Crews Bank & Trust Mortgage Lending & HMDA Data, 2025
In 2025, Crews Bank & Trust of Wauchula, FL reported 275 mortgage applications totaling $114.8 million, down 5% from 2024. The average application was for $417,400, and applicants reported an average income of $201,789. 76% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Punta Gorda, FL (76), North Port-Sarasota-Bradenton, FL (57) and Sebring, FL (34) (applications in parentheses).
| Mortgage Company & Address | Crews Bank & Trust 106 East Main St , P.O. Box 248 Wauchula, FL 33873 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 275 |
| Total Mortgage Loan Application Amount | $114,785,000 |
| Average Mortgage Loan Application Amount | $417,400 |
| Highest Mortgage Loan Application Amount | $6,505,000 |
| Average Applicant Income | $201,789 |
| Highest Applicant Income | $1,786,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Crews Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Charlotte, Florida | 76 | $ 22,030,000 | $ 289,868 | $ 176,000 |
| Sarasota, Florida | 45 | $ 19,825,000 | $ 440,555 | $ 267,000 |
| Highlands, Florida | 34 | $ 7,320,000 | $ 215,294 | $ 143,000 |
| Polk, Florida | 27 | $ 13,495,000 | $ 499,814 | $ 116,000 |
| DeSoto, Florida | 20 | $ 7,040,000 | $ 352,000 | $ 220,000 |
| Lee, Florida | 13 | $ 10,055,000 | $ 773,461 | $ 330,000 |
| Manatee, Florida | 12 | $ 3,420,000 | $ 285,000 | $ 159,000 |
| Hardee, Florida | 11 | $ 3,315,000 | $ 301,363 | $ 81,000 |
| Collier, Florida | 4 | $ 7,310,000 | $ 1,827,500 | $ 725,000 |
| Hillsborough, Florida | 4 | $ 3,030,000 | $ 757,500 | $ 260,000 |
| Pinellas, Florida | 4 | $ 1,230,000 | $ 307,500 | $ 113,000 |
| Alachua, Florida | 2 | $ 1,030,000 | $ 515,000 | $ 177,000 |
| Broward, Florida | 2 | $ 930,000 | $ 465,000 | $ 326,000 |
| Hernando, Florida | 2 | $ 510,000 | $ 255,000 | $ 305,000 |
| Leon, Florida | 2 | $ 5,170,000 | $ 2,585,000 | $ 100,000 |
| Marion, Florida | 2 | $ 1,000,000 | $ 500,000 | $ 72,000 |
| St. Lucie, Florida | 2 | $ 700,000 | $ 350,000 | $ 229,000 |
| Lincoln, Tennessee | 2 | $ 100,000 | $ 50,000 | $ 98,000 |
| Citrus, Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Hendry, Florida | 1 | $ 405,000 | $ 405,000 | $ 194,000 |
| Indian River, Florida | 1 | $ 255,000 | $ 255,000 | $ 195,000 |
| Lake, Florida | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Monroe, Florida | 1 | $ 525,000 | $ 525,000 | $ 218,000 |
| Okeechobee, Florida | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Santa Rosa, Florida | 1 | $ 355,000 | $ 355,000 | $ 538,000 |
| St. Johns, Florida | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Kalamazoo, Michigan | 1 | $ 95,000 | $ 95,000 | $ 119,000 |
| Chautauqua, New York | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Cherokee, North Carolina | 1 | $ 425,000 | $ 425,000 | $ 360,000 |
Mortgage Loan Application Detail Totals for Crews Bank & Trust in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 171 | $78,715,000 | $460,000 | $6,505,000 | $232,000 | $1,786,000 |
| Cash-out Refinancing | 38 | $12,490,000 | $328,000 | $2,095,000 | $149,000 | $762,000 |
| Refinancing | 34 | $17,260,000 | $507,000 | $5,005,000 | $140,000 | $454,000 |
| Other Purpose | 23 | $5,085,000 | $221,000 | $655,000 | $185,000 | $1,191,000 |
| Home Improvement | 9 | $1,235,000 | $137,000 | $405,000 | $127,000 | $358,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 178 | $59,820,000 | $336,000 | $4,895,000 | $194,000 | $1,431,000 |
| Not applicable | 42 | $37,330,000 | $888,000 | $6,505,000 | $0 | $0 |
| Not Provided | 24 | $9,840,000 | $410,000 | $1,505,000 | $264,000 | $1,786,000 |
| Hispanic | 20 | $4,790,000 | $239,000 | $775,000 | $194,000 | $1,540,000 |
| Black or African American | 4 | $680,000 | $170,000 | $205,000 | $79,000 | $118,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,105,000 | $368,000 | $495,000 | $253,000 | $360,000 |
| Asian | 3 | $795,000 | $265,000 | $405,000 | $203,000 | $358,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 275 | $114,785,000 | $417,000 | $6,505,000 | $201,000 | $1,786,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 209 | $78,465,000 | $375,000 | $5,005,000 | $207,000 | $1,786,000 |
| Application Withdrawn By Applicant | 23 | $11,795,000 | $512,000 | $2,905,000 | $162,000 | $498,000 |
| Application Denied By Financial Institution | 21 | $16,365,000 | $779,000 | $6,505,000 | $128,000 | $577,000 |
| Application Approved But Not Accepted | 15 | $4,375,000 | $291,000 | $775,000 | $282,000 | $1,540,000 |
| File Closed For Incompleteness | 7 | $3,785,000 | $540,000 | $1,505,000 | $143,000 | $357,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 275 | $114,785,000 | $417,000 | $6,505,000 | $201,000 | $1,786,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Crews Bank & Trust's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Crews Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About