Lincoln County SD
Mortgage Loan Application
Totals and Details
for 2009

Find mortgage statistics and lending data for the Lincoln County SD metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Lincoln County SD, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,056
Total Mortgage Loan Application Amount $1,119,027,000
Average Mortgage Loan Application Amount $184,000
Highest Mortgage Loan Application Amount $11,510,000
Average Applicant Income $94,000
Highest Applicant Income $2,802,000

Mortgage Company List for Lending in Lincoln County SD for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 1,408 $ 273,564,000
FIRST BANK & TRUST
110 N. MINNESOTA AVE
SIOUX FALLS, SD 57104
* $ 362,147,000 396 $ 69,856,000
HOME FEDERAL BANK
P.O. BOX 5000
SIOUX FALLS, SD 57117
* $ 1,172,207,000 359 $ 53,377,000
CORTRUST MORTGAGE, INC.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ 10,000,000 339 $ 66,490,000
PLAINS COMMERCE BANK
220 MAIN ST
HOVEN, SD 57450
* $ 369,650,000 323 $ 61,793,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 303 $ 54,991,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 243 $ 47,017,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 216 $ 43,475,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 196 $ 36,176,000
FIRST PREMIER BANK
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57110
* $ 943,441,000 186 $ 21,787,000
CU MORTGAGE DIRECT, LLC
5010 S. SOLBERG AVENUE
SIOUX FALLS, SD 57108
* $ 48,476,000 163 $ 28,389,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 153 $ 32,038,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 152 $ 29,686,000
GREAT WESTERN BANK
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 4,294,977,000 143 $ 27,930,000
FIRST DAKOTA NATIONAL BANK
225 CEDAR ST
YANKTON, SD 57078
* $ 718,213,000 124 $ 24,766,000
THE FIRST NATIONAL BANK IN SIOUX FALLS
100 S. PHILLIPS AVENUE
SIOUX FALLS, SD 57104
* $ 1,159,455,000 109 $ 26,826,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 104 $ 17,632,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 83 $ 7,295,000
SIOUX FALLS
700 E 14TH STREET
SIOUX FALLS, SD 57104
* $ 123,450,000 82 $ 10,955,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 63 $ 10,677,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 51 $ 9,079,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,858,594,000 49 $ 8,719,000
METABANK
PO BOX 1307
STORM LAKE, IA 50588
* $ 857,466,000 44 $ 14,595,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 44 $ 9,308,000
MINNWEST MORTGAGE CORPORATION
5324 EAST ARROWHEAD PKY, SUITE 102
SIOUX FALLS, SD 57110
* $ 1,693,099,000 42 $ 8,021,000
MINNWEST BANK SIOUX FALLS
5001 S LOUISE AVE
SIOUX FALLS, SD 57108
* $ 103,595,000 39 $ 5,399,000
DACOTAH BANK
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57102
* $ 1,585,164,000 36 $ 5,493,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 34 $ 6,160,000
FARMERS STATE BANK OF CANTON
220 E 5TH ST/ PO BOX178
CANTON, SD 57013
* $ 43,018,000 31 $ 2,606,000
MIDWEST FAMILY LENDING CORP.
