Finemark National Bank & Trust Mortgage Lending & HMDA Data, 2024
In 2024, Finemark National Bank & Trust of Fort Myers, FL reported 250 mortgage applications totaling $235.2 million, down 24% from 2023. The average application was for $940,880, and applicants reported an average income of $706,536. 81% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Cape Coral-Fort Myers, FL (68), Naples-Immokalee-Marco Island, FL (50) and Phoenix-Mesa-Scottsdale, AZ (47) (applications in parentheses).
| Mortgage Company & Address | Finemark National Bank & Trust 12681 Creekside Lane Fort Myers, FL 33919 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 250 |
| Total Mortgage Loan Application Amount | $235,220,000 |
| Average Mortgage Loan Application Amount | $940,880 |
| Highest Mortgage Loan Application Amount | $7,505,000 |
| Average Applicant Income | $706,536 |
| Highest Applicant Income | $8,750,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Finemark National Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Finemark National Bank & Trust in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 228 | $222,290,000 | $974,000 | $7,505,000 | $719,000 | $8,750,000 |
| Other Purpose | 8 | $3,050,000 | $381,000 | $755,000 | $280,000 | $1,016,000 |
| Refinancing | 8 | $6,750,000 | $843,000 | $2,705,000 | $948,000 | $3,098,000 |
| Cash-out Refinancing | 4 | $2,240,000 | $560,000 | $905,000 | $176,000 | $253,000 |
| Home Improvement | 2 | $890,000 | $445,000 | $705,000 | $1,087,000 | $1,309,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 159 | $155,215,000 | $976,000 | $7,505,000 | $777,000 | $8,750,000 |
| Not applicable | 31 | $45,105,000 | $1,455,000 | $4,145,000 | $0 | $0 |
| Hispanic | 31 | $12,145,000 | $391,000 | $3,605,000 | $617,000 | $6,500,000 |
| Black or African American | 14 | $3,540,000 | $252,000 | $705,000 | $99,000 | $414,000 |
| Not Provided | 10 | $13,120,000 | $1,312,000 | $3,125,000 | $1,004,000 | $4,189,000 |
| Asian | 5 | $6,095,000 | $1,219,000 | $4,855,000 | $409,000 | $1,712,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 250 | $235,220,000 | $940,000 | $7,505,000 | $706,000 | $8,750,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 203 | $209,925,000 | $1,034,000 | $7,505,000 | $809,000 | $8,750,000 |
| Loan Purchased By The Institution | 19 | $3,515,000 | $185,000 | $245,000 | $49,000 | $71,000 |
| Application Withdrawn By Applicant | 11 | $11,455,000 | $1,041,000 | $2,405,000 | $785,000 | $2,977,000 |
| Application Denied By Financial Institution | 9 | $3,755,000 | $417,000 | $1,165,000 | $98,000 | $188,000 |
| Application Approved But Not Accepted | 8 | $6,570,000 | $821,000 | $1,735,000 | $642,000 | $1,245,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 241 | $231,465,000 | $960,000 | $7,505,000 | $729,000 | $8,750,000 |
| Debt-To-Income Ratio | 6 | $2,820,000 | $470,000 | $1,165,000 | $68,000 | $138,000 |
| Collateral | 1 | $225,000 | $225,000 | $225,000 | $188,000 | $188,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $375,000 | $375,000 | $375,000 | $0 | $0 |
| Credit History | 1 | $335,000 | $335,000 | $335,000 | $163,000 | $163,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Finemark National Bank & Trust's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Finemark National Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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