Morrison County, MN Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 1,633 mortgage applications in Morrison County, MN totaling $218.9 million, down 12% from 2012. The average application was for $134,000, and applicants reported an average income of $69,000. 52% of applications resulted in an originated loan and 18% were denied. The most active lender was US Bank, N.A., with 250 applications, followed by Wells Fargo Bank NA and JPMorgan Chase Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,633
Total Mortgage Loan Application Amount $218,891,000
Average Mortgage Loan Application Amount $134,000
Highest Mortgage Loan Application Amount $1,600,000
Average Applicant Income $69,000
Highest Applicant Income $1,056,000

Mortgage Company List for Lending in Morrison County, MN for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 250 $ 27,070,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 237 $ 31,655,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 88 $ 11,897,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 81 $ 10,751,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 52 $ 9,153,000
Farmers & Merchants State Bank of Pierz
80 MAIN STREET N, P.O. BOX 308
PIERZ, MN 56364
* $ 173,874,000 52 $ 5,974,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 47 $ 5,745,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 39 $ 5,882,000
Magnifi Financial Credit Union
20 4TH AVE SE
MELROSE, MN 56352
* $ 704,884,000 36 $ 4,299,000
Liberty Savings Bank FSB
111 7TH AVE S
SAINT CLOUD, MN 56301
* $ 185,148,000 34 $ 5,511,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 33 $ 4,098,000
Unity Bank
1180 W 4TH STREET
RUSH CITY, MN 55069
* $ 185,857,000 29 $ 5,268,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,603,153,000 26 $ 2,398,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 26 $ 3,147,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 26 $ 3,406,000
Bremer Bank NA (St Cloud)
1100 ST GERMAIN
ST CLOUD, MN 56301
* $ 681,534,000 25 $ 3,613,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 24 $ 3,427,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 22 $ 3,630,000
Pine Country Bank
1201 1ST AVENUE NE
LITTLE FALLS, MN 56345
* $ 159,255,000 18 $ 2,239,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 17 $ 2,168,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 16 $ 2,539,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 14 $ 1,809,000
Great River Federal CU
1532 W ST GERMAIN STREET
ST CLOUD, MN 56301
* $ 152,698,000 13 $ 1,175,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 13 $ 1,384,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 12 $ 1,951,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 11 $ 1,192,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 11 $ 2,018,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 882,991,000 10 $ 1,145,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 10 $ 1,784,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 1,553,174,000 10 $ 1,271,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 9 $ 1,432,000
Marketplace Home Mortgage, LLC
7380 FRANCE AVE S, STE 200
EDINA, MN 55435
* $ 34,593,007,000 9 $ 1,434,000
Stearns Bank National Association
4191 2ND ST S
ST. CLOUD, MN 56301
* $ 1,389,261,000 9 $ 1,233,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 543,088,000 9 $ 225,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 8 $ 1,241,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 63,343,359,000 8 $ 571,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 8 $ 1,322,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 7 $ 1,115,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 2,608,821,000 7 $ 1,097,000
Bankvista
125 TWIN RIVERS CT
SARTELL, MN 56377
* $ 115,595,000 7 $ 1,189,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 7 $ 820,000
Woodlands National Bank
122 EAST MAIN STREET P.O. BOX 190
HINCKLEY, MN 55037
* $ 132,246,000 7 $ 1,071,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ 4,028,990,000 6 $ 841,000
St. Cloud Financial Credit Union
3030 1ST ST S
SAINT CLOUD, MN 56301
* $ 97,520,000 5 $ 556,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 5 $ 689,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 5 $ 663,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 5 $ 588,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ 1,305,309,000 5 $ 416,000
Avon State Bank
104 AVON AVE N
AVON, MN 56310
* $ 110,958,000 4 $ 394,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 4 $ 398,000
American National Bank of Minnesota
1920 SOUTH SIXTH STREET
BRAINERD, MN 56401
* $ 261,165,000 4 $ 507,000
Falcon National Bank
183 CEDAR DRIVE
FOLEY, MN 56329
