000 |
| Las Vegas-Paradise, NV | 222 | $ 173,174,000 | $ 780,063 | $ 99,000 |
| Dallas-Plano-Irving, TX | 221 | $ 127,838,000 | $ 578,452 | $ 34,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 221 | $ 124,748,000 | $ 564,470 | $ 65,000 |
| Burlington, NC | 218 | $ 18,229,000 | $ 83,619 | $ 53,000 |
| Cambridge-Newton-Framingham, MA | 204 | $ 82,404,000 | $ 403,941 | $ 93,000 |
| Gainesville, GA | 201 | $ 29,924,000 | $ 148,875 | $ 92,000 |
| Winchester, VA-WV | 201 | $ 15,755,000 | $ 78,383 | $ 65,000 |
| Jacksonville, NC | 199 | $ 29,372,000 | $ 147,597 | $ 62,000 |
| Houston-Baytown-Sugar Land, TX | 180 | $ 106,187,000 | $ 589,927 | $ 507,000 |
| Providence-New Bedford-Fall River, RI-MA | 176 | $ 32,038,000 | $ 182,034 | $ 69,000 |
| Sumter, SC | 170 | $ 12,328,000 | $ 72,517 | $ 54,000 |
| Santa Rosa-Petaluma, CA | 154 | $ 69,653,000 | $ 452,292 | $ 80,000 |
| Rome, GA | 137 | $ 8,848,000 | $ 64,583 | $ 45,000 |
| Worcester, MA | 125 | $ 20,079,000 | $ 160,632 | $ 77,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 118 | $ 43,985,000 | $ 372,754 | $ 24,000 |
| Wilmington, DE-MD-NJ | 116 | $ 21,234,000 | $ 183,051 | $ 83,000 |
| Warren-Farmington Hills-Troy, MI | 111 | $ 48,936,000 | $ 440,864 | $ 67,000 |
| Austin-Round Rock, TX | 106 | $ 85,903,000 | $ 810,405 | $ 37,000 |
| Santa Cruz-Watsonville, CA | 106 | $ 51,020,000 | $ 481,320 | $ 77,000 |
| Portland-Vancouver-Beaverton, OR-WA | 100 | $ 38,416,000 | $ 384,160 | $ 27,000 |
| Hinesville-Fort Stewart, GA | 97 | $ 6,294,000 | $ 64,886 | $ 63,000 |
| Pittsburgh, PA | 95 | $ 17,660,000 | $ 185,894 | $ 77,000 |
| Macon, GA | 91 | $ 8,687,000 | $ 95,461 | $ 54,000 |
| Kingston, NY | 88 | $ 10,959,000 | $ 124,534 | $ 75,000 |
| Salinas, CA | 88 | $ 47,183,000 | $ 536,170 | $ 278,000 |
| Essex County, MA | 87 | $ 32,376,000 | $ 372,137 | $ 68,000 |
| San Luis Obispo-Paso Robles, CA | 81 | $ 35,607,000 | $ 439,592 | $ 2,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 80 | $ 65,198,000 | $ 814,975 | $ 0 |
| St. Louis, MO-IL | 79 | $ 36,093,000 | $ 456,873 | $ 58,000 |
| Vallejo-Fairfield, CA | 75 | $ 27,991,000 | $ 373,213 | $ 24,000 |
| Stockton, CA | 71 | $ 28,525,000 | $ 401,760 | $ 10,000 |
| Boulder, CO | 69 | $ 30,340,000 | $ 439,710 | $ 3,000 |
| Fort Walton Beach-Crestview-Destin, FL | 69 | $ 15,789,000 | $ 228,826 | $ 68,000 |
| Kingsport-Bristol-Bristol, TN-VA | 67 | $ 3,421,000 | $ 51,059 | $ 33,000 |
| Fort Worth-Arlington, TX | 66 | $ 25,358,000 | $ 384,212 | $ 18,000 |
| Indianapolis, IN | 66 | $ 26,092,000 | $ 395,333 | $ 69,000 |
| Nashville-Davidson--Murfreesboro, TN | 66 | $ 22,102,000 | $ 334,878 | $ 48,000 |
| Vineland-Millville-Bridgeton, NJ | 65 | $ 8,239,000 | $ 126,753 | $ 119,000 |
| Lake County-Kenosha County, IL-WI | 64 | $ 29,227,000 | $ 456,671 | $ 18,000 |
| Tucson, AZ | 62 | $ 34,120,000 | $ 550,322 | $ 39,000 |
| Albany-Schenectady-Troy, NY | 61 | $ 7,789,000 | $ 127,688 | $ 80,000 |
| Reno-Sparks, NV | 61 | $ 25,041,000 | $ 410,508 | $ 250,000 |
