North Slope, AK Mortgage Lenders & HMDA Data, 2021
In 2021, lenders reported 75 mortgage applications in North Slope, AK totaling $14.8 million, up 12% from 2020. The average application was for $197,000, and applicants reported an average income of $106,000. 31% of applications resulted in an originated loan and 32% were denied. The most active lender was Wells Fargo Bank NA, with 11 applications, followed by Global Federal Credit Union and Freedom Mortgage Corporation.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 75 |
| Total Mortgage Loan Application Amount | $14,845,000 |
| Average Mortgage Loan Application Amount | $197,000 |
| Highest Mortgage Loan Application Amount | $455,000 |
| Average Applicant Income | $106,000 |
| Highest Applicant Income | $242,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,747,398,000,000 | 11 | $ 2,635,000 |
| Global Federal Credit Union PO BOX 196850 ANCHORAGE, AK 99503 |
* | $ 8,335,689,000 | 7 | $ 685,000 |
| Freedom Mortgage Corporation 951 YAMATO ROAD SUITE 175 BOCA RATON, FL 33431 |
* | $ -1,000 | 7 | $ 1,515,000 |
| Residential Mortgage, LLC 100 CALAIS DRIVE, SUITE 100 ANCHORAGE, AK 99503 |
* | $ -1,000 | 6 | $ 1,460,000 |
| Amerisave Mortgage Company 1200 ALTMORE AVENUE BUILDING 2 SUITE 300 SANDY SPRINGS, GA 30342 |
* | $ -1,000 | 5 | $ 685,000 |
| Alaska USA Mortgage Company LLC 4000 CREDIT UNION DRIVE, STE. 700 ANCHORAGE, AK 99503 |
* | $ -1,000 | 4 | $ 850,000 |
| Primary Residential Mortgage, Inc. 1480 N 2200 W SALT LAKE CITY, UT 84116 |
* | $ -1,000 | 3 | $ 375,000 |
| New American Funding, Llc. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ -1,000 | 3 | $ 675,000 |
| loanDepot.com LLC 6561 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ -1,000 | 2 | $ 330,000 |
| Nuvision Federal Credit Union 7812 EDINGER AVENUE HUNTINGTON BEACH, CA 92677 |
* | $ 2,369,587,000 | 2 | $ 570,000 |
| The Federal Savings Bank 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60639 |
* | $ 604,528,000 | 1 | $ 315,000 |
| Mortgage Research Center 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ -1,000 | 1 | $ 75,000 |
| Bank of England PO BOX 70 ENGLAND, AR 72046 |
* | $ 464,504,000 | 1 | $ 335,000 |
| Click N' Close, Inc. 15301 SPECTRUM DRIVE, SUITE 405 ADDISON, TX 75001 |
* | $ -1,000 | 1 | $ 325,000 |
| First Guaranty Mortgage Corporation 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 1 | $ 245,000 |
| Amerihome Mortgage Company, LLC 1 BAXTER WAY SUITE 300 THOUSAND OAKS, CA 91362 |
* | $ -1,000 | 1 | $ 165,000 |
| Discover Bank 12 READS WAY GREENWOOD, DE 19950 |
* | $ 98,729,134,000 | 1 | $ 35,000 |
| Wyndham Capital Mortgage, Inc. 6115 PARK SOUTH DRIVE, STE 200 RALEIGH, NC 28210 |
* | $ -1,000 | 1 | $ 225,000 |
| PennyMac Loan Services LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ -1,000 | 1 | $ 185,000 |
| Better Mortgage Corporation 1 WORLD TRADE CENTER FL 80 NEW YORK, NY 10007 |
* | $ -1,000 | 1 | $ 195,000 |
| Caliber Home Loans, Inc. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 1 | $ 235,000 |
| Mutual of Omaha Mortgage LOMBARD, IL 60148 |
* | $ -1,000 | 1 | $ 105,000 |
| Credit Union 1 1941 ABBOTT RD ANCHORAGE, AK 99507 |
* | $ 1,090,014,000 | 1 | $ 155,000 |
The tables below break down 2021 mortgage applications in North Slope, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for North Slope, AK in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 35 | $6,765,000 | $193,000 | $365,000 | $97,000 | $229,000 |
| Cash-out Refinancing | 17 | $3,695,000 | $217,000 | $455,000 | $123,000 | $242,000 |
| Home Purchase | 16 | $4,110,000 | $256,000 | $385,000 | $112,000 | $176,000 |
| Home Improvement | 6 | $240,000 | $40,000 | $115,000 | $92,000 | $170,000 |
| Other Purpose | 1 | $35,000 | $35,000 | $35,000 | $70,000 | $70,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| American Indian or Alaskan Native | 27 | $3,995,000 | $147,000 | $365,000 | $95,000 | $229,000 |
| Not Provided | 16 | $3,010,000 | $188,000 | $305,000 | $104,000 | $215,000 |
| White | 14 | $3,310,000 | $236,000 | $385,000 | $112,000 | $242,000 |
| Asian | 5 | $1,075,000 | $215,000 | $285,000 | $151,000 | $193,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $895,000 | $298,000 | $375,000 | $151,000 | $196,000 |
| Not applicable | 3 | $875,000 | $291,000 | $375,000 | $0 | $0 |
| Black or African American | 2 | $280,000 | $140,000 | $165,000 | $116,000 | $136,000 |
| Hispanic | 1 | $225,000 | $225,000 | $225,000 | $116,000 | $116,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 48 | $8,800,000 | $183,000 | $455,000 | $107,000 | $229,000 |
| FHA-insured (Federal Housing Administration) | 19 | $3,685,000 | $193,000 | $375,000 | $91,000 | $170,000 |
| VA-guaranteed (Veterans Administration) | 8 | $2,360,000 | $295,000 | $385,000 | $137,000 | $242,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 24 | $4,380,000 | $182,000 | $455,000 | $97,000 | $171,000 |
| Loan Originated | 23 | $5,175,000 | $225,000 | $385,000 | $115,000 | $242,000 |
| Application Withdrawn By Applicant | 11 | $2,135,000 | $194,000 | $315,000 | $95,000 | $229,000 |
| File Closed For Incompleteness | 10 | $1,760,000 | $176,000 | $305,000 | $103,000 | $207,000 |
| Application Approved But Not Accepted | 4 | $520,000 | $130,000 | $215,000 | $169,000 | $176,000 |
| Loan Purchased By The Institution | 3 | $875,000 | $291,000 | $375,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 51 | $10,465,000 | $205,000 | $385,000 | $111,000 | $242,000 |
| Other | 7 | $1,935,000 | $276,000 | $455,000 | $101,000 | $159,000 |
| Collateral | 6 | $1,120,000 | $186,000 | $295,000 | $102,000 | $136,000 |
| Credit History | 5 | $395,000 | $79,000 | $225,000 | $99,000 | $162,000 |
| Debt-To-Income Ratio | 2 | $200,000 | $100,000 | $125,000 | $59,000 | $83,000 |
| Credit Application Incomplete | 2 | $410,000 | $205,000 | $225,000 | $118,000 | $171,000 |
| Employment History | 1 | $165,000 | $165,000 | $165,000 | $74,000 | $74,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $155,000 | $155,000 | $155,000 | $103,000 | $103,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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