* $ 155,178,000 4 $ 1,778,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 4 $ 607,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 4 $ 253,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 4 $ 814,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 4 $ 774,000
The First National Bank of Milaca
190 2ND AVE SW
MILACA, MN 56353
* $ 175,179,000 4 $ 1,704,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ 10,000,000 3 $ 492,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 3 $ 406,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 3 $ 338,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 18,273,792,000 3 $ 345,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,460,729,000 3 $ 498,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 3 $ 426,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ 35,475,880,000 3 $ 499,000
Blackridgebank
4040 42ND ST SW, SUITE O
FARGO, ND 58104
* $ 363,295,000 3 $ 343,000
Bank Forward
390 WHEAT STREET, PO BOX 100
FARGO, ND 58104
* $ 476,954,000 3 $ 435,000
Freeport State Bank
111 MAIN ST E
FREEPORT, MN 56331
* $ 91,564,000 3 $ 253,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 3 $ 554,000
American Heritage National Bank
24 2ND ST S
LONG PRAIRIE, MN 56347
* $ 231,392,000 3 $ 285,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ 2,304,353,000 2 $ 374,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 2 $ 365,000
Sherburne State Bank
12500 SHERBURNE AVE
PO BOX 428, MN 55308
* $ 81,787,000 2 $ 375,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 669,944,000 2 $ 367,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 2 $ 672,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 2 $ 387,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 192,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 2 $ 386,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 2 $ 449,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 680,387,000 2 $ 314,000
Firefly
1400 RIVERWOOD DR
BURNSVILLE, MN 55337
* $ 896,134,000 2 $ 212,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 860,612,000 2 $ 265,000
Plaza Park State Bank
131 6TH AVE S - SUITE 100, PO BOX 337
WAITE PARK, MN 56387
* $ 173,270,000 2 $ 151,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 2 $ 237,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 259,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 2 $ 342,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 2 $ 335,000
Mortgages Unlimited Inc.
7365 KIRKWOOD COURT NORTH SUITE 300
MAPLE GROVE, MN 55113
* $ 1,518,000 2 $ 301,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 323,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 2 $ 369,000
Hometown Bank
1000 EAST COOK STREET
REDWOOD FALLS, MN 56283
* $ 205,184,000 2 $ 284,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 552,370,000 2 $ 247,000
First Minnesota Bank
4625 COUNTY ROAD 101
MINNETONKA, MN 55345
* $ 398,820,000 2 $ 181,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 429,180,000 1 $ 173,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 132,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 276,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 1 $ 281,000
Rescue Mortgage Inc
10740 LYNDALE AVE S, SUITE 19E
BLOOMINGTON, MN 55420
* $ 1,507,000 1 $ 85,000
Valley Mortgage, Inc.
3315 45TH ST S, SUITE 200
FARGO, ND 58104
* $ 520,000,000 1 $ 122,000
Ideal Credit Union
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ 539,589,000 1 $ 118,000
Sharepoint Credit Union
5300 HYLAND GREENS DR
BLOOMINGTON, MN 55437
* $ 178,033,000 1 $ 200,000
Minnco Credit Union
235 WEST 1ST AVENUE
CAMBRIDGE, MN 55008
* $ 191,601,000 1 $ 25,000
Peoples Bank Midwest
10583 MAIN STREET
HAYWARD, WI 54843
* $ 244,348,000 1 $ 46,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 1 $ 86,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 160,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 228,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 1 $ 107,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 1 $ 78,000
Bank Mutual
4949 W BROWN DEER RD
MILWAUKEE, WI 53224
* $ 2,416,245,000 1 $ 183,000
American Investors Bank and Mortgage
6385 OLD SHADY OAK ROAD, SUITE #110
EDEN PRAIRIE, MN 55344
* $ 95,674,000 1 $ 156,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 102,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 165,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 132,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 110,000
W. J. Bradley Mortgage Capital
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 1 $ 219,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 176,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 95,264,963,000 1 $ 258,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 250,961,257,000 1 $ 52,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,778,826,000 1 $ 91,000
