Walter Mortgage Company Mortgage Lending & HMDA Data, 2008

In 2008, Walter Mortgage Company of Tampa, FL reported 581 mortgage applications totaling $71.9 million, down 39% from 2007. The average application was for $123,674, and applicants reported an average income of $52,967. 21% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Columbia, SC (21), Houston-Sugar Land-Baytown, TX (16) and Fort Worth-Arlington, TX (15) (applications in parentheses).

Mortgage Company & Address Walter Mortgage Company
4211 W. Boy Scout Blvd.
Tampa, FL 33607
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 581
Total Mortgage Loan Application Amount $71,855,000
Average Mortgage Loan Application Amount $123,674
Highest Mortgage Loan Application Amount $285,000
Average Applicant Income $52,967
Highest Applicant Income $240,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Walter Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Walter Mortgage Company by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Calhoun, Alabama 17 $ 1,646,000 $ 96,823 $ 39,000
Richland, South Carolina 14 $ 1,683,000 $ 120,214 $ 53,000
Johnson, Texas 11 $ 1,285,000 $ 116,818 $ 46,000
Talladega, Alabama 9 $ 1,017,000 $ 113,000 $ 47,000
Tuscaloosa, Alabama 7 $ 810,000 $ 115,714 $ 50,000
Bay, Florida 7 $ 963,000 $ 137,571 $ 51,000
Harrison, Mississippi 7 $ 847,000 $ 121,000 $ 44,000
Lee, Mississippi 7 $ 800,000 $ 114,285 $ 52,000
Harris, Texas 7 $ 874,000 $ 124,857 $ 55,000
Cullman, Alabama 6 $ 641,000 $ 106,833 $ 50,000
Elmore, Alabama 6 $ 577,000 $ 96,166 $ 36,000
Hillsborough, Florida 6 $ 1,080,000 $ 180,000 $ 63,000
Robeson, North Carolina 6 $ 638,000 $ 106,333 $ 43,000
Lexington, South Carolina 6 $ 1,040,000 $ 173,333 $ 59,000
Jim Wells, Texas 6 $ 875,000 $ 145,833 $ 77,000
Montgomery, Alabama 5 $ 626,000 $ 125,200 $ 56,000
Russell, Alabama 5 $ 594,000 $ 118,800 $ 50,000
Orangeburg, South Carolina 5 $ 585,000 $ 117,000 $ 54,000
Etowah, Alabama 4 $ 401,000 $ 100,250 $ 46,000
Houston, Alabama 4 $ 445,000 $ 111,250 $ 42,000
Jefferson, Alabama 4 $ 509,000 $ 127,250 $ 64,000
Lee, Alabama 4 $ 388,000 $ 97,000 $ 37,000
Charlotte, Florida 4 $ 541,000 $ 135,250 $ 42,000
Duval, Florida 4 $ 600,000 $ 150,000 $ 65,000
Marion, Florida 4 $ 492,000 $ 123,000 $ 41,000
Walton, Florida 4 $ 420,000 $ 105,000 $ 89,000
Worth, Georgia 4 $ 539,000 $ 134,750 $ 62,000
Livingston, Louisiana 4 $ 442,000 $ 110,500 $ 41,000
Tangipahoa, Louisiana 4 $ 534,000 $ 133,500 $ 54,000
Jackson, Mississippi 4 $ 474,000 $ 118,500 $ 57,000
