San Juan-Caguas-Guaynabo, PR Metro Area Mortgage Lenders & HMDA Data, 2014
In 2014, lenders reported 49,807 mortgage applications in San Juan-Caguas-Guaynabo, PR metro area totaling $5.2 billion, down 30% from 2013. The average application was for $104,725, and applicants reported an average income of $48,000. 43% of applications resulted in an originated loan and 22% were denied. The most active lender was Banco Popular, with 16,548 applications, followed by Firstbank and Scotiabank De Puerto Rico.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 49,807 |
| Total Mortgage Loan Application Amount | $5,216,046,000 |
| Average Mortgage Loan Application Amount | $104,725 |
| Highest Mortgage Loan Application Amount | $4,400,000 |
| Average Applicant Income | $48,000 |
| Highest Applicant Income | $9,631,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 26,563,000,000 | 16,548 | $ 1,430,405,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 12,636,531,000 | 6,956 | $ 874,374,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 5,491,658,000 | 4,859 | $ 471,606,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 8,100,165,000 | 4,457 | $ 334,062,000 |
| Doral Mortgage LLC DORAL FINANCIAL PLAZA, 1451 ROOSEVELT AV SAN JUAN, PR 00921 |
* | $ 11,855,073,000 | 4,252 | $ 535,065,000 |
| Doral Bank 268 PONCE DE LEON SUITE 910 SAN JUAN, PR 00918 |
* | $ 7,970,729,000 | 2,855 | $ 355,271,000 |
| Banco Santander Puerto Rico P O BOX 362589, SAN JUAN, PR 00936 |
* | $ 6,664,323,000 | 1,417 | $ 184,824,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ 10,000,000 | 1,125 | $ 124,556,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ 10,000,000 | 701 | $ 103,407,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ 10,000,000 | 559 | $ 66,579,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ 10,000,000 | 453 | $ 59,353,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ 10,000,000 | 404 | $ 46,950,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ 10,000,000 | 398 | $ 50,558,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ 10,000,000 | 389 | $ 44,504,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ 789,772,000 | 332 | $ 44,812,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 306 | $ 59,061,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ 279,615,000 | 304 | $ 35,274,000 |
| Santander Financial Services 207 AVE PONCE DE LEON SAN JUAN, PR 00926 |
* | $ 8,082,156,000 | 286 | $ 19,135,000 |
| First Security Mortgage, Inc. 97 DE DIEGO AVE. SAN FRANCISCO SAN JUAN, PR 00929 |
* | $ 10,000,000 | 257 | $ 34,421,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ 10,000,000 | 253 | $ 30,405,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ 525,000 | 238 | $ 28,801,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ 10,000,000 | 171 | $ 22,310,000 |
| Advance Mortgage Bankers, Inc. P.O. BOX 50286 TOA BAJA, PR 00950 |
* | $ 15,555,000 | 170 | $ 19,058,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ 10,000,000 | 169 | $ 18,812,000 |
| Aeela Mortgage PO BOX 71502 SAN JUAN, PR 00936 |
* | $ 1,000,000,000 | 138 | $ 15,802,000 |
| Aaa Concordia Mortgage Corp RR-37 BOX 1837 SAN JUAN, PR 00926 |
* | $ 10,000,000 | 137 | $ 15,649,000 |
