Oldham County, KY Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 6,101 mortgage applications in Oldham County, KY totaling $1.3 billion, up 27% from 2011. The average application was for $212,000, and applicants reported an average income of $102,000. 56% of applications resulted in an originated loan and 13% were denied. The most active lender was Wells Fargo Bank NA, with 913 applications, followed by PNC Bank N.A. and Fifth Third Mortgage Company.

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Total Number of Mortgage Applications 6,101
Total Mortgage Loan Application Amount $1,298,949,000
Average Mortgage Loan Application Amount $212,000
Highest Mortgage Loan Application Amount $2,792,000
Average Applicant Income $102,000
Highest Applicant Income $2,160,000

Mortgage Company List for Lending in Oldham County, KY for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 913 $ 198,350,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 445 $ 75,113,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 376 $ 89,847,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 362 $ 68,557,000
Republic Bank & Trust
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 3,310,308,000 300 $ 60,463,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 215 $ 53,320,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ 42,141,000 191 $ 43,353,000
Commonwealth Bank and Trust Company
4912 U S HWY 42
LOUISVILLE, KY 40222
* $ 823,405,000 162 $ 37,169,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 149 $ 30,749,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 134 $ 28,139,000
Stock Yards Bank & Trust Company
1040 EAST MAIN STREET
LOUISVILLE, KY 40223
* $ 2,045,694,000 129 $ 29,197,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 120 $ 26,282,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 116 $ 28,493,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 114,540,379,000 114 $ 14,367,000
The Mortgage Warehouse, LLC
13430 PARKER COMMONS BLVD SUITE 103
FORT MYERS, FL 33912
* $ 7,644,442,000 90 $ 23,870,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 85 $ 18,310,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 82 $ 17,176,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 75 $ 14,520,000
Citizens Union Bank of Shelbyville
1854 MIDLAND TRAIL, P. O. BOX 189
SHELBYVILLE, KY 40065
* $ 595,190,000 64 $ 11,761,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 63 $ 12,408,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 63 $ 12,179,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 60 $ 13,767,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 56 $ 11,150,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 51 $ 10,577,000
L&N Federal Credit Union
9265 SMYRNA PARKWAY
LOUISVILLE, KY 40229
* $ 706,416,000 51 $ 11,996,000
Carolina Bank
PO BOX 10209
GREENSBORO, NC 27404
* $ 672,996,000 50 $ 9,079,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 47 $ 10,493,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 44 $ 8,871,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 43 $ 8,743,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 42 $ 8,366,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 41 $ 11,523,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 37 $ 8,975,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 35 $ 7,770,000
Old National Bank
1 MAIN STREET
EVANSVILLE, IN 47708
* $ 8,467,892,000 34 $ 7,031,000
First Capital Bank of Kentucky
293 NORTH HUBBARDS LANE
LOUISVILLE, KY 40207
* $ 462,726,000 34 $ 8,433,000
Farmers Bank of Milton
41 FERRY ST.
MILTON, KY 40045
* $ 198,029,000 34 $ 4,581,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 33 $ 8,113,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 31 $ 6,211,000
The Bank-Oldham County, Inc.
PO BOX 500
LAGRANGE, KY 40031
* $ 142,585,000 31 $ 4,472,000
Cmco Mortgage, LLC dba Home Le
7851 FREEWAY CIRCLE
MIDDLEBURG HEIGHTS, OH 44130
* $ 10,000,000 29 $ 7,191,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 27 $ 4,125,000
Bedford Loan & Deposit Bank
P.O. BOX 276 45 HWY 42 E
BEDFORD, KY 40006
* $ 83,657,000 27 $ 3,489,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 23 $ 5,479,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 22 $ 5,174,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 21 $ 4,393,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 19 $ 3,671,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 18 $ 3,529,000
Central Bank of Jefferson Cty
4630 TAYLORSVILLE RD
LOUISVILLE, KY 40220
* $ 177,306,000 17 $ 4,501,000
Park Community Credit Union
6101 FERN VALLEY ROAD
LOUISVILLE, KY 40228
* $ 485,047,000 17 $ 2,704,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 16 $ 2,742,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 15 $ 3,332,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 15 $ 3,857,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 15 $ 3,013,000
Kentucky Telco CU
3740 BARDSTOWN RD
LOUISVILLE, KY 40218
* $ 280,708,000 15 $ 1,981,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 133,582,000 15 $ 3,592,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 14 $ 4,025,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 14 $ 2,436,000
Republic State Mortgage Company
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ 10,000,000 13 $ 2,614,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 13 $ 3,243,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 13 $ 2,939,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 13 $ 2,565,000
First Liberty Financial Group
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 12 $ 3,222,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 12 $ 2,937,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 12 $ 1,825,000
Central Bank & Trust Co
PO BOX 1360
LEXINGTON, KY 40588
* $ 1,908,559,000 12 $ 3,021,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 12 $ 2,613,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 12 $ 3,058,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 12 $ 4,438,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 12 $ 3,159,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 12 $ 2,304,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 12 $ 2,613,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 11 $ 2,945,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 11 $ 2,183,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 11 $ 2,603,000
Wilson & Muir Bank & Trust Company
107 N THIRD ST
BARDSTOWN, KY 40004
* $ 408,832,000 11 $ 2,837,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 10 $ 2,102,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 10 $ 2,179,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 10 $ 2,955,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 10 $ 2,595,000
Mortgage Metwork Inc.
