Pittsfield, MA Metro Area Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 5,000 mortgage applications in Pittsfield, MA metro area totaling $938.3 million, up 8% from 2017. The average application was for $187,658, and applicants reported an average income of $111,000. 58% of applications resulted in an originated loan and 17% were denied. The most active lender was Greylock Federal Credit Union, with 963 applications, followed by Adams Community Bank and Berkshire Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,000
Total Mortgage Loan Application Amount $938,290,000
Average Mortgage Loan Application Amount $187,658
Highest Mortgage Loan Application Amount $6,305,000
Average Applicant Income $111,000
Highest Applicant Income $3,610,000

Mortgage Company List for Lending in Pittsfield, MA for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Greylock Federal Credit Union
150 WEST ST.
PITTSFIELD, MA 01201
* $ 1,156,839,000 963 $ 135,805,000
Adams Community Bank
2 CENTER STREET
ADAMS, MA 01220
* $ 527,404,000 729 $ 141,065,000
Berkshire Bank

ALBANY, NY 12207
* $ 11,528,145,000 343 $ 52,735,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 311 $ 47,365,000
Lee Bank
75 PARK STREET
LEE, MA 01238
* $ 348,563,000 258 $ 68,730,000
Pittsfield Cooperative Bank
70 SOUTH ST
PITTSFIELD, MA 01201
* $ 301,590,000 161 $ 30,175,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 288,294,007,000 136 $ 23,040,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 128 $ 19,980,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 118 $ 25,300,000
Mountainone Bank
93 MAIN STREET
NORTH ADAMS, MA 01247
* $ 907,775,000 112 $ 20,070,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 97 $ 15,535,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 81 $ 21,285,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 81 $ 14,205,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 9,060,824,000 75 $ 14,405,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 69 $ 12,095,000
Salisbury Bank and Trust Company
PO BOX 1868
LAKEVILLE, CT 06039
* $ 986,691,000 68 $ 23,420,000
Village Mortgage Company
30 TOWER LANE
AVON, CT 06001
* $ -1,000 57 $ 14,345,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 51 $ 12,455,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 35 $ 7,015,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 33 $ 6,135,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 31 $ 4,255,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 30 $ 5,870,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 29 $ 6,125,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 25 $ 5,195,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 25 $ 4,675,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 25 $ 4,495,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 24 $ 1,360,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 22 $ 4,100,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 21 $ 3,385,000
Priority Funding, LLC
292 MAIN STREET, SUITE G1
NORTHBORO, MA 01532
* $ -1,000 20 $ 690,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,384,707,000,000 19 $ 10,485,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 19 $ 3,815,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,175,351,000 16 $ 3,980,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 16 $ 3,380,000
Trustco Bank
6 METRO PARK ROAD
ALBANY, NY 12205
* $ 4,907,575,000 15 $ 2,115,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 14 $ 3,360,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 13 $ 3,445,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 13 $ 2,105,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 74,450,413,000 13 $ 2,555,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 13 $ 2,775,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 11 $ 2,535,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 8,273,309,000 11 $ 1,975,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 10 $ 1,660,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 10 $ 2,010,000
Westfield Bank
141 ELM ST
WESTFIELD, MA 01085
* $ 2,078,666,000 10 $ 3,190,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 10 $ 2,100,000
Polish National Credit Union
46 MAIN STREET
CHICOPEE, MA 01020
* $ 566,500,000 10 $ 920,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 10 $ 2,310,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 10 $ 1,190,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 22,858,876,000 8 $ 1,300,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 8 $ 1,650,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ -1,000 8 $ 2,590,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 14,726,156,000 8 $ 890,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 8 $ 2,360,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 8 $ 1,650,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 1,222,453,000 7 $ 1,945,000
United Bank
225 ASYLUM ST
HARTFORD, CT 06103
* $ 7,112,603,000 7 $ 1,025,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 87,780,507,000 7 $ 5,445,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 7 $ 1,405,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 7 $ 705,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 7 $ 1,375,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 7 $ 1,065,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 7 $ 1,355,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 7 $ 1,125,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,271,868,000 7 $ 925,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 65,127,000,000 7 $ 5,375,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ -1,000 7 $ 1,645,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 6 $ 820,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 13,854,593,000 6 $ 590,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 6 $ 950,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 4,724,296,000 6 $ 1,150,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 6 $ 970,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 135,758,439,000 5 $ 615,000
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 44,197,959,000 5 $ 645,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 5 $ 775,000
Rockland Trust Company
120 LIBERTY STREET
BROCKTON, MA 02302
* $ 8,081,383,000 4 $ 2,050,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 4 $ 900,000
Commonwealth Mortgage, LLC
600 WEST CUMMINGS PARK SUITE 2500
WOBURN, MA 01801
* $ -1,000 4 $ 1,370,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 26,487,930,000 4 $ 630,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 53,495,452,000 4 $ 2,010,000
Bankesb
36 MAIN STREET
EASTHAMPTON, MA 01027
* $ 1,327,876,000 4 $ 2,420,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 4 $ 580,000
Bangor Savings Bank
19 MAINE AVENUE
BANGOR, ME 04401
* $ 3,767,622,000 4 $ 1,220,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 456,898,000 4 $ 720,000
Greenfield Savings Bank
400 MAIN STREET, PO BOX 1537
GREENFIELD, MA 01302
* $ 825,318,000 4 $ 1,130,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 180,371,724,000 3 $ 2,075,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ -1,000 3 $ 415,000
Shamrock Home Loans, Inc.
