Crews Bank & Trust Mortgage Lending & HMDA Data, 2015
In 2015, Crews Bank & Trust of Wauchula, FL reported 371 mortgage applications totaling $30.9 million, up 18% from 2014. The average application was for $83,210, and applicants reported an average income of $68,107. 82% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Sebring, FL (155), Lakeland-Winter Haven, FL (37) and North Port-Sarasota-Bradenton, FL (18) (applications in parentheses).
| Mortgage Company & Address | Crews Bank & Trust 106 East Main St , P.O. Box 248 Wauchula, FL 33873 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 371 |
| Total Mortgage Loan Application Amount | $30,871,000 |
| Average Mortgage Loan Application Amount | $83,210 |
| Highest Mortgage Loan Application Amount | $1,278,000 |
| Average Applicant Income | $68,107 |
| Highest Applicant Income | $703,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Crews Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Highlands, Florida | 155 | $ 13,536,000 | $ 87,329 | $ 56,000 |
| Hardee, Florida | 136 | $ 5,390,000 | $ 39,632 | $ 69,000 |
| Polk, Florida | 37 | $ 2,492,000 | $ 67,351 | $ 68,000 |
| Manatee, Florida | 16 | $ 1,965,000 | $ 122,812 | $ 80,000 |
| Hillsborough, Florida | 8 | $ 1,721,000 | $ 215,125 | $ 91,000 |
| Pasco, Florida | 2 | $ 430,000 | $ 215,000 | $ 91,000 |
| Sarasota, Florida | 2 | $ 879,000 | $ 439,500 | $ 171,000 |
| Montgomery, Alabama | 1 | $ 183,000 | $ 183,000 | $ 119,000 |
| Alachua, Florida | 1 | $ 28,000 | $ 28,000 | $ 50,000 |
| Broward, Florida | 1 | $ 600,000 | $ 600,000 | $ 60,000 |
| DeSoto, Florida | 1 | $ 320,000 | $ 320,000 | $ 140,000 |
| Glades, Florida | 1 | $ 191,000 | $ 191,000 | $ 53,000 |
| Hendry, Florida | 1 | $ 320,000 | $ 320,000 | $ 275,000 |
| Marion, Florida | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Miami-Dade, Florida | 1 | $ 1,278,000 | $ 1,278,000 | $ 415,000 |
| Orange, Florida | 1 | $ 337,000 | $ 337,000 | $ 657,000 |
| Pinellas, Florida | 1 | $ 570,000 | $ 570,000 | $ 130,000 |
| Seminole, Florida | 1 | $ 59,000 | $ 59,000 | $ 63,000 |
| St. Lucie, Florida | 1 | $ 250,000 | $ 250,000 | $ 92,000 |
| Irwin, Georgia | 1 | $ 64,000 | $ 64,000 | $ 59,000 |
| Yancey, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Washington, Virginia | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Crews Bank & Trust in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 233 | $24,256,000 | $104,000 | $1,278,000 | $80,000 | $703,000 |
| Home Improvement | 110 | $2,007,000 | $18,000 | $225,000 | $46,000 | $187,000 |
| Refinancing | 28 | $4,608,000 | $164,000 | $730,000 | $56,000 | $209,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 209 | $19,307,000 | $92,000 | $1,278,000 | $81,000 | $503,000 |
| Hispanic | 88 | $3,792,000 | $43,000 | $368,000 | $59,000 | $703,000 |
| Not applicable | 44 | $5,638,000 | $128,000 | $1,004,000 | $4,000 | $113,000 |
| Black or African American | 13 | $222,000 | $17,000 | $65,000 | $34,000 | $68,000 |
| Not Provided | 8 | $757,000 | $94,000 | $350,000 | $134,000 | $516,000 |
| Asian | 6 | $629,000 | $104,000 | $337,000 | $208,000 | $657,000 |
| American Indian or Alaskan Native | 2 | $505,000 | $252,000 | $475,000 | $33,000 | $34,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $21,000 | $21,000 | $21,000 | $135,000 | $135,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 371 | $30,871,000 | $83,000 | $1,278,000 | $68,000 | $703,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 303 | $25,773,000 | $85,000 | $1,278,000 | $70,000 | $703,000 |
| Application Denied By Financial Institution | 30 | $2,430,000 | $81,000 | $350,000 | $50,000 | $209,000 |
| Application Withdrawn By Applicant | 18 | $1,417,000 | $78,000 | $292,000 | $75,000 | $249,000 |
| Application Approved But Not Accepted | 17 | $1,070,000 | $62,000 | $191,000 | $72,000 | $282,000 |
| File Closed For Incompleteness | 3 | $181,000 | $60,000 | $96,000 | $37,000 | $70,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Crews Bank & Trust's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Crews Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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