Winstar Mortgage Partners, Inc Mortgage Lending & HMDA Data, 2006
In 2006, Winstar Mortgage Partners, Inc of Plymouth, MN reported 7,949 mortgage applications totaling $1.9 billion, down 14% from 2005. The average application was for $244,782, and applicants reported an average income of $95,407. 52% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (1,409), Washington-Arlington-Alexandria, DC-VA-MD-WV (597) and San Diego-Carlsbad-San Marcos, CA (520) (applications in parentheses).
| Mortgage Company & Address | Winstar Mortgage Partners, Inc 13705 First Avenue North, Suite 500 Plymouth, MN 55441 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 |
| Total Number of Mortgage Applications | 7,949 |
| Total Mortgage Loan Application Amount | $1,945,777,000 |
| Average Mortgage Loan Application Amount | $244,782 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $95,407 |
| Highest Applicant Income | $1,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Winstar Mortgage Partners, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,409 | $ 264,441,000 | $ 187,679 | $ 59,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 597 | $ 180,014,000 | $ 301,530 | $ 114,623 |
| San Diego-Carlsbad-San Marcos, CA | 520 | $ 186,174,000 | $ 358,026 | $ 133,000 |
| Los Angeles-Long Beach-Glendale, CA | 515 | $ 177,027,000 | $ 343,741 | $ 124,000 |
| Riverside-San Bernardino-Ontario, CA | 504 | $ 139,493,000 | $ 276,771 | $ 116,000 |
| Phoenix-Mesa-Scottsdale, AZ | 311 | $ 73,942,000 | $ 237,755 | $ 87,000 |
| Santa Ana-Anaheim-Irvine, CA | 234 | $ 90,705,000 | $ 387,628 | $ 154,000 |
| Seattle-Bellevue-Everett, WA | 204 | $ 52,181,000 | $ 255,789 | $ 107,000 |
| Richmond, VA | 184 | $ 28,414,000 | $ 154,423 | $ 74,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 136 | $ 38,219,000 | $ 281,022 | $ 141,000 |
| Las Vegas-Paradise, NV | 132 | $ 32,126,000 | $ 243,378 | $ 122,000 |
| Tampa-St. Petersburg-Clearwater, FL | 106 | $ 19,831,000 | $ 187,084 | $ 89,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 101 | $ 19,973,000 | $ 197,752 | $ 66,000 |
| Chicago-Naperville-Joliet, IL | 96 | $ 21,305,000 | $ 221,927 | $ 72,000 |
| Baltimore-Towson, MD | 92 | $ 18,512,000 | $ 201,217 | $ 84,000 |
| Orlando-Kissimmee, FL | 91 | $ 18,911,000 | $ 207,813 | $ 104,000 |
| Atlanta-Sandy Springs-Marietta, GA | 89 | $ 18,260,000 | $ 205,168 | $ 77,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 82 | $ 21,570,000 | $ 263,048 | $ 107,000 |
| Des Moines-West Des Moines, IA | 81 | $ 8,585,000 | $ 105,987 | $ 84,000 |
| Oakland-Fremont-Hayward, CA | 81 | $ 30,848,000 | $ 380,839 | $ 119,000 |
| Portland-Vancouver-Beaverton, OR-WA | 75 | $ 20,233,000 | $ 269,773 | $ 97,413 |
| Tucson, AZ | 73 | $ 12,492,000 | $ 171,123 | $ 48,000 |
| Bethesda-Gaithersburg-Frederick, MD | 62 | $ 17,731,000 | $ 285,983 | $ 103,000 |
