Wesbanco Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Wesbanco Bank, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wesbanco Bank, Inc. 1 Bank Plaza Wheeling, WV 26003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 7,426 |
| Total Mortgage Loan Application Amount | $2,322,150,000 |
| Average Mortgage Loan Application Amount | $284,600 |
| Highest Mortgage Loan Application Amount | $51,005,000 |
| Average Applicant Income | $144,800 |
| Highest Applicant Income | $7,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Wesbanco Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wesbanco Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Wesbanco Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wesbanco Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wesbanco Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wesbanco Bank, Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 440 | $ 83,720,000 | $ 190,000 | $ 153,000 |
| Franklin County Ohio | 321 | $ 221,655,000 | $ 690,000 | $ 198,000 |
| Hamilton County Ohio | 228 | $ 110,730,000 | $ 485,000 | $ 161,000 |
| Harrison County West Virginia | 196 | $ 37,240,000 | $ 190,000 | $ 109,000 |
| Prince George's County Maryland | 188 | $ 47,770,000 | $ 254,000 | $ 153,000 |
| Belmont County Ohio | 167 | $ 19,315,000 | $ 115,000 | $ 90,000 |
| Ohio County West Virginia | 167 | $ 20,985,000 | $ 125,000 | $ 98,000 |
| Wood County West Virginia | 156 | $ 22,070,000 | $ 141,000 | $ 86,000 |
| Beaver County Pennsylvania | 154 | $ 19,280,000 | $ 125,000 | $ 109,000 |
| Kanawha County West Virginia | 148 | $ 18,820,000 | $ 127,000 | $ 99,000 |
| Clark County Ohio | 147 | $ 17,095,000 | $ 116,000 | $ 104,000 |
| Baltimore County Maryland | 140 | $ 48,500,000 | $ 346,000 | $ 188,000 |
| Anne Arundel County Maryland | 128 | $ 61,270,000 | $ 478,000 | $ 260,000 |
| Hardin County Kentucky | 121 | $ 19,835,000 | $ 163,000 | $ 105,000 |
| Campbell County Kentucky | 119 | $ 45,475,000 | $ 382,000 | $ 113,000 |
| Fayette County Kentucky | 119 | $ 30,045,000 | $ 252,000 | $ 128,000 |
| Charles County Maryland | 109 | $ 30,435,000 | $ 279,000 | $ 146,000 |
| Jefferson County Kentucky | 108 | $ 69,000,000 | $ 638,000 | $ 146,000 |
| Butler County Ohio | 104 | $ 19,880,000 | $ 191,000 | $ 121,000 |
| Bullitt County Kentucky | 96 | $ 17,510,000 | $ 182,000 | $ 134,000 |
| Warren County Ohio | 92 | $ 147,030,000 | $ 1,598,000 | $ 245,000 |
| Washington County Pennsylvania | 90 | $ 14,350,000 | $ 159,000 | $ 131,000 |
| Scott County Kentucky | 89 | $ 12,985,000 | $ 145,000 | $ 96,000 |
| Brooke County West Virginia | 89 | $ 10,185,000 | $ 114,000 | $ 70,000 |
| Monongalia County West Virginia | 89 | $ 18,935,000 | $ 212,000 | $ 134,000 |
| Delaware County Ohio | 87 | $ 80,165,000 | $ 921,000 | $ 258,000 |
| Jefferson County Ohio | 87 | $ 11,605,000 | $ 133,000 | $ 95,000 |
| Hancock County West Virginia | 86 | $ 11,300,000 | $ 131,000 | $ 75,000 |
| Cabell County West Virginia | 85 | $ 11,705,000 | $ 137,000 | $ 93,000 |
| Ross County Ohio | 82 | $ 10,030,000 | $ 122,000 | $ 95,000 |
| Butler County Pennsylvania | 80 | $ 14,770,000 | $ 184,000 | $ 274,000 |
| Franklin County Kentucky | 77 | $ 8,745,000 | $ 113,000 | $ 80,000 |
| Lawrence County Pennsylvania | 75 | $ 7,695,000 | $ 102,000 | $ 94,000 |
| Marshall County West Virginia | 75 | $ 8,345,000 | $ 111,000 | $ 88,000 |
| Marion County West Virginia | 74 | $ 11,380,000 | $ 153,000 | $ 92,000 |
| Montgomery County Maryland | 73 | $ 39,885,000 | $ 546,000 | $ 254,000 |
| Baltimore City County Maryland | 69 | $ 18,715,000 | $ 271,000 | $ 128,000 |
| Lawrence County Ohio | 69 | $ 7,175,000 | $ 103,000 | $ 87,000 |
