Washington Mutual Bank Mortgage Lending & HMDA Data, 2004

In 2004, Washington Mutual Bank of Albion, NY reported 185,928 mortgage applications totaling $36.4 billion, up 3% from 2003. The average application was for $195,891, and applicants reported an average income of $32,444. 24% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (18,894), Portland-Vancouver-Beaverton, OR-WA (8,340) and Los Angeles-Long Beach-Glendale, CA (6,715) (applications in parentheses).

Mortgage Company & Address Washington Mutual Bank
227 East Avenue
Albion, NY 14411
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 185,928
Total Mortgage Loan Application Amount $36,421,705,000
Average Mortgage Loan Application Amount $195,891
Highest Mortgage Loan Application Amount $7,200,000
Average Applicant Income $32,444
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Washington Mutual Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Washington Mutual Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
King, Washington 14,364 $ 4,120,346,000 $ 286,852 $ 114,000
Los Angeles, California 6,715 $ 2,112,708,000 $ 314,625 $ 57,000
Pierce, Washington 5,056 $ 911,821,000 $ 180,344 $ 82,000
Clark, Nevada 4,917 $ 1,000,191,000 $ 203,414 $ 15,000
Maricopa, Arizona 4,721 $ 778,641,000 $ 164,931 $ 0
Snohomish, Washington 4,530 $ 910,436,000 $ 200,979 $ 72,000
Cook, Illinois 4,165 $ 963,989,000 $ 231,449 $ 27,000
Multnomah, Oregon 3,548 $ 657,726,000 $ 185,379 $ 71,000
Spokane, Washington 2,877 $ 360,310,000 $ 125,238 $ 62,000
San Diego, California 2,480 $ 806,181,000 $ 325,072 $ 17,000
Salt Lake, Utah 2,359 $ 410,124,000 $ 173,855 $ 61,000
Orange, California 2,350 $ 812,314,000 $ 345,665 $ 35,000
Clark, Washington 2,287 $ 377,488,000 $ 165,058 $ 79,000
Washington, Oregon 2,215 $ 410,093,000 $ 185,143 $ 72,000
Whatcom, Washington 2,105 $ 374,933,000 $ 178,115 $ 73,000
Clackamas, Oregon 2,030 $ 463,054,000 $ 228,105 $ 106,000
Riverside, California 2,022 $ 487,771,000 $ 241,231 $ 3,000
Pima, Arizona 1,893 $ 301,062,000 $ 159,039 $ 0
Thurston, Washington 1,889 $ 290,793,000 $ 153,940 $ 65,000
Sacramento, California 1,787 $ 387,371,000 $ 216,771 $ 26,000
San Bernardino, California 1,754 $ 380,256,000 $ 216,793 $ 0
Marion, Oregon 1,618 $ 227,156,000 $ 140,393 $ 55,000
Kitsap, Washington 1,484 $ 299,588,000 $ 201,878 $ 93,000
Deschutes, Oregon 1,407 $ 292,724,000 $ 208,048 $ 99,000
Jackson, Oregon 1,365 $ 248,370,000 $ 181,956 $ 89,000
Lane, Oregon 1,300 $ 188,635,000 $ 145,103 $ 65,000
Utah, Utah 1,266 $ 238,685,000 $ 188,534 $ 77,000
Middlesex, Massachusetts 1,194 $ 313,115,000 $ 262,240 $ 10,000
Contra Costa, California 978 $ 294,759,000 $ 301,389 $ 27,000
DuPage, Illinois 937 $ 213,968,000 $ 228,354 $ 0
Gwinnett, Georgia 907 $ 135,626,000 $ 149,532 $ 0
Ada, Idaho 863 $ 121,656,000 $ 140,968 $ 83,000
Norfolk, Massachusetts 862 $ 223,352,000 $ 259,109 $ 0
Santa Clara, California 757 $ 275,591,000 $ 364,056 $ 0
San Joaquin, California 745 $ 169,341,000 $ 227,303 $ 0
Alameda, California 735 $ 241,933,000 $ 329,160 $ 0
Lewis, Washington 715 $ 80,190,000 $ 112,153 $ 65,000
Denver, Colorado 713 $ 135,891,000 $ 190,590 $ 0
Hillsborough, Florida 713 $ 97,084,000 $ 136,162 $ 0
Harris, Texas 701 $ 86,507,000 $ 123,405 $ 8,000
Skagit, Washington 687 $ 121,533,000 $ 176,903 $ 74,000
Lake, Illinois 681 $ 156,113,000 $ 229,240 $ 0
Arapahoe, Colorado 674 $ 125,368,000 $ 186,005 $ 0
Essex, Massachusetts 657 $ 168,614,000 $ 256,642 $ 0
Davis, Utah 657 $ 94,849,000 $ 144,366 $ 80,000
Jefferson, Colorado 615 $ 120,155,000 $ 195,373 $ 3,000
Clallam, Washington 615 $ 81,423,000 $ 132,395 $ 68,000
Will, Illinois 613 $ 117,608,000 $ 191,856 $ 0