| Miami-Miami Beach-Kendall, FL | 57 | $ 13,570,000 | $ 238,070 | $ 111,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 54 | $ 14,351,000 | $ 265,759 | $ 149,000 |
| Bakersfield, CA | 52 | $ 10,105,000 | $ 194,326 | $ 97,000 |
| Jacksonville, FL | 50 | $ 12,698,000 | $ 253,960 | $ 114,000 |
| Denver-Aurora, CO | 49 | $ 11,397,000 | $ 232,591 | $ 58,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 44 | $ 19,461,000 | $ 442,295 | $ 124,000 |
| Sarasota-Bradenton-Venice, FL | 39 | $ 8,724,000 | $ 223,692 | $ 110,000 |
| Vallejo-Fairfield, CA | 39 | $ 11,976,000 | $ 307,076 | $ 127,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 36 | $ 13,367,000 | $ 371,305 | $ 119,000 |
| Duluth, MN-WI | 35 | $ 4,801,000 | $ 137,171 | $ 28,285 |
| Milwaukee-Waukesha-West Allis, WI | 35 | $ 5,049,000 | $ 144,257 | $ 54,000 |
| Tacoma, WA | 35 | $ 6,822,000 | $ 194,914 | $ 82,000 |
| Rochester, MN | 34 | $ 5,530,000 | $ 162,647 | $ 63,000 |
| Cape Coral-Fort Myers, FL | 32 | $ 9,983,000 | $ 311,968 | $ 94,000 |
| Fresno, CA | 32 | $ 6,761,000 | $ 211,281 | $ 79,000 |
| Charlotte-Gastonia-Concord, NC-SC | 29 | $ 3,276,000 | $ 112,965 | $ 116,000 |
| St. Cloud, MN | 29 | $ 3,761,000 | $ 129,689 | $ 47,000 |
| Lakeland, FL | 28 | $ 4,626,000 | $ 165,214 | $ 106,000 |
| Charlottesville, VA | 27 | $ 8,719,000 | $ 322,925 | $ 104,000 |
| San Francisco-San Mateo-Redwood City, CA | 26 | $ 12,992,000 | $ 499,692 | $ 167,000 |
| Stockton, CA | 25 | $ 7,132,000 | $ 285,280 | $ 121,000 |
| St. Louis, MO-IL | 24 | $ 3,261,000 | $ 135,875 | $ 63,000 |
| Salinas, CA | 23 | $ 9,299,000 | $ 404,304 | $ 145,000 |
| San Antonio, TX | 22 | $ 2,444,000 | $ 111,090 | $ 119,000 |
| Warren-Troy-Farmington Hills, MI | 22 | $ 3,319,000 | $ 150,863 | $ 80,000 |
| Houston-Sugar Land-Baytown, TX | 21 | $ 2,254,000 | $ 107,333 | $ 93,000 |
| Kansas City, MO-KS | 21 | $ 3,126,000 | $ 148,857 | $ 65,428 |
| Lake County-Kenosha County, IL-WI | 20 | $ 3,969,000 | $ 198,450 | $ 51,600 |
| Palm Bay-Melbourne-Titusville, FL | 20 | $ 3,337,000 | $ 166,850 | $ 96,000 |
| Boston-Quincy, MA | 19 | $ 6,588,000 | $ 346,736 | $ 84,000 |
| Madison, WI | 19 | $ 3,261,000 | $ 171,631 | $ 139,000 |
| Modesto, CA | 18 | $ 4,360,000 | $ 242,222 | $ 76,000 |
| Port St. Lucie-Fort Pierce, FL | 18 | $ 3,878,000 | $ 215,444 | $ 97,000 |
| Visalia-Porterville, CA | 16 | $ 2,797,000 | $ 174,812 | $ 63,000 |
| Austin-Round Rock, TX | 15 | $ 2,073,000 | $ 138,200 | $ 49,000 |
| Detroit-Livonia-Dearborn, MI | 15 | $ 1,558,000 | $ 103,866 | $ 60,000 |
| El Centro, CA | 14 | $ 2,547,000 | $ 181,928 | $ 108,000 |
| Hanford-Corcoran, CA | 14 | $ 2,469,000 | $ 176,357 | $ 69,000 |
| Medford, OR | 14 | $ 2,938,000 | $ 209,857 | $ 84,000 |
| Santa Rosa-Petaluma, CA | 14 | $ 5,604,000 | $ 400,285 | $ 96,000 |
