Salt Lake County, UT Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 60,815 mortgage applications in Salt Lake County, UT totaling $12.3 billion, down 23% from 2010. The average application was for $202,000, and applicants reported an average income of $75,000. 47% of applications resulted in an originated loan and 12% were denied. The most active lender was Wells Fargo Bank NA, with 10,142 applications, followed by Bank of America NA and JPMorgan Chase Bank, NA.

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Total Number of Mortgage Applications 60,815
Total Mortgage Loan Application Amount $12,344,701,000
Average Mortgage Loan Application Amount $202,000
Highest Mortgage Loan Application Amount $38,250,000
Average Applicant Income $75,000
Highest Applicant Income $4,254,000

Mortgage Company List for Lending in Salt Lake County, UT for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 10,142 $ 2,127,193,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 5,327 $ 1,098,649,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 3,597 $ 653,076,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 2,201 $ 496,933,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ 2,777,514,000 2,005 $ 296,281,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 1,969 $ 376,344,000
America First Federal Credit Union
4774 S 1300 W, BLDG 3
RIVERDALE, UT 84405
* $ 4,936,048,000 1,935 $ 255,329,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 1,802 $ 322,634,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 1,533 $ 373,841,000
Citywide Home Loans, LLC

CHICAGO, IL 60613
* $ 10,000,000 1,474 $ 301,940,000
Axiom Financial LLC
9350 SOUTH 150 EAST SUITE 140
SANDY, UT 84070
* $ 10,000,000 1,456 $ 265,302,000
Republic Mortgage Home Loans
5241 SOUTH STATE STREET, SUITE #2
MURRAY, UT 84107
* $ 10,000,000 1,412 $ 272,789,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 1,398 $ 276,929,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 1,313 $ 279,352,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 1,226 $ 255,203,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 16,343,046,000 1,172 $ 256,810,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ 12,500,000 1,160 $ 240,243,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1,054 $ 211,398,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 999 $ 150,177,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 963 $ 197,881,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 880 $ 172,311,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 721 $ 149,752,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,465,208,000 714 $ 157,208,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 640 $ 126,683,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 613 $ 120,528,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 563 $ 115,387,000
Podium Mortgage Capital LLC
3010 LAVA RIDGE COURT STE 220
ROSEVILLE, CA 95661
* $ 10,000,000 479 $ 114,399,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 442 $ 83,072,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 85,930,126,000 380 $ 71,006,000
Direct Mortgage Corp
13894 S BANGERTER PARKWAY SUITE 200
DRAPER, UT 84020
* $ 10,000,000 365 $ 78,957,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 337 $ 62,161,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 329 $ 70,389,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 318 $ 67,714,000
Bank of Utah
2605 WASHINGTON BOULEVARD
OGDEN, UT 84401
* $ 746,890,000 296 $ 51,052,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 295 $ 65,160,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 284 $ 61,254,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 282 $ 59,822,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 280 $ 56,952,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 274 $ 66,490,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ 10,000,000 262 $ 53,534,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 232 $ 52,593,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 217 $ 43,827,000
Washington Federal
425 PIKE ST
SEATTLE, WA 98101
* $ 13,324,563,000 212 $ 58,933,000
Canyon View Credit Union
PO BOX 58025
SALT LAKE CITY, UT 84158
* $ 550,309,000 193 $ 32,293,000
Cyprus Federal Credit Union
3876 W. CENTERVIEW WAY
WEST JORDAN, UT 84084
* $ 553,581,000 192 $ 26,664,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 191 $ 36,904,000
W. J. Bradley Mortgage Capital
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 189 $ 39,475,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 168 $ 5,252,000
Deseret First Credit Union
3999 PARKWAY BOULEVARD
WEST VALLEY CITY, UT 84120
* $ 418,952,000 150 $ 14,480,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ 10,000,000 146 $ 29,002,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ 10,000,000 145 $ 28,506,000
Transwest Credit Union
37 WEST 1700 SOUTH
SALT LAKE CITY, UT 84115
* $ 111,185,000 141 $ 22,955,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 140 $ 8,995,000
Colorado Federal Savings Bank8
400 EAST PRENTICE AVE, SUITE 840
GREENWOOD VILLAGE, CO 80111
* $ 703,619,000 136 $ 40,631,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 136 $ 21,824,000
Gateway Bank F.S.B.