| Salt Lake City, UT | 61 | $ 26,648,000 | $ 436,852 | $ 320,000 |
| Norwich-New London, CT | 56 | $ 11,261,000 | $ 201,089 | $ 114,000 |
| Auburn-Opelika, AL | 55 | $ 6,444,000 | $ 117,163 | $ 97,000 |
| Athens-Clarke County, GA | 50 | $ 5,710,000 | $ 114,200 | $ 105,000 |
| Columbus, OH | 49 | $ 27,440,000 | $ 560,000 | $ 23,000 |
| Panama City-Lynn Haven, FL | 49 | $ 9,636,000 | $ 196,653 | $ 79,000 |
| Cleveland-Elyria-Mentor, OH | 45 | $ 24,208,000 | $ 537,955 | $ 45,000 |
| Barnstable Town, MA | 44 | $ 18,128,000 | $ 412,000 | $ 223,000 |
| Williamsport, PA | 43 | $ 3,443,000 | $ 80,069 | $ 56,000 |
| Napa, CA | 42 | $ 21,658,000 | $ 515,666 | $ 88,000 |
| Honolulu, HI | 41 | $ 18,216,000 | $ 444,292 | $ 134,000 |
| Warner Robins, GA | 39 | $ 2,642,000 | $ 67,743 | $ 65,000 |
| Provo-Orem, UT | 37 | $ 7,686,000 | $ 207,729 | $ 0 |
| Buffalo-Niagara Falls, NY | 35 | $ 4,726,000 | $ 135,028 | $ 58,000 |
| Cincinnati-Middletown, OH-KY-IN | 35 | $ 15,508,000 | $ 443,085 | $ 17,000 |
| Rockingham County-Strafford County, NH | 34 | $ 12,639,000 | $ 371,735 | $ 52,000 |
| Detroit-Livonia-Dearborn, MI | 33 | $ 13,632,000 | $ 413,090 | $ 16,000 |
| San Antonio, TX | 33 | $ 11,930,000 | $ 361,515 | $ 76,000 |
| Brunswick, GA | 32 | $ 9,074,000 | $ 283,562 | $ 110,000 |
| Albuquerque, NM | 31 | $ 41,347,000 | $ 1,333,774 | $ 51,000 |
| Modesto, CA | 31 | $ 11,292,000 | $ 364,258 | $ 0 |
| Portland-South Portland-Biddeford, ME | 30 | $ 12,489,000 | $ 416,300 | $ 269,000 |
| Bakersfield, CA | 29 | $ 8,644,000 | $ 298,068 | $ 154,000 |
| Fort Collins-Loveland, CO | 29 | $ 8,757,000 | $ 301,965 | $ 0 |
| Fresno, CA | 29 | $ 10,560,000 | $ 364,137 | $ 2,000 |
| Binghamton, NY | 28 | $ 2,612,000 | $ 93,285 | $ 69,000 |
| Birmingham-Hoover, AL | 26 | $ 25,758,000 | $ 990,692 | $ 76,000 |
| Memphis, TN-MS-AR | 26 | $ 19,837,000 | $ 762,961 | $ 38,000 |
| Colorado Springs, CO | 25 | $ 8,682,000 | $ 347,280 | $ 10,000 |
| Milwaukee-Waukesha-West Allis, WI | 25 | $ 11,624,000 | $ 464,960 | $ 34,000 |
| Kansas City, MO-KS | 24 | $ 9,012,000 | $ 375,500 | $ 23,000 |
| Syracuse, NY | 24 | $ 2,951,000 | $ 122,958 | $ 79,000 |
| Bremerton-Silverdale, WA | 23 | $ 8,149,000 | $ 354,304 | $ 7,000 |
| Dover, DE | 23 | $ 2,974,000 | $ 129,304 | $ 55,000 |
| Greeley, CO | 23 | $ 7,196,000 | $ 312,869 | $ 5,000 |
| Hagerstown-Martinsburg, MD-WV | 23 | $ 3,192,000 | $ 138,782 | $ 200,000 |
| Tacoma, WA | 23 | $ 15,812,000 | $ 687,478 | $ 8,000 |
| Manchester-Nashua, NH | 22 | $ 6,664,000 | $ 302,909 | $ 99,000 |
| Rochester, NY | 22 | $ 3,716,000 | $ 168,909 | $ 60,000 |
| Bend, OR | 21 | $ 7,408,000 | $ 352,761 | $ 0 |
| Louisville, KY-IN | 21 | $ 8,111,000 | $ 386,238 | $ 32,000 |
| Akron, OH | 20 | $ 7,394,000 | $ 369,700 | $ 17,000 |
| Ann Arbor, MI | 20 | $ 9,553,000 | $ 477,650 | $ 26,000 |
| New Orleans-Metairie-Kenner, LA | 19 | $ 7,358,000 | $ 387,263 | $ 42,000 |
| Oklahoma City, OK | 19 | $ 22,473,000 | $ 1,182,789 | $ 18,000 |
