Crews Bank & Trust Mortgage Lending & HMDA Data, 2023
In 2023, Crews Bank & Trust of Wauchula, FL reported 249 mortgage applications totaling $115.7 million, up 74% from 2022. The average application was for $464,477, and applicants reported an average income of $234,690. 74% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Punta Gorda, FL (95), Sebring, FL (35) and North Port-Sarasota-Bradenton, FL (33) (applications in parentheses).
| Mortgage Company & Address | Crews Bank & Trust 106 East Main St , P.O. Box 248 Wauchula, FL 33873 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 249 |
| Total Mortgage Loan Application Amount | $115,655,000 |
| Average Mortgage Loan Application Amount | $464,477 |
| Highest Mortgage Loan Application Amount | $7,005,000 |
| Average Applicant Income | $234,690 |
| Highest Applicant Income | $4,218,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Crews Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Charlotte, Florida | 95 | $ 37,335,000 | $ 393,000 | $ 239,000 |
| Highlands, Florida | 35 | $ 7,815,000 | $ 223,285 | $ 131,000 |
| Sarasota, Florida | 30 | $ 9,680,000 | $ 322,666 | $ 182,000 |
| Polk, Florida | 18 | $ 5,830,000 | $ 323,888 | $ 142,000 |
| Hardee, Florida | 13 | $ 1,745,000 | $ 134,230 | $ 88,000 |
| Lee, Florida | 10 | $ 11,260,000 | $ 1,126,000 | $ 427,000 |
| Collier, Florida | 8 | $ 12,090,000 | $ 1,511,250 | $ 1,027,000 |
| Hillsborough, Florida | 8 | $ 5,790,000 | $ 723,750 | $ 279,000 |
| DeSoto, Florida | 6 | $ 1,370,000 | $ 228,333 | $ 118,000 |
| Pinellas, Florida | 4 | $ 4,260,000 | $ 1,065,000 | $ 48,000 |
| Manatee, Florida | 3 | $ 3,255,000 | $ 1,085,000 | $ 258,000 |
| Pasco, Florida | 3 | $ 1,455,000 | $ 485,000 | $ 246,000 |
| Citrus, Florida | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Lake, Florida | 2 | $ 3,810,000 | $ 1,905,000 | $ 0 |
| Marion, Florida | 2 | $ 1,840,000 | $ 920,000 | $ 0 |
| Palm Beach, Florida | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Brevard, Florida | 1 | $ 175,000 | $ 175,000 | $ 280,000 |
| Flagler, Florida | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Okeechobee, Florida | 1 | $ 385,000 | $ 385,000 | $ 119,000 |
| Osceola, Florida | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Seminole, Florida | 1 | $ 3,125,000 | $ 3,125,000 | $ 0 |
| Volusia, Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Terrell, Georgia | 1 | $ 115,000 | $ 115,000 | $ 135,000 |
Mortgage Loan Application Detail Totals for Crews Bank & Trust in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 162 | $75,700,000 | $467,000 | $3,405,000 | $276,000 | $4,218,000 |
| Refinancing | 43 | $28,535,000 | $663,000 | $7,005,000 | $134,000 | $1,144,000 |
| Other Purpose | 33 | $9,065,000 | $274,000 | $905,000 | $206,000 | $1,129,000 |
| Home Improvement | 11 | $2,355,000 | $214,000 | $605,000 | $106,000 | $156,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 149 | $55,445,000 | $372,000 | $7,005,000 | $229,000 | $4,218,000 |
| Not applicable | 54 | $46,640,000 | $863,000 | $5,505,000 | $0 | $0 |
| Not Provided | 21 | $8,585,000 | $408,000 | $1,685,000 | $367,000 | $2,746,000 |
| Hispanic | 19 | $3,805,000 | $200,000 | $1,025,000 | $144,000 | $524,000 |
| Black or African American | 3 | $445,000 | $148,000 | $385,000 | $129,000 | $252,000 |
| Asian | 2 | $610,000 | $305,000 | $585,000 | $279,000 | $419,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $125,000 | $125,000 | $125,000 | $60,000 | $60,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 249 | $115,655,000 | $464,000 | $7,005,000 | $234,000 | $4,218,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 185 | $78,175,000 | $422,000 | $3,405,000 | $269,000 | $4,218,000 |
| Application Withdrawn By Applicant | 24 | $12,670,000 | $527,000 | $2,105,000 | $113,000 | $388,000 |
| Application Denied By Financial Institution | 23 | $19,145,000 | $832,000 | $7,005,000 | $130,000 | $1,144,000 |
| Application Approved But Not Accepted | 17 | $5,665,000 | $333,000 | $1,405,000 | $103,000 | $180,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 249 | $115,655,000 | $464,000 | $7,005,000 | $234,000 | $4,218,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Crews Bank & Trust's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Crews Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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