Scott County, MS Mortgage Lenders & HMDA Data, 2007

In 2007, lenders reported 924 mortgage applications in Scott County, MS totaling $66.7 million, down 33% from 2006. The average application was for $72,000, and applicants reported an average income of $55,000. 45% of applications resulted in an originated loan and 25% were denied. The most active lender was Community Bank of Mississippi, with 168 applications, followed by Priorityone Bank and Countrywide Home Loans.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 924
Total Mortgage Loan Application Amount $66,705,000
Average Mortgage Loan Application Amount $72,000
Highest Mortgage Loan Application Amount $1,840,000
Average Applicant Income $55,000
Highest Applicant Income $845,000

Mortgage Company List for Lending in Scott County, MS for 2007

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Community Bank of Mississippi
323 EAST THIRD STREET
FLOWOOD, MS 39232
* $ 620,950,000 168 $ 7,599,000
Priorityone Bank
220 MAIN AVENUE NORTH
MAGEE, MS 39111
* $ 429,823,000 65 $ 1,980,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 61 $ 5,263,000
Bancorpsouth Bank
P O BOX 789
TUPELO, MS 38802
* $ 12,045,080,000 41 $ 2,365,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 92,836,714,000 32 $ 3,037,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 27 $ 2,190,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 27 $ 1,259,000
Trustmark National Bank
PO BOX 291
JACKSON, MS 39205
* $ 8,704,094,000 27 $ 2,406,000
Chase Manhattan Bank USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 83,973,505,000 26 $ 2,172,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,179,390,000,000 25 $ 2,099,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 22 $ 1,366,000
Origen Financial Services LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 20 $ 1,007,000
Wells Fargo Fin'l Mississippi
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 19 $ 1,772,000
Eloan
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 19 $ 1,643,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 18 $ 717,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 217,802,326,000 15 $ 893,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 398,671,000,000 15 $ 1,460,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 15 $ 2,062,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 13 $ 1,117,000
First Financial Bank
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 540,618,000 12 $ 4,324,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,667,948,000 12 $ 991,000
Hancock Bank
ONE HANCOCK PLAZA
GULFPORT, MS 39501
* $ 3,496,082,000 11 $ 60,000
Realty Mortgage
215 KATHERINE DR.
FLOWOOD, MS 39232
* $ 10,000,000 10 $ 1,185,000
New South Federal Savings Bank
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210
* $ 1,762,171,000 9 $ 667,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 30,802,955,000 9 $ 197,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 20,349,757,000 7 $ 549,000
Bankplus
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ 1,799,700,000 7 $ 263,000
Merchants and Farmers Bank
134 WEST WASHINGTON ST
KOSCIUSKO, MS 39090
* $ 1,536,270,000 6 $ 661,000
Heritage Banking Group
P.O. BOX 437
CARTHAGE, MS 39051
* $ 192,211,000 6 $ 208,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 15,464,820,000 6 $ 582,000
CU Factory Built Lending, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 6 $ 360,000
The Mortgage Outlet, Inc.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 6 $ 514,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 390,576,000 6 $ 145,000
Wachovia Mortgage Corp
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 5 $ 439,000
Capital One Home Loans, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 5 $ 254,000
Homecomings Financial LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 5 $ 442,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 182,588,156,000 5 $ 522,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 5 $ 426,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 5 $ 379,000
Ge Money Bank
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 12,595,722,000 5 $ 202,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 2,606,425,000 4 $ 441,000
Indymac Bank, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 28,740,902,000 4 $ 720,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 4 $ 288,000
Equifirst Corporation
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 138,667,948,000 4 $ 315,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 3 $ 234,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 3 $ 421,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 3 $ 150,000
Tierone Bank
1235 "N" STREET
LINCOLN, NE 68508
* $ 3,429,718,000 3 $ 213,000
American General Fin.Serv.(De)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 3 $ 18,000
Wilmington Finance, Inc.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 3 $ 239,000
Mortgage It Inc
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 3 $ 643,000
First Franklin Financial Corp
2150 NORTH FIRST STREET
SAN JOSE, CA 95131
* $ 14,004,000 3 $ 271,000
Calusa Investments, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 2 $ 225,000
Wachovia Mortgage FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 146,260,800,000 2 $ 160,000
E*Trade Bank
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 41,551,082,000 2 $ 120,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,838,244,000 2 $ 51,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 26,048,419,000 2 $ 155,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 19,937,022,000 2 $ 106,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 117,134,085,000 2 $ 224,000
Community Bank, Ellisville, Mississippi
P. O. BOX 265
LAUREL, MS 39441
* $ 423,154,000 2 $ 315,000
Clayton Bank and Trust
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 347,665,000 2 $ 103,000
Hometown Mortgage Services Inc
5511 HWY 280 E STE 210
BIRMINGHAM, AL 35242
* $ 10,000,000 2 $ 195,000
Mortgage Consultants, Inc.
110A BELLE MEADE POINTE
FLOWOOD, MS 39232
* $ 1,000,000 2 $ 105,000
Capital Mortgage Funding, LLC
17170 WEST 12 MILE ROAD
SOUTHFIELD, MI 48076
* $ 10,000,000 2 $ 229,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 130,000
Cimarron Mortgage Company
6311 RIDGEWOOD RD, SUITE 400W
JACKSON, MS 39211
* $ 10,000,000 2 $ 171,000
M&T Bank
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 56,382,388,000 2 $ 200,000
Americanmtgnetwork dba Vertice
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 2 $ 178,000
Abn Amro Mtg Group Inc
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 2 $ 120,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 2 $ 295,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,196,123,794,000 2 $ 63,000
Lasalle Bank NA
135 SOUTH LASALLE STREET, STE 2325
CHICAGO, IL 60603
* $ 72,966,529,000 1 $ 5,000
First National Bankers Bank
7813 OFFICE PARK BLVD
BATON ROUGE, LA 70809
* $ 273,043,000 1 $ 68,000
HSBC Bank USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 165,673,017,000 1 $ 64,000
Greenpoint Mortgage Funding
100 WOOD HOLLOW DRIVE
NOVATO, CA 94945
* $ 6,677,533,000 1 $ 239,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 10,106,419,000 1 $ 140,000
Option One Mortgage Corp
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 65,000
Greenlight Financial Services
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 1 $ 37,000
Lime Financial Services, Ltd.
3815 SOUTH WEST TEMPLE
SALT LAKE CITY, UT 84115
* $ 10,000,000 1 $ 81,000
Citizens National Bank of Meridian
512 22ND AVENUE
MERIDIAN, MS 39302
* $ 1,000,680,000 1 $ 10,000
Novastar Mortgage
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 1 $ 52,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 310,000
Residential Funding Corp. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 41,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 104,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 128,000
First Choice Funding, Inc.
2100 RIVERCHASE CENTER STE 100
BIRMINGHAM, AL 35244
* $ 10,000,000 1 $ 67,000
Walter Mortgage Company
4211 W. BOY SCOUT BLVD.
TAMPA, FL 33607
* $ 10,000,000 1 $ 97,000
Global Equity Lending, Inc.
6465 EAST JOHNS CROSSING
JOHNS CREEK, GA 30097
* $ 10,000,000 1 $ 94,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 37,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 110,000
Accredited Home Lenders, Inc
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 1 $ 120,000
Pinnacle Financial Corporation
2611 TECHNOLOGY DRIVE
ORLANDO, FL 32804
* $ 10,000,000 1 $ 107,000
Decision One Mortgage
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 12,000,000 1 $ 68,000
HSBC Mortgage Services, Inc.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 16,981,282,000 1 $ 128,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ 164,103,000 1 $ 10,000
Amtrust Bank
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 18,091,851,000 1 $ 138,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 62,691,446,000 1 $ 30,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 13,489,917,000 1 $ 75,000
Merrill Lynch Mortgage Lending
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 1 $ 79,000
BNC Mortgage
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 2,500,000,000 1 $ 35,000
Fedchoice Federal Credit Union
10001WILLOWDALERD
LANHAM, MD 20706
* $ 219,959,000 1 $ 20,000
Rivertrust Federal Credit Union
P O BOX 97997
PEARL, MS 39288
* $ 89,198,000 1 $ 109,000
Hope Federal Credit Union
4 OLD RIVER PLACE
JACKSON, MS 39202
* $ 47,877,000 1 $ 30,000

