Ponce, PR Metro Area Mortgage Lenders & HMDA Data, 2013
In 2013, lenders reported 5,109 mortgage applications in Ponce, PR metro area totaling $833.6 million, up 11% from 2012. The average application was for $163,159, and applicants reported an average income of $34,000. 40% of applications resulted in an originated loan and 22% were denied. The most active lender was Banco Popular, with 1,766 applications, followed by Oriental Bank and Doral Mortgage LLC.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,109 |
| Total Mortgage Loan Application Amount | $833,584,000 |
| Average Mortgage Loan Application Amount | $163,159 |
| Highest Mortgage Loan Application Amount | $86,451,000 |
| Average Applicant Income | $34,000 |
| Highest Applicant Income | $1,216,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 27,204,000,000 | 1,766 | $ 138,119,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 9,137,885,000 | 540 | $ 36,100,000 |
| Doral Mortgage LLC DORAL FINANCIAL PLAZA, 1451 ROOSEVELT AV SAN JUAN, PR 00921 |
* | $ 11,855,073,000 | 477 | $ 50,214,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 5,982,654,000 | 408 | $ 40,397,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 13,082,461,000 | 347 | $ 38,619,000 |
| Doral Bank 268 PONCE DE LEON SUITE 910 SAN JUAN, PR 00918 |
* | $ 7,797,099,000 | 344 | $ 35,928,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ 10,000,000 | 161 | $ 17,874,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ 10,000,000 | 153 | $ 14,451,000 |
| Citimortgage, Inc. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 150 | $ 9,357,000 |
| Banco Santander Puerto Rico P O BOX 362589, SAN JUAN, PR 00936 |
* | $ 7,202,438,000 | 131 | $ 14,147,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ 10,000,000 | 116 | $ 13,628,000 |
| Santander Financial Services 207 AVE PONCE DE LEON SAN JUAN, PR 00926 |
* | $ 8,082,156,000 | 56 | $ 2,913,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ 789,772,000 | 42 | $ 3,966,000 |
| Jr Mortgage Home 2979 EMILIO FAGOT AVE. SUITE 1 PONCE, PR 00716 |
* | $ 1,395,899,000 | 39 | $ 4,542,000 |
| Finance of America Reverse LLC 8023 EAST 63RD PLACE, SUITE 700 TULSA, OK 74133 |
* | $ 3,125,000 | 36 | $ 2,980,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ 10,000,000 | 32 | $ 3,628,000 |
| Advance Mortgage Bankers, Inc. P.O. BOX 50286 TOA BAJA, PR 00950 |
* | $ 15,555,000 | 31 | $ 3,467,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ 10,000,000 | 25 | $ 2,633,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ 0 | 25 | $ 1,955,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ 10,000,000 | 17 | $ 2,106,000 |
| Citibank, NA NEW YORK, NY 10012 |
* | $ 1,313,401,000,000 | 16 | $ 1,601,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ 1,778,826,000 | 16 | $ 1,892,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ 279,615,000 | 15 | $ 1,551,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ 525,000 | 15 | $ 1,525,000 |
| Express Solution Mortgage Corp 1606 PONCE DE LEON AVE. SUITE L-06 SAN JUAN, PR 00909 |
* | $ 15,000,000 | 14 | $ 1,288,000 |
| Coop Agustin Burgos CARR 149 KM 58.0 POBLADO TIERRA SANTA VILLALBA, PR 00766 |
* | $ 42,226,000 | 12 | $ 1,530,000 |
| Cooperativa De A/C Arecibo PO BOX 1056 ARECIBO, PR 00613 |
* | $ 10,000,000 | 12 | $ 1,522,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ 10,000,000 | 12 | $ 1,534,000 |
| Aaa Concordia Mortgage Corp RR-37 BOX 1837 SAN JUAN, PR 00926 |
* | $ 10,000,000 | 10 | $ 1,241,000 |
| Coop A/C Padre Mac Donald P O BOX 7022 PONCE, PR 00728 |
* | $ 49,286,000 | 9 | $ 592,000 |
| First Security Mortgage, Inc. 97 DE DIEGO AVE. SAN FRANCISCO SAN JUAN, PR 00929 |
* | $ 10,000,000 | 9 | $ 1,320,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ 10,000,000 | 9 | $ 938,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ 10,000,000 | 9 | $ 1,251,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 7 | $ 865,000 |
| Village Capital & Investment 2460 PASEO VERDE PKWY SUITE 100 HENDERSON, NV 89074 |
* | $ 11,000,000 | 7 | $ 1,149,000 |
| Reverse Mortgage Solutions Inc 14405 WALTERS RD SUITE 200 HOUSTON, TX 77014 |
* | $ 10,978,000 | 6 | $ 373,787,000 |
| Cooperativa De A/C De Adjuntas 8 PRIMO DELGADO ST ADJUNTAS,PR 00601 00601, PR 00601 |
* | $ 10,000,000 | 5 | $ 307,000 |
