Washington Mutual Bank Mortgage Lending & HMDA Data, 2004
In 2004, Washington Mutual Bank of Albion, NY reported 185,928 mortgage applications totaling $36.4 billion, up 3% from 2003. The average application was for $195,891, and applicants reported an average income of $32,444. 24% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (18,894), Portland-Vancouver-Beaverton, OR-WA (8,340) and Los Angeles-Long Beach-Glendale, CA (6,715) (applications in parentheses).
| Mortgage Company & Address | Washington Mutual Bank 227 East Avenue Albion, NY 14411 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 185,928 |
| Total Mortgage Loan Application Amount | $36,421,705,000 |
| Average Mortgage Loan Application Amount | $195,891 |
| Highest Mortgage Loan Application Amount | $7,200,000 |
| Average Applicant Income | $32,444 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Washington Mutual Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Seattle-Bellevue-Everett, WA | 18,894 | $ 5,030,782,000 | $ 266,263 | $ 96,000 |
| Portland-Vancouver-Beaverton, OR-WA | 8,340 | $ 1,615,199,000 | $ 193,668 | $ 80,000 |
| Los Angeles-Long Beach-Glendale, CA | 6,715 | $ 2,112,708,000 | $ 314,625 | $ 57,000 |
| Chicago-Naperville-Joliet, IL | 6,564 | $ 1,458,052,000 | $ 222,128 | $ 4,000 |
| Tacoma, WA | 5,056 | $ 911,821,000 | $ 180,344 | $ 82,000 |
| Phoenix-Mesa-Scottsdale, AZ | 4,974 | $ 814,690,000 | $ 163,789 | $ 0 |
| Las Vegas-Paradise, NV | 4,917 | $ 1,000,191,000 | $ 203,414 | $ 15,000 |
| Atlanta-Sandy Springs-Marietta, GA | 4,088 | $ 583,432,000 | $ 142,718 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 3,776 | $ 868,027,000 | $ 229,880 | $ 2,000 |
| Denver-Aurora, CO | 2,980 | $ 577,495,000 | $ 193,790 | $ 1,000 |
| Spokane, WA | 2,877 | $ 360,310,000 | $ 125,238 | $ 62,000 |
| Salt Lake City, UT | 2,702 | $ 529,878,000 | $ 196,105 | $ 103,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 2,510 | $ 579,154,000 | $ 230,738 | $ 15,000 |
| San Diego-Carlsbad-San Marcos, CA | 2,480 | $ 806,181,000 | $ 325,072 | $ 17,000 |
| Santa Ana-Anaheim-Irvine, CA | 2,350 | $ 812,314,000 | $ 345,665 | $ 35,000 |
| Bellingham, WA | 2,105 | $ 374,933,000 | $ 178,115 | $ 73,000 |
| Salem, OR | 1,985 | $ 281,855,000 | $ 141,992 | $ 61,000 |
| Tucson, AZ | 1,893 | $ 301,062,000 | $ 159,039 | $ 0 |
| Olympia, WA | 1,889 | $ 290,793,000 | $ 153,940 | $ 65,000 |
| Boston-Quincy, MA | 1,770 | $ 454,234,000 | $ 256,629 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 1,716 | $ 225,442,000 | $ 131,376 | $ 0 |
| Oakland-Fremont-Hayward, CA | 1,713 | $ 536,692,000 | $ 313,305 | $ 16,000 |
| Bremerton-Silverdale, WA | 1,484 | $ 299,588,000 | $ 201,878 | $ 93,000 |
| Bend, OR | 1,407 | $ 292,724,000 | $ 208,048 | $ 99,000 |
| Medford, OR | 1,365 | $ 248,370,000 | $ 181,956 | $ 89,000 |
| Eugene-Springfield, OR | 1,300 | $ 188,635,000 | $ 145,103 | $ 65,000 |
| Boise City-Nampa, ID | 1,293 | $ 167,045,000 | $ 129,191 | $ 76,000 |
| Dallas-Plano-Irving, TX | 1,284 | $ 177,607,000 | $ 138,323 | $ 0 |
| Provo-Orem, UT | 1,276 | $ 239,715,000 | $ 187,864 | $ 75,000 |
| Ogden-Clearfield, UT | 1,234 | $ 171,473,000 | $ 138,957 | $ 69,000 |
| St. Louis, MO-IL | 1,230 | $ 162,624,000 | $ 132,214 | $ 0 |
| Newark-Union, NJ-PA | 1,202 | $ 282,855,000 | $ 235,320 | $ 4,000 |
| Edison, NJ | 1,200 | $ 261,249,000 | $ 217,707 | $ 0 |
| Cambridge-Newton-Framingham, MA | 1,194 | $ 313,115,000 | $ 262,240 | $ 10,000 |
| Baltimore-Towson, MD | 1,174 | $ 193,626,000 | $ 164,928 | $ 4,000 |