Bernalillo, New Mexico 603 $ 79,451,000 $ 131,759 $ 0
El Paso, Colorado 590 $ 97,392,000 $ 165,071 $ 14,000
Miami-Dade, Florida 582 $ 97,400,000 $ 167,353 $ 14,000
Dallas, Texas 568 $ 69,020,000 $ 121,514 $ 3,000
Pinellas, Florida 565 $ 78,120,000 $ 138,265 $ 0
Fresno, California 560 $ 100,344,000 $ 179,185 $ 4,000
Weber, Utah 558 $ 72,700,000 $ 130,286 $ 58,000
Essex, New Jersey 548 $ 126,498,000 $ 230,835 $ 0
Broward, Florida 539 $ 97,405,000 $ 180,714 $ 9,000
Kern, California 537 $ 85,645,000 $ 159,487 $ 0
Plymouth, Massachusetts 535 $ 132,217,000 $ 247,134 $ 0
Fairfax, Virginia 534 $ 137,782,000 $ 258,018 $ 0
St. Louis, Missouri 533 $ 72,229,000 $ 135,514 $ 0
Worcester, Massachusetts 516 $ 110,290,000 $ 213,740 $ 0
Coos, Oregon 507 $ 61,688,000 $ 121,672 $ 52,000
Yakima, Washington 503 $ 55,392,000 $ 110,123 $ 60,000
Cowlitz, Washington 492 $ 59,107,000 $ 120,136 $ 56,000
Island, Washington 487 $ 105,827,000 $ 217,303 $ 101,000
Stanislaus, California 480 $ 93,173,000 $ 194,110 $ 8,000
Orange, Florida 477 $ 63,307,000 $ 132,719 $ 0
Palm Beach, Florida 476 $ 87,322,000 $ 183,449 $ 0
Washoe, Nevada 468 $ 93,093,000 $ 198,916 $ 4,000
Tarrant, Texas 468 $ 58,125,000 $ 124,198 $ 0
Camden, New Jersey 467 $ 63,914,000 $ 136,860 $ 0
Washington, Utah 467 $ 83,416,000 $ 178,620 $ 97,000
Linn, Oregon 466 $ 51,935,000 $ 111,448 $ 49,000
Adams, Colorado 460 $ 79,613,000 $ 173,071 $ 0
Kootenai, Idaho 459 $ 71,202,000 $ 155,124 $ 93,000
Jackson, Missouri 453 $ 54,898,000 $ 121,187 $ 0
Ocean, New Jersey 449 $ 91,066,000 $ 202,819 $ 0
Prince George's, Maryland 433 $ 76,368,000 $ 176,369 $ 9,000
Passaic, New Jersey 433 $ 102,159,000 $ 235,933 $ 0
Marion, Florida 426 $ 47,792,000 $ 112,187 $ 7,000
Duval, Florida 422 $ 56,493,000 $ 133,869 $ 0
Ventura, California 421 $ 144,197,000 $ 342,510 $ 0
Benton, Washington 420 $ 48,107,000 $ 114,540 $ 83,000
Bergen, New Jersey 414 $ 125,906,000 $ 304,120 $ 0
Solano, California 410 $ 108,661,000 $ 265,026 $ 0
Baltimore, Maryland 405 $ 61,166,000 $ 151,027 $ 0
DeKalb, Georgia 403 $ 59,460,000 $ 147,543 $ 0
Douglas, Colorado 402 $ 92,442,000 $ 229,955 $ 0
Union, New Jersey 398 $ 93,579,000 $ 235,123 $ 0
Sonoma, California 397 $ 113,939,000 $ 287,000 $ 0
Montgomery, Maryland 377 $ 87,431,000 $ 231,912 $ 0
Suffolk, Massachusetts 373 $ 98,665,000 $ 264,517 $ 0
Chelan, Washington 373 $ 63,134,000 $ 169,260 $ 97,000
Kane, Illinois 372 $ 74,215,000 $ 199,502 $ 0
Canyon, Idaho 368 $ 38,537,000 $ 104,720 $ 76,000
Polk, Oregon 367 $ 54,699,000 $ 149,043 $ 72,000
Hudson, New Jersey 365 $ 87,344,000 $ 239,298 $ 3,000
Brevard, Florida 348 $ 46,826,000 $ 134,557 $ 0
Pasco, Florida 344 $ 40,230,000 $ 116,947 $ 0
Placer, California 337 $ 93,018,000 $ 276,017 $ 0
Burlington, New Jersey 337 $ 56,731,000 $ 168,341 $ 0
Cobb, Georgia 336 $ 49,574,000 $ 147,541 $ 0
Collin, Texas 329 $ 51,995,000 $ 158,039 $ 0
Wayne, Michigan 326 $ 41,435,000 $ 127,101 $ 0
Fulton, Georgia 325 $ 54,370,000 $ 167,292 $ 0
Travis, Texas 321 $ 50,249,000 $ 156,538 $ 5,000
Middlesex, New Jersey 319 $ 69,617,000 $ 218,235 $ 0
Jefferson, Washington 316 $ 52,560,000 $ 166,329 $ 83,000
Grays Harbor, Washington 315 $ 34,778,000 $ 110,406 $ 65,000
McHenry, Illinois 307 $ 59,034,000 $ 192,293 $ 0
Benton, Oregon 301 $ 42,091,000 $ 139,837 $ 73,000
Monmouth, New Jersey 296 $ 68,157,000 $ 230,260 $ 0
Philadelphia, Pennsylvania 296 $ 34,875,000 $ 117,820 $ 0
Montgomery, Pennsylvania 290 $ 56,661,000 $ 195,382 $ 0
Yamhill, Oregon 289 $ 50,348,000 $ 174,214 $ 104,000
Bexar, Texas 289 $ 31,672,000 $ 109,591 $ 0
Mason, Washington 289 $ 39,547,000 $ 136,840 $ 69,000
Lee, Florida 287 $ 43,067,000 $ 150,059 $ 0