| Glens Falls, NY | 18 | $ 2,826,000 | $ 157,000 | $ 63,000 |
| Johnson City, TN | 18 | $ 1,411,000 | $ 78,388 | $ 40,000 |
| Knoxville, TN | 17 | $ 85,367,000 | $ 5,021,588 | $ 36,000 |
| Medford, OR | 17 | $ 5,416,000 | $ 318,588 | $ 0 |
| Anchorage, AK | 16 | $ 4,593,000 | $ 287,062 | $ 18,000 |
| Boise City-Nampa, ID | 16 | $ 4,385,000 | $ 274,062 | $ 6,000 |
| Grand Rapids-Wyoming, MI | 15 | $ 3,755,000 | $ 250,333 | $ 10,000 |
| Huntsville, AL | 14 | $ 3,982,000 | $ 284,428 | $ 107,000 |
| Merced, CA | 14 | $ 4,181,000 | $ 298,642 | $ 0 |
| Montgomery, AL | 14 | $ 3,005,000 | $ 214,642 | $ 45,000 |
| Redding, CA | 14 | $ 3,605,000 | $ 257,500 | $ 0 |
| Santa Fe, NM | 14 | $ 6,512,000 | $ 465,142 | $ 34,000 |
| Valdosta, GA | 14 | $ 16,523,000 | $ 1,180,214 | $ 44,000 |
| Albany, GA | 13 | $ 821,000 | $ 63,153 | $ 37,000 |
| Chico, CA | 13 | $ 3,603,000 | $ 277,153 | $ 0 |
| Dayton, OH | 13 | $ 5,022,000 | $ 386,307 | $ 9,000 |
| Flagstaff, AZ | 13 | $ 4,851,000 | $ 373,153 | $ 0 |
| Mobile, AL | 13 | $ 2,313,000 | $ 177,923 | $ 34,000 |
| Springfield, MA | 13 | $ 1,484,000 | $ 114,153 | $ 38,000 |
| St. George, UT | 12 | $ 3,794,000 | $ 316,166 | $ 9,000 |
| Youngstown-Warren-Boardman, OH-PA | 12 | $ 3,055,000 | $ 254,583 | $ 31,000 |
| Chattanooga, TN-GA | 11 | $ 2,426,000 | $ 220,545 | $ 71,000 |
| Ogden-Clearfield, UT | 11 | $ 3,248,000 | $ 295,272 | $ 4,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 10 | $ 4,218,000 | $ 421,800 | $ 108,000 |
| Lexington-Fayette, KY | 10 | $ 3,318,000 | $ 331,800 | $ 78,000 |
| Prescott, AZ | 10 | $ 3,936,000 | $ 393,600 | $ 2,000 |
| Utica-Rome, NY | 10 | $ 542,000 | $ 54,200 | $ 60,000 |
| Altoona, PA | 9 | $ 401,000 | $ 44,555 | $ 75,000 |
| Grand Junction, CO | 9 | $ 2,931,000 | $ 325,666 | $ 0 |
| Salem, OR | 9 | $ 2,864,000 | $ 318,222 | $ 0 |
| State College, PA | 9 | $ 1,561,000 | $ 173,444 | $ 65,000 |
| Tulsa, OK | 9 | $ 15,967,000 | $ 1,774,111 | $ 51,000 |
| Visalia-Porterville, CA | 9 | $ 1,570,000 | $ 174,444 | $ 0 |
| El Centro, CA | 8 | $ 1,403,000 | $ 175,375 | $ 0 |
| Flint, MI | 8 | $ 2,600,000 | $ 325,000 | $ 0 |
| Little Rock-North Little Rock, AR | 8 | $ 3,200,000 | $ 400,000 | $ 287,000 |
| Madison, WI | 8 | $ 3,590,000 | $ 448,750 | $ 12,000 |
| Salisbury, MD | 8 | $ 1,379,000 | $ 172,375 | $ 53,000 |
| Spokane, WA | 8 | $ 2,768,000 | $ 346,000 | $ 34,000 |
| Bellingham, WA | 7 | $ 2,826,000 | $ 403,714 | $ 0 |
| Erie, PA | 7 | $ 1,584,000 | $ 226,285 | $ 79,000 |
| Gary, IN | 7 | $ 1,589,000 | $ 227,000 | $ 3,000 |
| Kalamazoo-Portage, MI | 7 | $ 2,423,000 | $ 346,142 | $ 20,000 |
| Lansing-East Lansing, MI | 7 | $ 1,924,000 | $ 274,857 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 7 | $ 2,136,000 | $ 305,142 | $ 5,000 |
| Yuba City, CA | 7 | $ 1,912,000 | $ 273,142 | $ 0 |
| Brownsville-Harlingen, TX | 6 | $ 1,263,000 | $ 210,500 | $ 28,000 |
| Burlington-South Burlington, VT | 6 | $ 1,875,000 | $ 312,500 | $ 0 |
| Canton-Massillon, OH | 6 | $ 3,291,000 | $ 548,500 | $ 27,000 |