10529 A TIMBERWOOD CIRCLE
LOUISVILLE, KY 40223
* $ 100,000,000 9 $ 2,216,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 9 $ 1,733,000
Lendmark Financial Services
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 9 $ 112,000
River City Bank, Inc.
6308 GREENWOOD ROAD
LOUISVILLE, KY 40202
* $ 270,305,000 9 $ 1,872,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 8 $ 1,423,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 8 $ 361,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,887,082,000 8 $ 1,916,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 8 $ 1,637,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 8 $ 1,731,000
Class Act Federal Credit Union
3620 FERN VALLEY RD
LOUISVILLE, KY 40219
* $ 153,771,000 8 $ 1,091,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 7 $ 1,771,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,664,742,000 7 $ 1,765,000
Colorado Federal Savings Bank8
400 EAST PRENTICE AVE, SUITE 840
GREENWOOD VILLAGE, CO 80111
* $ 1,547,178,000 7 $ 2,420,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 7 $ 483,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 7 $ 1,905,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 7 $ 1,619,000
American Founders Bank, Inc.
1200 FOREST BRIDGE ROAD
LOUISVILLE, KY 40223
* $ 385,586,000 7 $ 1,548,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 7 $ 1,803,000
Guardian Savings Bank, A Federal Savings Bank
6100 WEST CHESTER RD
WEST CHESTER, OH 45069
* $ 811,158,000 7 $ 1,315,000
Forcht Bank, N.A.
2404 SIR BARTON WAY
LEXINGTON, KY 40509
* $ 992,086,000 6 $ 2,074,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 6 $ 2,367,000
Myers Park Mortgage
141 PROVIDENCE RD
CHARLOTTE, NC 28207
* $ 10,000,000 6 $ 1,368,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 6 $ 1,213,000
Commonwealth Federal Credit Union
P.O. BOX 978
FRANKFORT, KY 40601
* $ 897,005,000 5 $ 740,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 5 $ 1,257,000
United Citizens Bank & Trust Company
P O BOX 250
CAMPBELLSBURG, KY 40011
* $ 90,135,000 5 $ 999,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ 10,000,000 5 $ 1,157,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 5 $ 935,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 5 $ 1,041,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,283,070,000 5 $ 1,445,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 5 $ 1,527,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 5 $ 1,407,000
Banktrust Financial
208 N MAIN ST
HENDERSON, KY 42420
* $ 75,667,000 5 $ 1,555,000
First Federal Savings Bank
2323 RING ROAD
ELIZABETHTOWN, KY 42701
* $ 1,228,694,000 5 $ 1,028,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 569,541,000 4 $ 798,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 648,887,000 4 $ 985,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 34,276,023,000 4 $ 5,008,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 584,153,000 4 $ 1,236,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,218,607,000 4 $ 1,097,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 4 $ 1,091,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 4 $ 845,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 4 $ 795,000
Amerifirst Financial Corporation
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ 10,000,000 4 $ 770,000
United Bank & Trust
100 UNITED BANK DRIVE
VERSAILLES, KY 40383
* $ 582,171,000 4 $ 1,114,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 4 $ 895,000
First Citizens Bank
425 WEST DIXIE AVENUE
ELIZABETHTOWN, KY 42701
* $ 316,253,000 4 $ 1,447,000
Share Plus Federal Bank
5224 W. PLANO PARKWAY
PLANO, TX 75093
* $ 272,851,000 3 $ 503,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 3 $ 338,000
Abound Federal Credit Union
3939 S. DIXIE BLVD
RADCLIFF, KY 40160
* $ 1,019,985,000 3 $ 624,000
Limestone Bank, Inc.
2500 EASTPOINT PARKWAY
LOUISVILLE, KY 40223
* $ 1,452,553,000 3 $ 308,000
River Valley Financial Bank
430 CLIFTY DR
MADISON, IN 47250
* $ 80,220,000 3 $ 457,000
CU Channels
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 505,929,000 3 $ 579,000
Dsld Mortgage LLC

BATON ROUGE, LA 70809
* $ 222,000 3 $ 730,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 3 $ 567,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 3 $ 730,000
Reverse Mortgage USA, Inc.