| Vegacoop APARTADO 1078 VEGA ALTA, PR 00692 |
* | $ 262,934,000 | 135 | $ 12,734,000 |
| Finance of America Reverse LLC 8023 EAST 63RD PLACE, SUITE 700 TULSA, OK 74133 |
* | $ 3,125,000 | 131 | $ 12,465,000 |
| Citimortgage, Inc. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 117 | $ 9,999,000 |
| Latin American Financlal 1700 JESUS T. PINERO AVE 2ND FL STE 26 SAN JUAN, PR 00921 |
* | $ 10,000,000 | 114 | $ 13,823,000 |
| Rbs Mortgage Corporation 894-D MUNOZ RIVERA AVE, SUITE 106 SAN JUAN, PR 00927 |
* | $ 10,000,000 | 114 | $ 15,275,000 |
| Village Capital & Investment 2460 PASEO VERDE PKWY SUITE 100 HENDERSON, NV 89074 |
* | $ 11,000,000 | 109 | $ 15,960,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ 0 | 102 | $ 7,039,000 |
| Cooperativa De A\C Oriental PO BOX 876 HUMACAO, PR 00791 |
* | $ 155,431,000 | 95 | $ 10,288,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ 1,861,646,000 | 91 | $ 14,224,000 |
| Midfirst Bank 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,596,388,000 | 84 | $ 7,212,000 |
| The Mortgage House Inc. 915 ROBERTO SANCHEZ VILELA AVE SAN JUAN, PR 00924 |
* | $ 10,000,000 | 69 | $ 8,944,000 |
| Cooperativa De A/C Arecibo PO BOX 1056 ARECIBO, PR 00613 |
* | $ 10,000,000 | 54 | $ 4,800,000 |
| Express Solution Mortgage Corp 1606 PONCE DE LEON AVE. SUITE L-06 SAN JUAN, PR 00909 |
* | $ 15,000,000 | 43 | $ 5,107,000 |
| Caribe Federal Credit Union 195 ONEIL ST SAN JUAN, PR 00918 |
* | $ 274,118,000 | 40 | $ 5,675,000 |
| Navy Federal Credit Union 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 55,502,976,000 | 28 | $ 316,000 |
| Cooperativa De Ac Saulo De Rod APTDO 678, #54 CALLE SAN JOSE GURABO, PR 00778 |
* | $ 44,283,000 | 27 | $ 3,396,000 |
| Cooperativa De Ac San Jose CALLE DEGETAU 106 SUR AIBONITO, PR 00705 |
* | $ 95,017,000 | 26 | $ 2,202,000 |
| Cooperativa De Ac Las Piedras APARTADO 414 LAS PIEDRAS, PR 00771 |
* | $ 10,000,000 | 26 | $ 2,507,000 |
| Cooperativa A/C Hnos Unidos 229 CALLE DUARTE SAN JUAN, PR 00917 |
* | $ 52,826,000 | 25 | $ 3,067,000 |
| Cooperativa De A/C Morovena PO BOX 577 MOROVIS, PR 00687 |
* | $ 80,807,158,000 | 21 | $ 2,007,000 |
| Cooperativa De A\C Aibonite+¦A 100 CALLE JOSE C VAZQUE AIBONITO, PR 00705 |
* | $ 62,637,000 | 21 | $ 2,245,000 |
| Cooperativa La Sagrada Familia CALLE BOU 38 COROZAL, PR 00783 |
* | $ 40,000,000 | 18 | $ 1,292,000 |
| Cooperativa De Ahorro Y Crn++Dito Dr. Manuel Zeno Gandn++A PO BOX 1865 ARECIBO, PR 00613 |
* | $ 222,466,000 | 17 | $ 1,247,000 |
| Cooperativa De Ac Jesus Obrero PMB 159 HC 01 BOX 29030 GUAYNABO, PR 00969 |
* | $ 10,000,000 | 16 | $ 2,298,000 |
| Cooperativa De Ac Valenciano PO BOX 1510 JUNCOS, PR 00777 |
* | $ 10,000,000 | 14 | $ 1,673,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,433,716,000,000 | 14 | $ 6,396,000 |
| Cooperativa De A/C Aguas Buena PO BOX 5 AGUAS BUENAS, PR 00703 |
* | $ 10,000,000 | 13 | $ 1,290,000 |
| Caguas Coop AVE JOSE GAUTIER BENITEZ, CARR 1 KM 37.5 CAGUAS, PR 00726 |
* | $ 67,650,000 | 12 | $ 1,131,000 |
| Top Mortgage Bankers PONCE DE LEON AVE. 1913 SANTURCE, PR 00607 |
* | $ 100,000,000 | 12 | $ 1,604,000 |
| Puerto Rico Federal Credit Uni RESOLUCION 55 ESQ. AVE ROOSEVELT SAN JUAN, PR 00922 |
