Nelson County, VA Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 1,300 mortgage applications in Nelson County, VA totaling $253.8 million, up 16% from 2011. The average application was for $195,000, and applicants reported an average income of $122,000. 52% of applications resulted in an originated loan and 18% were denied. The most active lender was Wells Fargo Bank NA, with 196 applications, followed by Truist Bank and Suntrust Mortgage, Inc..

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Total Number of Mortgage Applications 1,300
Total Mortgage Loan Application Amount $253,795,000
Average Mortgage Loan Application Amount $195,000
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $122,000
Highest Applicant Income $3,000,000

Mortgage Company List for Lending in Nelson County, VA for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 196 $ 42,114,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 173 $ 27,024,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 72 $ 15,554,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 52 $ 12,432,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 44 $ 9,093,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 41 $ 6,554,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 33 $ 7,072,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 33 $ 6,137,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 31 $ 2,731,000
Uva Community Credit Union
3300 BERKMAR DRIVE
CHARLOTTESVILLE, VA 22901
* $ 556,935,000 31 $ 1,375,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 20 $ 3,945,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 20 $ 3,568,000
Union Mortgage Group, Inc.
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 3,888,611,000 20 $ 3,181,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ 1,000,000,000 19 $ 3,629,000
Dupont Community Credit Union
140 LUCY LANE
WAYNESBORO, VA 22980
* $ 787,064,000 18 $ 2,532,000
Member Options LLC
1936 ARLINGTONG BLVD.
CHARLOTTESVILLE, VA 22903
* $ 32,364,000 15 $ 2,106,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 15 $ 3,187,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 14 $ 3,310,000
Carolina Bank
PO BOX 10209
GREENSBORO, NC 27404
* $ 672,996,000 14 $ 2,647,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 13 $ 3,801,000
Capital Center LLC
4510 COX ROAD STE 402
GLEN ALLEN, VA 23060
* $ 10,000,000 12 $ 2,651,000
Farm Credit of the Virginias, Aca
106 SANGERS LANE
STAUNTON, VA 24401
* $ 1,007,892,000,000 10 $ 2,920,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 10 $ 1,722,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 10 $ 1,619,000
The Farmers Bank of Appomattox
223 MAIN ST
APPOMATTOX, VA 24522
* $ 186,239,000 10 $ 432,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 9 $ 2,216,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 9 $ 2,351,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 8 $ 1,794,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 7 $ 1,468,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 2,304,426,000 7 $ 1,885,000
Townebank
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 4,081,771,000 6 $ 689,000
C&F Mortgage Corporation
1400 ALVERSER DRIVE
MIDLOTHIAN, VA 23113
* $ 189,567,000 6 $ 817,000
First Bank and Trust Company
PO BOX 1000
ABINGDON, VA 24212
* $ 1,246,957,000 6 $ 1,645,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,291,705,000 6 $ 76,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 6 $ 1,233,000
Atlantic Bay Mortgage Group
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ 10,000,000 6 $ 1,431,000
Provident Funding Group Inc
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 2,200,000,000 6 $ 1,306,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 5 $ 851,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 5 $ 1,352,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 5 $ 1,442,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 5 $ 863,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ 10,000,000 5 $ 774,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 5 $ 1,973,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,664,742,000 5 $ 1,150,000
Stellarone Bank
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 2,911,678,000 5 $ 1,356,000
Prosperity Mortgage Company
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,788,563,000 5 $ 1,886,000
Ing Bank, FSB / Capital One
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 4 $ 800,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 4 $ 899,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 4 $ 923,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 4 $ 794,000