Denton, Texas 285 $ 43,216,000 $ 151,635 $ 0
Wake, North Carolina 279 $ 41,306,000 $ 148,050 $ 0
Mecklenburg, North Carolina 276 $ 36,267,000 $ 131,402 $ 0
Johnson, Kansas 274 $ 42,343,000 $ 154,536 $ 0
Grant, Washington 274 $ 27,697,000 $ 101,083 $ 62,000
Prince William, Virginia 273 $ 61,773,000 $ 226,274 $ 0
St. Charles, Missouri 271 $ 41,615,000 $ 153,560 $ 0
Marion, Indiana 265 $ 28,515,000 $ 107,603 $ 6,000
Stevens, Washington 260 $ 27,800,000 $ 106,923 $ 47,000
Bristol, Massachusetts 259 $ 56,636,000 $ 218,671 $ 0
Columbia, Oregon 258 $ 33,978,000 $ 131,697 $ 55,000
Pinal, Arizona 253 $ 36,049,000 $ 142,486 $ 0
El Dorado, California 253 $ 66,453,000 $ 262,660 $ 0
Summit, Utah 251 $ 109,379,000 $ 435,772 $ 302,000
Jefferson, Alabama 249 $ 24,049,000 $ 96,582 $ 0
Douglas, Oregon 246 $ 29,758,000 $ 120,967 $ 61,000
Shelby, Tennessee 245 $ 25,309,000 $ 103,302 $ 0
San Mateo, California 242 $ 94,857,000 $ 391,971 $ 57,000
Baltimore City, Maryland 242 $ 27,743,000 $ 114,640 $ 0
Kings, New York 242 $ 70,431,000 $ 291,037 $ 0
St. Clair, Illinois 238 $ 32,682,000 $ 137,319 $ 0
Paulding, Georgia 237 $ 30,505,000 $ 128,713 $ 0
Honolulu, Hawaii 229 $ 70,732,000 $ 308,873 $ 0
Franklin, Ohio 228 $ 30,173,000 $ 132,337 $ 0
Delaware, Pennsylvania 225 $ 34,720,000 $ 154,311 $ 0
Monterey, California 224 $ 78,329,000 $ 349,683 $ 0
Osceola, Florida 224 $ 27,715,000 $ 123,727 $ 0
Henry, Georgia 224 $ 30,763,000 $ 137,334 $ 0
Walton, Georgia 223 $ 30,789,000 $ 138,067 $ 0
Cochise, Arizona 220 $ 31,438,000 $ 142,900 $ 0
Clayton, Georgia 216 $ 25,752,000 $ 119,222 $ 0
Lincoln, Oregon 215 $ 31,604,000 $ 146,995 $ 78,000
Anne Arundel, Maryland 213 $ 41,348,000 $ 194,122 $ 24,000
Hartford, Connecticut 211 $ 39,117,000 $ 185,388 $ 0
Providence, Rhode Island 207 $ 38,552,000 $ 186,241 $ 0
Lake, Indiana 206 $ 25,122,000 $ 121,951 $ 0
Kittitas, Washington 204 $ 33,494,000 $ 164,186 $ 95,000
Atlantic, New Jersey 198 $ 34,026,000 $ 171,848 $ 0
Fairfield, Connecticut 195 $ 65,414,000 $ 335,456 $ 0
Hamilton, Ohio 193 $ 24,069,000 $ 124,709 $ 0
Tulare, California 192 $ 28,575,000 $ 148,828 $ 6,000
Boulder, Colorado 191 $ 40,851,000 $ 213,879 $ 0
Rockingham, New Hampshire 189 $ 41,055,000 $ 217,222 $ 0
Williamson, Texas 188 $ 28,862,000 $ 153,521 $ 0
Chatham, Georgia 186 $ 27,140,000 $ 145,913 $ 0
Josephine, Oregon 186 $ 28,705,000 $ 154,327 $ 58,000
Chester, Pennsylvania 185 $ 37,993,000 $ 205,367 $ 0
San Francisco, California 181 $ 85,262,000 $ 471,060 $ 0
Klamath, Oregon 181 $ 19,802,000 $ 109,403 $ 69,000
Volusia, Florida 179 $ 20,771,000 $ 116,039 $ 0
Douglas, Georgia 179 $ 25,602,000 $ 143,027 $ 0
Newton, Georgia 179 $ 22,150,000 $ 123,743 $ 0
Oakland, Michigan 179 $ 35,815,000 $ 200,083 $ 0
Virginia Beach, Virginia 177 $ 27,114,000 $ 153,186 $ 8,000
Jefferson, Missouri 176 $ 21,728,000 $ 123,454 $ 0
Cache, Utah 176 $ 22,622,000 $ 128,534 $ 61,000
Clay, Missouri 175 $ 22,817,000 $ 130,382 $ 0
Loudoun, Virginia 175 $ 47,764,000 $ 272,937 $ 0
Walla Walla, Washington 173 $ 18,932,000 $ 109,433 $ 73,000
Whitman, Washington 172 $ 19,947,000 $ 115,970 $ 71,000
New Haven, Connecticut 171 $ 34,422,000 $ 201,298 $ 0
Polk, Florida 171 $ 18,206,000 $ 106,467 $ 0
Jefferson, Kentucky 171 $ 21,366,000 $ 124,947 $ 0
Gloucester, New Jersey 171 $ 25,572,000 $ 149,543 $ 0
Laurens, Georgia 170 $ 22,281,000 $ 131,064 $ 0
Madison, Illinois 169 $ 19,053,000 $ 112,739 $ 0
Hillsborough, New Hampshire 169 $ 35,452,000 $ 209,775 $ 0
Glynn, Georgia 168 $ 26,405,000 $ 157,172 $ 0
Bucks, Pennsylvania 167 $ 33,074,000 $ 198,047 $ 0
Highlands, Florida 164 $ 19,022,000 $ 115,987 $ 0
Davidson, Tennessee 164 $ 20,264,000 $ 123,560 $ 0
