Poweshiek County, IA Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 846 mortgage applications in Poweshiek County, IA totaling $138.9 million, up 15% from 2024. The average application was for $164,000, and applicants reported an average income of $111,000. 62% of applications resulted in an originated loan and 10% were denied. The most active lender was Greenstate Credit Union, with 318 applications, followed by First State Bank and Veridian Credit Union.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 846
Total Mortgage Loan Application Amount $138,850,000
Average Mortgage Loan Application Amount $164,000
Highest Mortgage Loan Application Amount $4,105,000
Average Applicant Income $111,000
Highest Applicant Income $1,006,000

Mortgage Company List for Lending in Poweshiek County, IA for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 318 $ 35,560,000
First State Bank
413 EAST ST
LYNNVILLE, IA 50153
* $ n/a 43 $ 6,825,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 33 $ 13,135,000
Community 1st Credit Union
1030 SIERRA DR NE
OTTUMWA, IA 52501
* $ n/a 32 $ 3,400,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 31 $ 1,125,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 24 $ 6,370,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 14 $ 2,960,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 13 $ 1,215,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 13 $ 2,875,000
Residential Mortgage Network, Inc.
2461 10TH STREET SUITE 308
IOWA CITY, IA 52245
* $ n/a 12 $ 2,570,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 12 $ 2,130,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 10 $ 1,840,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 10 $ 2,420,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 9 $ 2,085,000
Grinnell State Bank
814 FOURTH AVENUE
GRINNELL, IA 50112
* $ n/a 9 $ 2,235,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 9 $ 3,085,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ n/a 8 $ 1,540,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ n/a 8 $ 1,350,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 8 $ 1,070,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 7 $ 545,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 7 $ 1,675,000
Bank Iowa
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ n/a 6 $ 1,320,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 6 $ 230,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 6 $ 1,080,000
Fidelity Bank & Trust
4250 ASBURY ROAD
DUBUQUE, IA 52002
* $ n/a 6 $ 880,000
Community Choice Credit Union
1351 NW 114TH ST, P.O. BOX 71247
JOHNSTON, IA 50131
* $ n/a 6 $ 920,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 5 $ 1,125,000
Keystone Savings Bank
81 MAIN STREET, PO BOX 367
KEYSTONE, IA 52249
* $ n/a 5 $ 375,000
Luana Savings Bank
100 HARVEST DRIVE
LUANA, IA 52156
* $ n/a 5 $ 3,055,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 4 $ 290,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 4 $ 920,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ n/a 4 $ 1,190,000
Zippy Loans, LLC
2807 ALLEN ST
DALLAS, TX 75204
* $ n/a 4 $ 160,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 4 $ 200,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 3 $ 485,000
Bankers Trust Company
453 7TH ST.
DES MOINES, IA 50309
* $ n/a 3 $ 705,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 3 $ 335,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 3 $ 435,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 3 $ 425,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 3 $ 1,325,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 3 $ 85,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ n/a 3 $ 425,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 3 $ 645,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 3 $ 335,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 3 $ 505,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ n/a 3 $ 565,000
Collins Community Credit Union
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ n/a 3 $ 425,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 3 $ 425,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 3 $ 755,000
Members1st Community Credit Union
910 S 12TH AVE,PO BOX 777
MARSHALLTOWN, IA 50158
* $ n/a 2 $ 270,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 2 $ 290,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 2 $ 340,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ n/a 2 $ 2,860,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 150,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 2 $ 70,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ n/a 2 $ 440,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ n/a 2 $ 90,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 2 $ 280,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 2 $ 340,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 2 $ 350,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 2 $ 580,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 2 $ 100,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 2 $ 150,000
Farmers State Bank
131 TOWER PARK DRIVE SUITE 100
WATERLOO, IA 50701
* $ n/a 2 $ 990,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 1 $ 115,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 1 $ 195,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 85,000
Mount Vernon Bank and Trust Company
206 FIRST ST SW
MOUNT VERNON, IA 52314
* $ n/a 1 $ 185,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ n/a 1 $ 305,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 1 $ 775,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 1 $ 185,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 135,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ n/a 1 $ 565,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 1 $ 95,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 215,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 1 $ 125,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 1 $ 85,000
Brighton Bank
7663 HIGHWAY 51 S
BRIGHTON, TN 38011
* $ n/a 1 $ 135,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 1 $ 165,000
Fidelity Bank
302 MAIN ST
SAVANNA, IL 61074
* $ n/a 1 $ 435,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 155,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 1 $ 105,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 1 $ 285,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 1 $ 45,000
First National Bank Ames Iowa
405 5TH ST
AMES, IA 50010
* $ n/a 1 $ 365,000
Hills Bank and Trust Company
131 EAST MAIN ST / PO BOX 160
HILLS, IA 52235
* $ n/a 1 $ 265,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 225,000
Arvest Bank