75 NEWMAN AVE
EAST PROVIDENCE, RI 02916
* $ -1,000 3 $ 665,000
Eastern Bank
195 MARKET ST
LYNN, MA 01901
* $ 10,873,098,000 3 $ 735,000
Freedom Credit Union
1976 MAIN STREET
SPRINGFIELD, MA 01103
* $ 482,077,000 3 $ 655,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 3 $ 655,000
William Raveis Mortgage, LLC
7 TRAP FALLS ROAD
SHELTON, CT 06484
* $ -1,000 3 $ 495,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ 1,458,622,000 3 $ 95,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 3 $ 685,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 118,072,176,000 3 $ 475,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 363,702,000 3 $ 715,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 23,949,542,000 3 $ 2,145,000
Lendus, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ -1,000 3 $ 1,575,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 3 $ 475,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 3 $ 785,000
Harvard Federal Credit Union
104 MOUNT AUBURN STREET
CAMBRIDGE, MA 02138
* $ 635,097,000 3 $ 655,000
Guardhill Financial LLC
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ -1,000 3 $ 825,000
Baycoast Mortgage Company, LLC
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ -1,000 2 $ 560,000
Arrha Credit Union
145 INDUSTRY AVENUE
SPRINGFIELD, MA 01104
* $ 130,223,000 2 $ 240,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 600,000
Gmh Mortgage Services LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ -1,000 2 $ 710,000
Boston Private Bank & Trust Company
TEN POST OFFICE SQUARE
BOSTON, MA 02109
* $ 8,167,632,000 2 $ 1,390,000
Northern Bank & Trust Company
275 MISHAWUM ROAD
WOBURN, MA 01801
* $ 2,068,601,000 2 $ 410,000
Institution for Savings
93 STATE ST
NEWBURYPORT, MA 01950
* $ 3,301,691,000 2 $ 170,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 2 $ 800,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 2 $ 420,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 2 $ 400,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 198,592,000,000 2 $ 810,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 109,372,608,000 2 $ 460,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 316,352,000 2 $ 430,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,150,216,000 2 $ 560,000
The Washington Trust Company, of Westerly
23 BROAD STREET
WESTERLY, RI 02891
* $ 4,530,022,000 2 $ 600,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 2 $ 520,000
Members Mortgage Company Inc
90 MAPLE STREET
STONEHAM, MA 02180
* $ -1,000 2 $ 290,000
Luso Federal Credit Union
599 EAST ST
LUDLOW, MA 01056
* $ 218,380,000 2 $ 160,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,995,487,000 2 $ 460,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 2 $ 450,000
Savers Cooperative Bank
PO BOX 250
SOUTHBRIDGE, MA 01550
* $ 535,294,000 2 $ 330,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 2 $ 200,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 2 $ 440,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 2 $ 510,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 270,000
First World Mortgage Corporaton
127 PROSPECT AVENUE
WEST HARTFORD, CT 06106
* $ -1,000 2 $ 580,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 430,000
Cape Cod Five Cents Savings Bank
1500 IYANNOUGH RD
HYANNIS, MA 02601
* $ 3,228,279,000 2 $ 280,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 2 $ 380,000
Bank of New Hampshire
62 PLEASANT ST
LACONIA, NH 03246
* $ 1,538,213,000 2 $ 70,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 680,000
Bank Fund Staff Federal Credit
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ 4,790,967,000 2 $ 1,090,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 2 $ 690,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 629,025,000 2 $ 420,000
Country Bank for Savings
75 MAIN ST
WARE, MA 01082
* $ 1,587,674,000 2 $ 1,850,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ -1,000 1 $ 175,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ -1,000 1 $ 175,000
Holyoke Credit Union
490 WESTFIELD ROAD
HOLYOKE, MA 01040
* $ 195,239,000 1 $ 115,000
Newtown Savings Bank
39 MAIN STREET
NEWTOWN, CT 06470
* $ 1,234,252,000 1 $ 405,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ 284,719,000 1 $ 225,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,026,120,000 1 $ 105,000
Century Bank and Trust Company
400 MYSTIC AVENUE
MEDFORD, MA 02155
* $ 4,768,739,000 1 $ 25,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 205,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 15,286,549,000 1 $ 175,000