360 8TH STREET
OAKLAND, CA 94607
* $ 305,753,000 134 $ 24,174,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 130 $ 34,447,000
Homeamerican Mortgage Corporat
4350 S MONACO ST SUITE 200
DENVER, CO 80237
* $ 31,000,000 125 $ 33,735,000
Altabank
33 E MAIN
AMERICAN FORK, UT 84003
* $ 842,848,000 120 $ 24,290,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 120 $ 22,258,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 119 $ 24,201,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 119 $ 25,815,000
Security Home Mortgage
576 SOUTH STATE ST
OREM, UT 84058
* $ 10,000,000 113 $ 23,512,000
Utah Mortgage Loan Corp
488 E 6400 S, 300
SALT LAKE CITY, UT 84107
* $ 10,000,000 110 $ 21,187,000
Jordan Federal Credit Union
9260 S 300 E
SANDY, UT 84070
* $ 207,655,000 109 $ 13,842,000
Goldenwest Federal Credit Union
5025 ADAMS AVE
OGDEN, UT 84403
* $ 766,170,000 100 $ 18,584,000
First National Bank of Layton
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 256,084,000 96 $ 21,655,000
Utah Community Credit Union
188 WEST RIVER PARK DRIVE
PROVO, UT 84604
* $ 727,532,000 95 $ 15,741,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 88 $ 15,778,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 85 $ 14,537,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 85 $ 10,838,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 84 $ 27,024,000
dba Eagle Home Mortgage, LLC
700 NW 107TH AVENUE, 3RD FOOR
MIAMI, FL 33172
* $ 10,000,000 79 $ 16,988,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,054,163,000 70 $ 12,910,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 69 $ 12,957,000
Data Mortgage Inc., dba Essex
1100 W. TOWN & COUNTRY RD. STE. 100
ORANGE, CA 92868
* $ 10,000,000 69 $ 15,980,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ 10,000,000 68 $ 13,295,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 66 $ 13,728,000
Utah Power Credit Union
957 E 6600 S
SALT LAKE CITY, UT 84121
* $ 398,111,000 66 $ 9,264,000
First Mortgage Corporation
1131 W 6TH STREET
ONTARIO, CA 91762
* $ 10,000,000 65 $ 10,930,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 63 $ 14,047,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 59 $ 12,965,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 58 $ 12,797,000
Utah First Credit Union
200 E SOUTH TEMPLE
SALT LAKE CITY, UT 84111
* $ 240,439,000 58 $ 7,392,000
Bank of Ann Arbor
1333 W ANN ARBOR ROAD
ANN ARBOR, MI 48104
* $ 690,925,000 55 $ 9,152,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 55 $ 9,052,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 53 $ 9,762,000
Celtic Bank
268 S. STATE ST., SUITE 300
SALT LAKE CITY, UT 84111
* $ 222,154,000 50 $ 13,967,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 665,875,000 49 $ 10,261,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 59,517,025,000 49 $ 20,024,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 48 $ 10,573,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 48 $ 9,501,000
Granite Federal Credit Union
3675 S 900 E
SALT LAKE CITY, UT 84106
* $ 321,919,000 47 $ 6,790,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 457,501,000 47 $ 10,497,000
Gateway Business Bank
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 198,117,000 46 $ 10,503,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 46 $ 10,368,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 44 $ 9,384,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 43 $ 8,234,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 43 $ 8,131,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 341,542,000 41 $ 420,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ 10,000,000 40 $ 9,583,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 39 $ 6,762,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 11,750,980,000 38 $ 6,751,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 37 $ 8,168,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 36 $ 6,655,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 34 $ 3,041,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 33 $ 8,792,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 32 $ 8,251,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 31 $ 6,052,000
Clearpoint Funding, Inc.