Citizens Alliance Bank
55 NW 1ST ST NW PO BOX 430
CLARA CITY, MN 56222
* $ 469,296,000 1 $ 20,000
Kleinbank
301 CHESTNUT ST
CHASKA, MN 55318
* $ 1,653,311,000 1 $ 124,000
The First National Bank of Elk River
812 MAIN ST.
ELK RIVER, MN 55330
* $ 253,038,000 1 $ 33,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 85,810,000,000 1 $ 315,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 1 $ 110,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 23,260,580,000 1 $ 182,000
Spire Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ 582,480,000 1 $ 59,000
Bremer Bank, NA
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 2,833,358,000 1 $ 145,000
Bremer Bank NA (Willmar)
302 FIFTH ST SW
WILLMAR, MN 56201
* $ 649,160,000 1 $ 124,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 1 $ 84,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 160,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 226,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 203,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 1 $ 119,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ 9,427,000 1 $ 251,000
North Star Bank
1820 N LEXINGTON AVENUE
ROSEVILLE, MN 55113
* $ 247,829,000 1 $ 47,000
Minnwest Bank
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ 497,541,000 1 $ 195,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 1 $ 365,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 478,049,000 1 $ 108,000
Mpecu
30 W SUPERIOR ST. STE. 126
DULUTH, MN 55802
* $ 85,082,000 1 $ 180,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,891,810,000 1 $ 73,000
Community Bank Mankato
300 ST ANDREWS DR
VERNON CENTER, MN 56090
* $ 203,448,000 1 $ 120,000
Pine River State Bank
PO BOX 67, 103 MILL STREET S
PINE RIVER, MN 56474
* $ 99,364,000 1 $ 92,000
Vermillion State Bank
107 E MAIN ST
VERMILLION, MN 55085
* $ 495,339,000 1 $ 80,000
Northview Bank
510 MAIN STREET
SANDSTONE, MN 55072
* $ 229,613,000 1 $ 58,000
Citizens State Bank of Hayfiel
216 1ST AVE NE
HAYFIELD, MN 55940
* $ 75,115,000 1 $ 180,000
Provincial Bank
PO BOX 459 20280 IBERIA AV
LAKEVILLE, MN 55044
* $ 76,882,000 1 $ 186,000
Sentry Bank
400 4TH AVE NE
ST. JOSEPH, MN 56374
* $ 165,872,000 1 $ 137,000
Eastwood Bank
5125 HWY 52 N
ROCHESTER, MN 55901
* $ 574,497,000 1 $ 187,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 194,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 206,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 156,000
Neighborhood National Bank
45 NORTH UNION
MORA, MN 55051
* $ 161,099,000 1 $ 5,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,315,127,000 1 $ 238,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,281,268,000 1 $ 98,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,203,139,000 1 $ 41,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 1 $ 55,000

The tables below break down 2013 mortgage applications in Morrison County, MN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Morrison County, MN in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,056 $145,905,000 $138,000 $1,600,000 $72,000 $1,056,000
Home Purchase 511 $69,326,000 $135,000 $540,000 $63,000 $928,000
Home Improvement 66 $3,660,000 $55,000 $572,000 $62,000 $233,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,362 $182,443,000 $133,000 $756,000 $73,000 $1,056,000
Not Provided 133 $17,856,000 $134,000 $572,000 $66,000 $640,000
Not applicable 117 $16,355,000 $139,000 $1,600,000 $31,000 $322,000
Asian 7 $708,000 $101,000 $134,000 $49,000 $158,000
Hispanic 7 $687,000 $98,000 $189,000 $60,000 $114,000
Native Hawaiian or Other Pacific Islander 4 $460,000 $115,000 $208,000 $68,000 $132,000
American Indian or Alaskan Native 2 $221,000 $110,000 $138,000 $94,000 $138,000
Black or African American 1 $161,000 $161,000 $161,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,218 $160,904,000 $132,000 $1,600,000 $79,000 $1,056,000
FHA-insured (Federal Housing Administration) 179 $24,104,000 $134,000 $276,000 $35,000 $143,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 138 $17,644,000 $127,000 $500,000 $41,000 $230,000
VA-guaranteed (Veterans Administration) 98 $16,239,000 $165,000 $405,000 $50,000 $156,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 845 $114,755,000 $135,000 $1,600,000 $79,000 $928,000
Application Denied By Financial Institution 294 $36,597,000 $124,000 $495,000 $57,000 $1,056,000
Loan Purchased By The Institution 246 $32,944,000 $133,000 $395,000 $49,000 $322,000
Application Withdrawn By Applicant 126 $18,383,000 $145,000 $540,000 $68,000 $515,000
Application Approved But Not Accepted 70 $8,817,000 $125,000 $345,000 $85,000 $640,000
File Closed For Incompleteness 52 $7,395,000 $142,000 $405,000 $56,000 $310,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 70 $9,359,000 $133,000 $417,000 $67,000 $269,000
Credit History 67 $6,610,000 $98,000 $281,000 $47,000 $193,000
Debt-To-Income Ratio 51 $6,725,000 $131,000 $400,000 $40,000 $134,000
Other 22 $2,796,000 $127,000 $227,000 $93,000 $1,056,000
Unverifiable Information 11 $1,284,000 $116,000 $365,000 $53,000 $107,000
Credit Application Incomplete 8 $1,165,000 $145,000 $182,000 $69,000 $110,000
Employment History 6 $733,000 $122,000 $164,000 $42,000 $121,000
Insufficient Cash (Downpayment, Closing Cost) 2 $221,000 $110,000 $129,000 $66,000 $76,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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