| Philadelphia, PA | 1,163 | $ 197,323,000 | $ 169,667 | $ 0 |
| Houston-Baytown-Sugar Land, TX | 1,027 | $ 128,822,000 | $ 125,435 | $ 1,000 |
| Orlando, FL | 984 | $ 128,610,000 | $ 130,701 | $ 0 |
| Camden, NJ | 975 | $ 146,217,000 | $ 149,966 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 797 | $ 288,525,000 | $ 362,013 | $ 0 |
| Albuquerque, NM | 771 | $ 99,963,000 | $ 129,653 | $ 0 |
| Kansas City, MO-KS | 765 | $ 96,747,000 | $ 126,466 | $ 0 |
| Stockton, CA | 745 | $ 169,341,000 | $ 227,303 | $ 0 |
| New York-Wayne-White Plains, NY-NJ | 696 | $ 203,524,000 | $ 292,419 | $ 10,000 |
| Mount Vernon-Anacortes, WA | 687 | $ 121,533,000 | $ 176,903 | $ 74,000 |
| Jacksonville, FL | 686 | $ 92,624,000 | $ 135,020 | $ 0 |
| Lake County-Kenosha County, IL-WI | 681 | $ 156,113,000 | $ 229,240 | $ 0 |
| Essex County, MA | 657 | $ 168,614,000 | $ 256,642 | $ 0 |
| Colorado Springs, CO | 607 | $ 99,922,000 | $ 164,616 | $ 10,000 |
| Miami-Miami Beach-Kendall, FL | 582 | $ 97,400,000 | $ 167,353 | $ 14,000 |
| Fresno, CA | 560 | $ 100,344,000 | $ 179,185 | $ 4,000 |
| Austin-Round Rock, TX | 554 | $ 85,111,000 | $ 153,629 | $ 1,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 539 | $ 97,405,000 | $ 180,714 | $ 9,000 |
| Bakersfield, CA | 537 | $ 85,645,000 | $ 159,487 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 536 | $ 230,226,000 | $ 429,526 | $ 30,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 533 | $ 75,658,000 | $ 141,947 | $ 1,000 |
| Worcester, MA | 516 | $ 110,290,000 | $ 213,740 | $ 0 |
| Fort Worth-Arlington, TX | 509 | $ 62,392,000 | $ 122,577 | $ 0 |
| Kennewick-Richland-Pasco, WA | 504 | $ 57,163,000 | $ 113,418 | $ 76,000 |
| Yakima, WA | 503 | $ 55,392,000 | $ 110,123 | $ 60,000 |
| Wenatchee, WA | 500 | $ 80,504,000 | $ 161,008 | $ 90,000 |
| Longview, WA | 492 | $ 59,107,000 | $ 120,136 | $ 56,000 |
| Modesto, CA | 480 | $ 93,173,000 | $ 194,110 | $ 8,000 |
| Indianapolis, IN | 479 | $ 56,347,000 | $ 117,634 | $ 1,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 476 | $ 87,322,000 | $ 183,449 | $ 0 |
| Reno-Sparks, NV | 469 | $ 93,229,000 | $ 198,782 | $ 4,000 |
| St. George, UT | 467 | $ 83,416,000 | $ 178,620 | $ 97,000 |
| Bethesda-Frederick-Gaithersburg, MD | 461 | $ 103,972,000 | $ 225,535 | $ 0 |
| Coeur D'Alene, ID | 459 | $ 71,202,000 | $ 155,124 | $ 93,000 |
| Cincinnati-Middletown, OH-KY-IN | 444 | $ 60,153,000 | $ 135,479 | $ 0 |
| Charlotte-Gastonia-Concord, NC-SC | 435 | $ 58,408,000 | $ 134,271 | $ 0 |
| Ocala, FL | 426 | $ 47,792,000 | $ 112,187 | $ 7,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 421 | $ 144,197,000 | $ 342,510 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 412 | $ 78,078,000 | $ 189,509 | $ 0 |
| Vallejo-Fairfield, CA | 410 | $ 108,661,000 | $ 265,026 | $ 0 |
| Santa Rosa-Petaluma, CA | 397 | $ 113,939,000 | $ 287,000 | $ 0 |
| Richmond, VA | 393 | $ 53,122,000 | $ 135,170 | $ 0 |
| Nashville-Davidson--Murfreesboro, TN | 375 | $ 51,829,000 | $ 138,210 | $ 0 |
| Birmingham-Hoover, AL | 373 | $ 38,069,000 | $ 102,061 | $ 0 |
| Columbus, OH | 361 | $ 52,535,000 | $ 145,526 | $ 0 |
| Warren-Farmington Hills-Troy, MI | 351 | $ 62,033,000 | $ 176,732 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 348 | $ 46,826,000 | $ 134,557 | $ 0 |
| Raleigh-Cary, NC | 339 | $ 48,305,000 | $ 142,492 | $ 0 |
| Providence-New Bedford-Fall River, RI-MA | 328 | $ 64,350,000 | $ 196,189 | $ 0 |
| Detroit-Livonia-Dearborn, MI | 326 | $ 41,435,000 | $ 127,101 | $ 0 |