2753 99TH STREET
URBANDALE, IA 50322
* $ 10,000,000 29 $ 4,209,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 26 $ 4,513,000
FRONTIER BANK
301 FIRST AVENUE
ROCK RAPIDS, IA 51246
* $ 179,440,000 20 $ 4,526,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 19 $ 5,376,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 18 $ 4,084,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 17 $ 3,757,000
VALLEY EXCHANGE BANK
214 S MAIN ST, PO BOX 19
LENNOX, SD 57039
* $ 53,136,000 17 $ 985,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 185,098,787,000 17 $ 4,742,000
PREMIER BANK
1004 21ST AVENUE
ROCK VALLEY, IA 51247
* $ 183,632,000 15 $ 1,632,000
SECURITY NATIONAL BANK OF SOUTH DAKOTA
325 DAKOTA DUNES BLVD
DAKOTA DUNES, SD 57049
* $ 116,254,000 15 $ 2,380,000
ONE AMERICAN BANK
549 BROADWAY PO BOX 130
CENTERVILLE, SD 57014
* $ 165,636,000 14 $ 4,108,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 14 $ 2,699,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 14 $ 2,106,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 13 $ 2,056,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 13 $ 2,285,000
LIBERTY NATIONAL BANK
4425 SINGING HILLS BLVD
SIOUX CITY, IA 51106
* $ 171,318,000 12 $ 1,892,000
FIRST BANK & TRUST
520 6TH STREET
BROOKINGS, SD 57006
* $ 854,438,000 11 $ 1,395,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 11 $ 2,067,000
FARM CREDIT SERVICES OF AMERICA, FLCA
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 11 $ 1,682,000
SIOUX EMPIRE
5010 S SOLBERG AVE
SIOUX FALLS, SD 57108
* $ 58,542,000 9 $ 327,000
CORTRUST BANK NATIONAL ASSOCIATION
100 EAST HAVENS
MITCHELL, SD 57301
* $ 538,936,000 9 $ 205,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 8 $ 629,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 69,166,325,000 8 $ 1,499,000
IOWA BANKERS MORTGAGE CORPORAT
8800 NW 62ND AVE PO BOX 6220
JOHNSTON, IA 50131
* $ 10,000,000 8 $ 1,631,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
DRAPER, UT 84020
* $ 10,000,000 8 $ 1,798,000
GB MORTGAGE, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 29,183,000 7 $ 1,141,000
BELL BANK
3100 13TH AVE S
FARGO, ND 58103
* $ 1,926,633,000 7 $ 1,757,000
FIRST NATIONAL BANK OF OMAHA
1620 DODGE STREET
OMAHA, NE 68197
* $ 9,901,044,000 7 $ 1,619,000
SERVICE FIRST FEDERAL CREDIT UNION
3901 E 10TH STREET
SIOUX FALLS, SD 57103
* $ 114,391,000 6 $ 509,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 82,416,721,000 6 $ 769,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD. SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 5 $ 1,126,000
MERRILL LYNCH CREDIT CORP
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 5 $ 914,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 5 $ 444,000
BANKWEST, INC.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 740,031,000 4 $ 150,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 4 $ 605,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 4 $ 1,039,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 4 $ 832,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 4 $ 555,000
BANK 360
P.O. BOX 791
BERESFORD, SD 57004
* $ 42,450,000 4 $ 369,000
NORTHWEST BANK
101 W 5TH ST.
SPENCER, IA 51301
* $ 756,287,000 3 $ 510,000
MIDWEST HERITAGE BANK, FSB
1025 BRADEN AVENUE, P. O. BOX 331
CHARITON, IA 50049
* $ 140,844,000 3 $ 432,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 3 $ 604,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 279,777,049,000 3 $ 484,000
RELIABANK DAKOTA
211 N MAIN ST
ESTELLINE, SD 57201
* $ 147,095,000 3 $ 286,000
QUOIN FINANCIAL BANK
PO BOX 199
MILLER, SD 57362
* $ 127,638,000 3 $ 768,000
FIRST INTERSTATE BANK
PO BOX 30918
