Newport County, RI Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 2,960 mortgage applications in Newport County, RI totaling $1.2 billion, up 1% from 2023. The average application was for $415,000, and applicants reported an average income of $225,000. 57% of applications resulted in an originated loan and 16% were denied. The most active lender was Citizens Bank, NA, with 293 applications, followed by Banknewport and Navy Federal Credit Union.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,960
Total Mortgage Loan Application Amount $1,230,660,000
Average Mortgage Loan Application Amount $415,000
Highest Mortgage Loan Application Amount $9,605,000
Average Applicant Income $225,000
Highest Applicant Income $8,128,000

Mortgage Company List for Lending in Newport County, RI for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 293 $ 86,095,000
Banknewport
184 JOHN CLARKE RD
MIDDLETOWN, RI 02842
* $ n/a 276 $ 96,780,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 131 $ 35,295,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ n/a 115 $ 37,305,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 112 $ 61,140,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 93 $ 46,325,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 91 $ 45,635,000
The People's Credit Union
858 WEST MAIN ROAD
MIDDLETOWN, RI 02842
* $ n/a 88 $ 21,070,000
Baycoast Mortgage Company, LLC
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ n/a 80 $ 44,790,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 66 $ 31,520,000
Navigant Credit Union
1005 DOUGLAS PIKE
SMITHFIELD, RI 02917
* $ n/a 65 $ 29,595,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 55 $ 5,705,000
Coastal1 Credit Union
1200 CENTRAL AVENUE
PAWTUCKET, RI 02861
* $ n/a 51 $ 13,335,000
Bankesb
36 MAIN STREET
EASTHAMPTON, MA 01027
* $ n/a 49 $ 25,445,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 46 $ 9,360,000
St. Anne's Credit Union of Fal
286 OLIVER STREET
FALL RIVER, MA 02723
* $ n/a 43 $ 6,035,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ n/a 41 $ 10,025,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 40 $ 17,630,000
Berkshire Bank

ALBANY, NY 12207
* $ n/a 39 $ 9,395,000
The Washington Trust Company, of Westerly
23 BROAD STREET
WESTERLY, RI 02891
* $ n/a 39 $ 18,085,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 33 $ 12,675,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 31 $ 17,085,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 30 $ 14,020,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 30 $ 15,520,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 27 $ 12,135,000
Fall River Five Cents Savings
79 NORTH MAIN ST
FALL RIVER, MA 02720
* $ n/a 27 $ 9,765,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 26 $ 7,560,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ n/a 25 $ 13,295,000
Bank Rhode Island
ONE TURKS HEAD PLACE
PROVIDENCE, RI 02903
* $ n/a 25 $ 10,795,000
Centreville Bank
1218 MAIN STREET
WEST WARWICK, RI 02893
* $ n/a 25 $ 15,505,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ n/a 24 $ 10,660,000
Westerly Community Credit Union
4979 TOWER HILL RD
WAKEFIELD, RI 02879
* $ n/a 20 $ 6,380,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 19 $ 7,955,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 19 $ 13,245,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ n/a 18 $ 23,670,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 17 $ 16,345,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 17 $ 8,345,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 17 $ 1,735,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 17 $ 5,565,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 17 $ 20,075,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 17 $ 11,165,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 17 $ 12,245,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 16 $ 7,140,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 15 $ 6,805,000
Fall River Municipal Credit Un
333 MILLIKEN BLVD
FALL RIVER, MA 02721
* $ n/a 15 $ 2,095,000
Mortgage Equity Partners LLC
220 BROADWAY SUITE 205
LYNNFIELD, MA 01940
* $ n/a 15 $ 9,005,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ n/a 14 $ 6,620,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 14 $ 1,470,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 14 $ 5,710,000
Rhode Island Credit Union
95 JEFFERSON BLVD
WARWICK, RI 02888
* $ n/a 14 $ 1,380,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 13 $ 5,825,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ n/a 12 $ 4,860,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 11 $ 2,235,000
Somerset Federal Credit Union
740 COUNTY ST.
SOMERSET, MA 02726
* $ n/a 10 $ 1,210,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 10 $ 3,120,000
Bristol County Savings Bank
35 BROADWAY
TAUNTON, MA 02780
* $ n/a 10 $ 5,220,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 10 $ 5,140,000
Rockland Trust Bank
288 UNION STREET
ROCKLAND, MA 02370
* $ n/a 9 $ 2,715,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 9 $ 3,695,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 9 $ 9,095,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 9 $ 2,715,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 8 $ 5,680,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 8 $ 1,980,000
Eastern Bank
125 HIGH ST
BOSTON, MA 02110
* $ n/a 8 $ 3,050,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 7 $ 2,305,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 7 $ 3,265,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 7 $ 3,305,000
Province Mortgage Associates, Inc.
