Finemark National Bank & Trust Mortgage Lending & HMDA Data, 2022
In 2022, Finemark National Bank & Trust of Fort Myers, FL reported 479 mortgage applications totaling $482.5 million, down 19% from 2021. The average application was for $1,007,317, and applicants reported an average income of $599,983. 80% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Naples-Immokalee-Marco Island, FL (124), Cape Coral-Fort Myers, FL (111) and Phoenix-Mesa-Scottsdale, AZ (77) (applications in parentheses).
| Mortgage Company & Address | Finemark National Bank & Trust 12681 Creekside Lane Fort Myers, FL 33919 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 479 |
| Total Mortgage Loan Application Amount | $482,505,000 |
| Average Mortgage Loan Application Amount | $1,007,317 |
| Highest Mortgage Loan Application Amount | $9,805,000 |
| Average Applicant Income | $599,983 |
| Highest Applicant Income | $9,288,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Finemark National Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Finemark National Bank & Trust in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 387 | $393,315,000 | $1,016,000 | $9,805,000 | $621,000 | $9,288,000 |
| Cash-out Refinancing | 33 | $41,145,000 | $1,246,000 | $8,885,000 | $434,000 | $1,270,000 |
| Other Purpose | 33 | $21,295,000 | $645,000 | $3,905,000 | $455,000 | $2,102,000 |
| Refinancing | 20 | $25,120,000 | $1,256,000 | $9,005,000 | $782,000 | $4,755,000 |
| Home Improvement | 6 | $1,630,000 | $271,000 | $805,000 | $348,000 | $513,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 273 | $268,375,000 | $983,000 | $9,605,000 | $697,000 | $9,288,000 |
| Not applicable | 86 | $140,960,000 | $1,639,000 | $9,405,000 | $0 | $0 |
| Hispanic | 44 | $16,340,000 | $371,000 | $2,805,000 | $262,000 | $3,060,000 |
| Black or African American | 33 | $8,105,000 | $245,000 | $2,285,000 | $90,000 | $978,000 |
| Not Provided | 31 | $39,795,000 | $1,283,000 | $9,805,000 | $875,000 | $4,755,000 |
| Asian | 6 | $5,270,000 | $878,000 | $3,805,000 | $332,000 | $933,000 |
| American Indian or Alaskan Native | 2 | $560,000 | $280,000 | $335,000 | $53,000 | $53,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 479 | $482,505,000 | $1,007,000 | $9,805,000 | $599,000 | $9,288,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 381 | $401,855,000 | $1,054,000 | $9,805,000 | $716,000 | $9,288,000 |
| Loan Purchased By The Institution | 47 | $7,495,000 | $159,000 | $345,000 | $39,000 | $67,000 |
| Application Withdrawn By Applicant | 25 | $35,245,000 | $1,409,000 | $8,885,000 | $497,000 | $1,865,000 |
| Application Approved But Not Accepted | 18 | $31,540,000 | $1,752,000 | $8,965,000 | $461,000 | $1,736,000 |
| Application Denied By Financial Institution | 8 | $6,370,000 | $796,000 | $2,035,000 | $205,000 | $888,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 471 | $476,135,000 | $1,010,000 | $9,805,000 | $607,000 | $9,288,000 |
| Debt-To-Income Ratio | 5 | $2,955,000 | $591,000 | $1,365,000 | $100,000 | $172,000 |
| Other | 1 | $2,035,000 | $2,035,000 | $2,035,000 | $0 | $0 |
| Collateral | 1 | $175,000 | $175,000 | $175,000 | $44,000 | $44,000 |
| Credit History | 1 | $1,205,000 | $1,205,000 | $1,205,000 | $888,000 | $888,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Finemark National Bank & Trust's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Finemark National Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About