Eaglebank
11931 TECH RD
SILVER SPRING, MD 20904
* $ 2,821,130,000 4 $ 1,182,000
Monarch Bank
1435 CROSSWAYS BOULEVARD, SUITE 101
CHESAPEAKE, VA 23320
* $ 909,258,000 4 $ 839,000
Union Bank & Trust
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 3,888,611,000 4 $ 85,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 4 $ 494,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 4 $ 585,000
Potomac Mortgage Group Inc
4035 RIDGE TOP ROAD, #100
FAIRFAX, VA 22030
* $ 10,000,000 4 $ 901,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 4 $ 736,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 4 $ 465,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 4 $ 761,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 3 $ 594,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 2,423,017,000 3 $ 469,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 3 $ 400,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 3 $ 789,000
First Savings Mortgage Corporation
8444 WEST PARK DRIVE, THE 4TH FLOOR
MCLEAN, VA 22102
* $ 10,000,000 3 $ 751,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ 10,000,000 3 $ 629,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 3 $ 517,000
Virginia National Bank
PO BOX 2853
CHARLOTTESVILLE, VA 22911
* $ 464,066,000 3 $ 449,000
Fulton Bank, National Association
ONE PENN SQUARE
LANCASTER, PA 17602
* $ 9,041,660,000 3 $ 1,160,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 3 $ 593,000
Bank of the James
828 MAIN STREET
LYNCHBURG, VA 24504
* $ 427,040,000 3 $ 2,347,000
Southern Trust Mortgage LLC
4433 CORPORATION LANE, SUITE 300
VIRGINIA BEACH, VA 23462
* $ 935,253,000 3 $ 626,000
Bank Fund Staff Federal Credit
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ 3,321,287,000 3 $ 438,000
George Mason Mortgage LLC
4100 MONUMENT CORNER DRIVE #100
FAIRFAX, VA 22030
* $ 630,414,000 3 $ 927,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 289,845,000 2 $ 600,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 2 $ 654,000
American National Bank and Trust Company
628 MAIN STREET
DANVILLE, VA 24541
* $ 1,303,819,000 2 $ 330,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 66,063,531,000 2 $ 397,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 2 $ 765,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 2 $ 351,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 213,000,000 2 $ 137,000
First Capital Bank
4222 COX RD.
GLEN ALLEN, VA 23060
* $ 541,366,000 2 $ 596,000
Capital Bank, NA
121 ALHAMBRA PLAZA, SUITE 1601
CORAL GABLES, FL 33134
* $ 6,464,192,000 2 $ 1,128,000
Essex Bank
9954 MAYLAND DRIVE SUITE 2100
RICHMOND, VA 23233
* $ 1,091,224,000 2 $ 915,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 5,152,186,000 2 $ 288,000
Community Bank
38 N. CENTRAL AVE., PO BOX 1209
STAUNTON, VA 24401
* $ 529,621,000 2 $ 205,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 2 $ 417,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 455,000
Atlantic Coast Mortgage, LLC
4100 MONUMENT CORNER DRIVE, SUITE 300
FAIRFAX, VA 22030
* $ 12,751,000 2 $ 389,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 2 $ 325,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ 20,571,750,000 2 $ 857,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 188,912,554,000 2 $ 824,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ 10,000,000 2 $ 653,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 2 $ 137,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 2 $ 430,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ 435,000,000 2 $ 127,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 2 $ 373,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 441,000
Virginia Federal Credit Union
PO BOX 90010
RICHMOND, VA 23225
* $ 2,266,779,000 2 $ 242,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 510,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 76,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 1 $ 161,000
Ameritrust Mortgage Inc.
11016 RUSHMORE DRIVE, SUITE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 438,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 7,000
Clearpoint Funding, Inc.
4 TECHNOLOGY DRIVE, SUITE 200
WESTBOROUGH, MA 01581
* $ 10,000,000 1 $ 110,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,073,987,000 1 $ 388,000
Burke & Herbert Bk & Tr Co
100 S. FAIRFAX ST
ALEXANDRIA, VA 22315
* $ 2,461,748,000 1 $ 121,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 1 $ 322,000
Cmc Funding, Inc.