| Eugene-Springfield, OR | 6 | $ 1,681,000 | $ 280,166 | $ 0 |
| Johnstown, PA | 6 | $ 298,000 | $ 49,666 | $ 93,000 |
| Olympia, WA | 6 | $ 12,646,000 | $ 2,107,666 | $ 0 |
| Peoria, IL | 6 | $ 11,171,000 | $ 1,861,833 | $ 0 |
| Toledo, OH | 6 | $ 1,984,000 | $ 330,666 | $ 62,000 |
| Yakima, WA | 6 | $ 2,845,000 | $ 474,166 | $ 0 |
| Baton Rouge, LA | 5 | $ 1,659,000 | $ 331,800 | $ 28,000 |
| Bloomington-Normal, IL | 5 | $ 1,798,000 | $ 359,600 | $ 0 |
| College Station-Bryan, TX | 5 | $ 2,257,000 | $ 451,400 | $ 45,000 |
| Cumberland, MD-WV | 5 | $ 749,000 | $ 149,800 | $ 29,000 |
| Las Cruces, NM | 5 | $ 1,279,000 | $ 255,800 | $ 18,000 |
| Niles-Benton Harbor, MI | 5 | $ 2,222,000 | $ 444,400 | $ 0 |
| Pittsfield, MA | 5 | $ 1,530,000 | $ 306,000 | $ 110,000 |
| Wenatchee, WA | 5 | $ 2,533,000 | $ 506,600 | $ 0 |
| Champaign-Urbana, IL | 4 | $ 4,493,000 | $ 1,123,250 | $ 0 |
| Charleston, WV | 4 | $ 1,811,000 | $ 452,750 | $ 208,000 |
| Clarksville, TN-KY | 4 | $ 266,000 | $ 66,500 | $ 46,000 |
| Coeur D'Alene, ID | 4 | $ 1,084,000 | $ 271,000 | $ 0 |
| Duluth, MN-WI | 4 | $ 1,275,000 | $ 318,750 | $ 38,000 |
| El Paso, TX | 4 | $ 1,030,000 | $ 257,500 | $ 0 |
| Fairbanks, AK | 4 | $ 443,000 | $ 110,750 | $ 14,000 |
| Ithaca, NY | 4 | $ 788,000 | $ 197,000 | $ 60,000 |
| Jackson, TN | 4 | $ 718,000 | $ 179,500 | $ 79,000 |
| Rockford, IL | 4 | $ 306,000 | $ 76,500 | $ 0 |
| South Bend-Mishawaka, IN-MI | 4 | $ 1,131,000 | $ 282,750 | $ 24,000 |
| Yuma, AZ | 4 | $ 585,000 | $ 146,250 | $ 0 |
| Anniston-Oxford, AL | 3 | $ 161,000 | $ 53,666 | $ 32,000 |
| Billings, MT | 3 | $ 854,000 | $ 284,666 | $ 0 |
| Des Moines, IA | 3 | $ 1,496,000 | $ 498,666 | $ 83,000 |
| Elmira, NY | 3 | $ 129,000 | $ 43,000 | $ 79,000 |
| Fort Wayne, IN | 3 | $ 607,000 | $ 202,333 | $ 58,000 |
| Jackson, MS | 3 | $ 13,080,000 | $ 4,360,000 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 3 | $ 356,000 | $ 118,666 | $ 0 |
| Lawrence, KS | 3 | $ 853,000 | $ 284,333 | $ 0 |
| Lubbock, TX | 3 | $ 1,267,000 | $ 422,333 | $ 0 |
| Madera, CA | 3 | $ 1,358,000 | $ 452,666 | $ 0 |
| Muskegon-Norton Shores, MI | 3 | $ 639,000 | $ 213,000 | $ 0 |
| Shreveport-Bossier City, LA | 3 | $ 953,000 | $ 317,666 | $ 0 |
| Springfield, MO | 3 | $ 755,000 | $ 251,666 | $ 0 |
| Tyler, TX | 3 | $ 1,215,000 | $ 405,000 | $ 0 |
| Cedar Rapids, IA | 2 | $ 622,000 | $ 311,000 | $ 98,000 |
| Decatur, AL | 2 | $ 458,000 | $ 229,000 | $ 0 |
| Eau Claire, WI | 2 | $ 208,000 | $ 104,000 | $ 19,000 |
| Fond Du Lac, WI | 2 | $ 612,000 | $ 306,000 | $ 117,000 |
| Gadsden, AL | 2 | $ 110,000 | $ 55,000 | $ 43,000 |
| Hanford-Corcoran, CA | 2 | $ 226,000 | $ 113,000 | $ 0 |
| Jackson, MI | 2 | $ 136,000 | $ 68,000 | $ 42,000 |
| Kennewick-Richland-Pasco, WA | 2 | $ 673,000 | $ 336,500 | $ 0 |
| Lafayette, IN | 2 | $ 674,000 | $ 337,000 | $ 40,000 |
| Lewiston-Auburn, ME | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Lincoln, NE | 2 | $ 759,000 | $ 379,500 | $ 0 |
