Crews Bank & Trust Mortgage Lending & HMDA Data, 2024
In 2024, Crews Bank & Trust of Wauchula, FL reported 291 mortgage applications totaling $148.5 million, up 17% from 2023. The average application was for $510,395, and applicants reported an average income of $240,309. 67% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Punta Gorda, FL (109), North Port-Sarasota-Bradenton, FL (44) and Sebring, FL (37) (applications in parentheses).
| Mortgage Company & Address | Crews Bank & Trust 106 East Main St , P.O. Box 248 Wauchula, FL 33873 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 291 |
| Total Mortgage Loan Application Amount | $148,525,000 |
| Average Mortgage Loan Application Amount | $510,395 |
| Highest Mortgage Loan Application Amount | $7,995,000 |
| Average Applicant Income | $240,309 |
| Highest Applicant Income | $2,231,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Crews Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Punta Gorda, FL | 109 | $ 35,155,000 | $ 322,522 | $ 197,000 |
| North Port-Sarasota-Bradenton, FL | 44 | $ 23,130,000 | $ 525,681 | $ 285,000 |
| Sebring, FL | 37 | $ 7,835,000 | $ 211,756 | $ 142,000 |
| Outside any metro area | 32 | $ 10,090,000 | $ 315,312 | $ 107,000 |
| Cape Coral-Fort Myers, FL | 21 | $ 21,345,000 | $ 1,016,428 | $ 636,000 |
| Lakeland-Winter Haven, FL | 17 | $ 14,735,000 | $ 866,764 | $ 174,000 |
| Tampa, FL | 7 | $ 5,975,000 | $ 853,571 | $ 541,000 |
| Naples-Immokalee-Marco Island, FL | 6 | $ 2,650,000 | $ 441,666 | $ 242,000 |
| Orlando-Kissimmee-Sanford, FL | 4 | $ 10,770,000 | $ 2,692,500 | $ 281,000 |
| St. Petersburg-Clearwater-Largo, FL | 4 | $ 1,290,000 | $ 322,500 | $ 165,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 3,510,000 | $ 1,755,000 | $ 0 |
| Ocala, FL | 2 | $ 7,510,000 | $ 3,755,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Gainesville, FL | 1 | $ 1,255,000 | $ 1,255,000 | $ 0 |
| Homosassa Springs, FL | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Jacksonville, FL | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Port St. Lucie, FL | 1 | $ 595,000 | $ 595,000 | $ 593,000 |
| Tallahassee, FL | 1 | $ 1,335,000 | $ 1,335,000 | $ 0 |
Mortgage Loan Application Detail Totals for Crews Bank & Trust in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 206 | $115,880,000 | $562,000 | $7,995,000 | $260,000 | $1,911,000 |
| Refinancing | 46 | $21,790,000 | $473,000 | $2,505,000 | $224,000 | $2,231,000 |
| Other Purpose | 33 | $9,905,000 | $300,000 | $2,855,000 | $130,000 | $1,227,000 |
| Home Improvement | 6 | $950,000 | $158,000 | $455,000 | $296,000 | $1,097,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 163 | $59,675,000 | $366,000 | $2,275,000 | $241,000 | $2,231,000 |
| Not applicable | 68 | $66,510,000 | $978,000 | $7,995,000 | $0 | $0 |
| Not Provided | 36 | $14,670,000 | $407,000 | $1,855,000 | $238,000 | $1,227,000 |
| Hispanic | 16 | $5,170,000 | $323,000 | $1,295,000 | $211,000 | $508,000 |
| Black or African American | 5 | $515,000 | $103,000 | $175,000 | $73,000 | $153,000 |
| Asian | 3 | $1,985,000 | $661,000 | $1,105,000 | $350,000 | $493,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 291 | $148,525,000 | $510,000 | $7,995,000 | $236,000 | $2,231,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 196 | $90,740,000 | $462,000 | $5,005,000 | $229,000 | $1,911,000 |
| Application Withdrawn By Applicant | 30 | $27,120,000 | $904,000 | $7,995,000 | $240,000 | $1,751,000 |
| Application Approved But Not Accepted | 24 | $12,400,000 | $516,000 | $2,275,000 | $312,000 | $1,643,000 |
| Application Denied By Financial Institution | 23 | $15,785,000 | $686,000 | $5,855,000 | $242,000 | $2,231,000 |
| Loan Purchased By The Institution | 13 | $1,115,000 | $85,000 | $125,000 | $0 | $0 |
| File Closed For Incompleteness | 5 | $1,365,000 | $273,000 | $395,000 | $110,000 | $182,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 291 | $148,525,000 | $510,000 | $7,995,000 | $236,000 | $2,231,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Crews Bank & Trust's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Crews Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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