| Fairfield County Ohio | 66 | $ 29,390,000 | $ 445,000 | $ 125,000 |
| Floyd County Indiana | 65 | $ 14,355,000 | $ 220,000 | $ 116,000 |
| Preston County West Virginia | 62 | $ 8,570,000 | $ 138,000 | $ 80,000 |
| Washington County Ohio | 61 | $ 7,205,000 | $ 118,000 | $ 86,000 |
| Scioto County Ohio | 60 | $ 7,280,000 | $ 121,000 | $ 94,000 |
| Jackson County Ohio | 59 | $ 6,255,000 | $ 106,000 | $ 72,000 |
| Clark County Indiana | 57 | $ 14,675,000 | $ 257,000 | $ 97,000 |
| Greene County Ohio | 54 | $ 7,200,000 | $ 133,000 | $ 130,000 |
| Fairfax County Virginia | 54 | $ 46,200,000 | $ 855,000 | $ 525,000 |
| District of Columbia County District Of Columbia | 48 | $ 26,400,000 | $ 550,000 | $ 302,000 |
| St. Mary's County Maryland | 48 | $ 8,950,000 | $ 186,000 | $ 161,000 |
| Montgomery County Ohio | 47 | $ 7,275,000 | $ 154,000 | $ 142,000 |
| Anderson County Kentucky | 46 | $ 4,530,000 | $ 98,000 | $ 67,000 |
| Calvert County Maryland | 46 | $ 12,070,000 | $ 262,000 | $ 153,000 |
| Nelson County Kentucky | 45 | $ 4,745,000 | $ 105,000 | $ 68,000 |
| Howard County Maryland | 44 | $ 22,560,000 | $ 512,000 | $ 287,000 |
| Guernsey County Ohio | 44 | $ 4,810,000 | $ 109,000 | $ 75,000 |
| Marion County Indiana | 42 | $ 40,550,000 | $ 965,000 | $ 178,000 |
| Westmoreland County Pennsylvania | 40 | $ 6,760,000 | $ 169,000 | $ 154,000 |
| Jackson County West Virginia | 40 | $ 5,820,000 | $ 145,000 | $ 105,000 |
| Licking County Ohio | 39 | $ 6,965,000 | $ 178,000 | $ 118,000 |
| Putnam County West Virginia | 39 | $ 7,475,000 | $ 191,000 | $ 135,000 |
| Carroll County Maryland | 38 | $ 10,800,000 | $ 284,000 | $ 166,000 |
| Jessamine County Kentucky | 37 | $ 38,135,000 | $ 1,030,000 | $ 133,000 |
| Kenton County Kentucky | 37 | $ 5,645,000 | $ 152,000 | $ 108,000 |
| Clermont County Ohio | 35 | $ 11,475,000 | $ 327,000 | $ 200,000 |
| Woodford County Kentucky | 34 | $ 4,770,000 | $ 140,000 | $ 98,000 |
| Frederick County Maryland | 34 | $ 12,700,000 | $ 373,000 | $ 209,000 |
| Meade County Kentucky | 32 | $ 2,970,000 | $ 92,000 | $ 84,000 |
| Gallia County Ohio | 29 | $ 2,965,000 | $ 102,000 | $ 82,000 |
| Hamilton County Indiana | 28 | $ 58,250,000 | $ 2,080,000 | $ 306,000 |
| Boone County Kentucky | 27 | $ 8,435,000 | $ 312,000 | $ 236,000 |
| Pickaway County Ohio | 27 | $ 4,595,000 | $ 170,000 | $ 149,000 |
| Wetzel County West Virginia | 27 | $ 2,105,000 | $ 77,000 | $ 56,000 |
| Taylor County West Virginia | 25 | $ 7,445,000 | $ 297,000 | $ 167,000 |
| Summit County Ohio | 24 | $ 54,260,000 | $ 2,260,000 | $ 105,000 |
| Vinton County Ohio | 23 | $ 2,855,000 | $ 124,000 | $ 88,000 |
| Scott County Indiana | 21 | $ 1,965,000 | $ 93,000 | $ 66,000 |
| Cuyahoga County Ohio | 21 | $ 20,925,000 | $ 996,000 | $ 142,000 |
| Monroe County Ohio | 21 | $ 1,715,000 | $ 81,000 | $ 58,000 |
| Loudoun County Virginia | 21 | $ 12,795,000 | $ 609,000 | $ 324,000 |
| Williamson County Tennessee | 20 | $ 20,590,000 | $ 1,029,000 | $ 353,000 |
| Prince William County Virginia | 20 | $ 7,450,000 | $ 372,000 | $ 152,000 |
| Sussex County Delaware | 19 | $ 8,845,000 | $ 465,000 | $ 384,000 |
| Union County Ohio | 19 | $ 3,805,000 | $ 200,000 | $ 265,000 |
| Boone County Indiana | 18 | $ 26,790,000 | $ 1,488,000 | $ 760,000 |
| Champaign County Ohio | 15 | $ 2,015,000 | $ 134,000 | $ 98,000 |
| Stark County Ohio | 15 | $ 1,795,000 | $ 119,000 | $ 97,000 |
| Arlington County Virginia | 14 | $ 9,880,000 | $ 705,000 | $ 377,000 |
| Queen Anne's County Maryland | 13 | $ 5,945,000 | $ 457,000 | $ 164,000 |
| Worcester County Maryland | 13 | $ 4,995,000 | $ 384,000 | $ 425,000 |