Manatee, Florida 163 $ 25,548,000 $ 156,736 $ 0
Weld, Colorado 161 $ 25,506,000 $ 158,422 $ 0
Fort Bend, Texas 160 $ 22,324,000 $ 139,525 $ 0
Cherokee, Georgia 159 $ 25,154,000 $ 158,201 $ 0
Hennepin, Minnesota 158 $ 30,846,000 $ 195,227 $ 0
Merced, California 157 $ 25,332,000 $ 161,350 $ 0
Mercer, New Jersey 157 $ 25,708,000 $ 163,745 $ 0
Fayette, Kentucky 156 $ 21,406,000 $ 137,217 $ 0
Larimer, Colorado 153 $ 27,944,000 $ 182,640 $ 0
Santa Cruz, California 151 $ 54,143,000 $ 358,562 $ 0
New Castle, Delaware 151 $ 26,105,000 $ 172,880 $ 0
Morris, New Jersey 151 $ 39,030,000 $ 258,476 $ 16,000
Seminole, Florida 150 $ 21,390,000 $ 142,600 $ 0
Sarasota, Florida 147 $ 22,207,000 $ 151,068 $ 0
St. Louis City, Missouri 147 $ 15,822,000 $ 107,632 $ 0
San Luis Obispo, California 146 $ 44,073,000 $ 301,869 $ 30,000
Santa Barbara, California 146 $ 48,437,000 $ 331,760 $ 0
Tillamook, Oregon 146 $ 24,749,000 $ 169,513 $ 128,000
Barnstable, Massachusetts 143 $ 34,402,000 $ 240,573 $ 0
Queens, New York 143 $ 40,448,000 $ 282,853 $ 61,000
San Juan, Washington 142 $ 52,348,000 $ 368,647 $ 173,000
Lowndes, Georgia 141 $ 19,224,000 $ 136,340 $ 0
Collier, Florida 139 $ 28,339,000 $ 203,877 $ 0
Clatsop, Oregon 137 $ 30,180,000 $ 220,291 $ 189,000
Okanogan, Washington 137 $ 18,805,000 $ 137,262 $ 71,000
Somerset, New Jersey 136 $ 32,409,000 $ 238,301 $ 0
Yolo, California 133 $ 32,312,000 $ 242,947 $ 20,000
Lake, Florida 133 $ 16,198,000 $ 121,789 $ 0
Bonneville, Idaho 130 $ 13,962,000 $ 107,400 $ 75,000
Allegheny, Pennsylvania 130 $ 15,669,000 $ 120,530 $ 0
Harford, Maryland 129 $ 23,465,000 $ 181,899 $ 0
Douglas, Washington 127 $ 17,370,000 $ 136,771 $ 77,000
Bibb, Georgia 125 $ 15,517,000 $ 124,136 $ 0
Yavapai, Arizona 124 $ 21,760,000 $ 175,483 $ 0
Suffolk, New York 124 $ 31,643,000 $ 255,185 $ 0
Chesterfield, Virginia 123 $ 17,236,000 $ 140,130 $ 0
Sangamon, Illinois 122 $ 12,230,000 $ 100,245 $ 0
Santa Fe, New Mexico 121 $ 22,311,000 $ 184,388 $ 0
Nassau, New York 121 $ 36,615,000 $ 302,603 $ 26,000
Howard, Maryland 120 $ 27,082,000 $ 225,683 $ 0
Oklahoma, Oklahoma 119 $ 13,356,000 $ 112,235 $ 0
Bartow, Georgia 118 $ 15,332,000 $ 129,932 $ 0
Guilford, North Carolina 118 $ 15,307,000 $ 129,720 $ 0
Pacific, Washington 116 $ 11,037,000 $ 95,146 $ 74,000
Marin, California 113 $ 50,107,000 $ 443,424 $ 0
Clay, Florida 112 $ 14,549,000 $ 129,901 $ 0
Barrow, Georgia 112 $ 12,823,000 $ 114,491 $ 0
Sandoval, New Mexico 112 $ 14,614,000 $ 130,482 $ 0
Curry, Oregon 112 $ 20,456,000 $ 182,642 $ 74,000
Bulloch, Georgia 111 $ 13,696,000 $ 123,387 $ 0
Macomb, Michigan 111 $ 16,707,000 $ 150,513 $ 0
Kendall, Illinois 110 $ 20,255,000 $ 184,136 $ 0
Montgomery, Ohio 110 $ 11,146,000 $ 101,327 $ 0
McLean, Illinois 108 $ 13,503,000 $ 125,027 $ 0
Mobile, Alabama 107 $ 10,171,000 $ 95,056 $ 0
Hampden, Massachusetts 107 $ 14,547,000 $ 135,953 $ 0
Henrico, Virginia 105 $ 14,634,000 $ 139,371 $ 0
Butte, California 104 $ 18,297,000 $ 175,932 $ 0
Greene, Missouri 104 $ 11,282,000 $ 108,480 $ 0
Minnehaha, South Dakota 104 $ 13,143,000 $ 126,375 $ 0
Kent, Michigan 102 $ 11,996,000 $ 117,607 $ 0
Blaine, Idaho 101 $ 51,920,000 $ 514,059 $ 389,000
Durham, North Carolina 100 $ 15,753,000 $ 157,530 $ 0
Shasta, California 99 $ 17,020,000 $ 171,919 $ 0
Hall, Georgia 98 $ 14,248,000 $ 145,387 $ 0
Cuyahoga, Ohio 97 $ 12,408,000 $ 127,917 $ 0
Bonner, Idaho 96 $ 19,664,000 $ 204,833 $ 105,000
Bay, Florida 95 $ 14,087,000 $ 148,284 $ 0
El Paso, Texas 95 $ 8,375,000 $ 88,157 $ 0
Hernando, Florida 94 $ 10,008,000 $ 106,468 $ 0
Butler, Ohio 93 $ 13,230,000 $ 142,258 $ 0
Madera, California 92 $ 15,345,000 $ 166,793 $ 0