* | $ 120,932,000 | 12 | $ 1,076,000 |
| Reverse Mortgage Solutions Inc 14405 WALTERS RD SUITE 200 HOUSTON, TX 77014 |
* | $ 10,978,000 | 9 | $ 1,035,000 |
| Jr Mortgage Home 2979 EMILIO FAGOT AVE. SUITE 1 PONCE, PR 00716 |
* | $ 1,395,899,000 | 6 | $ 700,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ 10,000,000 | 6 | $ 1,040,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 16,840,840,000 | 5 | $ 1,092,000 |
| Cooperativa De Ahorro Y Credito De Camuy 300 AVE. BALTAZAR JIMENEZ MENDEZ CAMUY, PR 00627 |
* | $ 10,000,000 | 4 | $ 497,000 |
| Coop Agustin Burgos CARR 149 KM 58.0 POBLADO TIERRA SANTA VILLALBA, PR 00766 |
* | $ 42,226,000 | 4 | $ 644,000 |
| Cooperativa De Ac Maunabo BOX 127 MAUNABO, PR 00707 |
* | $ 10,000,000 | 3 | $ 139,000 |
| Vapr Federal Credit Union 2400 177 ROAD GUAYNABO, PR 00969 |
* | $ 178,026,000 | 3 | $ 408,000 |
| Banesco USA 150 ALHAMBRA CIRCLE , SUITE 100 CORAL GABLES, FL 33134 |
* | $ 820,234,000 | 3 | $ 1,805,000 |
| R M K Financial Corp. 1819 S. EXCISE AVENUE ONTARIO, CA 91761 |
* | $ 16,639,000 | 2 | $ 272,000 |
| American Airlines Federal Cred 4151 AMON CARTER BLVD FORT WORTH, TX 76155 |
* | $ 5,569,087,000 | 2 | $ 125,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,373,600,000,000 | 2 | $ 11,000 |
| Everbank N.A. 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 17,638,918,000 | 2 | $ 208,000 |
| Banco Popular North America 85 BROAD STREET NEW YORK, NY 10004 |
* | $ 8,755,205,000 | 2 | $ 11,000 |
| First Technology Federal Credit Union HILLSBORO, OR 97124 |
* | $ 6,533,403,000 | 2 | $ 11,000 |
| Cooperativa A/C Caribe Coop. P.O. BOX 560547 GUAYANILLA, PR 00656 |
* | $ 100,068,000 | 2 | $ 263,000 |
| Coopa/C Asoc De Maestros De Pr P.O. BOX 192770 SAN JUAN, PR 00919 |
* | $ 83,800,000 | 2 | $ 62,000 |
| Cooperativa De A\C Lares CARR 111 KM 3.8 AVE LOS PATRIOTAS LARES, PR 00669 |
* | $ 119,815,000 | 2 | $ 84,000 |
| San Rafael Coop CALLE RAFAEL RODR+¡GUEZ, CANAL 1 URB. AVI QUEBRADILLAS, PR 00678 |
* | $ 137,000,000 | 1 | $ 119,000 |
| Cooperativa A/C Cristobal PO BOX 438 COAMO, PR 00769 |
* | $ 0 | 1 | $ 48,000 |
| Cooperativa De Ahorro Y Credito Del Bo. Quebrada De Camuy HC 02 BOX 7873 CAMUY, PR 00627 |
* | $ 10,000,000 | 1 | $ 21,000 |
| Cooperativa De Mayaguez PO BOX 416 MAYAGUEZ, PR 00680 |
* | $ 49,000,000 | 1 | $ 30,000 |
| Cooperativa A/C Cabo Rojo PR 100 KM. 7.0 BO.MIRADERO CABO ROJO, PR 00623 |
* | $ 10,000,000 | 1 | $ 236,000 |
| Ardent Federal Credit Union 1500 SPRING GARDEN ST. SUITE 500 PHILADELPHIA, PA 19102 |
* | $ 571,323,000 | 1 | $ 20,000 |
| PNC Bank N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 309,999,678,000 | 1 | $ 10,000 |
| Suntrust Bank P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 171,261,678,000 | 1 | $ 15,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 360,478,278,000 | 1 | $ 4,350,000 |
| Ballston Spa National Bank PO BOX 70 BALLSTON SPA, NY 12020 |
* | $ 406,809,000 | 1 | $ 289,000 |
| Credit Union 1 1941 ABBOTT RD ANCHORAGE, AK 99507 |
* | $ 884,641,000 | 1 | $ 15,000 |
| American Homestar Mortgage, LLC 2450 SOUTH SHORE BLVD., SUITE 301 LEAGUE CITY, TX 77573 |
* | $ 47,278,000 | 1 | $ 140,000 |