| Madison County Ohio | 13 | $ 3,405,000 | $ 261,000 | $ 140,000 |
| Adams County Pennsylvania | 13 | $ 2,825,000 | $ 217,000 | $ 104,000 |
| Wayne County West Virginia | 13 | $ 1,275,000 | $ 98,000 | $ 68,000 |
| Harford County Maryland | 12 | $ 3,580,000 | $ 298,000 | $ 142,000 |
| Harrison County Ohio | 12 | $ 1,550,000 | $ 129,000 | $ 91,000 |
| Harrison County Kentucky | 11 | $ 1,475,000 | $ 134,000 | $ 79,000 |
| Washington County Kentucky | 11 | $ 1,625,000 | $ 147,000 | $ 71,000 |
| Harrison County Indiana | 10 | $ 10,560,000 | $ 1,056,000 | $ 130,000 |
| Mercer County Kentucky | 10 | $ 1,280,000 | $ 128,000 | $ 66,000 |
| Noble County Ohio | 10 | $ 940,000 | $ 94,000 | $ 90,000 |
| York County Pennsylvania | 10 | $ 2,580,000 | $ 258,000 | $ 87,000 |
| Dearborn County Indiana | 9 | $ 1,035,000 | $ 115,000 | $ 103,000 |
| Madison County Kentucky | 9 | $ 1,385,000 | $ 153,000 | $ 110,000 |
| Pike County Ohio | 9 | $ 575,000 | $ 63,000 | $ 72,000 |
| Davidson County Tennessee | 9 | $ 3,575,000 | $ 397,000 | $ 340,000 |
| Alexandria County Virginia | 9 | $ 4,495,000 | $ 499,000 | $ 288,000 |
| Spencer County Kentucky | 8 | $ 1,870,000 | $ 233,000 | $ 113,000 |
| Brown County Ohio | 8 | $ 2,680,000 | $ 335,000 | $ 114,000 |
| Logan County Ohio | 8 | $ 1,090,000 | $ 136,000 | $ 240,000 |
| Lorain County Ohio | 8 | $ 1,650,000 | $ 206,000 | $ 127,000 |
| Fayette County Pennsylvania | 8 | $ 790,000 | $ 98,000 | $ 86,000 |
| Jefferson County West Virginia | 8 | $ 2,980,000 | $ 372,000 | $ 153,000 |
| Lincoln County West Virginia | 8 | $ 810,000 | $ 101,000 | $ 73,000 |
| Oldham County Kentucky | 7 | $ 3,665,000 | $ 523,000 | $ 337,000 |
| Shelby County Kentucky | 7 | $ 3,465,000 | $ 495,000 | $ 335,000 |
| Hocking County Ohio | 7 | $ 1,125,000 | $ 160,000 | $ 126,000 |
| Medina County Ohio | 7 | $ 1,635,000 | $ 233,000 | $ 526,000 |
| Mercer County Pennsylvania | 7 | $ 2,015,000 | $ 287,000 | $ 144,000 |
| Fayette County West Virginia | 7 | $ 3,005,000 | $ 429,000 | $ 355,000 |
| Hancock County Indiana | 6 | $ 4,360,000 | $ 726,000 | $ 409,000 |
| Clark County Kentucky | 6 | $ 1,240,000 | $ 206,000 | $ 93,000 |
| Grayson County Kentucky | 6 | $ 780,000 | $ 130,000 | $ 99,000 |
| Hart County Kentucky | 6 | $ 770,000 | $ 128,000 | $ 76,000 |
| Larue County Kentucky | 6 | $ 410,000 | $ 68,000 | $ 78,000 |
| Talbot County Maryland | 6 | $ 6,940,000 | $ 1,156,000 | $ 1,587,000 |
| Washington County Maryland | 6 | $ 2,380,000 | $ 396,000 | $ 143,000 |
| Muskingum County Ohio | 6 | $ 960,000 | $ 160,000 | $ 135,000 |
| Wayne County Ohio | 6 | $ 1,020,000 | $ 170,000 | $ 141,000 |
| King George County Virginia | 6 | $ 1,050,000 | $ 175,000 | $ 161,000 |
| Tyler County West Virginia | 6 | $ 510,000 | $ 85,000 | $ 66,000 |
| Wirt County West Virginia | 6 | $ 730,000 | $ 121,000 | $ 116,000 |
| Collier County Florida | 5 | $ 3,165,000 | $ 633,000 | $ 389,000 |
| Hendricks County Indiana | 5 | $ 1,095,000 | $ 219,000 | $ 119,000 |
| Madison County Indiana | 5 | $ 2,455,000 | $ 491,000 | $ 177,000 |
| Bourbon County Kentucky | 5 | $ 1,185,000 | $ 237,000 | $ 181,000 |
| Garrett County Maryland | 5 | $ 2,085,000 | $ 417,000 | $ 376,000 |
| Athens County Ohio | 5 | $ 615,000 | $ 123,000 | $ 85,000 |
| Knox County Ohio | 5 | $ 555,000 | $ 111,000 | $ 29,000 |
| Mahoning County Ohio | 5 | $ 495,000 | $ 99,000 | $ 88,000 |
| Meigs County Ohio | 5 | $ 595,000 | $ 119,000 | $ 68,000 |
| Morrow County Ohio | 5 | $ 855,000 | $ 171,000 | $ 177,000 |
| Tuscarawas County Ohio | 5 | $ 725,000 | $ 145,000 | $ 88,000 |
| Horry County South Carolina | 5 | $ 2,625,000 | $ 525,000 | $ 270,000 |
| Rutherford County Tennessee | 5 | $ 6,865,000 | $ 1,373,000 | $ 117,000 |
