Osage County, KS Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 771 mortgage applications in Osage County, KS totaling $73.2 million, about the same as 2012. The average application was for $94,000, and applicants reported an average income of $57,000. 58% of applications resulted in an originated loan and 19% were denied. The most active lender was Wells Fargo Bank NA, with 70 applications, followed by The Lyndon State Bank and Landmark National Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 771
Total Mortgage Loan Application Amount $73,180,000
Average Mortgage Loan Application Amount $94,000
Highest Mortgage Loan Application Amount $427,000
Average Applicant Income $57,000
Highest Applicant Income $255,000

Mortgage Company List for Lending in Osage County, KS for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 70 $ 7,100,000
The Lyndon State Bank
817 TOPEKA AVE
LYNDON, KS 66451
* $ 80,471,000 59 $ 5,913,000
Landmark National Bank
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ 612,317,000 49 $ 4,360,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 45 $ 3,653,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 33 $ 3,249,000
Envista Federal Credit Union
3626 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 233,568,000 31 $ 2,293,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 25 $ 3,038,000
Flint Hills Bank
103 1/2 N MAIN
ESKRIDGE, KS 66423
* $ 122,809,000 24 $ 1,127,000
The First Security Bank
312 MAPLE STREET
OVERBROOK, KS 66524
* $ 54,096,000 19 $ 920,000
The Citizens State Bank
410 E MAIN ST, PO BOX 102
GRIDLEY, KS 66852
* $ 171,221,000 19 $ 1,208,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 16 $ 1,305,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 14 $ 1,450,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 14 $ 1,666,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ 10,000,000 14 $ 1,476,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,241,781,000 12 $ 1,784,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 12 $ 1,124,000
First National Bank of Kansas
600 N 4TH STREET
BURLINGTON, KS 66839
* $ 73,502,000 12 $ 1,060,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 11 $ 974,000
Kansas State Bank
BOX 325
OVERBROOK, KS 66524
* $ 51,156,000 11 $ 631,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 889,173,000 11 $ 1,107,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 10 $ 1,051,000
Educational Credit Union
2808 SW ARROWHEAD RD
TOPEKA, KS 66614
* $ 175,017,000 9 $ 313,000
Corefirst Bank & Trust
3035 S TOPEKA BLVD
TOPEKA, KS 66611
* $ 1,031,522,000 8 $ 626,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 8 $ 908,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 8 $ 707,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 8 $ 758,000
BNC National Bank

BISMARCK, ND 58501
* $ 768,613,000 7 $ 653,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 6 $ 731,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 6 $ 619,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 27,934,078,000 6 $ 592,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 63,343,359,000 5 $ 623,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 5 $ 713,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 5 $ 1,013,000
Garnett State Saving Bank - Ga
106 E 5TH
GARNETT, KS 66032
* $ 155,670,000 5 $ 164,000
Mid America Bank
802 AMES STREET
BALDWIN CITY, KS 66006
* $ 70,598,000 5 $ 394,000
Azura Credit Union
610 SW 10TH AVENUE
TOPEKA, KS 66612
* $ 265,470,000 5 $ 184,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 467,666,000 5 $ 183,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 5 $ 657,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 5 $ 840,000
Kaw Valley State Bank & Trust
1015 KAW VALLEY PARK CIRCLE
WAMEGO, KS 66547
* $ 142,588,000 4 $ 510,000
Firstrust Mortgage, Inc
6710 W. 121ST STREET
OVERLAND PARK, KS 66209
* $ 6,198,000 4 $ 454,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,595,673,000 4 $ 385,000
Capital City Bank
3710 SW TOPEKA BLVD
TOPEKA, KS 66609
* $ 433,700,000 4 $ 408,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 4 $ 497,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 4 $ 461,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 3 $ 342,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 3 $ 275,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 641,118,000 3 $ 345,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 3 $ 535,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 3 $ 206,000
Denison State Bank
421 NEW YORK AVENUE
HOLTON, KS 66436
* $ 281,973,000 3 $ 333,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 3 $ 375,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 3 $ 399,000
Kaw Valley Bank
1110 N KANSAS AVENUE, PO BOX 8009
TOPEKA, KS 66608
* $ 396,826,000 3 $ 226,000
Alliance Bank
3001 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 88,289,000 3 $ 290,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 168,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 2 $ 161,000
The Kansas State Bank
236 N MAIN
OTTAWA, KS 66067
* $ 113,315,000 2 $ 236,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 2 $ 221,000
First State Bank & Trust
PO BOX 219
TONGANOXIE, KS 66086
* $ 225,265,000 2 $ 184,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 244,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 2 $ 54,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 178,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 2 $ 245,000
The Farmers State Bank
209 MONTANA AVENUE, PO BOX 465
HOLTON, KS 66436
* $ 57,506,000 2 $ 332,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 2 $ 236,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 250,961,257,000 2 $ 169,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 362,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 2 $ 130,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 2 $ 385,000
Intrust Bank, NA
105 N MAIN ST
WICHITA, KS 67202
* $ 4,319,939,000 2 $ 189,000
Fidelity State Bank and Trust Company
P, O. BOX 1737
TOPEKA, KS 66601
* $ 96,327,000 1 $ 40,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 55,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 1 $ 260,000
Community Bank
5431 SW 29TH ST
TOPEKA, KS 66614
* $ 83,007,000 1 $ 175,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 1 $ 66,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 1 $ 131,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 14,689,863,000 1 $ 114,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,532,278,000 1 $ 175,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 72,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 146,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 1 $ 61,000
First Bank of Newton
128 E BROADWAY
NEWTON, KS 67114
* $ 153,095,000 1 $ 95,000
Emprise Bank
257 N BROADWAY
WICHITA, KS 67202
* $ 1,518,039,000 1 $ 72,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 86,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 186,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,381,142,000 1 $ 58,000
Blue Ridge Bank and Trust Co.
4200 LITTLE BLUE PARKWAY
INDEPENDENCE, MO 64057
* $ 477,430,000 1 $ 67,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 121,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 1 $ 110,000
Gnb Mortgage Company Inc
112 E 8TH STREET, PO BOX 149
HORTON, KS 66439
* $ 278,812,000 1 $ 70,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 196,979,000 1 $ 24,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 646,232,000 1 $ 8,000
Shareplus Bank
5224 W. PLANO PARKWAY
PLANO, TX 75093
* $ 287,854,000 1 $ 16,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ 1,189,504,000 1 $ 161,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,473,889,000 1 $ 182,000
The Valley State Bank
502 N MERCHANT
BELLE PLAINE, KS 67013
* $ 119,990,000 1 $ 7,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 126,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 194,000
Vinson Mortgage Group
12801 FLUSHING MEADOWS DR SUITE 100
SAINT LOUIS, MO 63131
* $ 10,000,000 1 $ 89,000
Community National Bank
210 MAIN ST
SENECA, KS 66538
* $ 279,998,000 1 $ 193,000
Visionbank
3031 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 88,050,000 1 $ 167,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 38,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 266,761,000 1 $ 138,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,203,139,000 1 $ 69,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 151,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 77,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 61,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 194,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 78,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 627,435,000 1 $ 127,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 478,049,000 1 $ 70,000

