McPherson County, KS Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 807 mortgage applications in McPherson County, KS totaling $132.1 million, down 1% from 2024. The average application was for $163,000, and applicants reported an average income of $118,000. 61% of applications resulted in an originated loan and 12% were denied. The most active lender was Peoples Bank and Trust Co, with 216 applications, followed by Flat Branch Mortgage, Inc. and PennyMac Loan Services LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 807
Total Mortgage Loan Application Amount $132,065,000
Average Mortgage Loan Application Amount $163,000
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $118,000
Highest Applicant Income $2,618,000

Mortgage Company List for Lending in McPherson County, KS for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Peoples Bank and Trust Co
101 S MAIN ST
MCPHERSON, KS 67460
* $ n/a 216 $ 34,790,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 49 $ 9,125,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 43 $ 8,235,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 41 $ 8,645,000
The Citizens State Bank
201 S CHRISTIAN, PO BOX 110
MOUNDRIDGE, KS 67107
* $ n/a 21 $ 3,185,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 21 $ 3,955,000
Heartland Credit Union
900 EAST 23RD AVENUE
HUTCHINSON, KS 67502
* $ n/a 19 $ 2,065,000
Great Plains Federal Credit Union
2306 S RANGE LINE RD
JOPLIN, MO 64804
* $ n/a 19 $ 1,475,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 16 $ 3,220,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 15 $ 1,315,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ n/a 15 $ 2,985,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 14 $ 3,390,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 14 $ 970,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 13 $ 2,515,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 12 $ 1,100,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 10 $ 1,810,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 9 $ 1,585,000
Emprise Bank
257 N BROADWAY
WICHITA, KS 67202
* $ n/a 9 $ 1,155,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 9 $ 465,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 8 $ 1,900,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 8 $ 1,230,000
Community National Bank & Trust
14 N LINCOLN
CHANUTE, KS 66720
* $ n/a 7 $ 1,175,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 7 $ 885,000
American Mortgage Bank
3401 NW 63RD SUITE 620
OKLAHOMA CITY, OK 73116
* $ n/a 6 $ 1,010,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 6 $ 1,300,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ n/a 6 $ 1,150,000
Golden Plains Credit Union
1714 EAST KANSAS AVENUE
GARDEN CITY, KS 67846
* $ n/a 5 $ 685,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 5 $ 855,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 5 $ 1,095,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 5 $ 1,055,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 5 $ 215,000
Credit Union of America
711 W DOUGLAS
WICHITA, KS 67226
* $ n/a 5 $ 425,000
First National Bank of Hutchinson
1 N MAIN ST
HUTCHINSON, KS 67501
* $ n/a 5 $ 595,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 5 $ 155,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 5 $ 895,000
Intrust Bank, NA
105 N MAIN ST
WICHITA, KS 67202
* $ n/a 4 $ 580,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ n/a 4 $ 790,000
Vintage Bank Kansas
P O BOX 68 101 SOUTH MAIN
LEON, KS 67074
* $ n/a 4 $ 720,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 4 $ 330,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 4 $ 820,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 4 $ 540,000
The Bennington State Bank
2130 SOUTH OHIO, P.O. BOX 1280
SALINA, KS 67402
* $ n/a 3 $ 765,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 3 $ 585,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 3 $ 745,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 3 $ 135,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 3 $ 1,235,000
Quantum Credit Union
6300 W 21ST ST N
WICHITA, KS 67205
* $ n/a 2 $ 340,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 2 $ 390,000
Union State Bank
127 S SUMMIT STREET
ARKANSAS CITY, KS 67005
* $ n/a 2 $ 310,000
Premier Members Credit Union
5505 ARAPAHOE AVE
BOULDER, CO 80303
* $ n/a 2 $ 270,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 2 $ 340,000
M Squared Financial LLC
7501 MISSION RD STE 200
PRAIRIE VILLAGE, KS 66208
* $ n/a 2 $ 530,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 260,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 2 $ 240,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 2 $ 460,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 2 $ 530,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ n/a 2 $ 330,000
Legacy Bank
3711 N RIDGE RD
WICHITA, KS 67205
* $ n/a 2 $ 120,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 2 $ 100,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 2 $ 110,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 2 $ 340,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 1 $ 335,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ n/a 1 $ 65,000
Bank Independent
710 S MONTGOMERY AVE
SHEFFIELD, AL 35660
* $ n/a 1 $ 165,000
Mid America Bank
802 AMES STREET
BALDWIN CITY, KS 66006
* $ n/a 1 $ 55,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 1 $ 35,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 185,000
Envista Federal Credit Union
3626 SW WANAMAKER RD
TOPEKA, KS 66614
* $ n/a 1 $ 55,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 1 $ 35,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 85,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 1 $ 625,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 315,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ n/a 1 $ 205,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 1 $ 175,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 1 $ 55,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 1 $ 365,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 125,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 1 $ 245,000
All in Credit Union
238 VIRGINIA AVENUE
DALEVILLE, AL 36322
* $ n/a 1 $ 25,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 1 $ 265,000
United Bank & Trust
823 BROADWAY
MARYSVILLE, KS 66508
* $ n/a 1 $ 205,000
Halstead Bank
314 MAIN ST
HALSTEAD, KS 67056
* $ n/a 1 $ 205,000
Citizens Federal Savings Bank
5151 S 4TH STREET TRAFFICWAY
LEAVENWORTH, KS 66048
* $ n/a 1 $ 305,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ n/a 1 $ 25,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 1 $ 175,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ n/a 1 $ 85,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ n/a 1 $ 155,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 195,000