50 OFFICE PARKWAY
EAST PROVIDENCE, RI 02914
* $ n/a 6 $ 2,710,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 6 $ 2,030,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 6 $ 3,290,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ n/a 6 $ 2,860,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 6 $ 1,490,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 5 $ 2,545,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 5 $ 3,135,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 5 $ 1,825,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 5 $ 2,105,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 5 $ 3,685,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 5 $ 3,925,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 5 $ 2,115,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 5 $ 17,895,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 4 $ 2,390,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 4 $ 3,140,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 4 $ 1,970,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 4 $ 1,880,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 4 $ 2,310,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ n/a 4 $ 660,000
Mechanics Cooperative Bank
308 BAY STREET
TAUNTON, MA 02780
* $ n/a 3 $ 3,285,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 3 $ 1,885,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 3 $ 1,185,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ n/a 3 $ 1,965,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 3 $ 1,475,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 3 $ 1,025,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 3 $ 3,455,000
Taunton Federal Credit Union
14 CHURCH GREET
TAUNTON, MA 02780
* $ n/a 3 $ 515,000
Colorado Federal Savings Bank
8400 E PRENTICE AVE STE 840
ENGLEWOOD, CO 80111
* $ n/a 3 $ 1,305,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 3 $ 1,615,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 3 $ 1,445,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ n/a 3 $ 1,615,000
Washington Trust Mortgage Company LLC
23 BROAD STREET
WESTERLY, RI 02891
* $ n/a 3 $ 1,515,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 3 $ 2,205,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 3 $ 2,195,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 3 $ 2,095,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 3 $ 1,095,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 2 $ 2,070,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 2 $ 2,730,000
Charter Oak Federal Credit Union
1055 HARTFORD TURNPIKE
WATERFORD, CT 06385
* $ n/a 2 $ 80,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 2 $ 2,980,000
Harborone Bank
770 OAK STREET
BROCKTON, MA 02301
* $ n/a 2 $ 1,410,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 2 $ 710,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 2 $ 540,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ n/a 2 $ 610,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ n/a 2 $ 4,370,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 2 $ 1,720,000
Unibank for Savings
49 CHURCH STREET
WHITINSVILLE, MA 01588
* $ n/a 2 $ 600,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 2 $ 980,000
Wave Federal Credit Union
480 GREENWICH AVENUE
WARWICK, RI 02886
* $ n/a 2 $ 70,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 2 $ 1,550,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 2 $ 1,150,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 2 $ 1,130,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ n/a 2 $ 1,110,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 2 $ 4,540,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 2 $ 1,140,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ n/a 2 $ 1,240,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ n/a 2 $ 610,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 2 $ 960,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ n/a 2 $ 930,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ n/a 2 $ 1,500,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 2 $ 1,230,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 2 $ 210,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 2 $ 1,040,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 2 $ 660,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 2 $ 1,150,000