| Memphis, TN-MS-AR | 13 | $ 2,200,000 | $ 169,230 | $ 88,000 |
| Naples-Marco Island, FL | 13 | $ 3,423,000 | $ 263,307 | $ 95,000 |
| Albuquerque, NM | 12 | $ 1,105,000 | $ 92,083 | $ 85,000 |
| Bellingham, WA | 12 | $ 2,727,000 | $ 227,250 | $ 19,000 |
| Prescott, AZ | 12 | $ 3,001,000 | $ 250,083 | $ 118,000 |
| Spokane, WA | 12 | $ 1,498,000 | $ 124,833 | $ 63,000 |
| Eau Claire, WI | 11 | $ 1,325,000 | $ 120,454 | $ 83,000 |
| Tallahassee, FL | 11 | $ 1,585,000 | $ 144,090 | $ 50,000 |
| Dalton, GA | 10 | $ 1,019,000 | $ 101,900 | $ 0 |
| Grand Rapids-Wyoming, MI | 10 | $ 1,049,000 | $ 104,900 | $ 0 |
| Honolulu, HI | 10 | $ 4,263,000 | $ 426,300 | $ 168,000 |
| Yuba City, CA | 10 | $ 2,148,000 | $ 214,800 | $ 77,000 |
| Colorado Springs, CO | 9 | $ 1,504,000 | $ 167,111 | $ 67,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 9 | $ 1,881,000 | $ 209,000 | $ 57,000 |
| Redding, CA | 9 | $ 1,687,000 | $ 187,444 | $ 133,000 |
| Reno-Sparks, NV | 9 | $ 2,805,000 | $ 311,666 | $ 123,000 |
| San Luis Obispo-Paso Robles, CA | 9 | $ 3,779,000 | $ 419,888 | $ 167,000 |
| Springfield, MO | 9 | $ 1,074,000 | $ 119,333 | $ 0 |
| Winston-Salem, NC | 9 | $ 910,000 | $ 101,111 | $ 74,000 |
| Chattanooga, TN-GA | 8 | $ 964,000 | $ 120,500 | $ 80,500 |
| Fargo, ND-MN | 8 | $ 994,000 | $ 124,250 | $ 74,500 |
| Flagstaff, AZ | 8 | $ 2,459,000 | $ 307,375 | $ 204,000 |
| Merced, CA | 8 | $ 2,390,000 | $ 298,750 | $ 75,000 |
| Napa, CA | 8 | $ 3,055,000 | $ 381,875 | $ 178,000 |
| Ocala, FL | 8 | $ 1,215,000 | $ 151,875 | $ 56,000 |
| Yuma, AZ | 8 | $ 1,217,000 | $ 152,125 | $ 77,000 |
| Boulder, CO | 7 | $ 906,000 | $ 129,428 | $ 10,000 |
| Bremerton-Silverdale, WA | 7 | $ 1,527,000 | $ 218,142 | $ 134,000 |
| Cedar Rapids, IA | 7 | $ 633,000 | $ 90,428 | $ 66,000 |
| Hartford-West Hartford-East Hartford, CT | 7 | $ 1,018,000 | $ 145,428 | $ 68,000 |
| Lynchburg, VA | 7 | $ 1,069,000 | $ 152,714 | $ 36,000 |
| Olympia, WA | 7 | $ 1,295,000 | $ 185,000 | $ 109,000 |
| Pensacola-Ferry Pass-Brent, FL | 7 | $ 1,454,000 | $ 207,714 | $ 86,000 |
| Punta Gorda, FL | 7 | $ 1,506,000 | $ 215,142 | $ 81,000 |
| Salem, OR | 7 | $ 1,668,000 | $ 238,285 | $ 152,000 |
| Appleton, WI | 6 | $ 895,000 | $ 149,166 | $ 64,000 |
| Fort Worth-Arlington, TX | 6 | $ 655,000 | $ 109,166 | $ 162,000 |
| Greensboro-High Point, NC | 6 | $ 463,000 | $ 77,166 | $ 109,000 |
| Nashville-Davidson--Murfreesboro, TN | 6 | $ 913,000 | $ 152,166 | $ 78,000 |
| Oshkosh-Neenah, WI | 6 | $ 785,000 | $ 130,833 | $ 66,000 |
| Santa Cruz-Watsonville, CA | 6 | $ 2,416,000 | $ 402,666 | $ 161,000 |
| Bend, OR | 5 | $ 846,000 | $ 169,200 | $ 33,000 |
| Dallas-Plano-Irving, TX | 5 | $ 1,251,000 | $ 250,200 | $ 193,000 |
| Fort Collins-Loveland, CO | 5 | $ 954,000 | $ 190,800 | $ 76,000 |
| Jacksonville, NC | 5 | $ 354,000 | $ 70,800 | $ 197,000 |