Nassau, Florida 92 $ 12,214,000 $ 132,760 $ 0
Crook, Oregon 92 $ 12,071,000 $ 131,206 $ 52,000
Tooele, Utah 92 $ 10,375,000 $ 112,771 $ 48,000
Houston, Georgia 91 $ 10,341,000 $ 113,637 $ 0
Polk, Iowa 90 $ 9,550,000 $ 106,111 $ 0
Cumberland, North Carolina 89 $ 10,165,000 $ 114,213 $ 0
Nevada, California 86 $ 22,026,000 $ 256,116 $ 0
Milwaukee, Wisconsin 85 $ 10,806,000 $ 127,129 $ 0
Frederick, Maryland 84 $ 16,541,000 $ 196,916 $ 0
Clermont, Ohio 84 $ 10,699,000 $ 127,369 $ 0
Franklin, Washington 84 $ 9,056,000 $ 107,809 $ 59,000
Tuscaloosa, Alabama 83 $ 9,487,000 $ 114,301 $ 0
Sutter, California 83 $ 14,357,000 $ 172,975 $ 0
Bannock, Idaho 83 $ 6,792,000 $ 81,831 $ 58,000
Lehigh, Pennsylvania 83 $ 9,140,000 $ 110,120 $ 0
Carroll, Georgia 82 $ 10,164,000 $ 123,951 $ 0
Forsyth, Georgia 81 $ 14,053,000 $ 173,493 $ 0
St. Lucie, Florida 80 $ 10,397,000 $ 129,962 $ 0
Hart, Georgia 80 $ 11,695,000 $ 146,187 $ 0
Porter, Indiana 80 $ 11,818,000 $ 147,725 $ 0
Genesee, Michigan 80 $ 8,864,000 $ 110,800 $ 0
Douglas, Nebraska 80 $ 10,414,000 $ 130,175 $ 0
Chittenden, Vermont 80 $ 14,862,000 $ 185,775 $ 0
Napa, California 79 $ 26,498,000 $ 335,417 $ 0
Frederick, Virginia 79 $ 12,378,000 $ 156,683 $ 0
Humboldt, California 78 $ 13,707,000 $ 175,730 $ 0
Knox, Tennessee 78 $ 7,937,000 $ 101,756 $ 0
Madison, Alabama 77 $ 7,647,000 $ 99,311 $ 0
Clarke, Georgia 77 $ 10,293,000 $ 133,675 $ 0
Effingham, Georgia 77 $ 9,377,000 $ 121,779 $ 0
Westchester, New York 77 $ 24,105,000 $ 313,051 $ 0
Lancaster, Pennsylvania 77 $ 10,849,000 $ 140,896 $ 0
Northampton, Pennsylvania 77 $ 11,177,000 $ 145,155 $ 0
York, Pennsylvania 77 $ 9,789,000 $ 127,129 $ 0
Rockdale, Georgia 76 $ 10,616,000 $ 139,684 $ 0
Pulaski, Arkansas 75 $ 7,215,000 $ 96,200 $ 0
Bronx, New York 75 $ 19,990,000 $ 266,533 $ 0
Umatilla, Oregon 74 $ 6,926,000 $ 93,594 $ 38,000
Montgomery, Texas 74 $ 8,712,000 $ 117,729 $ 0
Coffee, Alabama 73 $ 9,526,000 $ 130,493 $ 0
District of Columbia, District Of Columbia 73 $ 16,073,000 $ 220,178 $ 0
Cape May, New Jersey 73 $ 19,799,000 $ 271,219 $ 0
Forsyth, North Carolina 73 $ 9,118,000 $ 124,904 $ 0
Shelby, Alabama 72 $ 9,102,000 $ 126,416 $ 0
Coconino, Arizona 72 $ 12,831,000 $ 178,208 $ 0
Jackson, Georgia 72 $ 9,568,000 $ 132,888 $ 0
Yuba, California 71 $ 11,681,000 $ 164,521 $ 0
Iron, Utah 71 $ 8,564,000 $ 120,619 $ 62,000
Winnebago, Illinois 70 $ 6,504,000 $ 92,914 $ 0
Decatur, Georgia 69 $ 8,308,000 $ 120,405 $ 0
Hamilton, Indiana 69 $ 9,256,000 $ 134,144 $ 0
Charles, Maryland 69 $ 13,250,000 $ 192,028 $ 0
Newport News, Virginia 69 $ 7,924,000 $ 114,840 $ 0
Mohave, Arizona 68 $ 8,831,000 $ 129,867 $ 0
Camden, Georgia 68 $ 8,606,000 $ 126,558 $ 0
Douglas, Nevada 68 $ 14,530,000 $ 213,676 $ 0
Citrus, Florida 67 $ 6,921,000 $ 103,298 $ 0
Union, North Carolina 67 $ 10,791,000 $ 161,059 $ 0
Chesapeake, Virginia 67 $ 10,392,000 $ 155,104 $ 0
Cass, Missouri 66 $ 8,555,000 $ 129,621 $ 0
York, South Carolina 66 $ 9,288,000 $ 140,727 $ 0
Box Elder, Utah 66 $ 7,587,000 $ 114,954 $ 60,000
Elko, Nevada 65 $ 7,507,000 $ 115,492 $ 0
Sussex, New Jersey 65 $ 13,383,000 $ 205,892 $ 0
Warren, Virginia 65 $ 10,326,000 $ 158,861 $ 0
Pend Oreille, Washington 65 $ 7,591,000 $ 116,784 $ 73,000
Imperial, California 64 $ 9,853,000 $ 153,953 $ 0
Watauga, North Carolina 64 $ 10,917,000 $ 170,578 $ 0
Clark, Ohio 64 $ 6,000,000 $ 93,750 $ 0
Montgomery, Alabama 63 $ 6,565,000 $ 104,206 $ 0
McIntosh, Georgia 63 $ 8,724,000 $ 138,476 $ 0
Franklin, Missouri 63 $ 6,600,000 $ 104,761 $ 0
Comanche, Oklahoma 63 $ 7,109,000 $ 112,841 $ 0
Tulsa, Oklahoma 63 $ 8,258,000 $ 131,079 $ 0
Hood River, Oregon 63 $ 11,595,000 $ 184,047 $ 77,000