BILLINGS, MT 59116
* $ 5,535,535,000 3 $ 658,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 3 $ 464,000
AMERICANMTGNETWORK DBA VERTICE
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 2 $ 611,000
FIRST NAT'L BANK OF S DAKOTA
332 BROADWAY
YANKTON, SD 57078
* $ 475,209,000 2 $ 447,000
FIRST NATIONAL BANK
125 WEST SIOUX AVE
PIERRE, SD 57501
* $ 624,834,000 2 $ 311,000
AMERICAN NATIONAL BANK
8990 WEST DODGE RD
OMAHA, NE 68114
* $ 1,780,198,000 2 $ 6,000
CEDAR RAPIDS BANK AND TRUST COMPANY
500 1ST AVENUE NE
CEDAR RAPIDS, IA 52401
* $ 469,139,000 2 $ 327,000
RIVERS EDGE BANK
211 N BROADWAY
MARION, SD 57043
* $ 63,556,000 2 $ 190,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 2 $ 224,000
AVELO MORTGAGE, L.L.C
250 EAST JOHN CARPENTER FREEWAY
IRVING, TX 75062
* $ 10,000,000 2 $ 312,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 578,000
NATIONWIDE MORTGAGE CONCEPTS,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 2 $ 248,000
LIBERTY MORTGAGE CORPORATION
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 2 $ 332,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 2 $ 394,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,677,931,000 2 $ 118,000
HIGHMARK
725 5TH STREET
RAPID CITY, SD 57701
* $ 69,451,000 2 $ 50,000
FIRST SAVINGS BANK
201 NORTH 3RD ST
BERESFORD, SD 57004
* $ 451,988,000 2 $ 279,000
GUARANTY BANK, FSB
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,629,217,000 2 $ 364,000
AMERICAN INVESTORS BANK MTG
6385 OLD SHADY OAK RD, SUITE 110
EDEN PRAIRIE, MN 55344
* $ 69,459,000 2 $ 636,000
THINK MUTUAL BANK
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,350,223,000 2 $ 220,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 2,246,123,000 1 $ 176,000
THRIVENT FINANCIAL BANK
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 542,847,000 1 $ 155,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 6,513,521,000 1 $ 269,000
HOMETOWN BANK
1000 COOK STREET
REDWOOD FALLS, MN 56283
* $ 140,904,000 1 $ 142,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 1 $ 250,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 187,000
TRUHOME SOLUTIONS, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 124,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 171,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 12,942,945,000 1 $ 201,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 25,365,108,000 1 $ 78,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
INDEPENDENCE, OH 44131
* $ 101,315,000 1 $ 223,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 129,000
UNIVERSAL MORTGAGE CORPORATION
12080 NORTH CORPORATE PKWY SUITE 100
MEQUON, WI 53092
* $ 10,000,000 1 $ 143,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 1 $ 132,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 1,959,803,000 1 $ 42,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 1 $ 87,000
1ST FINANCIAL BANK USA
331 DAKOTA DUNES BLVD
DAKOTA DUNES, SD 57049
* $ 655,569,000 1 $ 63,000
BANK OF THE WEST
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 66,890,239,000 1 $ 195,000
BANK OF ANN ARBOR
1333 W ANN ARBOR ROAD
PLYMOUTH, MI 48185
* $ 489,167,000 1 $ 138,000
THE BUSINESS BANK
11100 WAYZATA BLVD SUITE 150
MINNETONKA, MN 55305
* $ 144,489,000 1 $ 344,000
GRANDBRIDGE REAL EST CAPITAL
223 W NASH STREET
WILSON, NC 27893
* $ 74,000,000,000 1 $ 11,510,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 2,568,044,000 1 $ 45,000
NORTH AMERICAN SAVINGS BANK
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,503,790,000 1 $ 1,000,000
SIOUXLAND NATIONAL BANK
1001 W 29TH ST
SOUTH SIOUX CITY, NE 68776
* $ 41,767,000 1 $ 245,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 1 $ 14,000
