Payne County, OK Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 2,451 mortgage applications in Payne County, OK totaling $372.5 million, up 17% from 2015. The average application was for $151,000, and applicants reported an average income of $88,000. 51% of applications resulted in an originated loan and 15% were denied. The most active lender was Bank Snb, with 257 applications, followed by Rcb Bank and Mortgage Clearing Corporation.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,451
Total Mortgage Loan Application Amount $372,505,000
Average Mortgage Loan Application Amount $151,000
Highest Mortgage Loan Application Amount $11,505,000
Average Applicant Income $88,000
Highest Applicant Income $9,999,000

Mortgage Company List for Lending in Payne County, OK for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bank Snb
608 S MAIN
STILLWATER, OK 74074
* $ 2,347,789,000 257 $ 51,520,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ 2,494,748,000 180 $ 29,880,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ 10,000,000 167 $ 31,787,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 163 $ 25,596,000
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 6,678,359,000 155 $ 17,302,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 151 $ 22,934,000
Arvest Bank

TULSA, OK 74103
* $ 15,843,566,000 80 $ 9,802,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 58 $ 10,361,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 3,446,707,000 48 $ 2,324,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ 21,269,000 46 $ 6,177,000
Liberty Federal Savings Bank
401 W BROADWAY AVE
ENID, OK 73701
* $ 91,307,000 40 $ 5,960,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 31,272,894,000 37 $ 6,126,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 36 $ 4,652,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 36 $ 2,414,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 32 $ 3,889,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 31 $ 5,173,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 29 $ 3,648,000
First National Bank of Oklahoma
10900 HEFNER POINTE DRIVE
OKLAHOMA CITY, OK 73120
* $ 359,851,000 28 $ 2,056,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 27 $ 5,018,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 27 $ 4,281,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 26 $ 3,552,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 24 $ 3,053,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 22 $ 3,676,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 21 $ 3,619,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 21 $ 1,705,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 18 $ 2,235,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 17 $ 2,241,000
Stroud National Bank
300 W MAIN ST.
STROUD, OK 74079
* $ 82,094,000 17 $ 1,419,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 16 $ 1,928,000
American Heritage Bank
PO BOX 1408/2 SOUTH MAIN
SAPULPA, OK 74066
* $ 1,075,111,000 16 $ 2,955,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 15 $ 2,073,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 14 $ 2,505,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 14 $ 2,383,000
Central Bank of Oklahoma
8908 S YALE, STE 100
TULSA, OK 74137
* $ 662,219,000 14 $ 4,147,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 14 $ 455,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 75,743,098,000 13 $ 560,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 12 $ 1,227,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 11 $ 1,924,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 11 $ 1,724,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 11 $ 1,672,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 11 $ 1,618,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 10 $ 1,331,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 3,153,899,000 10 $ 1,565,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 9 $ 1,140,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 9 $ 720,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 125,111,000 9 $ 1,651,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 9 $ 1,347,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 8 $ 990,000
First National Bank of Pawnee
PO BOX 366
PAWNEE, OK 74058
* $ 69,087,000 8 $ 495,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 8 $ 1,567,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 8 $ 1,151,000
Interbank
4921 NORTH MAY AVENUE
OKLAHOMA CITY, OK 73112