Marshall, Mississippi 4 $ 372,000 $ 93,000 $ 42,000
Buncombe, North Carolina 4 $ 666,000 $ 166,500 $ 56,000
Nash, North Carolina 4 $ 515,000 $ 128,750 $ 62,000
Newberry, South Carolina 4 $ 665,000 $ 166,250 $ 56,000
San Patricio, Texas 4 $ 655,000 $ 163,750 $ 62,000
Autauga, Alabama 3 $ 408,000 $ 136,000 $ 59,000
Dallas, Alabama 3 $ 317,000 $ 105,666 $ 53,000
Franklin, Alabama 3 $ 233,000 $ 77,666 $ 33,000
Shelby, Alabama 3 $ 425,000 $ 141,666 $ 74,000
St. Clair, Alabama 3 $ 332,000 $ 110,666 $ 46,000
Tallapoosa, Alabama 3 $ 290,000 $ 96,666 $ 37,000
Craighead, Arkansas 3 $ 326,000 $ 108,666 $ 40,000
Bradford, Florida 3 $ 328,000 $ 109,333 $ 52,000
Citrus, Florida 3 $ 441,000 $ 147,000 $ 56,000
Clay, Florida 3 $ 370,000 $ 123,333 $ 44,000
Gadsden, Florida 3 $ 460,000 $ 153,333 $ 46,000
Lake, Florida 3 $ 492,000 $ 164,000 $ 66,000
Nassau, Florida 3 $ 325,000 $ 108,333 $ 44,000
Orange, Florida 3 $ 266,000 $ 88,666 $ 30,000
Meriwether, Georgia 3 $ 366,000 $ 122,000 $ 44,000
Caddo, Louisiana 3 $ 370,000 $ 123,333 $ 48,000
Rapides, Louisiana 3 $ 393,000 $ 131,000 $ 70,000
Cumberland, North Carolina 3 $ 325,000 $ 108,333 $ 40,000
Hoke, North Carolina 3 $ 378,000 $ 126,000 $ 27,000
Lincoln, North Carolina 3 $ 435,000 $ 145,000 $ 59,000
Charleston, South Carolina 3 $ 300,000 $ 100,000 $ 41,000
Dorchester, South Carolina 3 $ 500,000 $ 166,666 $ 79,000
Maury, Tennessee 3 $ 372,000 $ 124,000 $ 53,000
Bastrop, Texas 3 $ 323,000 $ 107,666 $ 43,000
Travis, Texas 3 $ 418,000 $ 139,333 $ 44,000
Baldwin, Alabama 2 $ 330,000 $ 165,000 $ 98,000
Barbour, Alabama 2 $ 150,000 $ 75,000 $ 36,000
Bibb, Alabama 2 $ 182,000 $ 91,000 $ 29,000
Colbert, Alabama 2 $ 130,000 $ 65,000 $ 22,000
Lauderdale, Alabama 2 $ 127,000 $ 63,500 $ 20,000
Randolph, Alabama 2 $ 197,000 $ 98,500 $ 36,000
Pulaski, Arkansas 2 $ 250,000 $ 125,000 $ 19,000
Alachua, Florida 2 $ 268,000 $ 134,000 $ 54,000
DeSoto, Florida 2 $ 270,000 $ 135,000 $ 62,000
Hardee, Florida 2 $ 307,000 $ 153,500 $ 77,000
Hendry, Florida 2 $ 335,000 $ 167,500 $ 106,000
Jackson, Florida 2 $ 329,000 $ 164,500 $ 75,000
Levy, Florida 2 $ 271,000 $ 135,500 $ 61,000
Sarasota, Florida 2 $ 277,000 $ 138,500 $ 49,000
Seminole, Florida 2 $ 281,000 $ 140,500 $ 90,000
Baker, Georgia 2 $ 221,000 $ 110,500 $ 59,000
Charlton, Georgia 2 $ 246,000 $ 123,000 $ 54,000
Lowndes, Georgia 2 $ 221,000 $ 110,500 $ 46,000
Mitchell, Georgia 2 $ 186,000 $ 93,000 $ 49,000
Seminole, Georgia 2 $ 191,000 $ 95,500 $ 26,000
Greenup, Kentucky 2 $ 164,000 $ 82,000 $ 42,000
Hopkins, Kentucky 2 $ 266,000 $ 133,000 $ 55,000