Webster Five Cents Savings Bank
136 THOMPSON RD.
WEBSTER, MA 01570
* $ 805,233,000 1 $ 245,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 240,467,000 1 $ 215,000
Winter Hill Bank
342 BROADWAY
SOMERVILLE, MA 02145
* $ 356,975,000 1 $ 255,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 5,110,112,000 1 $ 245,000
Umassfive College Federal Credit Union
200 WESTGATE CENTER DRIVE, PO BOX 1060
HADLEY, MA 01035
* $ 462,375,000 1 $ 125,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,376,902,000 1 $ 25,000
Corporate America Family CU
2445 ALFT LANE
ELGIN, IL 60123
* $ 602,549,000 1 $ 155,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 192,687,000 1 $ 135,000
Fm Home Loans LLC
2329 NOSTRAND AVE, 3RD FLOOR
BROOKLYN, NY 11210
* $ -1,000 1 $ 755,000
BNC National Bank

BISMARCK, ND 58501
* $ 945,013,000 1 $ 225,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 1 $ 65,000
Washington Trust Mortgage Company LLC
23 BROAD STREET
WESTERLY, RI 02891
* $ -1,000 1 $ 455,000
Navigant Credit Union
1005 DOUGLAS PIKE
SMITHFIELD, RI 02917
* $ 1,934,034,000 1 $ 25,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ -1,000 1 $ 425,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 417,436,000 1 $ 475,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 25,054,739,000 1 $ 135,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 1 $ 505,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 105,000
Bellwether Enterprise Real Estate Capital, LLC
1360 E. 9TH STREET SUITE 300
CLEVELAND, OH 44114
* $ -1,000 1 $ 3,355,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 1 $ 135,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 23,020,511,000 1 $ 25,000
Brightbridge Credit Union
500 MERRIMACK STREET
LAWRENCE, MA 01843
* $ 596,902,000 1 $ 15,000
Mortgage Equity Partners LLC
220 BROADWAY SUITE 205
LYNNFIELD, MA 01940
* $ -1,000 1 $ 175,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 115,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 8,908,994,000 1 $ 395,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 264,496,000 1 $ 35,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 185,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 1 $ 65,000
360 Federal Credit Union
P.O. BOX 273/191 ELLA GRASSO TURNPIKE
WINDSOR LOCKS, CT 06096
* $ 224,127,000 1 $ 25,000
Fidelity Co-Operative Bank
9 LEOMINSTER CONNECTOR
LEOMINSTER, MA 01453
* $ 818,952,000 1 $ 185,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 287,783,000 1 $ 25,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 3,248,026,000 1 $ 175,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 245,000
National Bank of Coxsackie
3 - 7 REED STREET
COXSACKIE, NY 12051
* $ 303,147,000 1 $ 245,000
Massmutual FCU
1295 STATE STREET
SPRINGFIELD, MA 01111
* $ 227,482,000 1 $ 445,000
Farmington Bank
ONE FARM GLEN BOULEVARD
FARMINGTON, CT 06032
* $ 3,049,790,000 1 $ 325,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 7,947,930,000 1 $ 65,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ -1,000 1 $ 175,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 1 $ 155,000
Peoplesbank
330 WHITNEY AVENUE
HOLYOKE, MA 01040
* $ 2,358,124,000 1 $ 45,000
East Coast Capital Corp.
25 MELVILLE PARK ROAD SUITE 200
MELVILLE, NY 11743
* $ -1,000 1 $ 205,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ -1,000 1 $ 245,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 255,000
Corevestamericanfinancelenderllc
1920 MAIN ST #850
IRVINE, CA 92614
* $ -1,000 1 $ 555,000
Avidia Bank
42 MAIN STREET
HUDSON, MA 01749
* $ 1,519,178,000 1 $ 55,000
The Cooperative Bank
40 BELGRADE AVE
ROSLINDALE, MA 02131
* $ 392,221,000 1 $ 555,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 1 $ 265,000
Bay State Savings Bank
28 FRANKLIN STREET
WORCESTER, MA 01608
* $ 396,970,000 1 $ 55,000
The Camden National Bank
2 ELM STREET
CAMDEN, ME 04843
* $ 4,042,486,000 1 $ 935,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 260,106,000 1 $ 65,000
Greenfield Cooperative Bank
63 FEDERAL STREET
GREENFIELD, MA 01301
* $ 606,756,000 1 $ 175,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 105,000
Lakeland Bank
250 OAK RIDGE RD
NEWFOUNDLAND, NJ 07438
* $ 5,392,424,000 1 $ 705,000
Envision Bank
10 CABOT PLACE
STOUGHTON, MA 02072
* $ 532,157,000 1 $ 205,000
Workers Federal Credit Union
815 MAIN STREET
LITTLETON, MA 01460
* $ 1,635,643,000 1 $ 85,000
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ -1,000 1 $ 255,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 1 $ 75,000
American Federal Mortgage Corporation
360 ROUTE 24
CHESTER, NJ 07930
* $ -1,000 1 $ 285,000
Wilmington Savings Fund Society, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 6,949,661,000 1 $ 125,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 164,539,000,000 1 $ 925,000
The Simsbury Bank & Trust Company
981 HOPMEADOW ST
SIMSBURY, CT 06070
* $ 504,081,000 1 $ 305,000
Rockland Federal Credit Union
241 UNION STREET
ROCKLAND, MA 02370
* $ 1,635,958,000 1 $ 15,000
Anchor Loans LP

THOUSAND OAKS, CA 91362
* $ -1,000 1 $ 55,000
Northpoint Mortgage, Inc.
