Mono County, CA Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 684 mortgage applications in Mono County, CA totaling $366.5 million, up 7% from 2023. The average application was for $535,000, and applicants reported an average income of $399,000. 54% of applications resulted in an originated loan and 16% were denied. The most active lender was Crosscountry Mortgage, LLC, with 134 applications, followed by United Wholesale Mortgage and US Bank, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 684
Total Mortgage Loan Application Amount $366,470,000
Average Mortgage Loan Application Amount $535,000
Highest Mortgage Loan Application Amount $24,005,000
Average Applicant Income $399,000
Highest Applicant Income $7,661,000

Mortgage Company List for Lending in Mono County, CA for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 134 $ 74,760,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 50 $ 25,050,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 36 $ 18,830,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 24 $ 9,590,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 18 $ 8,510,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 18 $ 10,040,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 17 $ 6,935,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 15 $ 9,745,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 15 $ 6,065,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 11 $ 3,785,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 10 $ 5,300,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 9 $ 4,105,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 9 $ 1,405,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 9 $ 1,065,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 9 $ 2,585,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 8 $ 7,050,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 8 $ 1,400,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 8 $ 1,560,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 7 $ 5,595,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 7 $ 2,925,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 7 $ 5,065,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 6 $ 2,550,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 6 $ 1,450,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 6 $ 9,310,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 6 $ 2,470,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 5 $ 4,355,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 5 $ 1,885,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 5 $ 4,415,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 5 $ 2,055,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 5 $ 645,000
Pfn Lending Group, Inc.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ n/a 4 $ 4,420,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 4 $ 1,010,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 4 $ 480,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 3 $ 2,455,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 3 $ 375,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 3 $ 945,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 3 $ 435,000
Firefighters First Federal Credit Union
815 COLORADO BLVD
PASADENA, CA 91105
* $ n/a 3 $ 305,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 3 $ 1,395,000
Schoolsfirst FCU
2115 NORTH BROADWAY
TUSTIN, CA 92780
* $ n/a 3 $ 395,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ n/a 3 $ 1,575,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 3 $ 1,075,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 3 $ 2,325,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 2 $ 1,430,000
Altaone Federal Credit Union
P. O. BOX 1209
RIDGECREST, CA 93556
* $ n/a 2 $ 310,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 2 $ 1,300,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 2 $ 1,340,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 2 $ 900,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 2 $ 630,000
Bay-Valley Mortgage Group
23320 FOOTHILL BLVD, SUITE 260
HAYWARD, CA 94541
* $ n/a 2 $ 1,470,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 2 $ 1,650,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 2 $ 510,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 2 $ 560,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 2 $ 850,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 2 $ 410,000
San Diego Funding
2468 HISTORIC DECATOR DRIVE STE 160
SAN DIEGO, CA 92103
* $ n/a 2 $ 850,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 2 $ 810,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 2 $ 320,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 2 $ 680,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ n/a 2 $ 2,970,000
First Entertainment CU
6735 FOREST LAWN DR
HOLLYWOOD, CA 90068
* $ n/a 2 $ 440,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 2 $ 1,250,000
Golden Empire Mortgage, Inc.
1200 DISCOVERY DRIVE, SUITE 300
BAKERSFIELD, CA 93309
* $ n/a 2 $ 2,250,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 2 $ 830,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 2 $ 830,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ n/a 2 $ 880,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ n/a 2 $ 760,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 2 $ 740,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 2 $ 820,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 285,000
All Credit Considered Mortgage, Inc.
1801 RESEARCH BLVD #410
ROCKVILLE, MD 20850
* $ n/a 1 $ 755,000
Nuvision Federal Credit Union
7812 EDINGER AVENUE
HUNTINGTON BEACH, CA 92677
* $ n/a 1 $ 1,345,000
Grand Bank for Savings, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39404
* $ n/a 1 $ 125,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 1 $ 305,000
Stg Mortgage Inc
18401 VON KARMAN AVENUE SUITE 440
IRVINE, CA 92612
* $ n/a 1 $ 895,000
Academy Bank, N.A.