Allen, Louisiana 2 $ 141,000 $ 70,500 $ 30,000
East Baton Rouge, Louisiana 2 $ 223,000 $ 111,500 $ 58,000
Lafourche, Louisiana 2 $ 313,000 $ 156,500 $ 52,000
Washington, Louisiana 2 $ 320,000 $ 160,000 $ 80,000
Chickasaw, Mississippi 2 $ 187,000 $ 93,500 $ 39,000
Lowndes, Mississippi 2 $ 159,000 $ 79,500 $ 37,000
Gaston, North Carolina 2 $ 189,000 $ 94,500 $ 48,000
Halifax, North Carolina 2 $ 182,000 $ 91,000 $ 37,000
Harnett, North Carolina 2 $ 298,000 $ 149,000 $ 58,000
Madison, North Carolina 2 $ 258,000 $ 129,000 $ 49,000
Wilson, North Carolina 2 $ 226,000 $ 113,000 $ 42,000
Lawrence, Ohio 2 $ 282,000 $ 141,000 $ 67,000
Scioto, Ohio 2 $ 202,000 $ 101,000 $ 57,000
Cleveland, Oklahoma 2 $ 163,000 $ 81,500 $ 38,000
Creek, Oklahoma 2 $ 276,000 $ 138,000 $ 82,000
McClain, Oklahoma 2 $ 221,000 $ 110,500 $ 48,000
Barnwell, South Carolina 2 $ 193,000 $ 96,500 $ 58,000
Greenville, South Carolina 2 $ 192,000 $ 96,000 $ 57,000
Dickson, Tennessee 2 $ 252,000 $ 126,000 $ 60,000
Atascosa, Texas 2 $ 285,000 $ 142,500 $ 62,000
Bell, Texas 2 $ 244,000 $ 122,000 $ 53,000
Henderson, Texas 2 $ 269,000 $ 134,500 $ 56,000
Hill, Texas 2 $ 314,000 $ 157,000 $ 75,000
Hunt, Texas 2 $ 282,000 $ 141,000 $ 41,000
Jefferson, Texas 2 $ 334,000 $ 167,000 $ 52,000
Liberty, Texas 2 $ 244,000 $ 122,000 $ 71,000
McLennan, Texas 2 $ 250,000 $ 125,000 $ 47,000
Montgomery, Texas 2 $ 245,000 $ 122,500 $ 43,000
Smith, Texas 2 $ 272,000 $ 136,000 $ 29,000
Tarrant, Texas 2 $ 261,000 $ 130,500 $ 60,000
Upshur, Texas 2 $ 393,000 $ 196,500 $ 71,000
Van Zandt, Texas 2 $ 315,000 $ 157,500 $ 69,000
Suffolk, Virginia 2 $ 277,000 $ 138,500 $ 74,000
Greenbrier, West Virginia 2 $ 192,000 $ 96,000 $ 33,000
Raleigh, West Virginia 2 $ 328,000 $ 164,000 $ 53,000
Blount, Alabama 1 $ 87,000 $ 87,000 $ 65,000
Clay, Alabama 1 $ 119,000 $ 119,000 $ 36,000
Cleburne, Alabama 1 $ 164,000 $ 164,000 $ 73,000
Coffee, Alabama 1 $ 100,000 $ 100,000 $ 47,000
Coosa, Alabama 1 $ 128,000 $ 128,000 $ 80,000
Crenshaw, Alabama 1 $ 97,000 $ 97,000 $ 39,000
Dale, Alabama 1 $ 140,000 $ 140,000 $ 54,000
Geneva, Alabama 1 $ 158,000 $ 158,000 $ 48,000
Henry, Alabama 1 $ 180,000 $ 180,000 $ 57,000
Lawrence, Alabama 1 $ 115,000 $ 115,000 $ 65,000
Lowndes, Alabama 1 $ 75,000 $ 75,000 $ 40,000
Macon, Alabama 1 $ 55,000 $ 55,000 $ 16,000
Marengo, Alabama 1 $ 130,000 $ 130,000 $ 78,000
Marshall, Alabama 1 $ 79,000 $ 79,000 $ 21,000
Morgan, Alabama 1 $ 81,000 $ 81,000 $ 28,000
Pike, Alabama 1 $ 124,000 $ 124,000 $ 73,000
Walker, Alabama 1 $ 136,000 $ 136,000 $ 76,000