| Culpeper County Virginia | 5 | $ 1,035,000 | $ 207,000 | $ 128,000 |
| Fauquier County Virginia | 5 | $ 1,955,000 | $ 391,000 | $ 187,000 |
| Spotsylvania County Virginia | 5 | $ 2,625,000 | $ 525,000 | $ 223,000 |
| Stafford County Virginia | 5 | $ 2,665,000 | $ 533,000 | $ 144,000 |
| Doddridge County West Virginia | 5 | $ 505,000 | $ 101,000 | $ 76,000 |
| Kent County Delaware | 4 | $ 2,040,000 | $ 510,000 | $ 146,000 |
| Henry County Indiana | 4 | $ 410,000 | $ 102,000 | $ 86,000 |
| Montgomery County Indiana | 4 | $ 880,000 | $ 220,000 | $ 89,000 |
| Breckinridge County Kentucky | 4 | $ 640,000 | $ 160,000 | $ 79,000 |
| Nicholas County Kentucky | 4 | $ 240,000 | $ 60,000 | $ 97,000 |
| Owen County Kentucky | 4 | $ 700,000 | $ 175,000 | $ 88,000 |
| Erie County Ohio | 4 | $ 530,000 | $ 132,000 | $ 111,000 |
| Lake County Ohio | 4 | $ 610,000 | $ 152,000 | $ 60,000 |
| Perry County Ohio | 4 | $ 280,000 | $ 70,000 | $ 110,000 |
| Preble County Ohio | 4 | $ 830,000 | $ 207,000 | $ 86,000 |
| Crawford County Pennsylvania | 4 | $ 410,000 | $ 102,000 | $ 56,000 |
| Hamilton County Tennessee | 4 | $ 3,950,000 | $ 987,000 | $ 420,000 |
| Frederick County Virginia | 4 | $ 1,310,000 | $ 327,000 | $ 139,000 |
| Louisa County Virginia | 4 | $ 1,640,000 | $ 410,000 | $ 157,000 |
| Barbour County West Virginia | 4 | $ 530,000 | $ 132,000 | $ 88,000 |
| Berkeley County West Virginia | 4 | $ 790,000 | $ 197,000 | $ 117,000 |
| Lewis County West Virginia | 4 | $ 860,000 | $ 215,000 | $ 137,000 |
| Mason County West Virginia | 4 | $ 300,000 | $ 75,000 | $ 51,000 |
| Raleigh County West Virginia | 4 | $ 360,000 | $ 90,000 | $ 61,000 |
| Upshur County West Virginia | 4 | $ 810,000 | $ 202,000 | $ 98,000 |
| New Castle County Delaware | 3 | $ 2,135,000 | $ 711,000 | $ 223,000 |
| Palm Beach County Florida | 3 | $ 1,545,000 | $ 515,000 | $ 423,000 |
| Howard County Indiana | 3 | $ 6,675,000 | $ 2,225,000 | $ 258,000 |
| Johnson County Indiana | 3 | $ 1,275,000 | $ 425,000 | $ 224,000 |
| Washington County Indiana | 3 | $ 175,000 | $ 58,000 | $ 104,000 |
| Boyd County Kentucky | 3 | $ 865,000 | $ 288,000 | $ 205,000 |
| Bracken County Kentucky | 3 | $ 645,000 | $ 215,000 | $ 95,000 |
| Greenup County Kentucky | 3 | $ 475,000 | $ 158,000 | $ 77,000 |
| Marion County Kentucky | 3 | $ 445,000 | $ 148,000 | $ 96,000 |
| Caroline County Maryland | 3 | $ 895,000 | $ 298,000 | $ 96,000 |
| Cecil County Maryland | 3 | $ 575,000 | $ 191,000 | $ 118,000 |
| Columbiana County Ohio | 3 | $ 365,000 | $ 121,000 | $ 80,000 |
| Coshocton County Ohio | 3 | $ 1,145,000 | $ 381,000 | $ 130,000 |
| Fayette County Ohio | 3 | $ 105,000 | $ 35,000 | $ 94,000 |
| Miami County Ohio | 3 | $ 1,155,000 | $ 385,000 | $ 137,000 |
| Richland County Ohio | 3 | $ 615,000 | $ 205,000 | $ 172,000 |
| Bucks County Pennsylvania | 3 | $ 995,000 | $ 331,000 | $ 129,000 |
| Knox County Tennessee | 3 | $ 895,000 | $ 298,000 | $ 94,000 |
| Sumner County Tennessee | 3 | $ 245,000 | $ 81,000 | $ 117,000 |
| Wilson County Tennessee | 3 | $ 12,355,000 | $ 4,118,000 | $ 138,000 |
| Albemarle County Virginia | 3 | $ 1,945,000 | $ 648,000 | $ 320,000 |
| Boone County West Virginia | 3 | $ 275,000 | $ 91,000 | $ 47,000 |
| Logan County West Virginia | 3 | $ 315,000 | $ 105,000 | $ 42,000 |
| Tucker County West Virginia | 3 | $ 335,000 | $ 111,000 | $ 76,000 |
| Broward County Florida | 2 | $ 610,000 | $ 305,000 | $ 75,000 |
| Lee County Florida | 2 | $ 440,000 | $ 220,000 | $ 321,000 |
| Pinellas County Florida | 2 | $ 600,000 | $ 300,000 | $ 157,000 |
| St. Lucie County Florida | 2 | $ 350,000 | $ 175,000 | $ 85,000 |