The tables below break down 2013 mortgage applications in Osage County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Osage County, KS in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 435 $43,010,000 $98,000 $427,000 $58,000 $250,000
Home Purchase 277 $26,722,000 $96,000 $375,000 $55,000 $255,000
Home Improvement 59 $3,448,000 $58,000 $270,000 $62,000 $159,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 622 $59,355,000 $95,000 $427,000 $60,000 $255,000
Not Provided 54 $5,483,000 $101,000 $375,000 $51,000 $170,000
Not applicable 50 $4,385,000 $87,000 $300,000 $17,000 $250,000
Asian 30 $2,750,000 $91,000 $205,000 $65,000 $168,000
Hispanic 9 $747,000 $83,000 $161,000 $72,000 $97,000
American Indian or Alaskan Native 4 $217,000 $54,000 $78,000 $41,000 $64,000
Black or African American 2 $243,000 $121,000 $124,000 $43,000 $43,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 544 $48,119,000 $88,000 $427,000 $63,000 $255,000
FHA-insured (Federal Housing Administration) 132 $14,353,000 $108,000 $245,000 $41,000 $155,000
VA-guaranteed (Veterans Administration) 52 $6,840,000 $131,000 $375,000 $47,000 $164,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 43 $3,868,000 $89,000 $173,000 $39,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 450 $40,578,000 $90,000 $427,000 $62,000 $255,000
Application Denied By Financial Institution 150 $14,316,000 $95,000 $267,000 $52,000 $164,000
Loan Purchased By The Institution 80 $8,502,000 $106,000 $375,000 $37,000 $250,000
Application Withdrawn By Applicant 45 $4,731,000 $105,000 $287,000 $57,000 $155,000
Application Approved But Not Accepted 30 $3,299,000 $109,000 $324,000 $69,000 $180,000
File Closed For Incompleteness 16 $1,754,000 $109,000 $260,000 $58,000 $132,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 27 $2,494,000 $92,000 $193,000 $50,000 $123,000
Debt-To-Income Ratio 22 $1,942,000 $88,000 $167,000 $44,000 $85,000
Collateral 21 $1,848,000 $88,000 $198,000 $53,000 $130,000
Credit Application Incomplete 10 $1,108,000 $110,000 $204,000 $63,000 $132,000
Other 10 $919,000 $91,000 $136,000 $56,000 $113,000
Insufficient Cash (Downpayment, Closing Cost) 3 $189,000 $63,000 $78,000 $43,000 $80,000
Employment History 2 $331,000 $165,000 $267,000 $95,000 $164,000
Unverifiable Information 1 $79,000 $79,000 $79,000 $37,000 $37,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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