Finemark National Bank & Trust Mortgage Lending & HMDA Data, 2017
In 2017, Finemark National Bank & Trust of Fort Myers, FL reported 405 mortgage applications totaling $279.9 million, up 8% from 2016. The average application was for $691,014, and applicants reported an average income of $427,224. 88% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Cape Coral-Fort Myers, FL (124), Naples-Immokalee-Marco Island, FL (87) and Phoenix-Mesa-Scottsdale, AZ (59) (applications in parentheses).
| Mortgage Company & Address | Finemark National Bank & Trust 12681 Creekside Lane Fort Myers, FL 33919 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 405 |
| Total Mortgage Loan Application Amount | $279,861,000 |
| Average Mortgage Loan Application Amount | $691,014 |
| Highest Mortgage Loan Application Amount | $12,244,000 |
| Average Applicant Income | $427,224 |
| Highest Applicant Income | $20,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Finemark National Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Finemark National Bank & Trust in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 335 | $227,406,000 | $678,000 | $12,244,000 | $432,000 | $20,000,000 |
| Refinancing | 68 | $51,925,000 | $763,000 | $4,000,000 | $410,000 | $3,620,000 |
| Home Improvement | 2 | $530,000 | $265,000 | $308,000 | $213,000 | $426,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 296 | $198,288,000 | $669,000 | $12,244,000 | $424,000 | $6,000,000 |
| Not applicable | 54 | $39,237,000 | $726,000 | $4,400,000 | $82,000 | $953,000 |
| Not Provided | 35 | $31,162,000 | $890,000 | $4,875,000 | $583,000 | $3,142,000 |
| Black or African American | 9 | $2,262,000 | $251,000 | $830,000 | $141,000 | $522,000 |
| Asian | 6 | $6,868,000 | $1,144,000 | $4,691,000 | $3,483,000 | $20,000,000 |
| Hispanic | 5 | $2,044,000 | $408,000 | $1,190,000 | $132,000 | $348,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 405 | $279,861,000 | $691,000 | $12,244,000 | $427,000 | $20,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 355 | $248,212,000 | $699,000 | $12,244,000 | $446,000 | $20,000,000 |
| Application Approved But Not Accepted | 32 | $25,680,000 | $802,000 | $4,025,000 | $408,000 | $3,938,000 |
| Application Denied By Financial Institution | 8 | $4,422,000 | $552,000 | $1,350,000 | $125,000 | $524,000 |
| Loan Purchased By The Institution | 6 | $442,000 | $73,000 | $103,000 | $26,000 | $32,000 |
| Application Withdrawn By Applicant | 4 | $1,105,000 | $276,000 | $424,000 | $123,000 | $312,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 4 | $2,704,000 | $676,000 | $1,350,000 | $112,000 | $276,000 |
| Credit History | 2 | $516,000 | $258,000 | $396,000 | $14,000 | $28,000 |
| Collateral | 1 | $222,000 | $222,000 | $222,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $980,000 | $980,000 | $980,000 | $524,000 | $524,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Finemark National Bank & Trust's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Finemark National Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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