Carson City, Nevada 62 $ 10,860,000 $ 175,161 $ 0
Richmond, New York 62 $ 14,962,000 $ 241,322 $ 0
Gordon, Georgia 61 $ 6,580,000 $ 107,868 $ 0
St. Joseph, Indiana 61 $ 5,532,000 $ 90,688 $ 0
Onslow, North Carolina 61 $ 6,447,000 $ 105,688 $ 0
Warren, Ohio 61 $ 10,752,000 $ 176,262 $ 0
Rutherford, Tennessee 61 $ 8,473,000 $ 138,901 $ 0
Wasatch, Utah 61 $ 17,874,000 $ 293,016 $ 116,000
Skamania, Washington 61 $ 10,119,000 $ 165,885 $ 61,000
Hawaii, Hawaii 60 $ 17,604,000 $ 293,400 $ 27,000
Stafford, Virginia 60 $ 12,688,000 $ 211,466 $ 0
Pueblo, Colorado 59 $ 6,961,000 $ 117,983 $ 0
Hendricks, Indiana 59 $ 7,510,000 $ 127,288 $ 0
Carroll, Maryland 59 $ 11,213,000 $ 190,050 $ 0
Houston, Alabama 58 $ 6,050,000 $ 104,310 $ 0
Lyon, Nevada 58 $ 8,389,000 $ 144,637 $ 0
Cumberland, New Jersey 58 $ 6,033,000 $ 104,017 $ 0
New London, Connecticut 57 $ 10,980,000 $ 192,631 $ 0
Madison, Georgia 57 $ 6,606,000 $ 115,894 $ 0
Jefferson, Oregon 57 $ 7,114,000 $ 124,807 $ 61,000
Cumberland, Pennsylvania 57 $ 8,883,000 $ 155,842 $ 0
Hamilton, Tennessee 57 $ 5,992,000 $ 105,122 $ 0
Navajo, Arizona 56 $ 8,663,000 $ 154,696 $ 0
Lake, California 56 $ 9,487,000 $ 169,410 $ 0
Liberty, Georgia 56 $ 6,038,000 $ 107,821 $ 0
Kent, Rhode Island 56 $ 10,124,000 $ 180,785 $ 0
Berkeley, West Virginia 56 $ 6,932,000 $ 123,785 $ 0
Escambia, Florida 55 $ 5,101,000 $ 92,745 $ 0
Bryan, Georgia 55 $ 8,812,000 $ 160,218 $ 0
Allen, Indiana 55 $ 5,217,000 $ 94,854 $ 0
Washtenaw, Michigan 55 $ 11,005,000 $ 200,090 $ 0
Johnston, North Carolina 55 $ 6,349,000 $ 115,436 $ 0
Richland, South Carolina 55 $ 6,042,000 $ 109,854 $ 0
Hampton, Virginia 55 $ 7,141,000 $ 129,836 $ 0
Windham, Connecticut 54 $ 9,024,000 $ 167,111 $ 0
Charlotte, Florida 54 $ 7,344,000 $ 136,000 $ 0
Elkhart, Indiana 54 $ 5,771,000 $ 106,870 $ 0
Dakota, Minnesota 54 $ 9,698,000 $ 179,592 $ 0
Salem, New Jersey 54 $ 7,431,000 $ 137,611 $ 0
Cabarrus, North Carolina 54 $ 7,379,000 $ 136,648 $ 0
Summit, Ohio 54 $ 6,894,000 $ 127,666 $ 0
St. Johns, Florida 53 $ 8,581,000 $ 161,905 $ 0
Ingham, Michigan 53 $ 6,164,000 $ 116,301 $ 0
Lucas, Ohio 53 $ 7,272,000 $ 137,207 $ 0
Kings, California 52 $ 7,360,000 $ 141,538 $ 0
Broomfield, Colorado 52 $ 10,803,000 $ 207,750 $ 0
Flagler, Florida 52 $ 7,978,000 $ 153,423 $ 0
Muscogee, Georgia 52 $ 5,501,000 $ 105,788 $ 0
Rockland, New York 52 $ 15,347,000 $ 295,134 $ 0
Harnett, North Carolina 52 $ 6,843,000 $ 131,596 $ 0
Monroe, Pennsylvania 52 $ 7,543,000 $ 145,057 $ 0
Anoka, Minnesota 51 $ 9,134,000 $ 179,098 $ 0
Flathead, Montana 51 $ 13,410,000 $ 262,941 $ 114,000
Dauphin, Pennsylvania 51 $ 7,053,000 $ 138,294 $ 0
Greenville, South Carolina 51 $ 5,480,000 $ 107,450 $ 0
Middlesex, Connecticut 50 $ 10,147,000 $ 202,940 $ 0
Toombs, Georgia 50 $ 4,746,000 $ 94,920 $ 0
Cumberland, Maine 50 $ 9,983,000 $ 199,660 $ 0
Spotsylvania, Virginia 50 $ 9,857,000 $ 197,140 $ 0
Lassen, California 49 $ 7,313,000 $ 149,244 $ 0
Tift, Georgia 49 $ 7,070,000 $ 144,285 $ 0
Platte, Missouri 49 $ 8,192,000 $ 167,183 $ 0
Valencia, New Mexico 49 $ 5,404,000 $ 110,285 $ 0
Franklin, Georgia 48 $ 6,383,000 $ 132,979 $ 0
Wasco, Oregon 48 $ 5,343,000 $ 111,312 $ 39,000
Norfolk, Virginia 48 $ 6,086,000 $ 126,791 $ 0
Baldwin, Alabama 47 $ 7,651,000 $ 162,787 $ 0
Anchorage, Alaska 47 $ 8,280,000 $ 176,170 $ 0
Mesa, Colorado 47 $ 6,498,000 $ 138,255 $ 0
Butts, Georgia 47 $ 5,719,000 $ 121,680 $ 0
Coweta, Georgia 47 $ 5,757,000 $ 122,489 $ 0
Champaign, Illinois 47 $ 5,940,000 $ 126,382 $ 0
Berks, Pennsylvania 47 $ 6,652,000 $ 141,531 $ 0
Horry, South Carolina 47 $ 7,095,000 $ 150,957 $ 0
Rockingham, Virginia 47 $ 6,014,000 $ 127,957 $ 0
Okaloosa, Florida 46 $ 7,883,000 $ 171,369 $ 0