Chelsea Groton Bank
1 FRANKLIN SQ
GROTON, CT 06340
* $ n/a 2 $ 1,760,000
Amerant Mortgage LLC
226 N KENTUCKY AVE
LAKELAND, FL, FL 33801
* $ n/a 2 $ 650,000
William Raveis Mortgage, LLC
7 TRAP FALLS ROAD
SHELTON, CT 06484
* $ n/a 2 $ 3,390,000
Central One Federal Credit Union
714 MAIN ST
SHREWSBURY, MA 01545
* $ n/a 2 $ 350,000
Liberty Bank
315 MAIN STREET
MIDDLETOWN, CT 06457
* $ n/a 2 $ 1,250,000
Ocean State Credit Union
2006 NOOSENECK HILL RD
COVENTRY, RI 02816
* $ n/a 1 $ 155,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ n/a 1 $ 335,000
Alltrust Credit Union
123 ALDEN RD
FAIRHAVEN, MA 02719
* $ n/a 1 $ 115,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 1 $ 1,055,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ n/a 1 $ 1,495,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 1 $ 795,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 1 $ 585,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 1 $ 775,000
Heritage Financial Credit Union
25 RYKOWSKI LANE
MIDDLETOWN, NY 10941
* $ n/a 1 $ 105,000
Westport Federal Credit Union
655 STATE RD
WESTPORT, MA 02790
* $ n/a 1 $ 55,000
Fm Home Loans LLC
2329 NOSTRAND AVE, 3RD FLOOR
BROOKLYN, NY 11210
* $ n/a 1 $ 1,045,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 1 $ 265,000
Visions Federal Credit Union
3301 COUNTRY CLUB ROAD
ENDICOTT, NY 13760
* $ n/a 1 $ 55,000
Lafayette Federal Credit Union
2701 TOWER OAKS BLVD.,
ROCKVILLE, MD 20852
* $ n/a 1 $ 345,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ n/a 1 $ 645,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ n/a 1 $ 795,000
Mortgage Markets Cuso, LLC
616 BURNSIDE AVENUE
EAST HARTFORD, CT 06108
* $ n/a 1 $ 175,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ n/a 1 $ 145,000
New Fed Mortgage Corp.
98 HIGH ST
DANVERS, MA 01923
* $ n/a 1 $ 665,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 105,000
Salem Five Cents Savings Bank
210 ESSEX ST
SALEM, MA 01970
* $ n/a 1 $ 1,355,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 1 $ 65,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ n/a 1 $ 535,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 1 $ 1,195,000
Finemark National Bank & Trust
12681 CREEKSIDE LANE
FORT MYERS, FL 33919
* $ n/a 1 $ 2,405,000
Massmutual FCU
1295 STATE STREET
SPRINGFIELD, MA 01111
* $ n/a 1 $ 475,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 445,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ n/a 1 $ 355,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 1 $ 425,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 1 $ 365,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ n/a 1 $ 335,000
Avidia Bank
42 MAIN STREET
HUDSON, MA 01749
* $ n/a 1 $ 285,000
Nasa Federal Credit Union
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ n/a 1 $ 1,115,000
Ccg Fund 1, LLC
6 LIBERTY SQ #267
BOSTON, MA 02116
* $ n/a 1 $ 1,075,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ n/a 1 $ 285,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 415,000
Amerant Bank, N.A.
220 ALHAMBRA CIRCLE
MIAMI, FL 33134
* $ n/a 1 $ 515,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 475,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 1,195,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 105,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ n/a 1 $ 255,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ n/a 1 $ 1,225,000
Salem Five Mortgage Company LLC
210 ESSEX STREET
SALEM, MA 01970
* $ n/a 1 $ 1,355,000
Ice Lender Holdings LLC
31 W 34TH ST. #1012
NEW YORK, NY 10018
* $ n/a 1 $ 1,525,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 275,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ n/a 1 $ 755,000
Abl Rpc Residential Credit Acquisition LLC
30 MONTGOMERY ST STE 150
JERSEY CITY, NJ 07302
* $ n/a 1 $ 1,305,000
Charles River Bank
70 MAIN ST
MEDWAY, MA 02053
* $ n/a 1 $ 1,405,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ n/a 1 $ 65,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 555,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 1 $ 305,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 365,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ n/a 1 $ 125,000
Mutualone Bank
160 COCHITUATE ROAD
FRAMINGHAM, MA 01701
* $ n/a 1 $ 3,605,000
Harvard Federal Credit Union
104 MOUNT AUBURN STREET
