North Slope, AK Mortgage Lenders & HMDA Data, 2024
In 2024, lenders reported 39 mortgage applications in North Slope, AK totaling $8.0 million, down 9% from 2023. The average application was for $204,000, and applicants reported an average income of $135,000. 28% of applications resulted in an originated loan and 31% were denied. The most active lender was Global Federal Credit Union, with 8 applications, followed by Discover Bank and loanDepot.com LLC.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 39 |
| Total Mortgage Loan Application Amount | $7,965,000 |
| Average Mortgage Loan Application Amount | $204,000 |
| Highest Mortgage Loan Application Amount | $475,000 |
| Average Applicant Income | $135,000 |
| Highest Applicant Income | $278,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Global Federal Credit Union PO BOX 196850 ANCHORAGE, AK 99503 |
* | $ n/a | 8 | $ 1,170,000 |
| Discover Bank 12 READS WAY GREENWOOD, DE 19950 |
* | $ n/a | 4 | $ 250,000 |
| loanDepot.com LLC 6561 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ n/a | 3 | $ 785,000 |
| Click N' Close, Inc. 15301 SPECTRUM DRIVE, SUITE 405 ADDISON, TX 75001 |
* | $ n/a | 3 | $ 865,000 |
| Residential Mortgage, LLC 100 CALAIS DRIVE, SUITE 100 ANCHORAGE, AK 99503 |
* | $ n/a | 2 | $ 520,000 |
| Flagstar Bank NA TROY, MI 49098 |
* | $ n/a | 2 | $ 240,000 |
| The Loan Store, Inc TUCSON, AZ 85718 |
* | $ n/a | 1 | $ 345,000 |
| Bank of England PO BOX 70 ENGLAND, AR 72046 |
* | $ n/a | 1 | $ 405,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ n/a | 1 | $ 435,000 |
| New American Funding, Llc. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ n/a | 1 | $ 135,000 |
| United Wholesale Mortgage 40600 ANN ARBOR RD E STE 201 PLYMOUTH, MI 48170 |
* | $ n/a | 1 | $ 475,000 |
| Amerisave Mortgage Company 1200 ALTMORE AVENUE BUILDING 2 SUITE 300 SANDY SPRINGS, GA 30342 |
* | $ n/a | 1 | $ 65,000 |
| Keybank National Association 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ n/a | 1 | $ 95,000 |
| True North Federal Credit Union 2777 POSTAL WAY JUNEAU, AK 99801 |
* | $ n/a | 1 | $ 25,000 |
| Mortgage Research Center 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ n/a | 1 | $ 115,000 |
| Planet Home Lending, LLC 321 RESEARCH PARKWAY SUITE 303 MERIDEN, CT 06450 |
* | $ n/a | 1 | $ 405,000 |
| Newrez LLC FORT WASHINGTON, PA 19034 |
* | $ n/a | 1 | $ 325,000 |
The tables below break down 2024 mortgage applications in North Slope, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for North Slope, AK in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 19 | $5,575,000 | $293,000 | $445,000 | $129,000 | $221,000 |
| Cash-out Refinancing | 7 | $795,000 | $113,000 | $265,000 | $91,000 | $141,000 |
| Other Purpose | 5 | $305,000 | $61,000 | $75,000 | $217,000 | $278,000 |
| Refinancing | 4 | $880,000 | $220,000 | $475,000 | $199,000 | $228,000 |
| Home Improvement | 4 | $410,000 | $102,000 | $245,000 | $108,000 | $191,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| American Indian or Alaskan Native | 12 | $2,570,000 | $214,000 | $445,000 | $135,000 | $217,000 |
| White | 8 | $1,480,000 | $185,000 | $475,000 | $156,000 | $228,000 |
| Asian | 5 | $725,000 | $145,000 | $345,000 | $138,000 | $278,000 |
| Hispanic | 5 | $1,135,000 | $227,000 | $435,000 | $156,000 | $221,000 |
| Not Provided | 4 | $720,000 | $180,000 | $295,000 | $106,000 | $170,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $605,000 | $201,000 | $255,000 | $84,000 | $140,000 |
| Not applicable | 2 | $730,000 | $365,000 | $405,000 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 24 | $3,400,000 | $141,000 | $345,000 | $138,000 | $278,000 |
| FHA-insured (Federal Housing Administration) | 11 | $2,845,000 | $258,000 | $445,000 | $118,000 | $217,000 |
| VA-guaranteed (Veterans Administration) | 4 | $1,720,000 | $430,000 | $475,000 | $193,000 | $221,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 12 | $1,590,000 | $132,000 | $305,000 | $128,000 | $220,000 |
| Loan Originated | 11 | $2,755,000 | $250,000 | $475,000 | $128,000 | $278,000 |
| Application Withdrawn By Applicant | 8 | $1,810,000 | $226,000 | $435,000 | $139,000 | $221,000 |
| File Closed For Incompleteness | 4 | $450,000 | $112,000 | $245,000 | $166,000 | $228,000 |
| Loan Purchased By The Institution | 2 | $730,000 | $365,000 | $405,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 1 | $295,000 | $295,000 | $295,000 | $112,000 | $112,000 |
| Application Approved But Not Accepted | 1 | $335,000 | $335,000 | $335,000 | $120,000 | $120,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 27 | $6,375,000 | $236,000 | $475,000 | $137,000 | $278,000 |
| Collateral | 5 | $785,000 | $157,000 | $305,000 | $97,000 | $141,000 |
| Credit History | 4 | $610,000 | $152,000 | $305,000 | $113,000 | $113,000 |
| Credit Application Incomplete | 1 | $75,000 | $75,000 | $75,000 | $123,000 | $123,000 |
| Other | 1 | $45,000 | $45,000 | $45,000 | $220,000 | $220,000 |
| Unverifiable Information | 1 | $75,000 | $75,000 | $75,000 | $151,000 | $151,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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