Twin Falls, Idaho 46 $ 5,415,000 $ 117,717 $ 38,000
Macon, Illinois 46 $ 3,656,000 $ 79,478 $ 0
Montgomery, Tennessee 46 $ 4,716,000 $ 102,521 $ 0
Williamson, Tennessee 46 $ 9,815,000 $ 213,369 $ 0
Kenton, Kentucky 45 $ 4,772,000 $ 106,044 $ 0
Calvert, Maryland 45 $ 8,824,000 $ 196,088 $ 0
Charleston, South Carolina 45 $ 8,457,000 $ 187,933 $ 0
Sumner, Tennessee 45 $ 5,854,000 $ 130,088 $ 0
Madison, Florida 44 $ 4,675,000 $ 106,250 $ 0
Latah, Idaho 44 $ 5,268,000 $ 119,727 $ 62,000
DeKalb, Illinois 44 $ 6,322,000 $ 143,681 $ 0
Sedgwick, Kansas 44 $ 3,601,000 $ 81,840 $ 0
Washington, Maryland 44 $ 6,263,000 $ 142,340 $ 0
Warren, New Jersey 44 $ 8,023,000 $ 182,340 $ 0
Westmoreland, Pennsylvania 44 $ 5,223,000 $ 118,704 $ 0
Kent, Delaware 43 $ 7,212,000 $ 167,720 $ 0
Putnam, Georgia 43 $ 5,144,000 $ 119,627 $ 0
Madison, Idaho 43 $ 6,499,000 $ 151,139 $ 134,000
Yellowstone, Montana 43 $ 5,551,000 $ 129,093 $ 42,000
Delaware, Ohio 43 $ 8,465,000 $ 196,860 $ 0
Brazoria, Texas 42 $ 5,730,000 $ 136,428 $ 0
Benton, Arkansas 41 $ 4,158,000 $ 101,414 $ 0
Calaveras, California 41 $ 9,223,000 $ 224,951 $ 0
Mendocino, California 41 $ 10,421,000 $ 254,170 $ 0
Floyd, Georgia 41 $ 4,271,000 $ 104,170 $ 0
McDuffie, Georgia 41 $ 3,634,000 $ 88,634 $ 0
Monroe, Georgia 41 $ 6,712,000 $ 163,707 $ 0
Richmond, Georgia 41 $ 3,492,000 $ 85,170 $ 0
Maui, Hawaii 41 $ 13,712,000 $ 334,439 $ 0
Nez Perce, Idaho 41 $ 3,765,000 $ 91,829 $ 34,000
Boyle, Kentucky 41 $ 5,158,000 $ 125,804 $ 0
Missoula, Montana 41 $ 9,042,000 $ 220,536 $ 70,000
Wilson, North Carolina 41 $ 4,006,000 $ 97,707 $ 0
Kenosha, Wisconsin 41 $ 6,053,000 $ 147,634 $ 0
Lee, Alabama 40 $ 4,496,000 $ 112,400 $ 0
San Benito, California 40 $ 12,934,000 $ 323,350 $ 0
Leon, Florida 40 $ 5,443,000 $ 136,075 $ 0
Hunterdon, New Jersey 40 $ 10,365,000 $ 259,125 $ 0
Greene, Ohio 40 $ 4,870,000 $ 121,750 $ 0
Tuolumne, California 39 $ 7,714,000 $ 197,794 $ 19,000
Baldwin, Georgia 39 $ 4,580,000 $ 117,435 $ 0
LaPorte, Indiana 39 $ 4,665,000 $ 119,615 $ 0
Wyandotte, Kansas 39 $ 3,567,000 $ 91,461 $ 0
Cecil, Maryland 39 $ 6,507,000 $ 166,846 $ 0
Dona Ana, New Mexico 39 $ 4,593,000 $ 117,769 $ 0
Lexington, South Carolina 39 $ 4,304,000 $ 110,358 $ 0
Nueces, Texas 39 $ 4,167,000 $ 106,846 $ 0
Tolland, Connecticut 38 $ 7,957,000 $ 209,394 $ 0
Oconee, Georgia 38 $ 6,685,000 $ 175,921 $ 0
Orange, New York 38 $ 8,728,000 $ 229,684 $ 0
Augusta, Virginia 38 $ 5,003,000 $ 131,657 $ 0
Waukesha, Wisconsin 38 $ 8,200,000 $ 215,789 $ 0
Henry, Alabama 37 $ 3,764,000 $ 101,729 $ 0
Columbia, Georgia 37 $ 4,833,000 $ 130,621 $ 0
Morgan, Georgia 37 $ 5,379,000 $ 145,378 $ 0
York, Maine 37 $ 7,993,000 $ 216,027 $ 0
Ramsey, Minnesota 37 $ 7,063,000 $ 190,891 $ 0
Ferry, Washington 37 $ 3,269,000 $ 88,351 $ 71,000
Klickitat, Washington 37 $ 5,831,000 $ 157,594 $ 62,000
Amador, California 36 $ 7,322,000 $ 203,388 $ 0
Santa Rosa, Florida 36 $ 5,057,000 $ 140,472 $ 0
Washington, Minnesota 36 $ 7,397,000 $ 205,472 $ 0
Christian, Missouri 36 $ 4,796,000 $ 133,222 $ 0
Gallatin, Montana 36 $ 10,137,000 $ 281,583 $ 255,000
Ashe, North Carolina 36 $ 5,403,000 $ 150,083 $ 0
Gaston, North Carolina 36 $ 3,838,000 $ 106,611 $ 0
Anderson, South Carolina 36 $ 4,042,000 $ 112,277 $ 0
Maury, Tennessee 36 $ 3,739,000 $ 103,861 $ 0
St. Clair, Alabama 35 $ 3,379,000 $ 96,542 $ 0
Malheur, Oregon 35 $ 2,975,000 $ 85,000 $ 35,000
Luzerne, Pennsylvania 35 $ 3,859,000 $ 110,257 $ 0
Faulkner, Arkansas 34 $ 2,904,000 $ 85,411 $ 0
East Baton Rouge, Louisiana 34 $ 4,934,000 $ 145,117 $ 0
Boone, Missouri 34 $ 3,569,000 $ 104,970 $ 0
New York, New York 34 $ 16,084,000 $ 473,058 $ 0