FIRST NATIONAL BANK
205 W. OAK STREET
FORT COLLINS, CO 80522
* $ 2,587,212,000 1 $ 225,000
BEACH FIRST NATIONAL BANK
3751 GRISSOM PARKWAY, SUITE 100
MYRTLE BEACH, SC 29577
* $ 657,891,000 1 $ 226,000
TCF NATIONAL BANK
2508 LOUISE AVE S (002-01-P)
SIOUX FALLS, SD 57106
* $ 16,703,060,000 1 $ 225,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 1 $ 78,000
CARLINVILLE NATIONAL BANK
450 WEST SIDE SQUARE
CARLINVILLE, IL 62626
* $ 201,236,000 1 $ 65,000
FIRST NATIONAL BANK
111 CENTRAL AVE NW
LE MARS, IA 51031
* $ 256,671,000 1 $ 96,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 53,586,626,000 1 $ 258,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 35,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 181,604,079,000 1 $ 138,000
CAPWEST MORTGAGE CORPORATION
14231 METCALF AVE. STE. 200
OVERLAND PARK, KS 66223
* $ 629,176,000 1 $ 207,000
WINTRUST MORTGAGE CORPORATION
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 1 $ 240,000
PRIMEBANK
37 1ST AVE NW
LE MARS, IA 51031
* $ 357,696,000 1 $ 140,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Lincoln County SD in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,128 $783,434,000 $189,000 $4,300,000 $98,000 $1,546,000
Home Purchase 1,699 $311,048,000 $183,000 $11,510,000 $84,000 $2,802,000
Home Improvement 229 $24,545,000 $107,000 $6,700,000 $88,000 $1,226,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,894 $879,287,000 $179,000 $3,920,000 $95,000 $2,802,000
Not applicable 757 $164,038,000 $216,000 $11,510,000 $79,000 $1,490,000
Not Provided 298 $56,619,000 $189,000 $1,000,000 $113,000 $1,200,000
Asian 43 $7,544,000 $175,000 $1,200,000 $111,000 $824,000
Hispanic 34 $6,265,000 $184,000 $950,000 $98,000 $624,000
Black or African American 16 $2,501,000 $156,000 $300,000 $44,000 $188,000
American Indian or Alaskan Native 12 $2,355,000 $196,000 $417,000 $113,000 $394,000
Native Hawaiian or Other Pacific Islander 2 $418,000 $209,000 $213,000 $83,000 $110,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,463 $859,910,000 $192,000 $11,510,000 $108,000 $2,802,000
FHA-insured (Federal Housing Administration) 1,193 $192,388,000 $161,000 $359,000 $58,000 $690,000
VA-guaranteed (Veterans Administration) 215 $40,349,000 $187,000 $420,000 $46,000 $188,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 185 $26,380,000 $142,000 $417,000 $43,000 $142,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,344 $605,485,000 $181,000 $6,700,000 $98,000 $1,491,000
Loan Purchased By The Institution 1,236 $223,722,000 $181,000 $898,000 $81,000 $1,490,000
Application Withdrawn By Applicant 538 $116,051,000 $215,000 $11,510,000 $105,000 $2,802,000
Application Denied By Financial Institution 493 $88,115,000 $178,000 $3,920,000 $77,000 $1,200,000
Application Approved But Not Accepted 365 $72,715,000 $199,000 $1,200,000 $106,000 $1,546,000
File Closed For Incompleteness 80 $12,939,000 $161,000 $400,000 $80,000 $690,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 115 $23,578,000 $205,000 $3,920,000 $104,000 $1,200,000
Debt-To-Income Ratio 107 $20,621,000 $192,000 $1,240,000 $58,000 $300,000
Credit History 92 $12,885,000 $140,000 $785,000 $64,000 $300,000
Credit Application Incomplete 53 $10,282,000 $194,000 $420,000 $84,000 $240,000
Other 33 $6,657,000 $201,000 $880,000 $93,000 $400,000
Unverifiable Information 15 $2,524,000 $168,000 $265,000 $69,000 $300,000
Insufficient Cash (Downpayment, Closing Cost) 9 $2,021,000 $224,000 $342,000 $67,000 $207,000
Employment History 5 $626,000 $125,000 $172,000 $34,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information back through 2003.

Download the South Dakota Lender List