4 TECHNOLOGY DRIVE, SUITE 200
WESTBOROUGH, MA 01581
* $ 10,000,000 31 $ 8,257,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 56,866,447,000 30 $ 7,828,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 27 $ 4,912,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 1,662,674,000 27 $ 6,448,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,104,501,000 26 $ 9,087,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 24 $ 4,766,000
First Star Bank, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 193,110,000 24 $ 5,361,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,311,970,000 22 $ 3,869,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 7,724,367,000 22 $ 5,943,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 22 $ 6,102,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 22 $ 260,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 22 $ 4,850,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 21 $ 4,810,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 20 $ 5,282,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 20 $ 3,574,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 3,880,849,000 20 $ 4,107,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ 10,000,000 19 $ 3,856,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 424,689,000 19 $ 3,884,000
Health Care Credit Union
769 EAST SOUTH TEMPLE
SALT LAKE CITY, UT 84102
* $ 65,500,000 18 $ 1,610,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 17 $ 1,036,000
Rate One Inc., the Mortgage Pe
2506 MT. MORIAH RD. STE B450
MEMPHIS, TN 38115
* $ 866,000 16 $ 3,889,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 15 $ 4,977,000
Reverse Mortgage USA, Inc.
6500 RIVER PLACE BLVD, BLDG 1, STE 425
AUSTIN, TX 78730
* $ 3,305,000 15 $ 2,050,000
Mountain States Mortgage
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 15 $ 2,874,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 15 $ 2,911,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 15 $ 3,657,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 15 $ 2,857,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 652,138,000 15 $ 4,667,000
First Utah Bank
3826 S 2300 E
SALT LAKE CITY, UT 84109
* $ 305,748,000 15 $ 4,376,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,919,054,000 15 $ 619,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,312,000,000 14 $ 3,203,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 14 $ 2,817,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 14 $ 2,393,000
Megastar Financial
1080 CHEROKEE ST
DENVER, CO 80204
* $ 10,000,000 14 $ 3,684,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 13 $ 3,840,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,832,312,000 13 $ 2,984,000
Merrill Lynch Credit Corp
30930 RUSSELL RANCH RD CA6-916-01-14
WESTLAKE VILLAGE, CA 91362
* $ 2,223,299,000 13 $ 9,331,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 13 $ 2,459,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 67,913,000 13 $ 2,673,000
Hercules First Federal Credit Union
3141 W 4700 S
TAYLORSVILLE, UT 84129
* $ 53,553,000 13 $ 407,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 12 $ 2,959,000
American United FCU
500 S FOOTHILL DRIVE
WEST JORDAN, UT 84088
* $ 74,426,000 12 $ 1,526,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 12 $ 2,589,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ 1,514,287,000 11 $ 2,060,000
Americanwest Bank
P O BOX 105
CHEWELAH, WA 99109
* $ 1,624,110,000 11 $ 2,123,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 427,083,000 11 $ 2,851,000
Aurora Bank FSB
10350 PARK MEADOWS DRIVE
LONE TREE, CO 80124
* $ 4,335,558,000 11 $ 2,201,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 555,205,000 11 $ 1,625,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 10 $ 1,391,000
Chartway FCU
5700 CLEVELAND STREET
VIRGINIA BEACH, VA 23462
* $ 1,767,919,000 10 $ 1,887,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 10 $ 1,731,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 9 $ 1,921,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 9 $ 1,483,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,311,651,000 9 $ 2,586,000
BNC National Bank

BISMARCK, ND 58501
* $ 745,184,000 9 $ 2,565,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 9 $ 2,837,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 830,474,000 9 $ 1,622,000
Rock Canyon Bank
215 W 2230 NORTH
PROVO, UT 84604
* $ 110,523,000 8 $ 704,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 502,376,000 8 $ 1,942,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 11,516,509,000 7 $ 1,710,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 3,862,039,000 7 $ 2,494,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,444,690,000 7 $ 1,148,000