| Logan, UT-ID | 2 | $ 674,000 | $ 337,000 | $ 0 |
| Longview, TX | 2 | $ 394,000 | $ 197,000 | $ 35,000 |
| Longview, WA | 2 | $ 657,000 | $ 328,500 | $ 0 |
| Missoula, MT | 2 | $ 287,000 | $ 143,500 | $ 0 |
| Monroe, MI | 2 | $ 610,000 | $ 305,000 | $ 55,000 |
| Morristown, TN | 2 | $ 268,000 | $ 134,000 | $ 62,000 |
| Pueblo, CO | 2 | $ 698,000 | $ 349,000 | $ 0 |
| Racine, WI | 2 | $ 619,000 | $ 309,500 | $ 0 |
| Rapid City, SD | 2 | $ 550,000 | $ 275,000 | $ 40,000 |
| St. Cloud, MN | 2 | $ 647,000 | $ 323,500 | $ 0 |
| St. Joseph, MO-KS | 2 | $ 837,000 | $ 418,500 | $ 0 |
| Waco, TX | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Abilene, TX | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Aguadilla-Isabela-San Sebastian, PR | 1 | $ 24,000 | $ 24,000 | $ 42,000 |
| Appleton, WI | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Bangor, ME | 1 | $ 43,000 | $ 43,000 | $ 15,000 |
| Battle Creek, MI | 1 | $ 130,000 | $ 130,000 | $ 34,000 |
| Bay City, MI | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Bloomington, IN | 1 | $ 519,000 | $ 519,000 | $ 0 |
| Cheyenne, WY | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Corpus Christi, TX | 1 | $ 72,000 | $ 72,000 | $ 336,000 |
| Decatur, IL | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Dothan, AL | 1 | $ 559,000 | $ 559,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Farmington, NM | 1 | $ 449,000 | $ 449,000 | $ 0 |
| Great Falls, MT | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Green Bay, WI | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Gulfport-Biloxi, MS | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Holland-Grand Haven, MI | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 30,000 | $ 30,000 | $ 23,000 |
| Idaho Falls, ID | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Jefferson City, MO | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Lake Charles, LA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Laredo, TX | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Mansfield, OH | 1 | $ 70,000 | $ 70,000 | $ 0 |
| McAllen-Edinburg-Pharr, TX | 1 | $ 337,000 | $ 337,000 | $ 300,000 |
| Michigan City-La Porte, IN | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Midland, TX | 1 | $ 436,000 | $ 436,000 | $ 0 |
| Monroe, LA | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Rochester, MN | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Saginaw-Saginaw Township North, MI | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Sandusky, OH | 1 | $ 518,000 | $ 518,000 | $ 0 |
| Springfield, OH | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Tuscaloosa, AL | 1 | $ 100,000 | $ 100,000 | $ 95,000 |
| Victoria, TX | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 30,000 | $ 30,000 | $ 108,000 |
| Wichita Falls, TX | 1 | $ 45,000 | $ 45,000 | $ 0 |
Mortgage Loan Application Detail Totals for Wells Fargo Bank, NA in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 114,513 | $15,752,612,000 | $383,980 | $30,051,000 | $87,900 | $7,077,000 |