8551 NORTH BOARDWALK AVE
KANSAS CITY, MO 64106
* $ n/a 1 $ 475,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 1 $ 315,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 315,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 335,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 1 $ 1,165,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ n/a 1 $ 1,465,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 1 $ 165,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 625,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 1 $ 275,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ n/a 1 $ 285,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 105,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 645,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 1 $ 435,000
Emporium Tpo LLC

FRISCO, TX 75034
* $ n/a 1 $ 1,025,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ n/a 1 $ 525,000
Meriwest Credit Union
5615 CHESBRO AVE
SAN JOSE, CA 95123
* $ n/a 1 $ 125,000
Mortgage Capital Partners, Inc
12400 WILSHIRE BLVD, SUITE 900
LOS ANGELES, CA 90025
* $ n/a 1 $ 715,000
Mortgage Express
10260 SW GREENBURG ROAD #830
PORTLAND, OR 97224
* $ n/a 1 $ 265,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 375,000
Fremont Bank
39150 FREMONT BLVD
FREMONT, CA 94538
* $ n/a 1 $ 205,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 1 $ 305,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 1 $ 305,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 585,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 1 $ 1,725,000
Home Mortgage Alliance Corp (Hmac)
4 HUTTON CENTER DR. SUITE 500
SANTA ANA, CA 92707
* $ n/a 1 $ 355,000
Kd Capital Mortgage Corporatio
1305 VINE ST
PASO ROBLES, CA 93446
* $ n/a 1 $ 265,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 1 $ 545,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 1 $ 75,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 1 $ 705,000
The Golden 1 Credit Union
8945 CAL CENTER DR
SACRAMENTO, CA 95826
* $ n/a 1 $ 155,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 485,000
Arixa Enhanced Income Fund, LP

PHOENIX, AZ 85018
* $ n/a 1 $ 4,165,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 265,000
Ventura County Credit Union
2575 VISTA DEL MAR SUITE 100
VENTURA, CA 93001
* $ n/a 1 $ 155,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ n/a 1 $ 1,435,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ n/a 1 $ 1,145,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 1 $ 165,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 1 $ 455,000
F&A Federal Credit Union
2625 CORPORATE PLACE
MONTEREY PARK, CA 91754
* $ n/a 1 $ 305,000
Gte Federal Credit Union
711 E HENDERSON AVENUE
TAMPA, FL 33602
* $ n/a 1 $ 125,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ n/a 1 $ 495,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 1 $ 225,000
Cedar Rapids Bank and Trust
500 1ST AVENUE NE SUITE 100
CEDAR RAPIDS, IA 52401
* $ n/a 1 $ 24,005,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ n/a 1 $ 435,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 1 $ 525,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ n/a 1 $ 575,000
Orange County's FCU
1701 E. ST. ANDREW PLACE
SANTA ANA, CA 92705
* $ n/a 1 $ 245,000
Provident Savings Bank, F.S.B.
3756 CENTRAL AVE
RIVERSIDE, CA 92506
* $ n/a 1 $ 635,000
Corevestamericanfinancelenderllc
1920 MAIN ST #850
IRVINE, CA 92614
* $ n/a 1 $ 2,735,000
Point Mortgage Corp
864 AMENA COURT
CHULA VISTA, CA 91910
* $ n/a 1 $ 705,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ n/a 1 $ 855,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 1 $ 685,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 1 $ 575,000
Wescom Central Credit Union
123 S MARENGO AVENUE
PASADENA, CA 91101
* $ n/a 1 $ 125,000
Generations Home Loans, LLC
1156 SCENIC DRIVE SUITE 200
MODESTO, CA 95350
* $ n/a 1 $ 155,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ n/a 1 $ 75,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ n/a 1 $ 495,000
Val-Chris Investments Inc.
