Meagher County, MT Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 60 mortgage applications in Meagher County, MT totaling $7.8 million, up 15% from 2015. The average application was for $129,000, and applicants reported an average income of $81,000. 45% of applications resulted in an originated loan and 25% were denied. The most active lender was Opportunity Bank of Montana, with 8 applications, followed by Wells Fargo Bank NA and Nationstar Mortgage.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 60
Total Mortgage Loan Application Amount $7,783,000
Average Mortgage Loan Application Amount $129,000
Highest Mortgage Loan Application Amount $385,000
Average Applicant Income $81,000
Highest Applicant Income $601,000

Mortgage Company List for Lending in Meagher County, MT for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Opportunity Bank of Montana
1400 PROSPECT AVE
HELENA, MT 59601
* $ 625,070,000 8 $ 1,240,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 6 $ 1,127,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 5 $ 719,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 8,699,182,000 4 $ 460,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 4 $ 348,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ 9,067,390,000 4 $ 346,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 3 $ 275,000
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ 3,203,045,000 3 $ 398,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 2 $ 154,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 2 $ 504,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 2 $ 62,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 1 $ 155,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 1 $ 53,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ 10,000,000 1 $ 130,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 1 $ 76,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 476,220,000 1 $ 6,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 133,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 6,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 1 $ 139,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 200,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 1 $ 119,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 118,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 131,000
Altana Federal Credit Union
3212 CENTRAL AVENUE
BILLINGS, MT 59102
* $ 228,168,000 1 $ 163,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 1 $ 122,000

The tables below break down 2016 mortgage applications in Meagher County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Meagher County, MT in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 34 $4,349,000 $127,000 $385,000 $67,000 $528,000
Home Purchase 24 $3,308,000 $137,000 $383,000 $106,000 $601,000
Home Improvement 2 $126,000 $63,000 $111,000 $19,000 $39,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 51 $6,805,000 $133,000 $385,000 $94,000 $601,000
Not applicable 7 $848,000 $121,000 $157,000 $7,000 $49,000
Not Provided 2 $130,000 $65,000 $99,000 $29,000 $39,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 43 $5,558,000 $129,000 $383,000 $91,000 $601,000
VA-guaranteed (Veterans Administration) 9 $1,305,000 $145,000 $385,000 $78,000 $240,000
FHA-insured (Federal Housing Administration) 7 $675,000 $96,000 $166,000 $28,000 $80,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $245,000 $245,000 $245,000 $71,000 $71,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 27 $3,644,000 $134,000 $385,000 $60,000 $247,000
Application Denied By Financial Institution 15 $2,113,000 $140,000 $327,000 $123,000 $601,000
Application Withdrawn By Applicant 8 $916,000 $114,000 $383,000 $109,000 $273,000
Application Approved But Not Accepted 5 $530,000 $106,000 $245,000 $101,000 $188,000
Loan Purchased By The Institution 5 $580,000 $116,000 $133,000 $9,000 $49,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 2 $204,000 $102,000 $173,000 $32,000 $44,000
Collateral 2 $404,000 $202,000 $327,000 $384,000 $528,000
Unverifiable Information 1 $238,000 $238,000 $238,000 $25,000 $25,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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