| San Antonio, TX | 320 | $ 37,322,000 | $ 116,631 | $ 0 |
| Savannah, GA | 318 | $ 45,329,000 | $ 142,544 | $ 0 |
| Sarasota-Bradenton-Venice, FL | 310 | $ 47,755,000 | $ 154,048 | $ 0 |
| Gary, IN | 306 | $ 39,174,000 | $ 128,019 | $ 0 |
| Corvallis, OR | 301 | $ 42,091,000 | $ 139,837 | $ 73,000 |
| Hartford-West Hartford-East Hartford, CT | 299 | $ 57,221,000 | $ 191,374 | $ 0 |
| Cape Coral-Fort Myers, FL | 287 | $ 43,067,000 | $ 150,059 | $ 0 |
| Memphis, TN-MS-AR | 263 | $ 27,785,000 | $ 105,646 | $ 0 |
| Pittsburgh, PA | 253 | $ 31,146,000 | $ 123,106 | $ 0 |
| Louisville, KY-IN | 251 | $ 32,476,000 | $ 129,386 | $ 0 |
| Nassau-Suffolk, NY | 245 | $ 68,258,000 | $ 278,604 | $ 13,000 |
| Brunswick, GA | 242 | $ 36,281,000 | $ 149,921 | $ 0 |
| Honolulu, HI | 229 | $ 70,732,000 | $ 308,873 | $ 0 |
| Salinas, CA | 224 | $ 78,329,000 | $ 349,683 | $ 0 |
| Lexington-Fayette, KY | 216 | $ 28,709,000 | $ 132,912 | $ 0 |
| Macon, GA | 212 | $ 27,221,000 | $ 128,400 | $ 0 |
| Rockingham County-Strafford County, NH | 212 | $ 45,589,000 | $ 215,042 | $ 0 |
| Atlantic City, NJ | 198 | $ 34,026,000 | $ 171,848 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 195 | $ 65,414,000 | $ 335,456 | $ 0 |
| Visalia-Porterville, CA | 192 | $ 28,575,000 | $ 148,828 | $ 6,000 |
| Boulder, CO | 191 | $ 40,851,000 | $ 213,879 | $ 0 |
| Athens-Clarke County, GA | 190 | $ 25,711,000 | $ 135,321 | $ 0 |
| Cleveland-Elyria-Mentor, OH | 179 | $ 25,134,000 | $ 140,413 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 179 | $ 20,771,000 | $ 116,039 | $ 0 |
| Logan, UT-ID | 176 | $ 22,622,000 | $ 128,534 | $ 61,000 |
| Oklahoma City, OK | 176 | $ 19,523,000 | $ 110,926 | $ 0 |
| Dayton, OH | 171 | $ 18,260,000 | $ 106,783 | $ 0 |
| Lakeland, FL | 171 | $ 18,206,000 | $ 106,467 | $ 0 |
| New Haven-Milford, CT | 171 | $ 34,422,000 | $ 201,298 | $ 0 |
| Manchester-Nashua, NH | 169 | $ 35,452,000 | $ 209,775 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 167 | $ 21,113,000 | $ 126,425 | $ 0 |
| Valdosta, GA | 165 | $ 22,011,000 | $ 133,400 | $ 0 |
| Springfield, MO | 163 | $ 18,180,000 | $ 111,533 | $ 0 |
| Greeley, CO | 161 | $ 25,506,000 | $ 158,422 | $ 0 |
| Merced, CA | 157 | $ 25,332,000 | $ 161,350 | $ 0 |
| Trenton-Ewing, NJ | 157 | $ 25,708,000 | $ 163,745 | $ 0 |
| Yuba City, CA | 154 | $ 26,038,000 | $ 169,077 | $ 0 |
| Fort Collins-Loveland, CO | 153 | $ 27,944,000 | $ 182,640 | $ 0 |
| Santa Cruz-Watsonville, CA | 151 | $ 54,143,000 | $ 358,562 | $ 0 |
| Wilmington, DE-MD-NJ | 151 | $ 26,105,000 | $ 172,880 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 146 | $ 44,073,000 | $ 301,869 | $ 30,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 146 | $ 48,437,000 | $ 331,760 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 144 | $ 22,888,000 | $ 158,944 | $ 0 |
| Barnstable Town, MA | 143 | $ 34,402,000 | $ 240,573 | $ 0 |
| Idaho Falls, ID | 143 | $ 17,178,000 | $ 120,125 | $ 74,000 |
| Greensboro-High Point, NC | 139 | $ 17,384,000 | $ 125,064 | $ 0 |
| Naples-Marco Island, FL | 139 | $ 28,339,000 | $ 203,877 | $ 0 |
| Sioux Falls, SD | 137 | $ 17,391,000 | $ 126,941 | $ 0 |
| Springfield, IL | 136 | $ 13,463,000 | $ 98,992 | $ 0 |
| Little Rock-North Little Rock, AR | 134 | $ 12,203,000 | $ 91,067 | $ 0 |
| Durham, NC | 133 | $ 23,668,000 | $ 177,954 | $ 0 |
| Augusta-Richmond County, GA-SC | 132 | $ 13,321,000 | $ 100,916 | $ 0 |
| Springfield, MA | 132 | $ 19,096,000 | $ 144,666 | $ 0 |
| Prescott, AZ | 124 | $ 21,760,000 | $ 175,483 | $ 0 |