* $ 2,903,698,000 8 $ 1,108,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 7 $ 889,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 554,698,000 7 $ 815,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 6 $ 1,082,000
Republic Bank & Trust
401 W. MAIN
NORMAN, OK 73069
* $ 484,559,000 6 $ 1,546,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 6 $ 1,028,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 6 $ 1,225,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 5 $ 988,000
American Southwest Mortgage Funding Corp
5900 MOSTELLER DRIVE SUITE 8
OKLAHOMA CITY, OK 73112
* $ 336,426,000 5 $ 470,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 5 $ 888,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,801,773,000 5 $ 355,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 5 $ 635,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 4 $ 478,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 4 $ 578,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 19,460,442,000 4 $ 451,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,887,863,000 4 $ 923,000
Communication Federal Credit Union
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73116
* $ 1,033,171,000 4 $ 770,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 4 $ 812,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 4 $ 634,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 4 $ 568,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 4 $ 907,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ 4,028,990,000 4 $ 594,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 4 $ 553,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 3 $ 608,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 3 $ 248,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 3 $ 609,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 381,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 3 $ 367,000
Oklahoma's Credit Union
PO BOX 24027
OKLAHOMA CITY, OK 73124
* $ 484,477,000 3 $ 315,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 3 $ 618,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 3 $ 378,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 3 $ 671,000
Weokie Federal Credit Union
8100 W RENO
OKLAHOMA CITY, OK 73127
* $ 1,018,123,000 3 $ 552,000
Ttcu the Credit Union
3720 E 31ST ST
TULSA, OK 74135
* $ 1,623,083,000 3 $ 345,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 3 $ 657,000
Equity Bk
9292 SOUTH DELAWARE AVENUE
TULSA, OK 74137
* $ 220,939,000 3 $ 295,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,776,865,000 3 $ 351,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 3 $ 524,000
F&M Bank
17100 N MAY AVE
EDMOND, OK 73012
* $ 377,750,000 3 $ 444,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 3 $ 1,161,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 2 $ 306,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 2 $ 320,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 2 $ 353,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 2 $ 255,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 2 $ 322,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 348,291,098,000 2 $ 3,243,000
Ynb
P.O BOX 851700
YUKON, OK 73099
* $ 189,704,000 2 $ 303,000
United Bank Inc
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 5,346,724,000 2 $ 390,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 717,117,000 2 $ 432,000
Armstrong Bank
1111 W BROADWAY
MUSKOGEE, OK 74401
* $ 840,276,000 2 $ 241,000
Kirkpatrick Bank
15 E 15TH ST
EDMOND, OK 73013
* $ 727,061,000 2 $ 456,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 139,000
Origin Bank

HOUSTON, TX 77024
* $ 3,951,154,000 2 $ 428,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 2 $ 210,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 2 $ 188,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 215,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 2 $ 318,000
First American Mortgage, Inc.
1501 S. RANCHWOOD BLVD.
YUKON, OK 73099
* $ 1,749,000 2 $ 334,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 367,680,000 2 $ 216,000
First Bank of Chandler
P.O. BOX 218
CHANDLER, OK 74834
* $ 85,043,000 2 $ 23,000
Associated Mortgage Corporation
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74136
* $ 5,500,000 2 $ 480,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 2 $ 279,000
First Bank and Trust Co
PO BOX 580
DUNCAN, OK 73533
* $ 586,172,000 2 $ 431,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 2 $ 317,000
Intrust Bank, NA
105 N MAIN ST
WICHITA, KS 67202
* $ 4,416,352,000 2 $ 77,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 2 $ 475,000
Lakeside State Bank
P.O. BOX 190, 6695 E 400 RD
OOLOGAH, OK 74053
* $ 63,995,000 1 $ 25,000