| Ripley County Indiana | 2 | $ 120,000 | $ 60,000 | $ 76,000 |
| Wayne County Indiana | 2 | $ 280,000 | $ 140,000 | $ 82,000 |
| Boyle County Kentucky | 2 | $ 210,000 | $ 105,000 | $ 120,000 |
| Carroll County Kentucky | 2 | $ 120,000 | $ 60,000 | $ 78,000 |
| Garrard County Kentucky | 2 | $ 100,000 | $ 50,000 | $ 104,000 |
| Lawrence County Kentucky | 2 | $ 130,000 | $ 65,000 | $ 86,000 |
| Taylor County Kentucky | 2 | $ 50,000 | $ 25,000 | $ 34,000 |
| Wayne County Kentucky | 2 | $ 300,000 | $ 150,000 | $ 225,000 |
| Whitley County Kentucky | 2 | $ 80,000 | $ 40,000 | $ 25,000 |
| Dorchester County Maryland | 2 | $ 710,000 | $ 355,000 | $ 150,000 |
| Kent County Maryland | 2 | $ 400,000 | $ 200,000 | $ 56,000 |
| Somerset County Maryland | 2 | $ 620,000 | $ 310,000 | $ 97,000 |
| Monmouth County New Jersey | 2 | $ 1,720,000 | $ 860,000 | $ 246,000 |
| Dare County North Carolina | 2 | $ 1,000,000 | $ 500,000 | $ 226,000 |
| Mecklenburg County North Carolina | 2 | $ 930,000 | $ 465,000 | $ 158,000 |
| Adams County Ohio | 2 | $ 190,000 | $ 95,000 | $ 26,000 |
| Carroll County Ohio | 2 | $ 330,000 | $ 165,000 | $ 148,000 |
| Crawford County Ohio | 2 | $ 3,180,000 | $ 1,590,000 | $ 0 |
| Geauga County Ohio | 2 | $ 220,000 | $ 110,000 | $ 103,000 |
| Henry County Ohio | 2 | $ 290,000 | $ 145,000 | $ 54,000 |
| Lucas County Ohio | 2 | $ 80,000 | $ 40,000 | $ 100,000 |
| Portage County Ohio | 2 | $ 160,000 | $ 80,000 | $ 63,000 |
| Shelby County Ohio | 2 | $ 90,000 | $ 45,000 | $ 46,000 |
| Trumbull County Ohio | 2 | $ 1,210,000 | $ 605,000 | $ 0 |
| Van Wert County Ohio | 2 | $ 370,000 | $ 185,000 | $ 108,000 |
| Armstrong County Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 66,000 |
| Centre County Pennsylvania | 2 | $ 680,000 | $ 340,000 | $ 340,000 |
| Erie County Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 96,000 |
| Bradley County Tennessee | 2 | $ 960,000 | $ 480,000 | $ 137,000 |
| Maury County Tennessee | 2 | $ 920,000 | $ 460,000 | $ 163,000 |
| Shelby County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 1,721,000 |
| Clarke County Virginia | 2 | $ 1,880,000 | $ 940,000 | $ 280,000 |
| Henrico County Virginia | 2 | $ 460,000 | $ 230,000 | $ 98,000 |
| Shenandoah County Virginia | 2 | $ 1,040,000 | $ 520,000 | $ 183,000 |
| Westmoreland County Virginia | 2 | $ 870,000 | $ 435,000 | $ 141,000 |
| Calhoun County West Virginia | 2 | $ 180,000 | $ 90,000 | $ 41,000 |
| Greenbrier County West Virginia | 2 | $ 580,000 | $ 290,000 | $ 48,000 |
| Randolph County West Virginia | 2 | $ 210,000 | $ 105,000 | $ 63,000 |
| Ritchie County West Virginia | 2 | $ 380,000 | $ 190,000 | $ 55,000 |
| Roane County West Virginia | 2 | $ 240,000 | $ 120,000 | $ 64,000 |
| Baldwin County Alabama | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Mobile County Alabama | 1 | $ 545,000 | $ 545,000 | $ 354,000 |
| Maricopa County Arizona | 1 | $ 765,000 | $ 765,000 | $ 1,193,000 |
| Los Angeles County California | 1 | $ 1,085,000 | $ 1,085,000 | $ 295,000 |
| Riverside County California | 1 | $ 1,295,000 | $ 1,295,000 | $ 602,000 |
| Boulder County Colorado | 1 | $ 955,000 | $ 955,000 | $ 1,260,000 |
| Douglas County Colorado | 1 | $ 525,000 | $ 525,000 | $ 261,000 |
| Charlotte County Florida | 1 | $ 275,000 | $ 275,000 | $ 46,000 |
| Escambia County Florida | 1 | $ 245,000 | $ 245,000 | $ 172,000 |
| Lake County Florida | 1 | $ 285,000 | $ 285,000 | $ 81,000 |
| Manatee County Florida | 1 | $ 325,000 | $ 325,000 | $ 826,000 |
| Martin County Florida | 1 | $ 2,045,000 | $ 2,045,000 | $ 745,000 |
| Orange County Florida | 1 | $ 1,265,000 | $ 1,265,000 | $ 876,000 |
| Pasco County Florida | 1 | $ 755,000 | $ 755,000 | $ 900,000 |