| Santa Fe, NM | 121 | $ 22,311,000 | $ 184,388 | $ 0 |
| Grand Rapids-Wyoming, MI | 119 | $ 13,722,000 | $ 115,310 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 116 | $ 14,551,000 | $ 125,439 | $ 0 |
| Knoxville, TN | 110 | $ 12,532,000 | $ 113,927 | $ 0 |
| Harrisburg-Carlisle, PA | 109 | $ 16,156,000 | $ 148,220 | $ 0 |
| Bloomington-Normal, IL | 108 | $ 13,503,000 | $ 125,027 | $ 0 |
| Mobile, AL | 107 | $ 10,171,000 | $ 95,056 | $ 0 |
| Des Moines, IA | 106 | $ 11,777,000 | $ 111,103 | $ 0 |
| Chico, CA | 104 | $ 18,297,000 | $ 175,932 | $ 0 |
| Tulsa, OK | 104 | $ 13,349,000 | $ 128,355 | $ 0 |
| Fayetteville, NC | 102 | $ 11,488,000 | $ 112,627 | $ 0 |
| New Orleans-Metairie-Kenner, LA | 102 | $ 13,603,000 | $ 133,362 | $ 1,000 |
| Port St. Lucie-Fort Pierce, FL | 101 | $ 14,754,000 | $ 146,079 | $ 0 |
| Columbia, SC | 100 | $ 11,108,000 | $ 111,080 | $ 0 |
| Dothan, AL | 100 | $ 10,277,000 | $ 102,770 | $ 0 |
| Redding, CA | 99 | $ 17,020,000 | $ 171,919 | $ 0 |
| Gainesville, GA | 98 | $ 14,248,000 | $ 145,387 | $ 0 |
| El Paso, TX | 95 | $ 8,375,000 | $ 88,157 | $ 0 |
| Panama City-Lynn Haven, FL | 95 | $ 14,087,000 | $ 148,284 | $ 0 |
| Burlington-South Burlington, VT | 93 | $ 17,018,000 | $ 182,989 | $ 0 |
| Huntsville, AL | 93 | $ 9,183,000 | $ 98,741 | $ 0 |
| Winchester, VA-WV | 93 | $ 14,148,000 | $ 152,129 | $ 0 |
| Madera, CA | 92 | $ 15,345,000 | $ 166,793 | $ 0 |
| Rockford, IL | 92 | $ 9,733,000 | $ 105,793 | $ 0 |
| Charleston-North Charleston, SC | 91 | $ 14,087,000 | $ 154,802 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 91 | $ 10,158,000 | $ 111,626 | $ 0 |
| Warner Robins, GA | 91 | $ 10,341,000 | $ 113,637 | $ 0 |
| Montgomery, AL | 90 | $ 9,287,000 | $ 103,188 | $ 0 |
| Portland-South Portland-Biddeford, ME | 89 | $ 18,296,000 | $ 205,573 | $ 0 |
| Pocatello, ID | 88 | $ 7,251,000 | $ 82,397 | $ 58,000 |
| Tuscaloosa, AL | 87 | $ 9,858,000 | $ 113,310 | $ 0 |
| Winston-Salem, NC | 83 | $ 10,301,000 | $ 124,108 | $ 0 |
| Flint, MI | 80 | $ 8,864,000 | $ 110,800 | $ 0 |
| Napa, CA | 79 | $ 26,498,000 | $ 335,417 | $ 0 |
| Lancaster, PA | 77 | $ 10,849,000 | $ 140,896 | $ 0 |
| Toledo, OH | 77 | $ 10,393,000 | $ 134,974 | $ 0 |
| York-Hanover, PA | 77 | $ 9,789,000 | $ 127,129 | $ 0 |
| Lansing-East Lansing, MI | 74 | $ 8,951,000 | $ 120,959 | $ 0 |
| Ocean City, NJ | 73 | $ 19,799,000 | $ 271,219 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 73 | $ 16,073,000 | $ 220,178 | $ 0 |
| Flagstaff, AZ | 72 | $ 12,831,000 | $ 178,208 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 71 | $ 7,524,000 | $ 105,971 | $ 0 |
| Columbus, GA-AL | 68 | $ 7,890,000 | $ 116,029 | $ 0 |
| Greenville, SC | 67 | $ 7,075,000 | $ 105,597 | $ 0 |
| Fort Wayne, IN | 66 | $ 6,201,000 | $ 93,954 | $ 0 |
| Chattanooga, TN-GA | 65 | $ 7,103,000 | $ 109,276 | $ 0 |
| Albany, GA | 64 | $ 7,182,000 | $ 112,218 | $ 0 |
| El Centro, CA | 64 | $ 9,853,000 | $ 153,953 | $ 0 |
| Hinesville-Fort Stewart, GA | 64 | $ 6,935,000 | $ 108,359 | $ 0 |
| Springfield, OH | 64 | $ 6,000,000 | $ 93,750 | $ 0 |
| Wilmington, NC | 64 | $ 9,515,000 | $ 148,671 | $ 0 |
| Lawton, OK | 63 | $ 7,109,000 | $ 112,841 | $ 0 |
| Akron, OH | 62 | $ 7,779,000 | $ 125,467 | $ 0 |
| Carson City, NV | 62 | $ 10,860,000 | $ 175,161 | $ 0 |
| Jacksonville, NC | 61 | $ 6,447,000 | $ 105,688 | $ 0 |
| South Bend-Mishawaka, IN-MI | 61 | $ 5,532,000 | $ 90,688 | $ 0 |
| Wichita, KS | 60 | $ 5,271,000 | $ 87,850 | $ 0 |
| Harrisonburg, VA | 59 | $ 7,377,000 | $ 125,033 | $ 0 |