Cross, Arkansas 1 $ 83,000 $ 83,000 $ 34,000
Hot Spring, Arkansas 1 $ 115,000 $ 115,000 $ 41,000
Independence, Arkansas 1 $ 90,000 $ 90,000 $ 31,000
Monroe, Arkansas 1 $ 88,000 $ 88,000 $ 29,000
St. Francis, Arkansas 1 $ 85,000 $ 85,000 $ 51,000
Woodruff, Arkansas 1 $ 152,000 $ 152,000 $ 155,000
Baker, Florida 1 $ 140,000 $ 140,000 $ 43,000
Calhoun, Florida 1 $ 121,000 $ 121,000 $ 88,000
Franklin, Florida 1 $ 133,000 $ 133,000 $ 44,000
Glades, Florida 1 $ 140,000 $ 140,000 $ 59,000
Highlands, Florida 1 $ 139,000 $ 139,000 $ 48,000
Holmes, Florida 1 $ 136,000 $ 136,000 $ 44,000
Lee, Florida 1 $ 51,000 $ 51,000 $ 19,000
Leon, Florida 1 $ 155,000 $ 155,000 $ 56,000
Manatee, Florida 1 $ 230,000 $ 230,000 $ 48,000
Pasco, Florida 1 $ 130,000 $ 130,000 $ 45,000
Putnam, Florida 1 $ 151,000 $ 151,000 $ 47,000
Santa Rosa, Florida 1 $ 136,000 $ 136,000 $ 61,000
Union, Florida 1 $ 123,000 $ 123,000 $ 38,000
Washington, Florida 1 $ 96,000 $ 96,000 $ 48,000
Brantley, Georgia 1 $ 84,000 $ 84,000 $ 54,000
Bryan, Georgia 1 $ 126,000 $ 126,000 $ 44,000
Camden, Georgia 1 $ 133,000 $ 133,000 $ 45,000
Chatham, Georgia 1 $ 175,000 $ 175,000 $ 55,000
Chattahoochee, Georgia 1 $ 124,000 $ 124,000 $ 70,000
Dougherty, Georgia 1 $ 96,000 $ 96,000 $ 33,000
Effingham, Georgia 1 $ 115,000 $ 115,000 $ 35,000
Glynn, Georgia 1 $ 141,000 $ 141,000 $ 38,000
Lee, Georgia 1 $ 163,000 $ 163,000 $ 73,000
Liberty, Georgia 1 $ 136,000 $ 136,000 $ 64,000
Marion, Georgia 1 $ 154,000 $ 154,000 $ 71,000
McDuffie, Georgia 1 $ 88,000 $ 88,000 $ 29,000
McIntosh, Georgia 1 $ 92,000 $ 92,000 $ 58,000
Monroe, Georgia 1 $ 78,000 $ 78,000 $ 38,000
Randolph, Georgia 1 $ 86,000 $ 86,000 $ 33,000
Richmond, Georgia 1 $ 127,000 $ 127,000 $ 41,000
Troup, Georgia 1 $ 152,000 $ 152,000 $ 51,000
Walker, Georgia 1 $ 70,000 $ 70,000 $ 39,000
Barren, Kentucky 1 $ 110,000 $ 110,000 $ 37,000
Rowan, Kentucky 1 $ 161,000 $ 161,000 $ 72,000
Russell, Kentucky 1 $ 71,000 $ 71,000 $ 27,000
Warren, Kentucky 1 $ 69,000 $ 69,000 $ 35,000
Acadia, Louisiana 1 $ 127,000 $ 127,000 $ 34,000
Ascension, Louisiana 1 $ 153,000 $ 153,000 $ 65,000
De Soto, Louisiana 1 $ 111,000 $ 111,000 $ 66,000
East Feliciana, Louisiana 1 $ 147,000 $ 147,000 $ 52,000
Iberia, Louisiana 1 $ 159,000 $ 159,000 $ 61,000
Iberville, Louisiana 1 $ 135,000 $ 135,000 $ 68,000
Lafayette, Louisiana 1 $ 63,000 $ 63,000 $ 17,000
Ouachita, Louisiana 1 $ 89,000 $ 89,000 $ 52,000
St. Bernard, Louisiana 1 $ 104,000 $ 104,000 $ 43,000
St. John the Baptist, Louisiana 1 $ 200,000 $ 200,000 $ 74,000
St. Tammany, Louisiana 1 $ 140,000 $ 140,000 $ 58,000