| Sarasota County Florida | 1 | $ 265,000 | $ 265,000 | $ 202,000 |
| Seminole County Florida | 1 | $ 525,000 | $ 525,000 | $ 238,000 |
| Walton County Florida | 1 | $ 1,105,000 | $ 1,105,000 | $ 643,000 |
| Bibb County Georgia | 1 | $ 565,000 | $ 565,000 | $ 213,000 |
| DeKalb County Georgia | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Gwinnett County Georgia | 1 | $ 715,000 | $ 715,000 | $ 230,000 |
| Newton County Georgia | 1 | $ 265,000 | $ 265,000 | $ 171,000 |
| Allen County Indiana | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Bartholomew County Indiana | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Brown County Indiana | 1 | $ 225,000 | $ 225,000 | $ 117,000 |
| Crawford County Indiana | 1 | $ 125,000 | $ 125,000 | $ 230,000 |
| Fayette County Indiana | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Franklin County Indiana | 1 | $ 285,000 | $ 285,000 | $ 109,000 |
| Jackson County Indiana | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Jennings County Indiana | 1 | $ 55,000 | $ 55,000 | $ 137,000 |
| Kosciusko County Indiana | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Morgan County Indiana | 1 | $ 1,185,000 | $ 1,185,000 | $ 467,000 |
| Perry County Indiana | 1 | $ 155,000 | $ 155,000 | $ 226,000 |
| Randolph County Indiana | 1 | $ 15,000 | $ 15,000 | $ 10,000 |
| Shelby County Indiana | 1 | $ 305,000 | $ 305,000 | $ 360,000 |
| St. Joseph County Indiana | 1 | $ 515,000 | $ 515,000 | $ 270,000 |
| Union County Indiana | 1 | $ 685,000 | $ 685,000 | $ 179,000 |
| Warrick County Indiana | 1 | $ 125,000 | $ 125,000 | $ 146,000 |
| Barren County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 617,000 |
| Breathitt County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Casey County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 298,000 |
| Cumberland County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 86,000 |
| Daviess County Kentucky | 1 | $ 17,875,000 | $ 17,875,000 | $ 0 |
| Gallatin County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Lincoln County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 117,000 |
| McCreary County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
| McLean County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Montgomery County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Pendleton County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Perry County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Pulaski County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 53,000 |
| Robertson County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 85,000 |
| Rockcastle County Kentucky | 1 | $ 335,000 | $ 335,000 | $ 57,000 |
| Russell County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 148,000 |
| Wicomico County Maryland | 1 | $ 305,000 | $ 305,000 | $ 86,000 |
| Plymouth County Massachusetts | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Washtenaw County Michigan | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Burlington County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 162,000 |
| Morris County New Jersey | 1 | $ 925,000 | $ 925,000 | $ 892,000 |
| Catawba County North Carolina | 1 | $ 895,000 | $ 895,000 | $ 1,196,000 |
| Chatham County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 312,000 |
| Moore County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 343,000 |
| Allen County Ohio | 1 | $ 45,000 | $ 45,000 | $ 122,000 |
| Ashland County Ohio | 1 | $ 325,000 | $ 325,000 | $ 94,000 |
| Auglaize County Ohio | 1 | $ 105,000 | $ 105,000 | $ 126,000 |