Mid American Credit Union
8404 W. KELLOGG DR.
WICHITA, KS 67209
* $ n/a 1 $ 55,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 1 $ 65,000
General Mortgage Capital Corporation
1350 OLD BAYSHORE HWY
BURLINGAME, CA 94010
* $ n/a 1 $ 155,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 1 $ 55,000
White Eagle Credit Union
2830 OHIO
AUGUSTA, KS 67010
* $ n/a 1 $ 15,000
Everence Federal Credit Union
2160 LINCOLN HWY E, STE 20
LANCASTER, PA 17602
* $ n/a 1 $ 65,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 225,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 1 $ 215,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ n/a 1 $ 255,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ n/a 1 $ 115,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 25,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ n/a 1 $ 235,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 1 $ 135,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 105,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 185,000
Meritrust Federal Credit Union
8710 E 32ND ST NORTH
WICHITA, KS 67202
* $ n/a 1 $ 325,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 1 $ 195,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 1 $ 395,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 105,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 1 $ 85,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ n/a 1 $ 155,000

The tables below break down 2025 mortgage applications in McPherson County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for McPherson County, KS in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 430 $84,590,000 $196,000 $815,000 $119,000 $2,618,000
Refinancing 129 $26,165,000 $202,000 $2,005,000 $157,000 $1,919,000
Cash-out Refinancing 99 $13,155,000 $132,000 $775,000 $86,000 $327,000
Other Purpose 78 $4,480,000 $57,000 $255,000 $104,000 $456,000
Home Improvement 69 $3,575,000 $51,000 $245,000 $131,000 $462,000
Not Applicable 2 $100,000 $50,000 $85,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 587 $90,535,000 $154,000 $815,000 $120,000 $2,618,000
Not applicable 131 $27,065,000 $206,000 $2,005,000 $117,000 $211,000
Not Provided 49 $8,575,000 $175,000 $685,000 $96,000 $218,000
Hispanic 27 $4,575,000 $169,000 $445,000 $113,000 $456,000
Asian 5 $495,000 $99,000 $205,000 $191,000 $462,000
Black or African American 5 $395,000 $79,000 $155,000 $98,000 $122,000
American Indian or Alaskan Native 3 $425,000 $141,000 $315,000 $54,000 $130,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 556 $83,250,000 $149,000 $2,005,000 $129,000 $2,618,000
FHA-insured (Federal Housing Administration) 136 $25,760,000 $189,000 $375,000 $83,000 $218,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 58 $9,380,000 $161,000 $285,000 $69,000 $131,000
VA-guaranteed (Veterans Administration) 57 $13,675,000 $239,000 $515,000 $88,000 $185,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 496 $86,120,000 $173,000 $2,005,000 $127,000 $2,618,000
Loan Purchased By The Institution 114 $21,410,000 $187,000 $685,000 $103,000 $218,000
Application Denied By Financial Institution 96 $9,940,000 $103,000 $505,000 $77,000 $184,000
Application Withdrawn By Applicant 67 $10,085,000 $150,000 $345,000 $127,000 $1,919,000
File Closed For Incompleteness 22 $2,990,000 $135,000 $285,000 $104,000 $456,000
Application Approved But Not Accepted 10 $1,190,000 $119,000 $305,000 $106,000 $195,000
Preapproval Approved but not Accepted 2 $330,000 $165,000 $245,000 $82,000 $119,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 604 $106,690,000 $176,000 $815,000 $121,000 $2,618,000
Debt-To-Income Ratio 132 $18,000,000 $136,000 $2,005,000 $130,000 $657,000
Credit History 30 $2,050,000 $68,000 $365,000 $75,000 $148,000
Credit Application Incomplete 21 $2,145,000 $102,000 $265,000 $83,000 $175,000
Collateral 8 $1,330,000 $166,000 $505,000 $73,000 $162,000
Insufficient Cash (Downpayment, Closing Cost) 5 $745,000 $149,000 $255,000 $64,000 $93,000
Other 4 $900,000 $225,000 $445,000 $69,000 $111,000
Unverifiable Information 3 $205,000 $68,000 $105,000 $88,000 $110,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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