Universal Lending Corporation
6775 EAST EVANS AVE.
DENVER, CO 80224
* $ 10,000,000 6 $ 831,000
E*Trade Savings Bank
671 N. GLEBE RD 12TH FLOOR
ARLINGTON, VA 22203
* $ 1,550,836,000 6 $ 1,437,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 242,561,000 6 $ 1,850,000
Home Savings Bank
3539 SOUTH MAIN STREET, P.O. BOX 651480
SALT LAKE CITY, UT 84165
* $ 119,468,000 6 $ 2,787,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 6 $ 1,371,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 931,141,000 6 $ 1,143,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ 1,543,584,000 6 $ 1,466,000
Americash
3080 BRISTOL STREET, SUITE 300
COSTA MESA, CA 92626
* $ 10,000,000 6 $ 1,996,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 6 $ 1,873,000
Surety Financial Services
15060 VENTURA BLVD. # 490
SHERMAN OAKS, CA 91403
* $ 40,000,000 6 $ 1,810,000
American Interbanc Mortgage, Llc.
4 PARK PLAZA #650
IRVINE, CA 92614
* $ 6,512,000 5 $ 1,637,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 5 $ 1,134,000
Cwcapital LLC
63 KENDRICK STREET
NEEDHAM, MA 02494
* $ 31,000,000 5 $ 136,160,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 5 $ 968,000
Holladay Bank & Trust
PO BOX 17576
HOLLADAY, UT 84117
* $ 56,616,000 5 $ 993,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 448,171,000 5 $ 1,373,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 147,635,000 5 $ 1,276,000
Db Berkshire Mortgage Inc
ONE BEACON STREET, 14TH FLOOR
BOSTON, MA 02108
* $ 47,446,000,000 5 $ 96,745,000
Financial Freedom Acquist. LLC
1 BANTING
IRVINE, CA 92618
* $ 36,000,000,000 5 $ 822,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 4 $ 1,588,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,529,914,000 4 $ 1,584,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ 260,119,000 4 $ 3,920,000
Sterling National Bank
98 CUTTERMILL ROAD
GREAT NECK, NY 11021
* $ 2,319,040,000 4 $ 1,067,000
Bay Equity LLC

DETROIT, MI 48226
* $ 12,210,000 4 $ 639,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 52,799,993,000 4 $ 1,029,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 126,719,736,000 4 $ 698,000
Pinnacle Mortgage Group, Inc.
3605 SOUTH TELLER ST
LAKEWOOD, CO 80235
* $ 10,000,000 4 $ 1,287,000
Capital One NA
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 70,506,963,000 4 $ 376,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 109,283,991,000 4 $ 1,235,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ 10,000,000 4 $ 1,041,000
Patelco Credit Union
5050 HOPYARD ROAD
DUBLIN, CA 94568
* $ 3,571,214,000 4 $ 916,000
American First Credit Union
6 POINTE DRIVE, STE 400
BREA, CA 92821
* $ 550,899,000 3 $ 538,000
Alpine Credit Union
1510 N STATE STREET
OREM, UT 84057
* $ 146,487,000 3 $ 364,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 38,055,567,000 3 $ 721,000
Silicon Valley Bank
3003 TASMAN DRIVE
SANTA CLARA, CA 95054
* $ 18,227,021,000 3 $ 721,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ 11,458,366,000 3 $ 324,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 3 $ 549,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 559,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 3,650,782,000 3 $ 745,000
Credit Union One
2687 WEST 7800 SOUTH
WEST JORDAN, UT 84088
* $ 61,923,000 3 $ 177,000
Arizona Bank & Trust
2036 E CAMELBACK RD
PHOENIX, AZ 85016
* $ 223,574,000 3 $ 1,166,000
American Bank of Commerce
3670 N UNIVERSITY AVE
PROVO, UT 84604
* $ 53,112,000 3 $ 481,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 23,797,773,000 3 $ 2,109,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 3 $ 657,000
First Century Bank, National Association
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 72,051,000 3 $ 750,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 3,942,789,000 3 $ 590,000
Thrivent Financial Bank
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 554,688,000 2 $ 395,000
Aig Federal Savings Bank
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,064,456,000 2 $ 406,000
Bankfinancial FSB
21110 S. WESTERN AVE.
OLYMPIA FIELDS, IL 60461
* $ 1,529,400,000 2 $ 1,190,000
Bank of Whittier, NA
15141 E WHITTIER BLVD
WHITTIER, CA 90603
* $ 52,687,000 2 $ 357,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,432,928,000 2 $ 468,000
Capital Community Bank
3280 N UNIVERSITY AVE
PROVO, UT 84604
* $ 105,649,000 2 $ 156,000
Delta Trust Mortgage, Inc.