2601 MAIN ST #400
IRVINE, CA 92620
* $ n/a 1 $ 195,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 1 $ 155,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 1 $ 755,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ n/a 1 $ 405,000
Financial Partners Credit Unio
7800 E. IMPERIAL HIGHWAY
DOWNEY, CA 90241
* $ n/a 1 $ 255,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 1 $ 65,000
Fundloans Capital
12481 HIGH BLUFF DR STE 150
SAN DIEGO, CA 92130
* $ n/a 1 $ 305,000
Caltech Employees Federal Credit Union
528 FOOTHILL BLVD
LA CANADA FLINTRIDGE, CA 91011
* $ n/a 1 $ 685,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 1 $ 275,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 1 $ 285,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ n/a 1 $ 675,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 1 $ 315,000
Logix Federal Credit Union
2340 HOLLYWOOD WAY
VALENCIA, CA 91355
* $ n/a 1 $ 155,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 1 $ 365,000
Mk Lending Corp
11023 MCCORMICK ST #100
NORTH HOLLYWOOD, CA 91601
* $ n/a 1 $ 1,625,000
Oceanair Federal Credit Union
2151 E GONZALES RD
OXNARD, CA 93036
* $ n/a 1 $ 1,385,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 355,000
Farmers and Merchants Bank of Long Beach
302 PINE AVENUE
LONG BEACH, CA 90802
* $ n/a 1 $ 855,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 1 $ 355,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 505,000

The tables below break down 2024 mortgage applications in Mono County, CA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Mono County, CA in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 395 $259,715,000 $657,000 $24,005,000 $428,000 $4,545,000
Cash-out Refinancing 105 $41,685,000 $397,000 $4,165,000 $247,000 $3,810,000
Refinancing 66 $42,130,000 $638,000 $2,735,000 $501,000 $3,043,000
Home Improvement 59 $9,165,000 $155,000 $355,000 $350,000 $7,661,000
Other Purpose 58 $13,350,000 $230,000 $1,005,000 $437,000 $5,974,000
Not Applicable 1 $425,000 $425,000 $425,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 377 $183,395,000 $486,000 $2,565,000 $395,000 $5,974,000
Not Provided 142 $66,200,000 $466,000 $2,565,000 $459,000 $7,661,000
Hispanic 71 $32,305,000 $455,000 $1,625,000 $263,000 $1,478,000
Not applicable 50 $59,470,000 $1,189,000 $24,005,000 $567,000 $1,155,000
Asian 38 $23,010,000 $605,000 $2,715,000 $450,000 $1,556,000
American Indian or Alaskan Native 4 $960,000 $240,000 $455,000 $127,000 $189,000
Native Hawaiian or Other Pacific Islander 2 $1,130,000 $565,000 $715,000 $484,000 $484,000
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 629 $346,565,000 $550,000 $24,005,000 $420,000 $7,661,000
FHA-insured (Federal Housing Administration) 32 $10,440,000 $326,000 $595,000 $93,000 $208,000
VA-guaranteed (Veterans Administration) 23 $9,465,000 $411,000 $795,000 $101,000 $167,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 369 $225,955,000 $612,000 $24,005,000 $442,000 $7,661,000
Application Denied By Financial Institution 111 $31,875,000 $287,000 $1,445,000 $267,000 $1,766,000
Application Withdrawn By Applicant 97 $55,275,000 $569,000 $2,565,000 $520,000 $5,000,000
Loan Purchased By The Institution 45 $26,775,000 $595,000 $1,395,000 $492,000 $1,155,000
File Closed For Incompleteness 38 $18,160,000 $477,000 $2,005,000 $205,000 $1,084,000
Application Approved But Not Accepted 22 $7,560,000 $343,000 $1,465,000 $203,000 $575,000
Preapproval Approved but not Accepted 2 $870,000 $435,000 $435,000 $56,000 $113,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 572 $310,590,000 $542,000 $4,165,000 $429,000 $7,661,000
Debt-To-Income Ratio 44 $36,370,000 $826,000 $24,005,000 $138,000 $574,000
Collateral 21 $9,385,000 $446,000 $1,445,000 $480,000 $1,637,000
Credit Application Incomplete 19 $3,975,000 $209,000 $455,000 $253,000 $686,000
Other 10 $2,070,000 $207,000 $505,000 $450,000 $1,723,000
Credit History 9 $975,000 $108,000 $235,000 $88,000 $174,000
Unverifiable Information 6 $1,810,000 $301,000 $665,000 $387,000 $1,766,000
Insufficient Cash (Downpayment, Closing Cost) 2 $1,080,000 $540,000 $765,000 $592,000 $1,071,000
Employment History 1 $215,000 $215,000 $215,000 $61,000 $61,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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