Terrebonne, Louisiana 1 $ 149,000 $ 149,000 $ 62,000
West Feliciana, Louisiana 1 $ 93,000 $ 93,000 $ 25,000
Copiah, Mississippi 1 $ 134,000 $ 134,000 $ 57,000
Hancock, Mississippi 1 $ 107,000 $ 107,000 $ 45,000
Hinds, Mississippi 1 $ 176,000 $ 176,000 $ 71,000
Lauderdale, Mississippi 1 $ 80,000 $ 80,000 $ 42,000
Lawrence, Mississippi 1 $ 64,000 $ 64,000 $ 44,000
Neshoba, Mississippi 1 $ 45,000 $ 45,000 $ 28,000
Panola, Mississippi 1 $ 70,000 $ 70,000 $ 32,000
Scott, Mississippi 1 $ 38,000 $ 38,000 $ 19,000
Stone, Mississippi 1 $ 195,000 $ 195,000 $ 119,000
Tate, Mississippi 1 $ 83,000 $ 83,000 $ 41,000
Tunica, Mississippi 1 $ 133,000 $ 133,000 $ 68,000
Winston, Mississippi 1 $ 173,000 $ 173,000 $ 88,000
Rio Arriba, New Mexico 1 $ 261,000 $ 261,000 $ 89,000
Brunswick, North Carolina 1 $ 87,000 $ 87,000 $ 61,000
Currituck, North Carolina 1 $ 137,000 $ 137,000 $ 52,000
Duplin, North Carolina 1 $ 132,000 $ 132,000 $ 71,000
Edgecombe, North Carolina 1 $ 112,000 $ 112,000 $ 35,000
Guilford, North Carolina 1 $ 130,000 $ 130,000 $ 43,000
Johnston, North Carolina 1 $ 112,000 $ 112,000 $ 44,000
Lee, North Carolina 1 $ 167,000 $ 167,000 $ 82,000
Lenoir, North Carolina 1 $ 156,000 $ 156,000 $ 83,000
McDowell, North Carolina 1 $ 152,000 $ 152,000 $ 78,000
Moore, North Carolina 1 $ 145,000 $ 145,000 $ 57,000
Pender, North Carolina 1 $ 114,000 $ 114,000 $ 55,000
Randolph, North Carolina 1 $ 171,000 $ 171,000 $ 60,000
Richmond, North Carolina 1 $ 125,000 $ 125,000 $ 48,000
Sampson, North Carolina 1 $ 118,000 $ 118,000 $ 60,000
Union, North Carolina 1 $ 115,000 $ 115,000 $ 46,000
Warren, North Carolina 1 $ 88,000 $ 88,000 $ 31,000
Wayne, North Carolina 1 $ 125,000 $ 125,000 $ 46,000
Gallia, Ohio 1 $ 116,000 $ 116,000 $ 50,000
Summit, Ohio 1 $ 83,000 $ 83,000 $ 32,000
Caddo, Oklahoma 1 $ 76,000 $ 76,000 $ 29,000
Canadian, Oklahoma 1 $ 135,000 $ 135,000 $ 63,000
Cherokee, Oklahoma 1 $ 188,000 $ 188,000 $ 54,000
Lincoln, Oklahoma 1 $ 127,000 $ 127,000 $ 74,000
Murray, Oklahoma 1 $ 180,000 $ 180,000 $ 105,000
Okmulgee, Oklahoma 1 $ 146,000 $ 146,000 $ 49,000
Osage, Oklahoma 1 $ 99,000 $ 99,000 $ 12,000
Rogers, Oklahoma 1 $ 163,000 $ 163,000 $ 89,000
Tulsa, Oklahoma 1 $ 140,000 $ 140,000 $ 28,000
Beaufort, South Carolina 1 $ 151,000 $ 151,000 $ 94,000
Calhoun, South Carolina 1 $ 132,000 $ 132,000 $ 63,000
Chester, South Carolina 1 $ 99,000 $ 99,000 $ 44,000
Chesterfield, South Carolina 1 $ 82,000 $ 82,000 $ 28,000
Clarendon, South Carolina 1 $ 92,000 $ 92,000 $ 34,000
