Unlock detailed PONCE, PR mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Puerto Rico.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 5,109 |
| Total Mortgage Loan Application Amount | $833,584,000 |
| Average Mortgage Loan Application Amount | $163,000 |
| Highest Mortgage Loan Application Amount | $86,451,000 |
| Average Applicant Income | $34,000 |
| Highest Applicant Income | $1,216,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| BANCO POPULAR DE PUERTO RICO PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 27,204,000,000 | 1,766 | $ 138,119,000 |
| ORIENTAL BANK PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 9,137,885,000 | 540 | $ 36,100,000 |
| DORAL MORTGAGE LLC DORAL FINANCIAL PLAZA, 1451 ROOSEVELT AV SAN JUAN, PR 00921 |
* | $ 11,855,073,000 | 477 | $ 50,214,000 |
| SCOTIABANK DE PUERTO RICO 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 5,982,654,000 | 408 | $ 40,397,000 |
| FIRSTBANK PUERTO RICO PO BOX 9146 SAN JUAN, PR 00918 |
* | $ 13,082,461,000 | 347 | $ 38,619,000 |
| DORAL BANK 268 PONCE DE LEON SUITE 910 SAN JUAN, PR 00918 |
* | $ 7,797,099,000 | 344 | $ 35,928,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 161 | $ 17,874,000 |
| THE MONEY HOUSE INC. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ 10,000,000 | 153 | $ 14,451,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 150 | $ 9,357,000 |
| BANCO SANTANDER PUERTO RICO P O BOX 362589, SAN JUAN, PR 00936 |
* | $ 7,202,438,000 | 131 | $ 14,147,000 |
| FIRST EQUITY MORTGAGE BANKERS, INC. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ 10,000,000 | 116 | $ 13,628,000 |
| SANTANDER FINANCIAL SERVICES 207 AVE PONCE DE LEON SAN JUAN, PR 00926 |
* | $ 8,082,156,000 | 56 | $ 2,913,000 |
| VIG MORTGAGE CORPORATION 1225 PONCE DE LEON VIG TOWER SUITE B-J GUAYNABO, PR 00907 |
* | $ 789,772,000 | 42 | $ 3,966,000 |
| JR MORTGAGE HOME 2979 EMILIO FAGOT AVE. SUITE 1 PONCE, PR 00716 |
* | $ 1,395,899,000 | 39 | $ 4,542,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ 3,125,000 | 36 | $ 2,980,000 |
| MULTIPLES MORTGAGE CORPORATION 400 AVENIDA AMERICO MIRANDA SAN JUAN, PR 00927 |
* | $ 10,000,000 | 32 | $ 3,628,000 |
| ADVANCE MORTGAGE BANKERS, INC. P.O. BOX 50286 TOA BAJA, PR 00950 |
* | $ 15,555,000 | 31 | $ 3,467,000 |
| METRO ISLAND MORTGAGE, INC. VILLA NEVAREZ PROF. CENTER SUITE 201 SAN JUAN, PR 00927 |
* | $ 10,000,000 | 25 | $ 2,633,000 |
| SENIOR MORTGAGE BANKERS INC. 1239 ROOSEVELT AVE GUAYNABO, PR 00920 |
* | $ 0 | 25 | $ 1,955,000 |
| E.M.I. EQUITY MORTGAGE, INC. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ 10,000,000 | 17 | $ 2,106,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,313,401,000,000 | 16 | $ 1,601,000 |
| BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061 |
* | $ 1,778,826,000 | 16 | $ 1,892,000 |
| TRUST MORTGAGE, CORP EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00926 |
* | $ 279,615,000 | 15 | $ 1,551,000 |
| THE LENDING CENTER CORPORATION G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ 525,000 | 15 | $ 1,525,000 |
| EXPRESS SOLUTION MORTGAGE CORP 1606 PONCE DE LEON AVE. SUITE L-06 SAN JUAN, PR 00909 |
* | $ 15,000,000 | 14 | $ 1,288,000 |
| COOP AGUSTIN BURGOS CARR 149 KM 58.0 POBLADO TIERRA SANTA VILLALBA, PR 00766 |
* | $ 42,226,000 | 12 | $ 1,530,000 |
| COOPERATIVA DE A/C ARECIBO PO BOX 1056 ARECIBO, PR 00613 |
* | $ 10,000,000 | 12 | $ 1,522,000 |
| RM ACTUAL MORTGAGE, INC. PO BOX 2808 BAYAMON, PR 00960 |
* | $ 10,000,000 | 12 | $ 1,534,000 |
| AAA CONCORDIA MORTGAGE CORP RR-37 BOX 1837 SAN JUAN, PR 00926 |
* | $ 10,000,000 | 10 | $ 1,241,000 |
| COOP A/C PADRE MAC DONALD P O BOX 7022 PONCE, PR 00728 |
* | $ 49,286,000 | 9 | $ 592,000 |
| FIRST SECURITY MORTGAGE, INC. 97 DE DIEGO AVE. SAN FRANCISCO SAN JUAN, PR 00929 |
* | $ 10,000,000 | 9 | $ 1,320,000 |
| HR MORTGAGE CORP. M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ 10,000,000 | 9 | $ 938,000 |
| PREFERRED MORTGAGE CORPORATION 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ 10,000,000 | 9 | $ 1,251,000 |
| R. F. MORTGAGE & INVESTMENT CORPORATION PO BOX 361309 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 7 | $ 865,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ 11,000,000 | 7 | $ 1,149,000 |
| REVERSE MORTGAGE SOLUTIONS INC 14405 WALTERS RD SUITE 200 HOUSTON, TX 77014 |
* | $ 10,978,000 | 6 | $ 373,787,000 |