TULSA, OK 74103
* $ n/a 1 $ 215,000
Washington State Bank
121 S MARION AVE
WASHINGTON, IA 52353
* $ n/a 1 $ 405,000
Leighton State Bank
900 WASHINGTON ST
PELLA, IA 50219
* $ n/a 1 $ 75,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 1 $ 235,000
Financial Plus Credit Union
1831 25TH STREET
WEST DES MOINES, IA 50266
* $ n/a 1 $ 95,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 1 $ 345,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 1 $ 265,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 155,000
Midstates Bank NA
1851 MADISON AVE., STE. 732
COUNCIL BLUFFS, IA 51503
* $ n/a 1 $ 635,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 165,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 1 $ 155,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ n/a 1 $ 75,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 1 $ 105,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 1 $ 255,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ n/a 1 $ 145,000
Bridge Community Bank
405 E 5TH STREET PO BOX 580
SOLON, IA 52333
* $ n/a 1 $ 215,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 1 $ 255,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 1 $ 185,000
City & County Credit Union
144 11TH ST. E
SAINT PAUL, MN 55101
* $ n/a 1 $ 35,000
Chelsea Savings Bank
601 13TH STREET
BELLE PLAINE, IA 52208
* $ n/a 1 $ 435,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ n/a 1 $ 135,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 215,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ n/a 1 $ 385,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 1 $ 55,000

The tables below break down 2025 mortgage applications in Poweshiek County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Poweshiek County, IA in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 432 $79,240,000 $183,000 $2,835,000 $105,000 $1,006,000
Refinancing 136 $29,560,000 $217,000 $4,105,000 $131,000 $994,000
Cash-out Refinancing 120 $18,880,000 $157,000 $705,000 $108,000 $419,000
Home Improvement 107 $7,575,000 $70,000 $505,000 $121,000 $374,000
Other Purpose 50 $3,440,000 $68,000 $225,000 $95,000 $278,000
Not Applicable 1 $155,000 $155,000 $155,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 636 $91,980,000 $144,000 $1,015,000 $112,000 $1,006,000
Not applicable 100 $33,720,000 $337,000 $4,105,000 $150,000 $301,000
Not Provided 73 $8,605,000 $117,000 $565,000 $110,000 $374,000
Hispanic 23 $2,995,000 $130,000 $315,000 $85,000 $217,000
Black or African American 5 $475,000 $95,000 $145,000 $108,000 $403,000
American Indian or Alaskan Native 4 $730,000 $182,000 $295,000 $87,000 $102,000
Asian 4 $260,000 $65,000 $165,000 $88,000 $108,000
Native Hawaiian or Other Pacific Islander 1 $85,000 $85,000 $85,000 $204,000 $204,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 714 $113,120,000 $158,000 $4,105,000 $117,000 $1,006,000
FHA-insured (Federal Housing Administration) 61 $10,805,000 $177,000 $485,000 $65,000 $199,000
VA-guaranteed (Veterans Administration) 51 $12,205,000 $239,000 $705,000 $83,000 $171,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $2,720,000 $136,000 $235,000 $69,000 $108,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 525 $88,085,000 $167,000 $4,105,000 $117,000 $1,006,000
Application Withdrawn By Applicant 87 $12,285,000 $141,000 $495,000 $106,000 $316,000
Application Denied By Financial Institution 81 $12,035,000 $148,000 $2,835,000 $75,000 $336,000
Loan Purchased By The Institution 81 $18,235,000 $225,000 $805,000 $150,000 $523,000
File Closed For Incompleteness 44 $4,880,000 $110,000 $515,000 $104,000 $312,000
Application Approved But Not Accepted 27 $3,015,000 $111,000 $385,000 $100,000 $208,000
Preapproval Approved but not Accepted 1 $315,000 $315,000 $315,000 $170,000 $170,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 700 $115,400,000 $164,000 $4,105,000 $113,000 $1,006,000
Debt-To-Income Ratio 84 $14,240,000 $169,000 $1,015,000 $114,000 $681,000
Credit History 32 $2,280,000 $71,000 $225,000 $70,000 $336,000
Collateral 12 $1,760,000 $146,000 $565,000 $123,000 $219,000
Credit Application Incomplete 7 $695,000 $99,000 $215,000 $97,000 $200,000
Other 7 $3,815,000 $545,000 $2,835,000 $63,000 $96,000
Insufficient Cash (Downpayment, Closing Cost) 2 $410,000 $205,000 $215,000 $103,000 $110,000
Unverifiable Information 1 $145,000 $145,000 $145,000 $40,000 $40,000
Employment History 1 $105,000 $105,000 $105,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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