Rio Grande Municipio, PR Mortgage Lenders & HMDA Data, 2024
In 2024, lenders reported 495 mortgage applications in Rio Grande Municipio, PR totaling $112.8 million, down 7% from 2023. The average application was for $227,000, and applicants reported an average income of $122,000. 55% of applications resulted in an originated loan and 12% were denied. The most active lender was Banco Popular, with 143 applications, followed by The Moneyhouse Inc. and Firstbank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 495 |
| Total Mortgage Loan Application Amount | $112,835,000 |
| Average Mortgage Loan Application Amount | $227,000 |
| Highest Mortgage Loan Application Amount | $10,405,000 |
| Average Applicant Income | $122,000 |
| Highest Applicant Income | $3,000,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ n/a | 143 | $ 35,355,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ n/a | 57 | $ 8,515,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ n/a | 52 | $ 11,030,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ n/a | 32 | $ 11,360,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ n/a | 24 | $ 3,170,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ n/a | 23 | $ 3,255,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ n/a | 22 | $ 3,190,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ n/a | 15 | $ 1,985,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ n/a | 15 | $ 1,755,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ n/a | 10 | $ 1,110,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ n/a | 10 | $ 1,280,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ n/a | 10 | $ 1,870,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ n/a | 9 | $ 965,000 |
| Cooperativa De A\C Roosvelt R 88PM+5QQ, FAJARDO FAJARDO, PR 00738 |
* | $ n/a | 8 | $ 570,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ n/a | 7 | $ 1,305,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ n/a | 7 | $ 805,000 |
| Cooperativa De A\C Oriental PO BOX 876 HUMACAO, PR 00791 |
* | $ n/a | 5 | $ 725,000 |
| Coop. De A/C La Puertorrique+¦A AVE. ANA G. MÉNDEZ, 9729 PR-176 KM 1.1 SAN JUAN, PR 00921 |
* | $ n/a | 5 | $ 635,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ n/a | 4 | $ 480,000 |
| Crosscountry Mortgage, LLC 2160 SUPERIOR AVENUE CLEVELAND, OH 44114 |
* | $ n/a | 4 | $ 950,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ n/a | 3 | $ 235,000 |
| Everett Financial, Inc. 14801 QUORUM DRIVE, SUITE 300 DALLAS, TX 75254 |
* | $ n/a | 3 | $ 995,000 |
| Capital Mortgage 206 ELEANOR ROOSEVELT SAN JUAN, PR 00918 |
* | $ n/a | 3 | $ 585,000 |
| Coopaca Mortgage PO BOX 1056 ARECIBO, PR 00613 |
* | $ n/a | 2 | $ 520,000 |
| Cooperativa De Ac Las Piedras APARTADO 414 LAS PIEDRAS, PR 00771 |
* | $ n/a | 2 | $ 410,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ n/a | 2 | $ 780,000 |
| Vegacoop APARTADO 1078 VEGA ALTA, PR 00692 |
* | $ n/a | 1 | $ 125,000 |
| Cooperativa De Ac Jesus Obrero PMB 159 HC 01 BOX 29030 GUAYNABO, PR 00969 |
* | $ n/a | 1 | $ 95,000 |
| Latin American Financlal 1700 JESUS T. PINERO AVE 2ND FL STE 26 SAN JUAN, PR 00921 |
* | $ n/a | 1 | $ 165,000 |
| Cooperativa De A/C Camuy AVE. BALTAZAR JIMÉNEZ MÉNDEZ #300 CAMUY, PR 00627 |
* | $ n/a | 1 | $ 225,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ n/a | 1 | $ 10,405,000 |
| Cooperativa La Sagrada Familia CALLE BOU 38 COROZAL, PR 00783 |
* | $ n/a | 1 | $ 215,000 |
| Planet Home Lending, LLC 321 RESEARCH PARKWAY SUITE 303 MERIDEN, CT 06450 |
* | $ n/a | 1 | $ 325,000 |
| Calcon Mutual Mortgage LLC 3131 CAMINO DEL RIO N SUITE 1680 SAN DIEGO, CA 92108 |
* | $ n/a | 1 | $ 885,000 |
| CMG Mortgage Inc 3160 CROW CANYON ROAD, SUITE 400 SAN RAMON, IL 94583 |
* | $ n/a | 1 | $ 475,000 |
| New American Funding, Llc. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ n/a | 1 | $ 255,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ n/a | 1 | $ 105,000 |