| COOPERATIVA DE A/C DE ADJUNTAS 8 PRIMO DELGADO ST ADJUNTAS,PR 00601 00601, PR 00601 |
* | $ 10,000,000 | 5 | $ 307,000 |
| COOPERATIVA DE AHORRO Y CREDITO ORIENTAL PO BOX 876 HUMACAO, PR 00792 |
* | $ 155,431,000 | 5 | $ 346,000 |
| HOME MORTGAGE BANKERS CORP. AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ 10,000,000 | 4 | $ 461,000 |
| AEELA MORTGAGE PO BOX 71502 SAN JUAN, PR 00936 |
* | $ 1,000,000,000 | 4 | $ 421,000 |
| COOPERATIVA A/C CARIBE COOP. P.O. BOX 560547 GUAYANILLA, PR 00656 |
* | $ 100,068,000 | 3 | $ 284,000 |
| COOPERATIVA DE AHORRO Y CREDITO MAUNABO BOX 127 MAUNABO, PR 00707 |
* | $ 10,000,000 | 3 | $ 265,000 |
| TOP MORTGAGE BANKERS PONCE DE LEON AVE. 1913 SANTURCE, PR 00607 |
* | $ 100,000,000 | 2 | $ 90,000 |
| THE MORTGAGE HOUSE INC. 915 ROBERTO SANCHEZ VILELA AVE SAN JUAN, PR 00924 |
* | $ 10,000,000 | 1 | $ 133,000 |
| LATIN AMERICAN FINANCIAL CORPORATION 1700 JESUS T. PINERO AVE 2ND FL STE 26 SAN JUAN, PR 00921 |
* | $ 10,000,000 | 1 | $ 91,000 |
| COOPERATIVA DE AHORRO Y CREDITO DE CABO ROJO PR 100 KM. 7.0 BO.MIRADERO CABO ROJO, PR 00623 |
* | $ 10,000,000 | 1 | $ 115,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,266,125,000,000 | 1 | $ 5,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 15,532,278,000 | 1 | $ 163,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,864,946,000 | 1 | $ 118,000 |
| RBS MORTGAGE CORPORATION 894-D MUNOZ RIVERA AVE SUITE 106 SAN JUAN, PR 00927 |
* | $ 10,000,000 | 1 | $ 70,000 |
| GULF COAST BANK AND TRUST COMPANY 200 ST. CHARLES AVE NEW ORLEANS, LA 70130 |
* | $ 938,609,000 | 1 | $ 57,000 |
| PUERTO RICO FEDERAL CREDIT UNI RESOLUCION 55 ESQ. AVE ROOSEVELT SAN JUAN, PR 00922 |
* | $ 117,416,000 | 1 | $ 48,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2013, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,196 | $526,479,000 | $239,000 | $86,451,000 | $31,000 | $1,110,000 |
| Home Purchase | 1,880 | $282,731,000 | $150,000 | $69,216,000 | $39,000 | $1,216,000 |
| Home Improvement | 1,033 | $24,374,000 | $23,000 | $6,682,000 | $31,000 | $756,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 3,801 | $335,298,000 | $88,000 | $559,000 | $39,000 | $1,216,000 |
| Not applicable | 1,163 | $489,752,000 | $421,000 | $86,451,000 | $15,000 | $216,000 |
| Not Provided | 102 | $4,833,000 | $47,000 | $206,000 | $31,000 | $360,000 |
| White | 34 | $2,818,000 | $82,000 | $469,000 | $44,000 | $330,000 |
| Asian | 5 | $505,000 | $101,000 | $141,000 | $45,000 | $65,000 |
| Black or African American | 4 | $378,000 | $94,000 | $155,000 | $26,000 | $42,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,955 | $235,817,000 | $79,000 | $6,682,000 | $41,000 | $1,216,000 |
| FHA-insured (Federal Housing Administration) | 1,465 | $513,858,000 | $350,000 | $86,451,000 | $20,000 | $270,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 483 | $56,106,000 | $116,000 | $261,000 | $28,000 | $114,000 |
| VA-guaranteed (Veterans Administration) | 206 | $27,803,000 | $134,000 | $372,000 | $33,000 | $177,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,034 | $193,060,000 | $94,000 | $6,682,000 | $40,000 | $1,216,000 |
| Loan Purchased By The Institution | 1,203 | $485,593,000 | $403,000 | $86,451,000 | $14,000 | $216,000 |
| Application Denied By Financial Institution | 1,108 | $72,399,000 | $65,000 | $534,000 | $36,000 | $600,000 |
| Application Withdrawn By Applicant | 444 | $50,735,000 | $114,000 | $492,000 | $42,000 | $333,000 |
| File Closed For Incompleteness | 202 | $23,227,000 | $114,000 | $442,000 | $47,000 | $330,000 |
| Application Approved But Not Accepted | 118 | $8,570,000 | $72,000 | $336,000 | $40,000 | $252,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 79 | $6,704,000 | $84,000 | $363,000 | $45,000 | $600,000 |
| Debt-To-Income Ratio | 45 | $4,490,000 | $99,000 | $364,000 | $30,000 | $161,000 |
| Other | 41 | $4,411,000 | $107,000 | $248,000 | $37,000 | $200,000 |
| Collateral | 40 | $4,632,000 | $115,000 | $322,000 | $48,000 | $194,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $1,190,000 | $91,000 | $181,000 | $5,000 | $46,000 |
| Credit Application Incomplete | 8 | $817,000 | $102,000 | $244,000 | $62,000 | $163,000 |
| Employment History | 7 | $1,140,000 | $162,000 | $364,000 | $76,000 | $169,000 |
| Unverifiable Information | 7 | $818,000 | $116,000 | $165,000 | $45,000 | $71,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.