11700 CANTRELL ROAD SUITE B
LITTLE ROCK, AR 72223
* $ 383,922,000 2 $ 455,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 2 $ 277,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ 817,810,000 2 $ 430,000
Citizens Community Bank
280 SOUTH ARTHUR AVE
POCATELLO, ID 83204
* $ 289,571,000 2 $ 386,000
Horizon Utah Fed Credit Union
PO BOX 687
FARMINGTON, UT 84025
* $ 111,929,000 2 $ 58,000
Usu Charter Federal CU
P.O. BOX 446
LOGAN, UT 84323
* $ 135,617,000 2 $ 261,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 3,282,516,000 2 $ 425,000
Security Service
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ 6,167,927,000 2 $ 135,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 467,975,000 2 $ 178,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 2 $ 306,000
Nova Financial & Investment Corporation
6245 E. BROADWAY BLVD., SUITE 400
TUCSON, AZ 85711
* $ 10,000,000 2 $ 767,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 195,101,367,000 2 $ 1,035,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 7,592,420,000 2 $ 580,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 24,055,290,000 1 $ 112,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ 20,797,006,000 1 $ 88,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 165,800,581,000 1 $ 445,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 31,465,215,000 1 $ 1,500,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 11,459,900,000 1 $ 220,000
Rbc Bank
131 NORTH CHURCH STREET
ROCKY MT., NC 27804
* $ 27,285,986,000 1 $ 300,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 88,832,000,000 1 $ 915,000
Amerifirst Financial, Inc.
1550 E. MCKELLIPS RD, SUITE 117
MESA, AZ 85203
* $ 10,000 1 $ 173,000
Pivot Financial Partners, Inc
5935 S ZANG ST., STE 220
LITTLETON, CO 80120
* $ 394,000 1 $ 135,000
Texcorp Mortgage Bankers, Inc.
2368 W BRIARGATE DRIVE
BRYAN, TX 77802
* $ 10,000,000 1 $ 244,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 51,858,924,000 1 $ 400,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 84,416,285,000 1 $ 202,000
Barings Multifamily Capital LLC
5800 TENNYSON PARKWAY, SUITE 200
PLANO, TX 75024
* $ 10,000,000 1 $ 500,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ 1,000,000,000 1 $ 157,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 1 $ 143,000
Qr Lending Inc
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 1 $ 176,000
Colliers Mortgage LLC
90 SOUTH SEVENTH ST. SUITE 4300
MINNEAPOLIS, MN 55402
* $ 17,648,000 1 $ 20,254,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 292,000
Midwest Mortgage Capital, LLC
12400 OLIVE BLVD
SAINT LOUIS, MO 63141
* $ 2,000,000 1 $ 139,000
The National Bank & Trust Comp
230 W STATE ST
SYCAMORE, IL 60178
* $ 558,832,000 1 $ 99,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 120,252,000 1 $ 50,000
Sterling Natl Mtge Co., Inc
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 1 $ 278,000
Graystone Funding Company, LLC
1966 EAST 6200 SOUTH
SALT LAKE CITY, UT 84121
* $ 1,000,000,000 1 $ 193,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 1 $ 225,000
Ascent Federal Credit Union
4140 HARRISON BLVD
OGDEN, UT 84403
* $ 85,071,000 1 $ 35,000
Lookout Credit Union
707 S 9TH AVE
POCATELLO, ID 83201
* $ 106,699,000 1 $ 218,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 2,240,280,000 1 $ 121,000