| Pueblo, CO | 59 | $ 6,961,000 | $ 117,983 | $ 0 |
| Roanoke, VA | 58 | $ 5,933,000 | $ 102,293 | $ 0 |
| Vineland-Millville-Bridgeton, NJ | 58 | $ 6,033,000 | $ 104,017 | $ 0 |
| Norwich-New London, CT | 57 | $ 10,980,000 | $ 192,631 | $ 0 |
| Tallahassee, FL | 57 | $ 7,160,000 | $ 125,614 | $ 0 |
| Champaign-Urbana, IL | 56 | $ 6,562,000 | $ 117,178 | $ 0 |
| Ann Arbor, MI | 55 | $ 11,005,000 | $ 200,090 | $ 0 |
| Elkhart-Goshen, IN | 54 | $ 5,771,000 | $ 106,870 | $ 0 |
| Poughkeepsie-Newburgh-Middletown, NY | 54 | $ 11,649,000 | $ 215,722 | $ 0 |
| Punta Gorda, FL | 54 | $ 7,344,000 | $ 136,000 | $ 0 |
| Charlottesville, VA | 52 | $ 8,248,000 | $ 158,615 | $ 0 |
| Hanford-Corcoran, CA | 52 | $ 7,360,000 | $ 141,538 | $ 0 |
| Peoria, IL | 51 | $ 5,144,000 | $ 100,862 | $ 0 |
| Rapid City, SD | 49 | $ 6,137,000 | $ 125,244 | $ 0 |
| Anchorage, AK | 47 | $ 8,280,000 | $ 176,170 | $ 0 |
| Baton Rouge, LA | 47 | $ 6,507,000 | $ 138,446 | $ 0 |
| Clarksville, TN-KY | 47 | $ 4,834,000 | $ 102,851 | $ 0 |
| Grand Junction, CO | 47 | $ 6,498,000 | $ 138,255 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 47 | $ 7,095,000 | $ 150,957 | $ 0 |
| Reading, PA | 47 | $ 6,652,000 | $ 141,531 | $ 0 |
| Decatur, IL | 46 | $ 3,656,000 | $ 79,478 | $ 0 |
| Fort Smith, AR-OK | 46 | $ 3,810,000 | $ 82,826 | $ 0 |
| Fort Walton Beach-Crestview-Destin, FL | 46 | $ 7,883,000 | $ 171,369 | $ 0 |
| Scranton--Wilkes-Barre, PA | 46 | $ 5,114,000 | $ 111,173 | $ 0 |
| Billings, MT | 45 | $ 5,788,000 | $ 128,622 | $ 40,000 |
| Corpus Christi, TX | 45 | $ 4,692,000 | $ 104,266 | $ 0 |
| Jackson, MS | 45 | $ 5,770,000 | $ 128,222 | $ 0 |
| Lynchburg, VA | 45 | $ 5,006,000 | $ 111,244 | $ 0 |
| Asheville, NC | 44 | $ 5,580,000 | $ 126,818 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 44 | $ 6,263,000 | $ 142,340 | $ 0 |
| Dover, DE | 43 | $ 7,212,000 | $ 167,720 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 42 | $ 4,586,000 | $ 109,190 | $ 0 |
| Amarillo, TX | 41 | $ 3,468,000 | $ 84,585 | $ 0 |
| Lewiston, ID-WA | 41 | $ 3,765,000 | $ 91,829 | $ 34,000 |
| Missoula, MT | 41 | $ 9,042,000 | $ 220,536 | $ 70,000 |
| Rome, GA | 41 | $ 4,271,000 | $ 104,170 | $ 0 |
| Auburn-Opelika, AL | 40 | $ 4,496,000 | $ 112,400 | $ 0 |
| Las Cruces, NM | 39 | $ 4,593,000 | $ 117,769 | $ 0 |
| Michigan City-La Porte, IN | 39 | $ 4,665,000 | $ 119,615 | $ 0 |
| Anderson, SC | 36 | $ 4,042,000 | $ 112,277 | $ 0 |
| Columbia, MO | 35 | $ 3,636,000 | $ 103,885 | $ 0 |
| Lincoln, NE | 35 | $ 3,828,000 | $ 109,371 | $ 0 |
| Topeka, KS | 35 | $ 3,302,000 | $ 94,342 | $ 0 |
| Gainesville, FL | 33 | $ 4,560,000 | $ 138,181 | $ 0 |
| Joplin, MO | 33 | $ 2,467,000 | $ 74,757 | $ 0 |
| Spartanburg, SC | 32 | $ 3,531,000 | $ 110,343 | $ 0 |
| Yuma, AZ | 32 | $ 3,459,000 | $ 108,093 | $ 0 |
| Kalamazoo-Portage, MI | 31 | $ 3,986,000 | $ 128,580 | $ 0 |
| Lafayette, IN | 31 | $ 3,329,000 | $ 107,387 | $ 0 |
| Farmington, NM | 30 | $ 3,773,000 | $ 125,766 | $ 0 |
| Gulfport-Biloxi, MS | 30 | $ 2,868,000 | $ 95,600 | $ 0 |
| Salisbury, MD | 30 | $ 3,596,000 | $ 119,866 | $ 0 |
| Canton-Massillon, OH | 29 | $ 3,696,000 | $ 127,448 | $ 0 |
| Lebanon, PA | 29 | $ 3,891,000 | $ 134,172 | $ 0 |
| Madison, WI | 29 | $ 6,130,000 | $ 211,379 | $ 0 |
| Erie, PA | 28 | $ 2,997,000 | $ 107,035 | $ 0 |
| Sumter, SC | 28 | $ 2,147,000 | $ 76,678 | $ 0 |
| Niles-Benton Harbor, MI | 27 | $ 4,072,000 | $ 150,814 | $ 0 |