CAMBRIDGE, MA 02138
* $ n/a 1 $ 85,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 255,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 485,000
Keystone Funding, Inc
519 S RED HAVEN LN
DOVER, DE 19901
* $ n/a 1 $ 545,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ n/a 1 $ 265,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ n/a 1 $ 595,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ n/a 1 $ 275,000
Educational Systems FCU
PO BOX 179
GREENBELT, MD 20768
* $ n/a 1 $ 155,000
Clinton Savings Bank
200 CHURCH STREET
CLINTON, MA 01510
* $ n/a 1 $ 205,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ n/a 1 $ 85,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 1 $ 745,000
Peoplesbank
330 WHITNEY AVENUE
HOLYOKE, MA 01040
* $ n/a 1 $ 325,000
Washington Trust Bank
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ n/a 1 $ 125,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 525,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 1 $ 405,000
Originpoint, LLC
1800 W LARCHMONT AVE SUITE 305
CHICAGO, IL 60613
* $ n/a 1 $ 755,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 505,000
City National Bank of Florida
25 WEST FLAGLER STREET
MIAMI, FL 33131
* $ n/a 1 $ 1,215,000

The tables below break down 2024 mortgage applications in Newport County, RI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Newport County, RI in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,171 $690,465,000 $589,000 $5,005,000 $283,000 $8,128,000
Home Improvement 532 $96,270,000 $180,000 $2,005,000 $182,000 $2,277,000
Cash-out Refinancing 478 $178,410,000 $373,000 $2,505,000 $172,000 $1,460,000
Refinancing 389 $155,435,000 $399,000 $3,755,000 $185,000 $1,807,000
Other Purpose 387 $109,425,000 $282,000 $9,605,000 $233,000 $4,819,000
Not Applicable 3 $655,000 $218,000 $265,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,190 $834,470,000 $381,000 $8,005,000 $219,000 $4,819,000
Not Provided 302 $150,240,000 $497,000 $9,605,000 $280,000 $8,128,000
Not applicable 259 $164,635,000 $635,000 $3,605,000 $386,000 $978,000
Hispanic 94 $36,150,000 $384,000 $1,205,000 $199,000 $1,967,000
Asian 50 $20,400,000 $408,000 $1,565,000 $271,000 $2,010,000
Black or African American 47 $17,565,000 $373,000 $865,000 $163,000 $649,000
American Indian or Alaskan Native 16 $5,570,000 $348,000 $1,155,000 $138,000 $282,000
Native Hawaiian or Other Pacific Islander 2 $1,630,000 $815,000 $1,125,000 $291,000 $411,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,628 $1,056,520,000 $402,000 $9,605,000 $234,000 $8,128,000
VA-guaranteed (Veterans Administration) 167 $105,575,000 $632,000 $2,405,000 $173,000 $1,051,000
FHA-insured (Federal Housing Administration) 164 $68,540,000 $417,000 $745,000 $122,000 $1,350,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $25,000 $25,000 $25,000 $163,000 $163,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,682 $742,020,000 $441,000 $9,605,000 $243,000 $8,128,000
Application Denied By Financial Institution 487 $139,085,000 $285,000 $8,005,000 $170,000 $4,020,000
Application Withdrawn By Applicant 363 $167,195,000 $460,000 $3,755,000 $231,000 $2,977,000
Loan Purchased By The Institution 216 $113,510,000 $525,000 $2,405,000 $330,000 $978,000
File Closed For Incompleteness 151 $48,025,000 $318,000 $2,005,000 $175,000 $939,000
Application Approved But Not Accepted 60 $20,470,000 $341,000 $1,325,000 $219,000 $1,344,000
Preapproval Approved but not Accepted 1 $355,000 $355,000 $355,000 $201,000 $201,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,454 $1,082,830,000 $441,000 $9,605,000 $238,000 $8,128,000
Debt-To-Income Ratio 204 $60,730,000 $297,000 $3,605,000 $105,000 $698,000
Credit History 100 $17,130,000 $171,000 $755,000 $151,000 $1,350,000
Collateral 67 $27,015,000 $403,000 $8,005,000 $283,000 $3,286,000
Credit Application Incomplete 60 $10,460,000 $174,000 $605,000 $145,000 $1,036,000
Other 48 $16,670,000 $347,000 $2,505,000 $293,000 $4,020,000
Unverifiable Information 14 $5,540,000 $395,000 $755,000 $246,000 $637,000
Employment History 7 $3,065,000 $437,000 $1,325,000 $225,000 $904,000
Insufficient Cash (Downpayment, Closing Cost) 6 $7,220,000 $1,203,000 $2,295,000 $263,000 $1,035,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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