Finemark National Bank & Trust Mortgage Lending & HMDA Data, 2021
In 2021, Finemark National Bank & Trust of Fort Myers, FL reported 589 mortgage applications totaling $526.7 million, up 9% from 2020. The average application was for $894,151, and applicants reported an average income of $590,188. 85% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Naples-Immokalee-Marco Island, FL (169), Cape Coral-Fort Myers, FL (151) and Phoenix-Mesa-Scottsdale, AZ (108) (applications in parentheses).
| Mortgage Company & Address | Finemark National Bank & Trust 12681 Creekside Lane Fort Myers, FL 33919 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 589 |
| Total Mortgage Loan Application Amount | $526,655,000 |
| Average Mortgage Loan Application Amount | $894,151 |
| Highest Mortgage Loan Application Amount | $7,505,000 |
| Average Applicant Income | $590,188 |
| Highest Applicant Income | $8,070,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Finemark National Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Finemark National Bank & Trust in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 470 | $437,200,000 | $930,000 | $7,505,000 | $618,000 | $8,070,000 |
| Cash-out Refinancing | 47 | $37,835,000 | $805,000 | $3,505,000 | $497,000 | $3,365,000 |
| Refinancing | 44 | $29,950,000 | $680,000 | $2,755,000 | $462,000 | $1,353,000 |
| Other Purpose | 25 | $20,605,000 | $824,000 | $2,345,000 | $517,000 | $2,245,000 |
| Home Improvement | 3 | $1,065,000 | $355,000 | $505,000 | $183,000 | $212,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 373 | $345,965,000 | $927,000 | $7,505,000 | $609,000 | $7,576,000 |
| Not applicable | 99 | $100,505,000 | $1,015,000 | $4,405,000 | $0 | $0 |
| Not Provided | 38 | $37,810,000 | $995,000 | $5,755,000 | $832,000 | $8,070,000 |
| Hispanic | 34 | $14,340,000 | $421,000 | $1,855,000 | $306,000 | $1,569,000 |
| Black or African American | 25 | $8,575,000 | $343,000 | $1,485,000 | $263,000 | $3,392,000 |
| Asian | 11 | $7,765,000 | $705,000 | $1,955,000 | $364,000 | $852,000 |
| American Indian or Alaskan Native | 2 | $7,300,000 | $3,650,000 | $6,755,000 | $2,829,000 | $5,376,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $215,000 | $215,000 | $215,000 | $44,000 | $44,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 589 | $526,655,000 | $894,000 | $7,505,000 | $590,000 | $8,070,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 500 | $444,950,000 | $889,000 | $7,505,000 | $592,000 | $8,070,000 |
| Application Approved But Not Accepted | 36 | $38,680,000 | $1,074,000 | $6,755,000 | $847,000 | $5,376,000 |
| Application Withdrawn By Applicant | 28 | $32,500,000 | $1,160,000 | $5,405,000 | $622,000 | $2,530,000 |
| Loan Purchased By The Institution | 15 | $2,525,000 | $168,000 | $235,000 | $39,000 | $57,000 |
| Application Denied By Financial Institution | 10 | $8,000,000 | $800,000 | $1,765,000 | $636,000 | $3,567,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 579 | $518,655,000 | $895,000 | $7,505,000 | $589,000 | $8,070,000 |
| Debt-To-Income Ratio | 6 | $3,810,000 | $635,000 | $1,045,000 | $206,000 | $659,000 |
| Collateral | 2 | $2,370,000 | $1,185,000 | $1,765,000 | $1,948,000 | $3,567,000 |
| Credit History | 2 | $1,820,000 | $910,000 | $1,485,000 | $400,000 | $629,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Finemark National Bank & Trust's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Finemark National Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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