| Tyler, TX | 27 | $ 3,370,000 | $ 124,814 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 26 | $ 2,411,000 | $ 92,730 | $ 0 |
| Holland-Grand Haven, MI | 26 | $ 3,648,000 | $ 140,307 | $ 0 |
| Kankakee-Bradley, IL | 26 | $ 2,967,000 | $ 114,115 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 26 | $ 2,657,000 | $ 102,192 | $ 0 |
| Shreveport-Bossier City, LA | 26 | $ 2,338,000 | $ 89,923 | $ 0 |
| Wheeling, WV-OH | 26 | $ 2,630,000 | $ 101,153 | $ 0 |
| Florence-Muscle Shoals, AL | 25 | $ 2,242,000 | $ 89,680 | $ 0 |
| Jackson, MI | 25 | $ 2,297,000 | $ 91,880 | $ 0 |
| McAllen-Edinburg-Pharr, TX | 25 | $ 2,599,000 | $ 103,960 | $ 0 |
| Lafayette, LA | 24 | $ 2,976,000 | $ 124,000 | $ 0 |
| Charleston, WV | 23 | $ 1,966,000 | $ 85,478 | $ 0 |
| Goldsboro, NC | 23 | $ 2,840,000 | $ 123,478 | $ 0 |
| St. Joseph, MO-KS | 23 | $ 2,178,000 | $ 94,695 | $ 0 |
| Decatur, AL | 22 | $ 2,100,000 | $ 95,454 | $ 0 |
| Muskegon-Norton Shores, MI | 22 | $ 1,906,000 | $ 86,636 | $ 0 |
| Albany-Schenectady-Troy, NY | 21 | $ 3,558,000 | $ 169,428 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 21 | $ 2,188,000 | $ 104,190 | $ 0 |
| Rocky Mount, NC | 21 | $ 2,373,000 | $ 113,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 21 | $ 2,298,000 | $ 109,428 | $ 0 |
| Elizabethtown, KY | 20 | $ 2,086,000 | $ 104,300 | $ 0 |
| Cedar Rapids, IA | 19 | $ 1,859,000 | $ 97,842 | $ 0 |
| Cumberland, MD-WV | 19 | $ 1,681,000 | $ 88,473 | $ 0 |
| Monroe, MI | 19 | $ 3,107,000 | $ 163,526 | $ 0 |
| Vero Beach, FL | 19 | $ 2,996,000 | $ 157,684 | $ 0 |
| Danville, VA | 18 | $ 1,739,000 | $ 96,611 | $ 0 |
| Greenville, NC | 18 | $ 1,890,000 | $ 105,000 | $ 0 |
| Saginaw-Saginaw Township North, MI | 18 | $ 1,545,000 | $ 85,833 | $ 0 |
| San Angelo, TX | 18 | $ 1,540,000 | $ 85,555 | $ 0 |
| Battle Creek, MI | 17 | $ 1,589,000 | $ 93,470 | $ 0 |
| Hattiesburg, MS | 17 | $ 1,769,000 | $ 104,058 | $ 0 |
| Altoona, PA | 16 | $ 1,373,000 | $ 85,812 | $ 0 |
| Anderson, IN | 16 | $ 1,407,000 | $ 87,937 | $ 0 |
| Beaumont-Port Arthur, TX | 16 | $ 1,560,000 | $ 97,500 | $ 0 |
| Bloomington, IN | 16 | $ 1,979,000 | $ 123,687 | $ 0 |
| Evansville, IN-KY | 16 | $ 1,810,000 | $ 113,125 | $ 0 |
| Hot Springs, AR | 16 | $ 2,105,000 | $ 131,562 | $ 0 |
| Kokomo, IN | 16 | $ 1,682,000 | $ 105,125 | $ 0 |
| Parkersburg-Marietta, WV-OH | 16 | $ 1,346,000 | $ 84,125 | $ 0 |
| Rochester, MN | 16 | $ 2,417,000 | $ 151,062 | $ 0 |
| Anniston-Oxford, AL | 15 | $ 1,089,000 | $ 72,600 | $ 0 |
| Burlington, NC | 15 | $ 1,711,000 | $ 114,066 | $ 0 |
| Jackson, TN | 15 | $ 1,367,000 | $ 91,133 | $ 0 |
| Lawrence, KS | 15 | $ 2,252,000 | $ 150,133 | $ 0 |
| Pascagoula, MS | 15 | $ 1,867,000 | $ 124,466 | $ 0 |
| Brownsville-Harlingen, TX | 14 | $ 1,370,000 | $ 97,857 | $ 0 |
| Dalton, GA | 14 | $ 1,530,000 | $ 109,285 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 14 | $ 1,007,000 | $ 71,928 | $ 0 |
| Jonesboro, AR | 14 | $ 1,637,000 | $ 116,928 | $ 0 |
| St. Cloud, MN | 14 | $ 1,543,000 | $ 110,214 | $ 0 |
| Bowling Green, KY | 13 | $ 1,408,000 | $ 108,307 | $ 0 |
| Florence, SC | 13 | $ 1,533,000 | $ 117,923 | $ 0 |
| Syracuse, NY | 13 | $ 1,301,000 | $ 100,076 | $ 0 |
| Bay City, MI | 12 | $ 977,000 | $ 81,416 | $ 0 |
| Binghamton, NY | 12 | $ 952,000 | $ 79,333 | $ 0 |
| College Station-Bryan, TX | 12 | $ 1,631,000 | $ 135,916 | $ 0 |
| Racine, WI | 12 | $ 1,875,000 | $ 156,250 | $ 0 |
| Appleton, WI | 11 | $ 1,604,000 | $ 145,818 | $ 0 |
| Cleveland, TN | 11 | $ 1,042,000 | $ 94,727 | $ 0 |
| Longview, TX | 11 | $ 1,085,000 | $ 98,636 | $ 0 |