First National Bank Mortgage
1540 E. SOUTHLAKE BLVD
SOUTHLAKE, TX 76092
* $ 415,872,000 1 $ 215,000
Altier Credit Union
1650 S. PRIEST DRIVE
TEMPE, AZ 85281
* $ 182,888,000 1 $ 81,000
Union State Bank
127 S SUMMIT STREET
ARKANSAS CITY, KS 67005
* $ 290,838,000 1 $ 110,000
American Nation Bank
1901 N COMMERCE STREET
ARDMORE, OK 73401
* $ 364,929,000 1 $ 160,000
Oklahoma Capital Bank
6555 N PEORIA
TULSA, OK 74126
* $ 76,066,000 1 $ 50,000
The First National Bank & Trust Co
PO BOX 1130
CHICKASHA, OK 73018
* $ 530,104,000 1 $ 77,000
City National Bank and Trust
PO BOX 2009
LAWTON, OK 73502
* $ 328,884,000 1 $ 2,000
The First National Bank and Trust Company of Broken Arrow
121 SOUTH MAIN STEET
BROKEN ARROW, OK 74012
* $ 186,895,000 1 $ 145,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 2,533,093,000 1 $ 105,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ 9,774,230,000 1 $ 153,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ 0 1 $ 300,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 92,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 1,267,342,000 1 $ 190,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 504,343,000 1 $ 117,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 947,219,000 1 $ 114,000
Cornerstone Bank, the
117 N. MAIN
SOUTHWEST CITY, MO 64863
* $ 142,487,000 1 $ 95,000
Alva State Bank & Trust Co
518 COLLEGE
ALVA, OK 73717
* $ 330,415,000 1 $ 22,000
Fortress Bank
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ 331,968,000 1 $ 82,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ 10,000,000 1 $ 117,000
Wr Starkey Mortgage LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 1 $ 97,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ 11,000,000 1 $ 113,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ 10,000,000 1 $ 214,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 10,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 1 $ 66,000
Star Bank
100 STATE HWY 55 EAST
MAPLE LAKE, MN 55358
* $ 252,239,000 1 $ 518,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 1 $ 162,000
Mabrey Bank
P O BOX 130
BIXBY, OK 74008
* $ 831,796,000 1 $ 81,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 591,302,000 1 $ 70,000
The First State Bank
3030 NW EXPRESSWAY, SUITE 130
OKLAHOMA CITY, OK 73112
* $ 249,394,000 1 $ 98,000
Southside Bank
1201 S BECKHAM
TYLER, TX 75701
* $ 5,155,522,000 1 $ 162,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 284,507,000 1 $ 155,000
Municipal Employees Credit Union
101 N WALKER AVENUE
OKLAHOMA CITY, OK 73102
* $ 156,830,000 1 $ 6,000
Blue Sky Bank
3353 E 41ST STREET
TULSA, OK 74135
* $ 223,098,000 1 $ 50,000
Assemblies of God Credit Union
1535 N CAMPBELL AVE
SPRINGFIELD, MO 65803
* $ 146,586,000 1 $ 115,000
Skyward Credit Union
4 CESSNA BLVD
WICHITA, KS 67215
* $ 257,358,000 1 $ 85,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ 50,442,000 1 $ 158,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 321,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 215,000
Northstar Bank of Texas
400 N CARROLL BLVD
DENTON, TX 76201
* $ 1,707,173,000 1 $ 170,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ 15,478,000 1 $ 168,000
Westreet Federal Credit Union
9323 E.21ST STREET
TULSA, OK 74129
* $ 688,489,000 1 $ 72,000
Private Bank of Buckhead
3565 PIEDMONT ROAD, BLDG 3, STE 210
ATLANTA, GA 30305
* $ 280,450,000 1 $ 122,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 1 $ 128,000
Mortgage Lenders Investment Tr
1400 INTERNATIONAL PARKWAY SOUTH SUITE 1000 LAKE MARY
LAKE MARY, FL 32746
* $ 2,578,000 1 $ 130,000
Gmh Mortgage Services LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ 14,678,000 1 $ 132,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ 608,779,509,000 1 $ 227,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ 101,629,820,000 1 $ 45,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 6,823,816,000 1 $ 161,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,961,680,000 1 $ 44,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 2,758,438,000 1 $ 14,000
Cornerstone Bank
P. O. BOX 169
WATONGA, OK 73772
* $ 158,978,000 1 $ 125,000
Nbc Oklahoma
13401 N PENN
OKC, OK 73120
* $ 576,625,000 1 $ 257,000
Spiritbank
1800 S BALTIMORE AVE STE 600
TULSA, OK 74119
* $ 659,341,000 1 $ 39,000
Regent Bank
105 N MAPLE
TULSA, OK 74136
* $ 255,781,000 1 $ 75,000
First Bank & Trust Company
PO BOX 427
WAGONER, OK 74477
* $ 287,608,000 1 $ 265,000
Oklahoma Central Credit Union
4956 SOUTH PEORIA AVENUE
4956 S. PEORIA AVE, OK 74105
* $ 511,786,000 1 $ 123,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 9,632,973,000 1 $ 57,000