Lorain, Ohio 34 $ 5,186,000 $ 152,529 $ 0
Cleveland, Oklahoma 34 $ 3,806,000 $ 111,941 $ 0
Richmond City, Virginia 34 $ 4,603,000 $ 135,382 $ 0
Rabun, Georgia 33 $ 4,711,000 $ 142,757 $ 0
Lawrence, Missouri 33 $ 3,424,000 $ 103,757 $ 0
Lancaster, Nebraska 33 $ 3,647,000 $ 110,515 $ 0
Union, Oregon 33 $ 3,612,000 $ 109,454 $ 47,000
Yuma, Arizona 32 $ 3,459,000 $ 108,093 $ 0
Alachua, Florida 32 $ 4,449,000 $ 139,031 $ 0
Elbert, Georgia 32 $ 3,722,000 $ 116,312 $ 0
Sarpy, Nebraska 32 $ 3,637,000 $ 113,656 $ 0
New Hanover, North Carolina 32 $ 4,483,000 $ 140,093 $ 0
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Mortgage Loan Application Detail Totals for Washington Mutual Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 101,289 $19,489,899,000 $161,666 $6,250,000 $8,431 $9,808,000
Home Purchase 82,677 $16,707,533,000 $166,307 $7,200,000 $10,211 $9,999,000
Home Improvement 1,962 $224,273,000 $193,470 $3,200,000 $51,882 $1,826,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 115,896 $22,748,540,000 $160,903 $7,200,000 $980 $973,000
White 50,457 $9,714,272,000 $274,882 $5,000,000 $102,117 $9,999,000
Not Provided 13,046 $2,758,886,000 $262,933 $4,190,000 $93,000 $7,081,000
Asian 2,726 $598,878,000 $218,666 $3,200,000 $126,333 $1,907,000
Hispanic 2,187 $315,855,000 $137,777 $1,456,000 $64,333 $1,702,000
Black or African American 828 $160,443,000 $182,142 $2,063,000 $81,142 $6,187,000
American Indian or Alaskan Native 437 $61,227,000 $126,333 $750,000 $56,500 $406,000
Native Hawaiian or Other Pacific Islander 351 $63,604,000 $188,500 $800,000 $89,500 $480,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 163,401 $33,384,524,000 $169,846 $7,200,000 $11,826 $9,999,000
FHA-insured (Federal Housing Administration) 19,220 $2,546,476,000 $129,365 $447,000 $2,942 $478,000
VA-guaranteed (Veterans Administration) 3,306 $489,205,000 $138,431 $330,000 $3,863 $198,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $1,500,000 $1,500,000 $1,500,000 $254,000 $254,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 115,682 $22,534,971,000 $158,882 $5,655,000 $0 $0
Loan Originated 44,810 $8,918,443,000 $196,083 $7,200,000 $92,583 $9,999,000
Application Denied By Financial Institution 10,952 $2,108,765,000 $285,866 $5,000,000 $103,466 $6,000,000
Application Approved But Not Accepted 5,191 $999,069,000 $163,714 $2,900,000 $89,000 $9,999,000
Preapproval Approved but not Accepted 4,380 $937,542,000 $214,000 $2,500,000 $62,000 $5,020,000
Preapproval Denied by Financial Institution 2,984 $560,271,000 $187,000 $2,063,000 $55,000 $3,017,000
Application Withdrawn By Applicant 1,558 $291,315,000 $223,461 $2,000,000 $90,923 $9,999,000
File Closed For Incompleteness 371 $71,329,000 $207,285 $4,615,000 $71,571 $1,200,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Unverifiable Information 4,006 $923,065,000 $299,444 $4,000,000 $96,777 $6,000,000
Credit History 3,234 $484,859,000 $253,727 $3,000,000 $100,909 $1,296,000
Debt-To-Income Ratio 1,785 $311,849,000 $160,000 $2,500,000 $46,166 $873,000
Other 1,466 $312,612,000 $212,909 $4,000,000 $82,818 $2,372,000
Credit Application Incomplete 1,461 $259,304,000 $250,750 $5,000,000 $98,625 $3,017,000
Collateral 1,106 $207,599,000 $166,125 $2,300,000 $85,625 $2,066,000
Insufficient Cash (Downpayment, Closing Cost) 535 $103,138,000 $190,500 $3,116,000 $74,166 $1,724,000
Employment History 129 $21,241,000 $144,000 $693,000 $53,200 $401,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Mutual Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Washington Mutual Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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