| Mansfield, OH | 11 | $ 1,275,000 | $ 115,909 | $ 0 |
| Pine Bluff, AR | 11 | $ 863,000 | $ 78,454 | $ 0 |
| Abilene, TX | 10 | $ 947,000 | $ 94,700 | $ 0 |
| Bangor, ME | 10 | $ 1,563,000 | $ 156,300 | $ 0 |
| Houma-Bayou Cane-Thibodaux, LA | 10 | $ 900,000 | $ 90,000 | $ 0 |
| Kingston, NY | 10 | $ 2,488,000 | $ 248,800 | $ 0 |
| Weirton-Steubenville, WV-OH | 10 | $ 798,000 | $ 79,800 | $ 0 |
| Buffalo-Niagara Falls, NY | 9 | $ 834,000 | $ 92,666 | $ 0 |
| Columbus, IN | 9 | $ 843,000 | $ 93,666 | $ 0 |
| Gadsden, AL | 9 | $ 967,000 | $ 107,444 | $ 0 |
| Green Bay, WI | 9 | $ 1,018,000 | $ 113,111 | $ 0 |
| Johnstown, PA | 9 | $ 731,000 | $ 81,222 | $ 0 |
| Laredo, TX | 9 | $ 1,270,000 | $ 141,111 | $ 0 |
| Lima, OH | 9 | $ 1,229,000 | $ 136,555 | $ 0 |
| Terre Haute, IN | 9 | $ 672,000 | $ 74,666 | $ 0 |
| Wausau, WI | 9 | $ 787,000 | $ 87,444 | $ 0 |
| Duluth, MN-WI | 8 | $ 1,085,000 | $ 135,625 | $ 0 |
| Great Falls, MT | 8 | $ 1,172,000 | $ 146,500 | $ 58,000 |
| Jefferson City, MO | 8 | $ 885,000 | $ 110,625 | $ 0 |
| Oshkosh-Neenah, WI | 8 | $ 2,127,000 | $ 265,875 | $ 0 |
| Pittsfield, MA | 8 | $ 1,172,000 | $ 146,500 | $ 0 |
| Rochester, NY | 8 | $ 1,183,000 | $ 147,875 | $ 0 |
| Sioux City, IA-NE-SD | 8 | $ 602,000 | $ 75,250 | $ 0 |
| Cheyenne, WY | 7 | $ 1,148,000 | $ 164,000 | $ 0 |
| Danville, IL | 7 | $ 761,000 | $ 108,714 | $ 0 |
| Fargo, ND-MN | 7 | $ 634,000 | $ 90,571 | $ 0 |
| Lubbock, TX | 7 | $ 905,000 | $ 129,285 | $ 0 |
| Owensboro, KY | 7 | $ 409,000 | $ 58,428 | $ 0 |
| Wichita Falls, TX | 7 | $ 755,000 | $ 107,857 | $ 0 |
| Bismarck, ND | 6 | $ 599,000 | $ 99,833 | $ 0 |
| Grand Forks, ND-MN | 6 | $ 486,000 | $ 81,000 | $ 0 |
| Johnson City, TN | 6 | $ 582,000 | $ 97,000 | $ 0 |
| Lewiston-Auburn, ME | 6 | $ 860,000 | $ 143,333 | $ 0 |
| Muncie, IN | 6 | $ 398,000 | $ 66,333 | $ 0 |
| Waterloo-Cedar Falls, IA | 6 | $ 639,000 | $ 106,500 | $ 0 |
| Casper, WY | 5 | $ 631,000 | $ 126,200 | $ 0 |
| Iowa City, IA | 5 | $ 725,000 | $ 145,000 | $ 0 |
| Odessa, TX | 5 | $ 400,000 | $ 80,000 | $ 0 |
| Sherman-Denison, TX | 5 | $ 568,000 | $ 113,600 | $ 0 |
| Waco, TX | 5 | $ 501,000 | $ 100,200 | $ 0 |
| Alexandria, LA | 4 | $ 536,000 | $ 134,000 | $ 0 |
| Fond Du Lac, WI | 4 | $ 379,000 | $ 94,750 | $ 0 |
| Midland, TX | 4 | $ 475,000 | $ 118,750 | $ 0 |
| Morristown, TN | 4 | $ 523,000 | $ 130,750 | $ 0 |
| Sandusky, OH | 4 | $ 588,000 | $ 147,000 | $ 0 |
| Williamsport, PA | 4 | $ 517,000 | $ 129,250 | $ 0 |
| Ames, IA | 3 | $ 347,000 | $ 115,666 | $ 0 |
| Dubuque, IA | 3 | $ 336,000 | $ 112,000 | $ 0 |
| La Crosse, WI-MN | 3 | $ 408,000 | $ 136,000 | $ 0 |
| Morgantown, WV | 3 | $ 392,000 | $ 130,666 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 3 | $ 741,000 | $ 247,000 | $ 0 |
| Elmira, NY | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Fairbanks, AK | 2 | $ 277,000 | $ 138,500 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 196,000 | $ 98,000 | $ 0 |
| Lake Charles, LA | 2 | $ 146,000 | $ 73,000 | $ 0 |
| Monroe, LA | 2 | $ 175,000 | $ 87,500 | $ 0 |
| Sheboygan, WI | 2 | $ 337,000 | $ 168,500 | $ 0 |
| State College, PA | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Utica-Rome, NY | 2 | $ 162,000 | $ 81,000 | $ 0 |
| Eau Claire, WI | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Glens Falls, NY | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Ithaca, NY | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Janesville, WI | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Victoria, TX | 1 | $ 96,000 | $ 96,000 | $ 0 |