Colleton, South Carolina 1 $ 137,000 $ 137,000 $ 84,000
Darlington, South Carolina 1 $ 70,000 $ 70,000 $ 34,000
Hampton, South Carolina 1 $ 159,000 $ 159,000 $ 75,000
Laurens, South Carolina 1 $ 109,000 $ 109,000 $ 35,000
McCormick, South Carolina 1 $ 103,000 $ 103,000 $ 31,000
Cheatham, Tennessee 1 $ 162,000 $ 162,000 $ 62,000
Crockett, Tennessee 1 $ 87,000 $ 87,000 $ 39,000
Fayette, Tennessee 1 $ 74,000 $ 74,000 $ 37,000
Hamblen, Tennessee 1 $ 120,000 $ 120,000 $ 82,000
Hamilton, Tennessee 1 $ 102,000 $ 102,000 $ 33,000
Hardeman, Tennessee 1 $ 174,000 $ 174,000 $ 86,000
Haywood, Tennessee 1 $ 137,000 $ 137,000 $ 85,000
Humphreys, Tennessee 1 $ 127,000 $ 127,000 $ 55,000
Lawrence, Tennessee 1 $ 83,000 $ 83,000 $ 28,000
Marion, Tennessee 1 $ 132,000 $ 132,000 $ 47,000
Obion, Tennessee 1 $ 94,000 $ 94,000 $ 30,000
Roane, Tennessee 1 $ 208,000 $ 208,000 $ 63,000
Scott, Tennessee 1 $ 123,000 $ 123,000 $ 56,000
Williamson, Tennessee 1 $ 219,000 $ 219,000 $ 55,000
Wilson, Tennessee 1 $ 150,000 $ 150,000 $ 240,000
Bandera, Texas 1 $ 60,000 $ 60,000 $ 41,000
Bexar, Texas 1 $ 137,000 $ 137,000 $ 102,000
Brazoria, Texas 1 $ 99,000 $ 99,000 $ 106,000
Chambers, Texas 1 $ 92,000 $ 92,000 $ 30,000
Cherokee, Texas 1 $ 130,000 $ 130,000 $ 66,000
Collin, Texas 1 $ 139,000 $ 139,000 $ 58,000
Dallas, Texas 1 $ 76,000 $ 76,000 $ 50,000
Delta, Texas 1 $ 122,000 $ 122,000 $ 43,000
Duval, Texas 1 $ 142,000 $ 142,000 $ 63,000
Ellis, Texas 1 $ 151,000 $ 151,000 $ 57,000
Fannin, Texas 1 $ 95,000 $ 95,000 $ 29,000
Fort Bend, Texas 1 $ 146,000 $ 146,000 $ 73,000
Galveston, Texas 1 $ 173,000 $ 173,000 $ 80,000
Grayson, Texas 1 $ 60,000 $ 60,000 $ 46,000
Gregg, Texas 1 $ 185,000 $ 185,000 $ 51,000
Grimes, Texas 1 $ 204,000 $ 204,000 $ 147,000
Harrison, Texas 1 $ 134,000 $ 134,000 $ 68,000
Hidalgo, Texas 1 $ 86,000 $ 86,000 $ 18,000
Kendall, Texas 1 $ 49,000 $ 49,000 $ 13,000
Matagorda, Texas 1 $ 166,000 $ 166,000 $ 37,000
Medina, Texas 1 $ 168,000 $ 168,000 $ 146,000
Navarro, Texas 1 $ 84,000 $ 84,000 $ 41,000
Newton, Texas 1 $ 138,000 $ 138,000 $ 55,000
Palo Pinto, Texas 1 $ 131,000 $ 131,000 $ 71,000
Panola, Texas 1 $ 107,000 $ 107,000 $ 36,000
Parker, Texas 1 $ 115,000 $ 115,000 $ 40,000
Rockwall, Texas 1 $ 152,000 $ 152,000 $ 70,000
San Jacinto, Texas 1 $ 131,000 $ 131,000 $ 43,000
Titus, Texas 1 $ 130,000 $ 130,000 $ 40,000
Waller, Texas 1 $ 110,000 $ 110,000 $ 44,000
Williamson, Texas 1 $ 152,000 $ 152,000 $ 77,000
Wilson, Texas 1 $ 108,000 $ 108,000 $ 76,000
Wise, Texas 1 $ 204,000 $ 204,000 $ 105,000
Wood, Texas 1 $ 102,000 $ 102,000 $ 51,000
