North Slope, AK Mortgage Lenders & HMDA Data, 2020
In 2020, lenders reported 67 mortgage applications in North Slope, AK totaling $12.9 million, down 12% from 2019. The average application was for $192,000, and applicants reported an average income of $118,000. 27% of applications resulted in an originated loan and 31% were denied. The most active lender was Wells Fargo Bank NA, with 13 applications, followed by Alaska USA Mortgage Company LLC and Global Federal Credit Union.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 67 |
| Total Mortgage Loan Application Amount | $12,905,000 |
| Average Mortgage Loan Application Amount | $192,000 |
| Highest Mortgage Loan Application Amount | $655,000 |
| Average Applicant Income | $118,000 |
| Highest Applicant Income | $282,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,712,919,000,000 | 13 | $ 1,775,000 |
| Alaska USA Mortgage Company LLC 4000 CREDIT UNION DRIVE, STE. 700 ANCHORAGE, AK 99503 |
* | $ -1,000 | 11 | $ 2,545,000 |
| Global Federal Credit Union PO BOX 196850 ANCHORAGE, AK 99503 |
* | $ 8,335,689,000 | 9 | $ 1,235,000 |
| Residential Mortgage, LLC 100 CALAIS DRIVE, SUITE 100 ANCHORAGE, AK 99503 |
* | $ -1,000 | 6 | $ 1,840,000 |
| Freedom Mortgage Corporation 951 YAMATO ROAD SUITE 175 BOCA RATON, FL 33431 |
* | $ -1,000 | 4 | $ 680,000 |
| loanDepot.com LLC 6561 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ -1,000 | 4 | $ 560,000 |
| Click N' Close, Inc. 15301 SPECTRUM DRIVE, SUITE 405 ADDISON, TX 75001 |
* | $ -1,000 | 2 | $ 570,000 |
| Discover Bank 12 READS WAY GREENWOOD, DE 19950 |
* | $ 112,384,202,000 | 2 | $ 260,000 |
| United Wholesale Mortgage 40600 ANN ARBOR RD E STE 201 PLYMOUTH, MI 48170 |
* | $ -1,000 | 1 | $ 105,000 |
| New American Funding, Llc. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ -1,000 | 1 | $ 265,000 |
| Primary Residential Mortgage, Inc. 1480 N 2200 W SALT LAKE CITY, UT 84116 |
* | $ -1,000 | 1 | $ 265,000 |
| Chickasaw Community Bank 909 S MERIDIAN AVE OKLAHOMA CITY, OK 73142 |
* | $ 198,963,000 | 1 | $ 95,000 |
| Matanuska Valley Federal Credit Union 1020 SOUTH BAILEY STREET PALMER, AK 99645 |
* | $ 558,284,000 | 1 | $ 295,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,852,983,000,000 | 1 | $ 155,000 |
| Credit Union 1 1941 ABBOTT RD ANCHORAGE, AK 99507 |
* | $ 1,090,014,000 | 1 | $ 95,000 |
| Caliber Home Loans, Inc. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 1 | $ 205,000 |
| Cardinal Financial Company, Li 3530 TORINGDON WAY STE 200 CHARLOTTE, NC 28277 |
* | $ -1,000 | 1 | $ 335,000 |
The tables below break down 2020 mortgage applications in North Slope, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for North Slope, AK in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 21 | $3,685,000 | $175,000 | $375,000 | $122,000 | $238,000 |
| Refinancing | 19 | $3,835,000 | $201,000 | $335,000 | $136,000 | $282,000 |
| Home Purchase | 18 | $4,250,000 | $236,000 | $655,000 | $99,000 | $186,000 |
| Not Applicable | 3 | $545,000 | $181,000 | $285,000 | $0 | $0 |
| Other Purpose | 3 | $295,000 | $98,000 | $155,000 | $107,000 | $176,000 |
| Home Improvement | 3 | $295,000 | $98,000 | $155,000 | $128,000 | $251,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| American Indian or Alaskan Native | 33 | $6,225,000 | $188,000 | $655,000 | $124,000 | $251,000 |
| White | 12 | $2,390,000 | $199,000 | $355,000 | $101,000 | $282,000 |
| Not Provided | 8 | $1,300,000 | $162,000 | $295,000 | $115,000 | $241,000 |
| Asian | 8 | $1,630,000 | $203,000 | $305,000 | $129,000 | $166,000 |
| Not applicable | 3 | $545,000 | $181,000 | $285,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $510,000 | $255,000 | $325,000 | $102,000 | $135,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 49 | $9,365,000 | $191,000 | $655,000 | $118,000 | $282,000 |
| FHA-insured (Federal Housing Administration) | 13 | $2,535,000 | $195,000 | $325,000 | $109,000 | $157,000 |
| VA-guaranteed (Veterans Administration) | 3 | $685,000 | $228,000 | $235,000 | $170,000 | $170,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $320,000 | $160,000 | $165,000 | $52,000 | $52,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 21 | $4,215,000 | $200,000 | $655,000 | $97,000 | $251,000 |
| Loan Originated | 18 | $3,760,000 | $208,000 | $305,000 | $149,000 | $282,000 |
| Application Withdrawn By Applicant | 14 | $2,150,000 | $153,000 | $285,000 | $100,000 | $161,000 |
| Loan Purchased By The Institution | 8 | $1,620,000 | $202,000 | $285,000 | $133,000 | $238,000 |
| File Closed For Incompleteness | 3 | $465,000 | $155,000 | $185,000 | $75,000 | $75,000 |
| Application Approved But Not Accepted | 3 | $695,000 | $231,000 | $385,000 | $131,000 | $176,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 46 | $8,690,000 | $188,000 | $385,000 | $127,000 | $282,000 |
| Credit History | 10 | $1,640,000 | $164,000 | $355,000 | $57,000 | $113,000 |
| Collateral | 5 | $835,000 | $167,000 | $375,000 | $129,000 | $251,000 |
| Debt-To-Income Ratio | 3 | $1,295,000 | $431,000 | $655,000 | $204,000 | $223,000 |
| Other | 2 | $320,000 | $160,000 | $175,000 | $86,000 | $112,000 |
| Credit Application Incomplete | 1 | $125,000 | $125,000 | $125,000 | $65,000 | $65,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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