| Sheboygan, WI | 5 | $ 590,000 | $ 118,000 | $ 52,000 |
| Durham, NC | 4 | $ 728,000 | $ 182,000 | $ 154,000 |
| Eugene-Springfield, OR | 4 | $ 964,000 | $ 241,000 | $ 74,000 |
| Gainesville, FL | 4 | $ 546,000 | $ 136,500 | $ 110,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 611,000 | $ 152,750 | $ 63,500 |
| La Crosse, WI-MN | 4 | $ 234,000 | $ 58,500 | $ 39,500 |
| Lexington-Fayette, KY | 4 | $ 925,000 | $ 231,250 | $ 90,000 |
| Racine, WI | 4 | $ 513,000 | $ 128,250 | $ 92,000 |
| Roanoke, VA | 4 | $ 665,000 | $ 166,250 | $ 78,000 |
| Santa Barbara-Santa Maria, CA | 4 | $ 1,564,000 | $ 391,000 | $ 96,000 |
| Sebastian-Vero Beach, FL | 4 | $ 1,071,000 | $ 267,750 | $ 35,000 |
| St. George, UT | 4 | $ 1,197,000 | $ 299,250 | $ 125,000 |
| Winchester, VA-WV | 4 | $ 712,000 | $ 178,000 | $ 68,000 |
| Worcester, MA | 4 | $ 563,000 | $ 140,750 | $ 65,000 |
| Boise City-Nampa, ID | 3 | $ 459,000 | $ 153,000 | $ 54,000 |
| Chico, CA | 3 | $ 684,000 | $ 228,000 | $ 96,000 |
| Green Bay, WI | 3 | $ 279,000 | $ 93,000 | $ 41,000 |
| Janesville, WI | 3 | $ 258,000 | $ 86,000 | $ 57,000 |
| Kalamazoo-Portage, MI | 3 | $ 474,000 | $ 158,000 | $ 80,000 |
| Panama City-Lynn Haven, FL | 3 | $ 668,000 | $ 222,666 | $ 131,000 |
| Wilmington, DE-MD-NJ | 3 | $ 504,000 | $ 168,000 | $ 93,000 |
| Asheville, NC | 2 | $ 361,000 | $ 180,500 | $ 47,000 |
| Battle Creek, MI | 2 | $ 60,000 | $ 30,000 | $ 42,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 1,162,000 | $ 581,000 | $ 701,000 |
| Cincinnati-Middletown, OH-KY-IN | 2 | $ 364,000 | $ 182,000 | $ 91,000 |
| Coeur D'Alene, ID | 2 | $ 1,081,000 | $ 540,500 | $ 216,000 |
| Columbia, MO | 2 | $ 672,000 | $ 336,000 | $ 102,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 125,000 | $ 62,500 | $ 39,000 |
| Flint, MI | 2 | $ 163,000 | $ 81,500 | $ 60,000 |
| Fond Du Lac, WI | 2 | $ 226,000 | $ 113,000 | $ 38,000 |
| Fort Walton Beach-Crestview-Destin, FL | 2 | $ 297,000 | $ 148,500 | $ 43,000 |
| Indianapolis-Carmel, IN | 2 | $ 241,000 | $ 120,500 | $ 31,000 |
| Iowa City, IA | 2 | $ 240,000 | $ 120,000 | $ 108,000 |
| Jackson, TN | 2 | $ 119,000 | $ 59,500 | $ 18,000 |
| Lansing-East Lansing, MI | 2 | $ 238,000 | $ 119,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 2 | $ 130,000 | $ 65,000 | $ 58,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 2 | $ 952,000 | $ 476,000 | $ 213,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 311,000 | $ 155,500 | $ 40,000 |
| Pueblo, CO | 2 | $ 163,000 | $ 81,500 | $ 82,000 |
| Raleigh-Cary, NC | 2 | $ 552,000 | $ 276,000 | $ 59,000 |
| Rapid City, SD | 2 | $ 147,000 | $ 73,500 | $ 49,000 |
| Rockford, IL | 2 | $ 362,000 | $ 181,000 | $ 0 |
| Salt Lake City, UT | 2 | $ 135,000 | $ 67,500 | $ 177,000 |
| Sioux Falls, SD | 2 | $ 223,000 | $ 111,500 | $ 78,000 |