814 A1A NORTH, STE. 303
PONTE VEDRA BEACH, FL 32082
* $ 10,000,000 1 $ 175,000
Tidewater Mortgage Services, Inc
200 GOLDEN OAK COURT STE. 100
VIRGINIA BEACH, VA 26452
* $ 100,000,000 1 $ 295,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 289,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 142,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 92,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 131,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 300,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 1 $ 158,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 142,000
McLean Mortgage Corporation
11325 RANDOM HILLS RD. SUITE 400
FAIRFAX, VA 22030
* $ 50,010,000 1 $ 640,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 193,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 247,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 332,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 284,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 116,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 274,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 1 $ 306,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,887,082,000 1 $ 200,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 1 $ 245,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 1 $ 261,000
Capital One NA
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 71,108,281,000 1 $ 113,000
Susquehanna Bank
1570 MANHEIM PIKE PO BOX 3300
LANCASTER, PA 17604
* $ 14,849,006,000 1 $ 320,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 99,831,232,000 1 $ 375,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 128,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 1 $ 104,000
Cmco Mortgage, LLC dba Home Le
7851 FREEWAY CIRCLE
MIDDLEBURG HEIGHTS, OH 44130
* $ 10,000,000 1 $ 227,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 132,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 225,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 294,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ 100,000,000 1 $ 215,000
United Bank VA

MORGANTOWN, WV 26505
* $ 3,634,102,000 1 $ 90,000
First Federal Bank
2440 MALL DRIVE
NORTH CHARLESTON, SC 29406
* $ 3,140,407,000 1 $ 100,000
Midwest Bankcentre
2191 LEMAY FERRY ROAD LEMAY
SAINT LOUIS, MO 63125
* $ 1,070,032,000 1 $ 190,000
Farmers & Merchants Bank
PO BOX 1111
TIMBERVILLE, VA 22853
* $ 566,021,000 1 $ 76,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 1 $ 410,000
Old Dominion National Bank
4916 PLANK ROAD
NORTH GARDEN, VA 22959
* $ 48,217,000 1 $ 5,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 1 $ 192,000
Acacia Federal Savings Bank
7600 LEESBURG PIKE, SUITE 200 E
FALLS CHURCH, VA 22043
* $ 994,311,000 1 $ 162,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 548,388,000 1 $ 184,000
Severn Savings Bank, FSB dba Severn Bank
200 WESTGATE CIRCLE SUITE 200
ANNAPOLIS, MD 21401
* $ 896,561,000 1 $ 167,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 2,716,563,000 1 $ 239,000
Valley Bank
36 W CHURCH AVE
ROANOKE, VA 24011
* $ 771,163,000 1 $ 90,000
First Community Bank
29 COLLEGE DR
BLUEFIELD, VA 24605
* $ 2,144,104,000 1 $ 188,000
Cornerstone Bank
9120 W 135TH ST
OVERLAND PARK, KS 66221
* $ 179,773,000 1 $ 327,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 2,371,383,000 1 $ 97,000
Abnb Federal Credit Union
830 GREENBRIER CIRCLE
CHESAPEAKE, VA 23320
* $ 375,667,000 1 $ 100,000
Coastal Federal Credit Union
PO BOX 99167
RALEIGH, NC 27690
* $ 2,014,042,000 1 $ 775,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,898,665,000 1 $ 93,000
Gateway Bank Mortgage, Inc.