US Employees Oc Federal Credit Union
4301 S INTERSTATE 44 SERVICE RD.
OKLAHOMA CITY, OK 73119
* $ 148,222,000 1 $ 180,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 393,454,000 1 $ 145,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 1 $ 106,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 111,306,727,000 1 $ 542,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 224,192,000 1 $ 25,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 18,900,720,000 1 $ 182,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 85,747,508,000 1 $ 77,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 1 $ 112,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ 10,000,000 1 $ 355,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 13,790,125,000 1 $ 650,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 89,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 4,097,252,000 1 $ 30,000
Oklahoma State Bank
2610 S DIVISION
GUTHRIE, OK 73044
* $ 97,801,000 1 $ 113,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ 2,269,290,000 1 $ 1,290,000
First Oklahoma Bank
PO BOX 1370
JENKS, OK 74037
* $ 411,188,000 1 $ 41,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 95,747,000 1 $ 277,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 8,231,396,000 1 $ 87,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 1 $ 171,000
First Texoma National Bank
220 W MAIN
DURANT, OK 74701
* $ 163,822,000 1 $ 145,000

The tables below break down 2016 mortgage applications in Payne County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Payne County, OK in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,299 $213,797,000 $164,000 $11,505,000 $82,000 $1,827,000
Refinancing 935 $148,013,000 $158,000 $1,250,000 $98,000 $9,999,000
Home Improvement 217 $10,695,000 $49,000 $356,000 $83,000 $595,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,747 $250,269,000 $143,000 $1,200,000 $103,000 $9,999,000
Not applicable 323 $66,054,000 $204,000 $11,505,000 $9,000 $238,000
Not Provided 165 $22,122,000 $134,000 $650,000 $87,000 $1,827,000
American Indian or Alaskan Native 99 $14,803,000 $149,000 $355,000 $84,000 $346,000
Hispanic 49 $7,027,000 $143,000 $381,000 $81,000 $168,000
Asian 38 $8,606,000 $226,000 $600,000 $110,000 $273,000
Black or African American 27 $3,451,000 $127,000 $384,000 $82,000 $235,000
Native Hawaiin or Other Pacific Islander 3 $173,000 $57,000 $85,000 $47,000 $59,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,780 $274,776,000 $154,000 $11,505,000 $105,000 $9,999,000
FHA-insured (Federal Housing Administration) 392 $53,560,000 $136,000 $276,000 $43,000 $266,000
VA-guaranteed (Veterans Administration) 191 $33,611,000 $175,000 $421,000 $44,000 $960,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 88 $10,558,000 $119,000 $275,000 $32,000 $104,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,252 $191,411,000 $152,000 $11,505,000 $94,000 $2,238,000
Loan Purchased By The Institution 535 $89,202,000 $166,000 $542,000 $66,000 $2,238,000
Application Denied By Financial Institution 379 $46,104,000 $121,000 $600,000 $98,000 $9,999,000
Application Withdrawn By Applicant 155 $24,187,000 $156,000 $409,000 $82,000 $284,000
Application Approved But Not Accepted 73 $14,538,000 $199,000 $2,862,000 $125,000 $1,827,000
File Closed For Incompleteness 57 $7,063,000 $123,000 $365,000 $66,000 $279,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 35 $4,617,000 $131,000 $376,000 $113,000 $588,000
Debt-To-Income Ratio 34 $3,955,000 $116,000 $370,000 $357,000 $9,999,000
Credit History 27 $1,710,000 $63,000 $284,000 $55,000 $199,000
Credit Application Incomplete 18 $2,622,000 $145,000 $600,000 $46,000 $174,000
Other 11 $1,645,000 $149,000 $342,000 $59,000 $195,000
Employment History 6 $895,000 $149,000 $239,000 $54,000 $104,000
Insufficient Cash (Downpayment, Closing Cost) 2 $78,000 $39,000 $44,000 $45,000 $52,000
Unverifiable Information 1 $9,000 $9,000 $9,000 $58,000 $58,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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