| Tulsa, OK | 2 | $ 174,000 | $ 87,000 | $ 132,000 |
| Warner Robins, GA | 2 | $ 220,000 | $ 110,000 | $ 73,000 |
| Akron, OH | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Amarillo, TX | 1 | $ 270,000 | $ 270,000 | $ 120,000 |
| Athens-Clarke County, GA | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Carson City, NV | 1 | $ 140,000 | $ 140,000 | $ 161,000 |
| Charleston-North Charleston, SC | 1 | $ 230,000 | $ 230,000 | $ 123,000 |
| Clarksville, TN-KY | 1 | $ 94,000 | $ 94,000 | $ 71,000 |
| Cleveland, TN | 1 | $ 62,000 | $ 62,000 | $ 98,000 |
| Cleveland-Elyria-Mentor, OH | 1 | $ 154,000 | $ 154,000 | $ 71,000 |
| Columbus, IN | 1 | $ 60,000 | $ 60,000 | $ 62,000 |
| Columbus, OH | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Dayton, OH | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Dover, DE | 1 | $ 109,000 | $ 109,000 | $ 38,000 |
| El Paso, TX | 1 | $ 223,000 | $ 223,000 | $ 204,000 |
| Essex County, MA | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Fayetteville, NC | 1 | $ 280,000 | $ 280,000 | $ 78,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 125,000 | $ 125,000 | $ 275,000 |
| Gainesville, GA | 1 | $ 417,000 | $ 417,000 | $ 182,000 |
| Greeley, CO | 1 | $ 111,000 | $ 111,000 | $ 64,000 |
| Greenville, SC | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 144,000 | $ 144,000 | $ 112,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 102,000 | $ 102,000 | $ 39,000 |
| Holland-Grand Haven, MI | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Idaho Falls, ID | 1 | $ 170,000 | $ 170,000 | $ 48,000 |
| Jackson, MI | 1 | $ 140,000 | $ 140,000 | $ 108,000 |
| Laredo, TX | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Logan, UT-ID | 1 | $ 137,000 | $ 137,000 | $ 144,000 |
| Louisville-Jefferson County, KY-IN | 1 | $ 168,000 | $ 168,000 | $ 59,000 |
| Madera, CA | 1 | $ 149,000 | $ 149,000 | $ 29,000 |
| Mobile, AL | 1 | $ 22,000 | $ 22,000 | $ 64,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 376,000 | $ 376,000 | $ 140,000 |
| New Haven-Milford, CT | 1 | $ 150,000 | $ 150,000 | $ 39,000 |
| Niles-Benton Harbor, MI | 1 | $ 139,000 | $ 139,000 | $ 95,000 |
| Provo-Orem, UT | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Salisbury, MD | 1 | $ 120,000 | $ 120,000 | $ 86,000 |
| Santa Fe, NM | 1 | $ 129,000 | $ 129,000 | $ 130,000 |
| Sioux City, IA-NE-SD | 1 | $ 194,000 | $ 194,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 112,000 | $ 112,000 | $ 81,000 |
| Topeka, KS | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Wenatchee, WA | 1 | $ 230,000 | $ 230,000 | $ 120,000 |
| Wilmington, NC | 1 | $ 600,000 | $ 600,000 | $ 309,000 |
| Yakima, WA | 1 | $ 65,000 | $ 65,000 | $ 0 |
Mortgage Loan Application Detail Totals for Winstar Mortgage Partners, Inc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,713 | $1,252,246,000 | $265,000 | $1,500,000 | $95,000 | $1,500,000 |