| Home Purchase | 34,876 | $9,198,611,000 | $427,400 | $80,914,000 | $81,640 | $9,999,000 |
| Home Improvement | 20,761 | $1,086,371,000 | $194,771 | $18,594,000 | $70,142 | $5,051,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 90,811 | $9,142,511,000 | $294,122 | $12,000,000 | $183,081 | $8,294,000 |
| Not applicable | 21,905 | $11,526,067,000 | $523,700 | $80,914,000 | $22,980 | $4,903,000 |
| Black or African American | 20,941 | $1,605,250,000 | $349,238 | $4,725,000 | $467,714 | $7,244,000 |
| Not Provided | 15,350 | $1,601,819,000 | $365,972 | $4,388,000 | $167,944 | $9,999,000 |
| Hispanic | 13,569 | $1,321,417,000 | $219,173 | $3,500,000 | $76,391 | $1,774,000 |
| American Indian or Alaskan Native | 3,714 | $383,074,000 | $112,833 | $5,000,000 | $106,500 | $1,910,000 |
| Asian | 3,117 | $381,980,000 | $143,529 | $2,475,000 | $104,117 | $1,875,000 |
| Native Hawaiian or Other Pacific Islander | 743 | $75,476,000 | $142,428 | $629,000 | $103,357 | $836,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 170,135 | $26,035,320,000 | $384,862 | $80,914,000 | $77,313 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 10 | $1,436,000 | $144,444 | $247,000 | $37,111 | $66,000 |
| VA-guaranteed (Veterans Administration) | 5 | $838,000 | $176,750 | $235,000 | $67,500 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 66,399 | $8,683,921,000 | $1,118,428 | $80,914,000 | $164,265 | $9,999,000 |
| Application Denied By Financial Institution | 45,186 | $4,089,505,000 | $214,000 | $7,500,000 | $127,205 | $5,915,000 |
| Application Approved But Not Accepted | 37,101 | $3,623,610,000 | $326,586 | $3,500,000 | $178,068 | $4,903,000 |
| Loan Purchased By The Institution | 21,096 | $9,374,164,000 | $397,300 | $5,500,000 | $26,020 | $4,903,000 |
| Application Withdrawn By Applicant | 309 | $261,326,000 | $5,997,470 | $54,037,000 | $31,058 | $1,326,000 |
| File Closed For Incompleteness | 59 | $5,068,000 | $84,500 | $315,000 | $73,900 | $425,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 31,972 | $2,458,949,000 | $116,531 | $2,001,000 | $148,843 | $2,730,000 |
| Debt-To-Income Ratio | 6,587 | $869,821,000 | $213,523 | $4,500,000 | $73,380 | $3,000,000 |
| Collateral | 6,102 | $646,458,000 | $201,047 | $7,500,000 | $126,666 | $5,915,000 |
| Other | 431 | $86,500,000 | $192,304 | $4,125,000 | $125,652 | $2,219,000 |
| Unverifiable Information | 60 | $8,506,000 | $203,000 | $650,000 | $56,200 | $289,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $12,725,000 | $1,130,571 | $4,000,000 | $97,857 | $429,000 |
| Credit Application Incomplete | 13 | $3,801,000 | $243,500 | $525,000 | $73,833 | $298,000 |
| Employment History | 7 | $2,745,000 | $355,250 | $800,000 | $97,000 | $250,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Bank, NA's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Bank, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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