Mortgage Loan Application Detail Totals for Washington Mutual Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 101,289 | $19,489,899,000 | $161,666 | $6,250,000 | $8,431 | $9,808,000 |
| Home Purchase | 82,677 | $16,707,533,000 | $166,307 | $7,200,000 | $10,211 | $9,999,000 |
| Home Improvement | 1,962 | $224,273,000 | $193,470 | $3,200,000 | $51,882 | $1,826,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 115,896 | $22,748,540,000 | $160,903 | $7,200,000 | $980 | $973,000 |
| White | 50,457 | $9,714,272,000 | $274,882 | $5,000,000 | $102,117 | $9,999,000 |
| Not Provided | 13,046 | $2,758,886,000 | $262,933 | $4,190,000 | $93,000 | $7,081,000 |
| Asian | 2,726 | $598,878,000 | $218,666 | $3,200,000 | $126,333 | $1,907,000 |
| Hispanic | 2,187 | $315,855,000 | $137,777 | $1,456,000 | $64,333 | $1,702,000 |
| Black or African American | 828 | $160,443,000 | $182,142 | $2,063,000 | $81,142 | $6,187,000 |
| American Indian or Alaskan Native | 437 | $61,227,000 | $126,333 | $750,000 | $56,500 | $406,000 |
| Native Hawaiian or Other Pacific Islander | 351 | $63,604,000 | $188,500 | $800,000 | $89,500 | $480,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 163,401 | $33,384,524,000 | $169,846 | $7,200,000 | $11,826 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 19,220 | $2,546,476,000 | $129,365 | $447,000 | $2,942 | $478,000 |
| VA-guaranteed (Veterans Administration) | 3,306 | $489,205,000 | $138,431 | $330,000 | $3,863 | $198,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $1,500,000 | $1,500,000 | $1,500,000 | $254,000 | $254,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 115,682 | $22,534,971,000 | $158,882 | $5,655,000 | $0 | $0 |
| Loan Originated | 44,810 | $8,918,443,000 | $196,083 | $7,200,000 | $92,583 | $9,999,000 |
| Application Denied By Financial Institution | 10,952 | $2,108,765,000 | $285,866 | $5,000,000 | $103,466 | $6,000,000 |
| Application Approved But Not Accepted | 5,191 | $999,069,000 | $163,714 | $2,900,000 | $89,000 | $9,999,000 |
| Preapproval Approved but not Accepted | 4,380 | $937,542,000 | $214,000 | $2,500,000 | $62,000 | $5,020,000 |
| Preapproval Denied by Financial Institution | 2,984 | $560,271,000 | $187,000 | $2,063,000 | $55,000 | $3,017,000 |
| Application Withdrawn By Applicant | 1,558 | $291,315,000 | $223,461 | $2,000,000 | $90,923 | $9,999,000 |
| File Closed For Incompleteness | 371 | $71,329,000 | $207,285 | $4,615,000 | $71,571 | $1,200,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 4,006 | $923,065,000 | $299,444 | $4,000,000 | $96,777 | $6,000,000 |
| Credit History | 3,234 | $484,859,000 | $253,727 | $3,000,000 | $100,909 | $1,296,000 |
| Debt-To-Income Ratio | 1,785 | $311,849,000 | $160,000 | $2,500,000 | $46,166 | $873,000 |
| Other | 1,466 | $312,612,000 | $212,909 | $4,000,000 | $82,818 | $2,372,000 |
| Credit Application Incomplete | 1,461 | $259,304,000 | $250,750 | $5,000,000 | $98,625 | $3,017,000 |
| Collateral | 1,106 | $207,599,000 | $166,125 | $2,300,000 | $85,625 | $2,066,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 535 | $103,138,000 | $190,500 | $3,116,000 | $74,166 | $1,724,000 |
| Employment History | 129 | $21,241,000 | $144,000 | $693,000 | $53,200 | $401,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Mutual Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Washington Mutual Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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