| Clinton County Ohio | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Darke County Ohio | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Hardin County Ohio | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Highland County Ohio | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Holmes County Ohio | 1 | $ 135,000 | $ 135,000 | $ 104,000 |
| Huron County Ohio | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Marion County Ohio | 1 | $ 15,000 | $ 15,000 | $ 4,000 |
| Morgan County Ohio | 1 | $ 105,000 | $ 105,000 | $ 175,000 |
| Ottawa County Ohio | 1 | $ 365,000 | $ 365,000 | $ 303,000 |
| Paulding County Ohio | 1 | $ 1,605,000 | $ 1,605,000 | $ 0 |
| Putnam County Ohio | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Sandusky County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Wyandot County Ohio | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Blair County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 478,000 |
| Chester County Pennsylvania | 1 | $ 1,505,000 | $ 1,505,000 | $ 916,000 |
| Cumberland County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 104,000 |
| Dauphin County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Delaware County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Franklin County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 126,000 |
| Greene County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Indiana County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Lehigh County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 277,000 |
| Montgomery County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 131,000 |
| Somerset County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Warren County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Anderson County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Charleston County South Carolina | 1 | $ 515,000 | $ 515,000 | $ 168,000 |
| Sumter County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Anderson County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 129,000 |
| Bedford County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Cheatham County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 154,000 |
| Franklin County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Overton County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Washington County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 158,000 |
| Bexar County Texas | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Collin County Texas | 1 | $ 495,000 | $ 495,000 | $ 185,000 |
| Randall County Texas | 1 | $ 335,000 | $ 335,000 | $ 244,000 |
| Caroline County Virginia | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Chesterfield County Virginia | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Fairfax City County Virginia | 1 | $ 1,505,000 | $ 1,505,000 | $ 488,000 |
| Gloucester County Virginia | 1 | $ 555,000 | $ 555,000 | $ 127,000 |
| James City County Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Manassas County Virginia | 1 | $ 465,000 | $ 465,000 | $ 148,000 |
| Orange County Virginia | 1 | $ 355,000 | $ 355,000 | $ 80,000 |
| Roanoke County Virginia | 1 | $ 375,000 | $ 375,000 | $ 206,000 |
| Rockbridge County Virginia | 1 | $ 605,000 | $ 605,000 | $ 124,000 |
| Warren County Virginia | 1 | $ 135,000 | $ 135,000 | $ 187,000 |
| Winchester County Virginia | 1 | $ 145,000 | $ 145,000 | $ 95,000 |
| Gilmer County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 147,000 |
| Hardy County West Virginia | 1 | $ 455,000 | $ 455,000 | $ 297,000 |
| Nicholas County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Pleasants County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Pocahontas County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| Waukesha County Wisconsin | 1 | $ 725,000 | $ 725,000 | $ 500,000 |