Albemarle, Virginia 1 $ 143,000 $ 143,000 $ 54,000
Amherst, Virginia 1 $ 121,000 $ 121,000 $ 44,000
Brunswick, Virginia 1 $ 147,000 $ 147,000 $ 76,000
Fauquier, Virginia 1 $ 171,000 $ 171,000 $ 74,000
Franklin, Virginia 1 $ 120,000 $ 120,000 $ 44,000
James City, Virginia 1 $ 133,000 $ 133,000 $ 64,000
Lunenburg, Virginia 1 $ 136,000 $ 136,000 $ 51,000
Pittsylvania, Virginia 1 $ 167,000 $ 167,000 $ 70,000
Pulaski, Virginia 1 $ 178,000 $ 178,000 $ 52,000
Westmoreland, Virginia 1 $ 166,000 $ 166,000 $ 56,000
Kanawha, West Virginia 1 $ 122,000 $ 122,000 $ 64,000
Mercer, West Virginia 1 $ 125,000 $ 125,000 $ 41,000
Mingo, West Virginia 1 $ 161,000 $ 161,000 $ 48,000
Putnam, West Virginia 1 $ 161,000 $ 161,000 $ 52,000
Summers, West Virginia 1 $ 106,000 $ 106,000 $ 47,000

Mortgage Loan Application Detail Totals for Walter Mortgage Company in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 562 $70,159,000 $124,000 $285,000 $53,000 $240,000
Refinancing 19 $1,696,000 $89,000 $171,000 $52,000 $106,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 271 $35,235,000 $130,000 $285,000 $57,000 $240,000
Black or African American 221 $25,477,000 $115,000 $215,000 $48,000 $118,000
Not Provided 47 $6,030,000 $128,000 $220,000 $48,000 $104,000
Hispanic 30 $3,651,000 $121,000 $204,000 $52,000 $124,000
American Indian or Alaskan Native 11 $1,376,000 $125,000 $161,000 $44,000 $74,000
Native Hawaiian or Other Pacific Islander 1 $86,000 $86,000 $86,000 $44,000 $44,000
Not applicable 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 581 $71,855,000 $123,000 $285,000 $53,000 $240,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 267 $32,887,000 $123,000 $227,000 $52,000 $155,000
Loan Originated 122 $15,002,000 $122,000 $261,000 $61,000 $197,000
Application Approved But Not Accepted 96 $11,530,000 $120,000 $194,000 $51,000 $240,000
Application Denied By Financial Institution 96 $12,436,000 $129,000 $285,000 $44,000 $118,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 48 $6,314,000 $131,000 $285,000 $48,000 $118,000
Debt-To-Income Ratio 31 $4,343,000 $140,000 $262,000 $39,000 $93,000
Collateral 4 $389,000 $97,000 $123,000 $40,000 $52,000
Employment History 3 $348,000 $116,000 $196,000 $31,000 $48,000
Other 1 $230,000 $230,000 $230,000 $48,000 $48,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Walter Mortgage Company's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Walter Mortgage Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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