Finemark National Bank & Trust Mortgage Lending & HMDA Data, 2019
In 2019, Finemark National Bank & Trust of Fort Myers, FL reported 427 mortgage applications totaling $251.3 million, up 22% from 2018. The average application was for $588,442, and applicants reported an average income of $457,103. 83% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Cape Coral-Fort Myers, FL (133), Naples-Immokalee-Marco Island, FL (87) and Phoenix-Mesa-Scottsdale, AZ (82) (applications in parentheses).
| Mortgage Company & Address | Finemark National Bank & Trust 12681 Creekside Lane Fort Myers, FL 33919 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 427 |
| Total Mortgage Loan Application Amount | $251,265,000 |
| Average Mortgage Loan Application Amount | $588,442 |
| Highest Mortgage Loan Application Amount | $4,405,000 |
| Average Applicant Income | $457,103 |
| Highest Applicant Income | $4,421,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Finemark National Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Finemark National Bank & Trust in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 326 | $194,000,000 | $595,000 | $4,405,000 | $458,000 | $4,421,000 |
| Refinancing | 36 | $26,120,000 | $725,000 | $3,825,000 | $755,000 | $3,456,000 |
| Cash-out Refinancing | 32 | $19,430,000 | $607,000 | $2,495,000 | $322,000 | $1,373,000 |
| Other Purpose | 21 | $11,055,000 | $526,000 | $2,405,000 | $356,000 | $1,152,000 |
| Not Applicable | 9 | $445,000 | $49,000 | $75,000 | $24,000 | $30,000 |
| Home Improvement | 3 | $215,000 | $71,000 | $155,000 | $233,000 | $305,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 278 | $180,440,000 | $649,000 | $4,405,000 | $496,000 | $4,421,000 |
| Not applicable | 57 | $32,485,000 | $569,000 | $3,825,000 | $0 | $0 |
| Black or African American | 30 | $4,560,000 | $152,000 | $565,000 | $159,000 | $3,000,000 |
| Not Provided | 27 | $21,745,000 | $805,000 | $2,435,000 | $464,000 | $2,277,000 |
| Hispanic | 18 | $4,180,000 | $232,000 | $805,000 | $236,000 | $1,248,000 |
| Asian | 10 | $5,710,000 | $571,000 | $3,605,000 | $342,000 | $1,044,000 |
| American Indian or Alaskan Native | 3 | $665,000 | $221,000 | $275,000 | $110,000 | $183,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $245,000 | $245,000 | $245,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 427 | $251,265,000 | $588,000 | $4,405,000 | $443,000 | $4,421,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 353 | $225,485,000 | $638,000 | $4,405,000 | $488,000 | $4,421,000 |
| Loan Purchased By The Institution | 30 | $3,100,000 | $103,000 | $195,000 | $30,000 | $46,000 |
| Application Withdrawn By Applicant | 25 | $12,505,000 | $500,000 | $2,155,000 | $347,000 | $1,094,000 |
| Application Approved But Not Accepted | 11 | $5,875,000 | $534,000 | $1,525,000 | $697,000 | $2,406,000 |
| Application Denied By Financial Institution | 8 | $4,300,000 | $537,000 | $1,205,000 | $424,000 | $1,447,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 419 | $246,965,000 | $589,000 | $4,405,000 | $444,000 | $4,421,000 |
| Debt-To-Income Ratio | 6 | $2,800,000 | $466,000 | $965,000 | $145,000 | $250,000 |
| Collateral | 1 | $295,000 | $295,000 | $295,000 | $1,447,000 | $1,447,000 |
| Credit History | 1 | $1,205,000 | $1,205,000 | $1,205,000 | $1,079,000 | $1,079,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Finemark National Bank & Trust's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Finemark National Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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