204 TURNPIKE ROAD
STURBRIDGE, MA 01566
* $ -1,000 1 $ 215,000

The tables below break down 2018 mortgage applications in Pittsfield, MA metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Pittsfield, MA in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,465 $517,975,000 $210,000 $3,905,000 $116,000 $3,610,000
Refinancing 1,092 $211,890,000 $194,000 $2,105,000 $109,000 $2,000,000
Cash-out Refinancing 582 $117,820,000 $202,000 $2,305,000 $99,000 $1,003,000
Home Improvement 449 $43,245,000 $96,000 $6,305,000 $106,000 $1,007,000
Other Purpose 363 $41,555,000 $114,000 $2,805,000 $110,000 $1,929,000
Not Applicable 49 $5,805,000 $118,000 $565,000 $37,000 $37,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,864 $697,640,000 $180,000 $2,805,000 $107,000 $2,500,000
Not Provided 463 $96,175,000 $207,000 $1,965,000 $154,000 $3,610,000
Not applicable 351 $90,875,000 $258,000 $6,305,000 $74,000 $248,000
Hispanic 139 $22,495,000 $161,000 $965,000 $83,000 $928,000
Black or African American 88 $12,250,000 $139,000 $555,000 $96,000 $685,000
Asian 59 $12,685,000 $215,000 $955,000 $159,000 $1,003,000
American Indian or Alaskan Native 18 $2,940,000 $163,000 $615,000 $82,000 $239,000
Native Hawaiian or Other Pacific Islander 5 $615,000 $123,000 $175,000 $74,000 $238,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,181 $797,955,000 $190,000 $6,305,000 $119,000 $3,610,000
FHA-insured (Federal Housing Administration) 536 $81,150,000 $151,000 $355,000 $59,000 $250,000
VA-guaranteed (Veterans Administration) 229 $48,835,000 $213,000 $605,000 $72,000 $419,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 54 $10,350,000 $191,000 $1,305,000 $65,000 $124,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,911 $554,185,000 $190,000 $3,905,000 $116,000 $3,610,000
Application Denied By Financial Institution 848 $141,990,000 $167,000 $6,305,000 $84,000 $1,000,000
Application Withdrawn By Applicant 593 $115,925,000 $195,000 $1,305,000 $120,000 $1,940,000
Loan Purchased By The Institution 381 $73,745,000 $193,000 $1,375,000 $110,000 $685,000
File Closed For Incompleteness 160 $30,690,000 $191,000 $2,005,000 $121,000 $2,000,000
Application Approved But Not Accepted 107 $21,755,000 $203,000 $1,725,000 $145,000 $2,500,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,766 $704,770,000 $187,000 $3,905,000 $115,000 $3,610,000
Debt-To-Income Ratio 671 $144,505,000 $215,000 $2,505,000 $105,000 $1,623,000
Credit History 226 $28,250,000 $125,000 $1,475,000 $88,000 $970,000
Collateral 172 $25,970,000 $150,000 $1,375,000 $99,000 $460,000
Credit Application Incomplete 57 $9,325,000 $163,000 $505,000 $100,000 $1,000,000
Other 50 $14,740,000 $294,000 $6,305,000 $105,000 $935,000
Unverifiable Information 35 $6,425,000 $183,000 $1,455,000 $124,000 $1,000,000
Insufficient Cash (Downpayment, Closing Cost) 13 $3,215,000 $247,000 $1,285,000 $59,000 $235,000
Employment History 9 $915,000 $101,000 $245,000 $39,000 $85,000
Mortgage Insurance Denied 1 $175,000 $175,000 $175,000 $50,000 $50,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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