| Lendingone LLC 901 YAMATO RD #150 BOCA RATON, FL 33431 |
* | $ n/a | 1 | $ 285,000 |
| Flagstar Bank NA TROY, MI 49098 |
* | $ n/a | 1 | $ 275,000 |
| Village Capital & Investment 2460 PASEO VERDE PKWY SUITE 100 HENDERSON, NV 89074 |
* | $ n/a | 1 | $ 85,000 |
| The Piedmont Bank 5100 PEACHTREE PARKWAY PEACHTREE CORNERS, GA 30092 |
* | $ n/a | 1 | $ 4,405,000 |
| Cooperativa De Ahorro Y Crn++Dito Dr. Manuel Zeno Gandn++A PO BOX 1865 ARECIBO, PR 00613 |
* | $ n/a | 1 | $ 85,000 |
| The Federal Savings Bank 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60639 |
* | $ n/a | 1 | $ 255,000 |
| City Lending Inc. 8150 LEESBURG PIKE SUITE 405 VIENNA, VA 22182 |
* | $ n/a | 1 | $ 335,000 |
The tables below break down 2024 mortgage applications in Rio Grande Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Rio Grande Municipio, PR in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 418 | $88,610,000 | $211,000 | $4,725,000 | $115,000 | $1,500,000 |
| Cash-out Refinancing | 31 | $4,725,000 | $152,000 | $375,000 | $76,000 | $237,000 |
| Refinancing | 17 | $4,645,000 | $273,000 | $1,955,000 | $346,000 | $3,000,000 |
| Not Applicable | 15 | $715,000 | $47,000 | $155,000 | $0 | $0 |
| Other Purpose | 10 | $13,070,000 | $1,307,000 | $10,405,000 | $105,000 | $410,000 |
| Home Improvement | 4 | $1,070,000 | $267,000 | $655,000 | $202,000 | $451,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 361 | $58,945,000 | $163,000 | $1,465,000 | $86,000 | $785,000 |
| Not applicable | 105 | $17,365,000 | $165,000 | $4,405,000 | $0 | $0 |
| White | 18 | $18,420,000 | $1,023,000 | $4,725,000 | $668,000 | $3,000,000 |
| Not Provided | 6 | $11,780,000 | $1,963,000 | $10,405,000 | $139,000 | $265,000 |
| Black or African American | 4 | $6,240,000 | $1,560,000 | $3,905,000 | $809,000 | $1,489,000 |
| American Indian or Alaskan Native | 1 | $85,000 | $85,000 | $85,000 | $57,000 | $57,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 201 | $27,705,000 | $137,000 | $355,000 | $56,000 | $266,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 173 | $67,075,000 | $387,000 | $10,405,000 | $214,000 | $3,000,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 97 | $13,555,000 | $139,000 | $325,000 | $50,000 | $107,000 |
| VA-guaranteed (Veterans Administration) | 24 | $4,500,000 | $187,000 | $305,000 | $73,000 | $144,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 271 | $72,575,000 | $267,000 | $10,405,000 | $114,000 | $1,489,000 |
| Loan Purchased By The Institution | 102 | $12,520,000 | $122,000 | $305,000 | $0 | $0 |
| Application Denied By Financial Institution | 58 | $9,400,000 | $162,000 | $475,000 | $132,000 | $3,000,000 |
| Application Withdrawn By Applicant | 43 | $14,985,000 | $348,000 | $4,725,000 | $180,000 | $1,500,000 |
| File Closed For Incompleteness | 16 | $2,230,000 | $139,000 | $305,000 | $62,000 | $175,000 |
| Application Approved But Not Accepted | 5 | $1,125,000 | $225,000 | $475,000 | $104,000 | $175,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 436 | $99,030,000 | $227,000 | $10,405,000 | $120,000 | $1,500,000 |
| Collateral | 22 | $3,670,000 | $166,000 | $335,000 | $105,000 | $429,000 |
| Debt-To-Income Ratio | 14 | $6,530,000 | $466,000 | $4,405,000 | $57,000 | $170,000 |
| Credit History | 7 | $705,000 | $100,000 | $185,000 | $71,000 | $237,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $970,000 | $161,000 | $475,000 | $62,000 | $120,000 |
| Other | 4 | $1,000,000 | $250,000 | $345,000 | $819,000 | $3,000,000 |
| Credit Application Incomplete | 3 | $435,000 | $145,000 | $165,000 | $79,000 | $124,000 |
| Unverifiable Information | 2 | $290,000 | $145,000 | $175,000 | $42,000 | $50,000 |
| Employment History | 1 | $205,000 | $205,000 | $205,000 | $56,000 | $56,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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