6500 RIVER PLACE BLVD, BLDG 1, STE 425
AUSTIN, TX 78730
* $ 3,305,000 3 $ 347,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 3 $ 1,115,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 3 $ 579,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 54,183,383,000 3 $ 902,000
Cumberland Valley National Bank & Trust Co
PO BOX 709
LONDON, KY 40743
* $ 407,410,000 3 $ 460,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,179,394,000 3 $ 688,000
Centennial Home Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,779,004,000 2 $ 429,000
E*Trade Savings Bank
671 N. GLEBE RD 12TH FLOOR
ARLINGTON, VA 22203
* $ 1,677,184,000 2 $ 394,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 2 $ 508,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 2 $ 317,000
BNC National Bank

BISMARCK, ND 58501
* $ 662,437,000 2 $ 603,000
First Savings Bank, FSB
501 E. LEWIS & CLARK PARKWAY
CLARKSVILLE, IN 47129
* $ 539,937,000 2 $ 2,117,000
First Federal Bank
2452 SIR BARTON WAY
LEXINGTON, KY 40509
* $ 128,108,000 2 $ 329,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 2,304,426,000 2 $ 292,000
Eclipse Bank
3827 SHELBYVILLE ROAD
LOUISVILLE, KY 40207
* $ 135,441,000 2 $ 608,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 86,198,836,000 2 $ 226,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 2 $ 331,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 2 $ 817,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 424,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,580,221,000 2 $ 616,000
Centra Credit Union
3801 TUPELO DRIVE
COLUMBUS, IN 47201
* $ 986,487,000 2 $ 386,000
West Point Bank
P.O. 440
RADCLIFF, KY 40160
* $ 141,640,000 2 $ 383,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 2 $ 381,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 293,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 2 $ 395,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 2 $ 14,000
The Peoples Bank
23 WEST MAIN ST
TAYLORSVILLE, KY 40071
* $ 110,016,000 2 $ 309,000
Mainsource Bank
2105 N STATE RD 3 BYPASS
GREENSBURG, IN 47240
* $ 2,729,051,000 2 $ 459,000
University of Ky FCU
1730 ALYSHEBA WAY
LEXINGTON, KY 40509
* $ 422,177,000 1 $ 112,000
Advanz Federal Credit Union
9600 ORMSBY STATION ROAD
LOUISVILLE, KY 40223
* $ 101,747,000 1 $ 45,000
Edmonton State Bank
204 ROGERS ROAD
GLASGOW, KY 42141
* $ 433,847,000 1 $ 225,000
Kemba Louisville Credit Union
4017 POPLAR LEVEL ROAD
LOUISVILLE, KY 40213
* $ 41,550,000 1 $ 27,000
Service One Credit Union
P.O. BOX 51770
BOWLING GREEN, KY 42102
* $ 107,488,000 1 $ 175,000
The Cecilian Bank
104 EAST MAIN STREET
CECILIA, KY 42724
* $ 481,197,000 1 $ 69,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 1 $ 327,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 683,045,000 1 $ 170,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 6,350,770,000 1 $ 529,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 4,479,945,000 1 $ 346,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 495,222,000 1 $ 414,000
Thrivent Financial Bank
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 546,918,000 1 $ 110,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 2,225,317,000 1 $ 110,000
Victory Community Bank
2500 CHAMBER CENTER DRIVE
FORT MITCHELL, KY 41017
* $ 151,671,000 1 $ 287,000
Guaranty Bank
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,163,507,000 1 $ 279,000
Monticello Banking Company
50 NORTH MAIN STREET; PO BOX 421
MONTICELLO, KY 42633
* $ 591,189,000 1 $ 200,000
King Southern Bank
911 BLANKENBAKER PKWY
LOUISVILLE, KY 40243
* $ 178,234,000 1 $ 102,000
The Ohio Valley Bank Company
420 THIRD AVENUE
GALLIPOLIS, OH 45631
* $ 793,399,000 1 $ 463,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 178,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 175,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ 1,013,780,000 1 $ 283,000
The First State Bank
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 283,544,000 1 $ 342,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 75,989,000 1 $ 117,000
Meade County Bank
PO BOX 278
BRANDENBURG, KY 40108
* $ 148,765,000 1 $ 135,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 1 $ 191,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 1 $ 409,000
Residential Acceptance Corporation
5027 W LAUREL ST
TAMPA, FL 33607
* $ 10,000,000 1 $ 117,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 218,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 120,000
Mortgage Capital Associates, Inc.