Advantage Plus FCU
2133 E CENTER ST.
POCATELLO, ID 83201
* $ 110,265,000 1 $ 260,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 854,111,000 1 $ 215,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,192,808,000 1 $ 65,000
Operating Engineers Federal Credit Union
250 N CANYONS PARKWAY
LIVERMORE, CA 94551
* $ 754,333,000 1 $ 118,000
Beehive Federal Credit Union
PO BOX 40
REXBURG, ID 83440
* $ 157,905,000 1 $ 131,000
Premier Members CU
5495 ARAPAHOE AVE
BOULDER, CO 80303
* $ 392,542,000 1 $ 11,000
Xceed Financial
888 N. NASH ST
EL SEGUNDO, CA 90245
* $ 721,020,000 1 $ 321,000
Southwest Airlines FCU
2340 SHORECREST
DALLAS, TX 75235
* $ 196,522,000 1 $ 179,000
Adp FCU
ONE ADP BLVD
ROSELAND, NJ 07068
* $ 60,554,000 1 $ 255,000
Los Angeles Police FCU
16150 SHERMAN WAY
VAN NUYS, CA 91406
* $ 744,793,000 1 $ 200,000
Wasatch Peaks Federal Credit Union
4723 HARRISON BLVD
OGDEN, UT 84403
* $ 92,650,000 1 $ 243,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,276,258,000 1 $ 75,000
Summitone Federal Credit Union
4723 HARRISON BLVD STE 100
OGDEN, UT 84403
* $ 59,897,000 1 $ 25,000
Synergy Bank
210 SYNERGY CENTER BOULEVARD
HOUMA, LA 70360
* $ 328,026,000 1 $ 325,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 1,320,979,000 1 $ 243,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ 926,503,000 1 $ 290,000
Mountain West Bank
P O BOX 1059
COEUR D'ALENE, ID 83816
* $ 1,171,496,000 1 $ 132,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 2,465,059,000 1 $ 548,000
Brighton Bank
7101 SOUTH HIGHLAND DRIVE
SALT LAKE CITY, UT 84121
* $ 142,930,000 1 $ 115,000
Citizens Business Bank, NA
701 N HAVEN AVE
ONTARIO, CA 91764
* $ 6,428,771,000 1 $ 129,000
1st Bank
1001 MAIN STREET
EVANSTON, WY 82930
* $ 716,070,000 1 $ 391,000
Main Street Bank
31780 TELEGRAPH ROAD, SUITE 100
BINGHAM FARMS, MI 48025
* $ 86,181,000 1 $ 143,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,131,561,000 1 $ 307,000
Db Private Wealth Mortgage Ltd
60 WALL STREET, 12TH FLOOR
NEW YORK, NY 10005
* $ 35,425,000,000 1 $ 1,000,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 136,000
Stirling Mortgage Services LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,193,000 1 $ 417,000
Premia Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,779,509,000 1 $ 286,000
Community West Bank, A California Banking Corporation

FRESNO, CA 93720
* $ 667,211,000 1 $ 381,000
Grandbridge Real Est Capital
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 74,000,000,000 1 $ 4,000,000
Triumph Community Bank NA
2040 1ST STREET A
MOLINE, IL 61265
* $ 1,176,407,000 1 $ 142,000
Canyon Community Bank
7981 N ORACLE RD
TUCSON, AZ 85704
* $ 92,322,000 1 $ 86,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 3,162,456,000 1 $ 730,000
Raymond James Bank N.A.