901 E CAREY STREET, SUITE 1700
RICHMOND, VA 23219
* $ 1,899,061,000 1 $ 106,000
Fvcbank
11325 RANDOM HILLS ROAD, SUITE 240
FAIRFAX, VA 22030
* $ 261,037,000 1 $ 94,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 2,104,738,000 1 $ 264,000
First National Bank
P. O. BOX 29, 622 BROAD STREET
ALTAVISTA, VA 24517
* $ 341,918,000 1 $ 5,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 117,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 106,940,591,000 1 $ 216,000
E*Trade Savings Bank
671 N. GLEBE RD 12TH FLOOR
ARLINGTON, VA 22203
* $ 1,677,184,000 1 $ 392,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,181,267,000 1 $ 273,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 648,887,000 1 $ 79,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 1 $ 296,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 126,000
Village Bank Mortgage
13305 MIDLOTHIAN TURNPIKE
MIDLOTHIAN, VA 23113
* $ 300,960,000 1 $ 152,000
Carter Bank and Trust
PO BOX 3748
MARTINSVILLE, VA 24112
* $ 3,970,407,000 1 $ 41,000
Coastal States Mortgage, Inc.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 1 $ 97,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 105,000
Treasury Department
1101 2ND ST NE
WASHINGTON, DC 20002
* $ 162,819,000 1 $ 133,000
Langley Federal Credit Union
721 LAKEFRONT COMMONS, SUITE 102
NEWPORT NEWS, VA 23606
* $ 1,651,700,000 1 $ 146,000

The tables below break down 2012 mortgage applications in Nelson County, VA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Nelson County, VA in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 916 $194,453,000 $212,000 $1,500,000 $128,000 $3,000,000
Home Purchase 297 $54,289,000 $182,000 $968,000 $122,000 $788,000
Home Improvement 87 $5,053,000 $58,000 $252,000 $62,000 $160,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 999 $196,167,000 $196,000 $1,500,000 $129,000 $3,000,000
Not Provided 129 $26,115,000 $202,000 $960,000 $150,000 $2,640,000
Not applicable 86 $20,089,000 $233,000 $1,159,000 $22,000 $345,000
Black or African American 53 $5,464,000 $103,000 $370,000 $85,000 $1,899,000
Hispanic 20 $3,319,000 $165,000 $400,000 $130,000 $728,000
Asian 5 $1,289,000 $257,000 $300,000 $128,000 $167,000
American Indian or Alaskan Native 4 $566,000 $141,000 $215,000 $81,000 $93,000
Native Hawaiian or Other Pacific Islander 4 $786,000 $196,000 $316,000 $139,000 $398,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,145 $227,613,000 $198,000 $1,500,000 $133,000 $3,000,000
FHA-insured (Federal Housing Administration) 90 $14,273,000 $158,000 $356,000 $37,000 $123,000
VA-guaranteed (Veterans Administration) 44 $9,082,000 $206,000 $670,000 $50,000 $290,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 21 $2,827,000 $134,000 $268,000 $43,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 674 $134,414,000 $199,000 $1,159,000 $143,000 $3,000,000
Application Denied By Financial Institution 228 $39,731,000 $174,000 $1,500,000 $84,000 $515,000
Loan Purchased By The Institution 203 $42,460,000 $209,000 $822,000 $92,000 $711,000
Application Withdrawn By Applicant 97 $20,511,000 $211,000 $640,000 $95,000 $321,000
Application Approved But Not Accepted 52 $7,844,000 $150,000 $415,000 $126,000 $1,899,000
File Closed For Incompleteness 46 $8,835,000 $192,000 $498,000 $196,000 $2,640,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 57 $13,887,000 $243,000 $860,000 $144,000 $515,000
Credit History 39 $4,948,000 $126,000 $630,000 $74,000 $454,000
Debt-To-Income Ratio 37 $8,295,000 $224,000 $1,500,000 $70,000 $256,000
Other 18 $1,584,000 $88,000 $233,000 $65,000 $256,000
Credit Application Incomplete 14 $2,562,000 $183,000 $307,000 $85,000 $193,000
Unverifiable Information 8 $1,319,000 $164,000 $269,000 $70,000 $117,000
Employment History 3 $306,000 $102,000 $222,000 $31,000 $49,000
Insufficient Cash (Downpayment, Closing Cost) 2 $211,000 $105,000 $151,000 $56,000 $66,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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