Crews Bank & Trust Mortgage Lending & HMDA Data, 2019
In 2019, Crews Bank & Trust of Wauchula, FL reported 164 mortgage applications totaling $28.1 million, down 22% from 2018. The average application was for $171,158, and applicants reported an average income of $97,134. 64% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Sebring, FL (72), Lakeland-Winter Haven, FL (26) and North Port-Sarasota-Bradenton, FL (9) (applications in parentheses).
| Mortgage Company & Address | Crews Bank & Trust 106 East Main St , P.O. Box 248 Wauchula, FL 33873 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 164 |
| Total Mortgage Loan Application Amount | $28,070,000 |
| Average Mortgage Loan Application Amount | $171,158 |
| Highest Mortgage Loan Application Amount | $2,965,000 |
| Average Applicant Income | $97,134 |
| Highest Applicant Income | $627,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Crews Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Highlands, Florida | 72 | $ 8,950,000 | $ 124,305 | $ 84,000 |
| Hardee, Florida | 36 | $ 2,910,000 | $ 80,833 | $ 75,000 |
| Polk, Florida | 26 | $ 8,410,000 | $ 323,461 | $ 89,000 |
| Manatee, Florida | 5 | $ 1,955,000 | $ 391,000 | $ 188,000 |
| Sarasota, Florida | 4 | $ 760,000 | $ 190,000 | $ 253,000 |
| Brevard, Florida | 3 | $ 1,155,000 | $ 385,000 | $ 0 |
| Glades, Florida | 3 | $ 115,000 | $ 38,333 | $ 81,000 |
| Hillsborough, Florida | 3 | $ 1,055,000 | $ 351,666 | $ 164,000 |
| DeSoto, Florida | 1 | $ 25,000 | $ 25,000 | $ 240,000 |
| Leon, Florida | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Okeechobee, Florida | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Pasco, Florida | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Pinellas, Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| St. Lucie, Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Knox, Indiana | 1 | $ 65,000 | $ 65,000 | $ 228,000 |
Mortgage Loan Application Detail Totals for Crews Bank & Trust in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 102 | $22,320,000 | $218,000 | $2,965,000 | $116,000 | $627,000 |
| Home Improvement | 21 | $1,135,000 | $54,000 | $205,000 | $57,000 | $132,000 |
| Cash-out Refinancing | 17 | $1,985,000 | $116,000 | $505,000 | $74,000 | $240,000 |
| Other Purpose | 17 | $1,155,000 | $67,000 | $215,000 | $67,000 | $153,000 |
| Refinancing | 7 | $1,475,000 | $210,000 | $755,000 | $72,000 | $104,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 89 | $10,775,000 | $121,000 | $405,000 | $98,000 | $518,000 |
| Not applicable | 32 | $13,030,000 | $407,000 | $2,965,000 | $0 | $0 |
| Hispanic | 32 | $3,440,000 | $107,000 | $1,355,000 | $89,000 | $627,000 |
| Black or African American | 5 | $295,000 | $59,000 | $125,000 | $44,000 | $73,000 |
| Not Provided | 4 | $370,000 | $92,000 | $175,000 | $167,000 | $323,000 |
| American Indian or Alaskan Native | 1 | $105,000 | $105,000 | $105,000 | $54,000 | $54,000 |
| Asian | 1 | $55,000 | $55,000 | $55,000 | $123,000 | $123,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 164 | $28,070,000 | $171,000 | $2,965,000 | $95,000 | $627,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 105 | $19,435,000 | $185,000 | $2,965,000 | $100,000 | $433,000 |
| Application Denied By Financial Institution | 35 | $4,745,000 | $135,000 | $1,355,000 | $80,000 | $627,000 |
| Application Approved But Not Accepted | 14 | $2,150,000 | $153,000 | $505,000 | $122,000 | $518,000 |
| Application Withdrawn By Applicant | 10 | $1,740,000 | $174,000 | $785,000 | $69,000 | $132,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 164 | $28,070,000 | $171,000 | $2,965,000 | $95,000 | $627,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Crews Bank & Trust's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Crews Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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