710 CARILLON PKWY
ST PETERSBURG, FL 33716
* $ 7,575,349,000 1 $ 152,000
Colombo Bank
14801 SOUTHLAWN LANE
ROCKVILLE, MD 20850
* $ 165,977,000 1 $ 158,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 998,891,000 1 $ 169,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 4,876,840,000 1 $ 975,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,640,565,000 1 $ 100,000
Allstate Bank
3100 SANDERS RD, SUITE N4A
NORTHBROOK, IL 60062
* $ 1,241,485,000 1 $ 417,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 7,352,931,000 1 $ 191,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 373,638,000 1 $ 168,000
Shelter Mortgage Company, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,270,503,000 1 $ 227,000
Tri County Bank A Pvc
3310 N. COLLEGE DRIVE
CHEYENNE, WY 82001
* $ 53,796,000 1 $ 223,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,285,632,000 1 $ 86,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 237,850,000 1 $ 200,000
Pacific Mercantile Bank
949 SOUTH COAST DRIVE 3RD FLOOR
COSTA MESA, CA 92626
* $ 1,014,363,000 1 $ 261,000
Nbc Oklahoma
13401 N PENN
OKC, OK 73120
* $ 438,904,000 1 $ 743,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 2,951,720,000 1 $ 105,000
Central Trust Bank
238 MADISON STREET
JEFFERSON CITY, MO 65101
* $ 1,974,691,000 1 $ 144,000

The tables below break down 2011 mortgage applications in Salt Lake County, UT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Salt Lake County, UT in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 37,425 $7,869,394,000 $210,000 $38,250,000 $77,000 $3,444,000
Home Purchase 21,912 $4,312,125,000 $196,000 $29,089,000 $71,000 $4,254,000
Home Improvement 1,478 $163,182,000 $110,000 $4,000,000 $80,000 $1,071,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 43,637 $8,675,751,000 $198,000 $5,775,000 $83,000 $4,254,000
Not applicable 6,832 $1,801,168,000 $263,000 $38,250,000 $28,000 $2,564,000
Not Provided 3,895 $810,490,000 $208,000 $3,040,000 $97,000 $2,564,000
Hispanic 3,712 $544,259,000 $146,000 $960,000 $50,000 $480,000
Asian 2,038 $388,458,000 $190,000 $1,936,000 $80,000 $2,121,000
Native Hawaiian or Other Pacific Islander 302 $51,506,000 $170,000 $1,577,000 $68,000 $685,000
Black or African American 276 $52,409,000 $189,000 $761,000 $65,000 $242,000
American Indian or Alaskan Native 123 $20,660,000 $167,000 $454,000 $80,000 $1,831,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 40,980 $8,328,153,000 $203,000 $38,250,000 $89,000 $4,254,000
FHA-insured (Federal Housing Administration) 17,693 $3,531,043,000 $199,000 $29,089,000 $47,000 $1,383,000
VA-guaranteed (Veterans Administration) 2,137 $484,522,000 $226,000 $1,073,000 $45,000 $518,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $983,000 $196,000 $292,000 $39,000 $61,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 28,359 $5,691,878,000 $200,000 $38,250,000 $84,000 $4,254,000
Loan Purchased By The Institution 17,192 $3,669,507,000 $213,000 $37,040,000 $54,000 $2,564,000
Application Denied By Financial Institution 7,067 $1,330,426,000 $188,000 $3,516,000 $80,000 $3,444,000
Application Withdrawn By Applicant 4,736 $944,836,000 $199,000 $7,841,000 $83,000 $1,475,000
Application Approved But Not Accepted 2,155 $436,560,000 $202,000 $4,000,000 $88,000 $1,988,000
File Closed For Incompleteness 1,306 $271,494,000 $207,000 $1,400,000 $87,000 $798,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 1,386 $301,774,000 $217,000 $3,516,000 $112,000 $3,444,000
Debt-To-Income Ratio 1,376 $270,233,000 $196,000 $2,496,000 $55,000 $700,000
Other 1,042 $204,274,000 $196,000 $1,935,000 $91,000 $1,200,000
Credit History 994 $139,342,000 $140,000 $1,500,000 $68,000 $1,080,000
Credit Application Incomplete 708 $135,188,000 $190,000 $1,400,000 $78,000 $3,000,000
Unverifiable Information 474 $82,510,000 $174,000 $815,000 $82,000 $720,000
Insufficient Cash (Downpayment, Closing Cost) 145 $27,844,000 $192,000 $730,000 $74,000 $385,000
Employment History 95 $18,387,000 $193,000 $542,000 $68,000 $320,000
Mortgage Insurance Denied 16 $3,420,000 $213,000 $369,000 $94,000 $263,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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