The tables below break down 2014 mortgage applications in San Juan-Caguas-Guaynabo, PR metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for San Juan-Caguas-Guaynabo, PR in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 19,477 | $2,490,666,000 | $127,000 | $4,400,000 | $49,000 | $9,631,000 |
| Home Purchase | 17,528 | $2,446,225,000 | $139,000 | $3,360,000 | $57,000 | $8,673,000 |
| Home Improvement | 12,802 | $279,155,000 | $21,000 | $1,913,000 | $36,000 | $5,798,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 38,633 | $3,854,826,000 | $99,000 | $4,400,000 | $49,000 | $9,631,000 |
| Not applicable | 10,222 | $1,213,827,000 | $118,000 | $3,360,000 | $39,000 | $2,654,000 |
| White | 471 | $100,448,000 | $213,000 | $4,350,000 | $171,000 | $8,673,000 |
| Not Provided | 313 | $19,010,000 | $60,000 | $990,000 | $42,000 | $874,000 |
| Black or African American | 93 | $18,727,000 | $201,000 | $3,040,000 | $103,000 | $2,219,000 |
| Asian | 50 | $6,298,000 | $125,000 | $306,000 | $71,000 | $458,000 |
| American Indian or Alaskan Native | 15 | $1,910,000 | $127,000 | $235,000 | $61,000 | $162,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,000,000 | $100,000 | $163,000 | $54,000 | $122,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 31,701 | $3,015,033,000 | $95,000 | $4,400,000 | $60,000 | $9,631,000 |
| FHA-insured (Federal Housing Administration) | 12,130 | $1,407,431,000 | $116,000 | $617,000 | $27,000 | $1,073,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3,520 | $411,950,000 | $117,000 | $321,000 | $28,000 | $107,000 |
| VA-guaranteed (Veterans Administration) | 2,456 | $381,632,000 | $155,000 | $579,000 | $35,000 | $666,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 21,551 | $2,330,649,000 | $108,000 | $4,350,000 | $54,000 | $9,631,000 |
| Application Denied By Financial Institution | 10,966 | $798,253,000 | $72,000 | $2,250,000 | $40,000 | $2,448,000 |
| Loan Purchased By The Institution | 10,423 | $1,219,450,000 | $116,000 | $3,360,000 | $38,000 | $2,654,000 |
| Application Withdrawn By Applicant | 3,629 | $488,148,000 | $134,000 | $4,400,000 | $58,000 | $3,245,000 |
| File Closed For Incompleteness | 1,800 | $262,687,000 | $145,000 | $4,041,000 | $70,000 | $8,673,000 |
| Application Approved But Not Accepted | 1,438 | $116,859,000 | $81,000 | $1,170,000 | $54,000 | $2,467,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 817 | $91,443,000 | $111,000 | $580,000 | $47,000 | $974,000 |
| Collateral | 611 | $80,313,000 | $131,000 | $1,540,000 | $55,000 | $1,161,000 |
| Debt-To-Income Ratio | 566 | $72,614,000 | $128,000 | $576,000 | $41,000 | $499,000 |
| Other | 385 | $51,359,000 | $133,000 | $1,445,000 | $48,000 | $1,464,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 129 | $13,806,000 | $107,000 | $304,000 | $28,000 | $191,000 |
| Employment History | 113 | $14,663,000 | $129,000 | $363,000 | $54,000 | $468,000 |
| Credit Application Incomplete | 71 | $8,214,000 | $115,000 | $513,000 | $60,000 | $674,000 |
| Unverifiable Information | 40 | $5,087,000 | $127,000 | $272,000 | $53,000 | $401,000 |
| Mortgage Insurance Denied | 8 | $881,000 | $110,000 | $165,000 | $40,000 | $90,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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