Mortgage Loan Application Detail Totals for Wesbanco Bank, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,740 | $1,536,930,000 | $560,000 | $51,005,000 | $160,000 | $6,950,000 |
| Other Purpose | 2,049 | $226,365,000 | $110,000 | $1,485,000 | $137,000 | $7,800,000 |
| Home Improvement | 1,685 | $275,415,000 | $163,000 | $47,875,000 | $140,000 | $2,868,000 |
| Refinancing | 571 | $175,115,000 | $306,000 | $20,405,000 | $145,000 | $4,202,000 |
| Cash-out Refinancing | 381 | $108,325,000 | $284,000 | $2,625,000 | $142,000 | $4,341,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,412 | $1,064,190,000 | $196,000 | $5,505,000 | $138,000 | $7,800,000 |
| Not Provided | 933 | $230,575,000 | $247,000 | $3,505,000 | $188,000 | $6,950,000 |
| Black or African American | 565 | $143,115,000 | $253,000 | $7,005,000 | $128,000 | $3,380,000 |
| Not applicable | 169 | $774,265,000 | $4,581,000 | $51,005,000 | $0 | $0 |
| Hispanic | 141 | $31,905,000 | $226,000 | $1,965,000 | $130,000 | $978,000 |
| Asian | 119 | $48,385,000 | $406,000 | $4,255,000 | $318,000 | $4,341,000 |
| American Indian or Alaskan Native | 36 | $5,230,000 | $145,000 | $565,000 | $104,000 | $359,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $530,000 | $265,000 | $425,000 | $127,000 | $210,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,709 | $2,157,965,000 | $321,000 | $51,005,000 | $154,000 | $7,800,000 |
| FHA-insured (Federal Housing Administration) | 589 | $126,235,000 | $214,000 | $865,000 | $81,000 | $480,000 |
| VA-guaranteed (Veterans Administration) | 83 | $30,385,000 | $366,000 | $1,365,000 | $126,000 | $354,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 45 | $7,565,000 | $168,000 | $305,000 | $67,000 | $114,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,863 | $1,695,615,000 | $348,000 | $51,005,000 | $159,000 | $6,950,000 |
| Application Denied By Financial Institution | 1,335 | $219,425,000 | $164,000 | $30,005,000 | $99,000 | $7,800,000 |
| Application Withdrawn By Applicant | 774 | $235,740,000 | $304,000 | $5,505,000 | $159,000 | $4,341,000 |
| File Closed For Incompleteness | 255 | $62,765,000 | $246,000 | $7,005,000 | $147,000 | $1,210,000 |
| Application Approved But Not Accepted | 185 | $103,055,000 | $557,000 | $26,405,000 | $135,000 | $927,000 |
| Preapproval Denied by Financial Institution | 11 | $4,675,000 | $425,000 | $1,085,000 | $68,000 | $202,000 |
| Preapproval Approved but not Accepted | 3 | $875,000 | $291,000 | $525,000 | $69,000 | $116,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,080 | $2,098,050,000 | $345,000 | $51,005,000 | $158,000 | $6,950,000 |
| Credit History | 597 | $56,995,000 | $95,000 | $1,515,000 | $103,000 | $7,800,000 |
| Debt-To-Income Ratio | 401 | $67,765,000 | $168,000 | $4,255,000 | $72,000 | $582,000 |
| Collateral | 117 | $17,545,000 | $149,000 | $1,505,000 | $130,000 | $1,063,000 |
| Other | 98 | $49,300,000 | $503,000 | $30,005,000 | $130,000 | $1,260,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 58 | $19,080,000 | $328,000 | $2,005,000 | $138,000 | $865,000 |
| Employment History | 34 | $4,740,000 | $139,000 | $555,000 | $77,000 | $554,000 |
| Unverifiable Information | 24 | $5,560,000 | $231,000 | $1,105,000 | $117,000 | $643,000 |
| Credit Application Incomplete | 17 | $3,115,000 | $183,000 | $445,000 | $109,000 | $360,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wesbanco Bank, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wesbanco Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.