| Cooperativa De A\C Oriental PO BOX 876 HUMACAO, PR 00791 |
* | $ 155,431,000 | 5 | $ 346,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ 10,000,000 | 4 | $ 461,000 |
| Aeela Mortgage PO BOX 71502 SAN JUAN, PR 00936 |
* | $ 1,000,000,000 | 4 | $ 421,000 |
| Cooperativa A/C Caribe Coop. P.O. BOX 560547 GUAYANILLA, PR 00656 |
* | $ 100,068,000 | 3 | $ 284,000 |
| Cooperativa De Ac Maunabo BOX 127 MAUNABO, PR 00707 |
* | $ 10,000,000 | 3 | $ 265,000 |
| Top Mortgage Bankers PONCE DE LEON AVE. 1913 SANTURCE, PR 00607 |
* | $ 100,000,000 | 2 | $ 90,000 |
| The Mortgage House Inc. 915 ROBERTO SANCHEZ VILELA AVE SAN JUAN, PR 00924 |
* | $ 10,000,000 | 1 | $ 133,000 |
| Latin American Financlal 1700 JESUS T. PINERO AVE 2ND FL STE 26 SAN JUAN, PR 00921 |
* | $ 10,000,000 | 1 | $ 91,000 |
| Cooperativa A/C Cabo Rojo PR 100 KM. 7.0 BO.MIRADERO CABO ROJO, PR 00623 |
* | $ 10,000,000 | 1 | $ 115,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,266,125,000,000 | 1 | $ 5,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 15,532,278,000 | 1 | $ 163,000 |
| Midfirst Bank 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,864,946,000 | 1 | $ 118,000 |
| Rbs Mortgage Corporation 894-D MUNOZ RIVERA AVE SUITE 106 SAN JUAN, PR 00927 |
* | $ 10,000,000 | 1 | $ 70,000 |
| Gulf Coast Bank and Trust 200 SAINT CHARLES AVENUE NEW ORLEANS, LA 70130 |
* | $ 938,609,000 | 1 | $ 57,000 |
| Puerto Rico Federal Credit Uni RESOLUCION 55 ESQ. AVE ROOSEVELT SAN JUAN, PR 00922 |
* | $ 117,416,000 | 1 | $ 48,000 |
The tables below break down 2013 mortgage applications in Ponce, PR metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Ponce, PR in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,196 | $526,479,000 | $239,000 | $86,451,000 | $31,000 | $1,110,000 |
| Home Purchase | 1,880 | $282,731,000 | $150,000 | $69,216,000 | $39,000 | $1,216,000 |
| Home Improvement | 1,033 | $24,374,000 | $23,000 | $6,682,000 | $31,000 | $756,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 3,801 | $335,298,000 | $88,000 | $559,000 | $39,000 | $1,216,000 |
| Not applicable | 1,163 | $489,752,000 | $421,000 | $86,451,000 | $15,000 | $216,000 |
| Not Provided | 102 | $4,833,000 | $47,000 | $206,000 | $31,000 | $360,000 |
| White | 34 | $2,818,000 | $82,000 | $469,000 | $44,000 | $330,000 |
| Asian | 5 | $505,000 | $101,000 | $141,000 | $45,000 | $65,000 |
| Black or African American | 4 | $378,000 | $94,000 | $155,000 | $26,000 | $42,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,955 | $235,817,000 | $79,000 | $6,682,000 | $41,000 | $1,216,000 |
| FHA-insured (Federal Housing Administration) | 1,465 | $513,858,000 | $350,000 | $86,451,000 | $20,000 | $270,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 483 | $56,106,000 | $116,000 | $261,000 | $28,000 | $114,000 |
| VA-guaranteed (Veterans Administration) | 206 | $27,803,000 | $134,000 | $372,000 | $33,000 | $177,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,034 | $193,060,000 | $94,000 | $6,682,000 | $40,000 | $1,216,000 |
| Loan Purchased By The Institution | 1,203 | $485,593,000 | $403,000 | $86,451,000 | $14,000 | $216,000 |
| Application Denied By Financial Institution | 1,108 | $72,399,000 | $65,000 | $534,000 | $36,000 | $600,000 |
| Application Withdrawn By Applicant | 444 | $50,735,000 | $114,000 | $492,000 | $42,000 | $333,000 |
| File Closed For Incompleteness | 202 | $23,227,000 | $114,000 | $442,000 | $47,000 | $330,000 |
| Application Approved But Not Accepted | 118 | $8,570,000 | $72,000 | $336,000 | $40,000 | $252,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 79 | $6,704,000 | $84,000 | $363,000 | $45,000 | $600,000 |
| Debt-To-Income Ratio | 45 | $4,490,000 | $99,000 | $364,000 | $30,000 | $161,000 |
| Other | 41 | $4,411,000 | $107,000 | $248,000 | $37,000 | $200,000 |
| Collateral | 40 | $4,632,000 | $115,000 | $322,000 | $48,000 | $194,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $1,190,000 | $91,000 | $181,000 | $5,000 | $46,000 |
| Credit Application Incomplete | 8 | $817,000 | $102,000 | $244,000 | $62,000 | $163,000 |
| Employment History | 7 | $1,140,000 | $162,000 | $364,000 | $76,000 | $169,000 |
| Unverifiable Information | 7 | $818,000 | $116,000 | $165,000 | $45,000 | $71,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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