11150 W OYMPIC BLVD. STE. 1160
LOS ANGELES, CA 90064
* $ 10,000,000 1 $ 236,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 194,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 1 $ 149,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 275,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 344,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 156,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 346,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 669,292,000 1 $ 224,000
5star Bank
104 S CASCADE AVE, STE 102
COLORADO SPRINGS, CO 80903
* $ 187,661,000 1 $ 416,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 1 $ 173,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 365,000
Town Square Bank Inc
PO BOX 2289
ASHLAND, KY 41105
* $ 177,190,000 1 $ 45,000
Kentucky Neighborhood Bank, in
1000 N. DIXIE AVE.
ELIZABETHTOWN, KY 42701
* $ 126,656,000 1 $ 299,000
South Central Bank of Hardin
2908 RING ROAD
ELIZABETHTOWN, KY 42702
* $ 77,488,000 1 $ 400,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 235,866,000 1 $ 11,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 1 $ 212,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 477,611,000 1 $ 298,000
First Century Bank, National Association
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 69,289,000 1 $ 264,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,181,267,000 1 $ 204,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 1 $ 364,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 66,063,531,000 1 $ 120,000
Republic Bank & Trust
401 W. MAIN
NORMAN, OK 73069
* $ 413,191,000 1 $ 252,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 131,079,000 1 $ 131,000
Amarillo National Bank
410 S TAYLOR STREET
AMARILLO, TX 79101
* $ 3,157,134,000 1 $ 400,000
Aires Mortgage Solutions, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 1 $ 266,000
Ing Bank, FSB / Capital One
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 1 $ 96,000
First Financial Bank NA
255 EAST FIFTH STREET SUITE #900
CINCINNATI, OH 45202
* $ 6,663,427,000 1 $ 360,000
The National Bank and Trust Co
48 N SOUTH STREET
WILMINGTON, OH 45177
* $ 675,540,000 1 $ 206,000

The tables below break down 2012 mortgage applications in Oldham County, KY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Oldham County, KY in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,456 $960,674,000 $215,000 $2,792,000 $105,000 $2,160,000
Home Purchase 1,483 $322,547,000 $217,000 $1,700,000 $92,000 $1,467,000
Home Improvement 162 $15,728,000 $97,000 $500,000 $94,000 $769,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,931 $1,038,922,000 $210,000 $1,360,000 $105,000 $2,160,000
Not Provided 480 $105,872,000 $220,000 $2,792,000 $112,000 $1,622,000
Not applicable 373 $82,322,000 $220,000 $1,700,000 $29,000 $480,000
Black or African American 150 $32,887,000 $219,000 $800,000 $95,000 $800,000
Asian 77 $22,189,000 $288,000 $790,000 $204,000 $1,655,000
Hispanic 71 $12,784,000 $180,000 $600,000 $85,000 $572,000
American Indian or Alaskan Native 15 $2,850,000 $190,000 $618,000 $109,000 $390,000
Native Hawaiian or Other Pacific Islander 4 $1,123,000 $280,000 $358,000 $80,000 $168,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,812 $1,044,281,000 $217,000 $2,792,000 $113,000 $2,160,000
FHA-insured (Federal Housing Administration) 803 $147,018,000 $183,000 $375,000 $59,000 $1,200,000
VA-guaranteed (Veterans Administration) 313 $80,638,000 $257,000 $694,000 $65,000 $381,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 173 $27,012,000 $156,000 $287,000 $44,000 $92,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,398 $714,525,000 $210,000 $1,700,000 $110,000 $1,736,000
Loan Purchased By The Institution 1,033 $227,556,000 $220,000 $694,000 $73,000 $547,000
Application Denied By Financial Institution 819 $170,873,000 $208,000 $2,792,000 $100,000 $2,160,000
Application Withdrawn By Applicant 478 $103,641,000 $216,000 $619,000 $100,000 $1,200,000
Application Approved But Not Accepted 215 $45,955,000 $213,000 $799,000 $99,000 $417,000
File Closed For Incompleteness 158 $36,399,000 $230,000 $1,060,000 $119,000 $800,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 171 $36,792,000 $215,000 $998,000 $71,000 $783,000
Collateral 157 $39,314,000 $250,000 $1,104,000 $128,000 $903,000
Credit History 130 $20,417,000 $157,000 $790,000 $95,000 $780,000
Credit Application Incomplete 111 $18,284,000 $164,000 $525,000 $119,000 $2,160,000
Other 60 $18,088,000 $301,000 $2,792,000 $144,000 $1,622,000
Insufficient Cash (Downpayment, Closing Cost) 30 $6,080,000 $202,000 $524,000 $97,000 $265,000
Unverifiable Information 18 $3,273,000 $181,000 $346,000 $76,000 $170,000
Employment History 13 $1,962,000 $150,000 $250,000 $86,000 $362,000
Mortgage Insurance Denied 1 $352,000 $352,000 $352,000 $135,000 $135,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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