| Home Purchase | 3,236 | $693,531,000 | $214,000 | $1,500,000 | $96,000 | $1,382,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,956 | $946,625,000 | $239,000 | $1,500,000 | $109,000 | $1,483,000 |
| Hispanic | 1,273 | $334,594,000 | $262,000 | $1,238,000 | $99,000 | $1,150,000 |
| Not applicable | 835 | $172,397,000 | $206,000 | $975,000 | $0 | $0 |
| Black or African American | 663 | $156,850,000 | $236,000 | $1,000,000 | $94,000 | $402,000 |
| Asian | 608 | $186,819,000 | $307,000 | $1,500,000 | $123,000 | $600,000 |
| Not Provided | 514 | $118,635,000 | $230,000 | $1,500,000 | $96,000 | $949,000 |
| Native Hawaiian or Other Pacific Islander | 72 | $23,432,000 | $325,000 | $900,000 | $137,000 | $700,000 |
| American Indian or Alaskan Native | 28 | $6,425,000 | $229,000 | $543,000 | $181,000 | $1,500,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,920 | $1,940,879,000 | $245,000 | $1,500,000 | $96,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 18 | $2,712,000 | $150,000 | $223,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 11 | $2,186,000 | $198,000 | $302,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,107 | $993,713,000 | $241,000 | $1,375,000 | $104,000 | $1,500,000 |
| Application Denied By Financial Institution | 1,215 | $315,278,000 | $259,000 | $1,500,000 | $115,000 | $1,382,000 |
| Application Approved But Not Accepted | 1,148 | $301,129,000 | $262,000 | $1,500,000 | $105,000 | $1,150,000 |
| Loan Purchased By The Institution | 836 | $172,709,000 | $206,000 | $975,000 | $0 | $100,000 |
| File Closed For Incompleteness | 408 | $101,112,000 | $247,000 | $1,500,000 | $109,000 | $560,000 |
| Application Withdrawn By Applicant | 235 | $61,836,000 | $263,000 | $1,500,000 | $107,000 | $600,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 487 | $121,979,000 | $250,000 | $970,000 | $96,000 | $575,000 |
| Other | 213 | $53,033,000 | $248,000 | $1,000,000 | $130,000 | $666,000 |
| Collateral | 192 | $49,970,000 | $260,000 | $1,500,000 | $131,000 | $528,000 |
| Debt-To-Income Ratio | 147 | $36,548,000 | $248,000 | $800,000 | $98,000 | $312,000 |
| Unverifiable Information | 100 | $32,480,000 | $324,000 | $1,000,000 | $141,000 | $480,000 |
| Employment History | 44 | $11,703,000 | $265,000 | $1,400,000 | $125,000 | $422,000 |
| Credit Application Incomplete | 24 | $6,514,000 | $271,000 | $800,000 | $126,000 | $307,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $3,051,000 | $381,000 | $1,000,000 | $408,000 | $1,382,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Winstar Mortgage Partners, Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Winstar Mortgage Partners, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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