The tables below break down 2007 mortgage applications in Scott County, MS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Scott County, MS in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 427 $38,234,000 $89,000 $1,840,000 $62,000 $432,000
Home Purchase 338 $24,589,000 $72,000 $368,000 $52,000 $845,000
Home Improvement 159 $3,882,000 $24,000 $185,000 $42,000 $156,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 528 $41,422,000 $78,000 $1,840,000 $66,000 $845,000
Black or African American 236 $13,250,000 $56,000 $423,000 $38,000 $237,000
Not Provided 93 $6,413,000 $68,000 $160,000 $54,000 $349,000
Not applicable 38 $3,431,000 $90,000 $243,000 $18,000 $112,000
Hispanic 28 $2,042,000 $72,000 $425,000 $51,000 $252,000
Asian 1 $147,000 $147,000 $147,000 $144,000 $144,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 861 $60,637,000 $70,000 $1,840,000 $55,000 $480,000
FHA-insured (Federal Housing Administration) 50 $4,624,000 $92,000 $203,000 $59,000 $845,000
VA-guaranteed (Veterans Administration) 8 $932,000 $116,000 $201,000 $51,000 $84,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $512,000 $102,000 $143,000 $39,000 $56,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 415 $28,139,000 $67,000 $1,840,000 $64,000 $432,000
Application Denied By Financial Institution 232 $15,435,000 $66,000 $425,000 $41,000 $284,000
Loan Purchased By The Institution 131 $11,695,000 $89,000 $246,000 $47,000 $432,000
Application Withdrawn By Applicant 67 $4,999,000 $74,000 $180,000 $66,000 $845,000
Application Approved But Not Accepted 58 $4,252,000 $73,000 $160,000 $50,000 $182,000
File Closed For Incompleteness 21 $2,185,000 $104,000 $368,000 $73,000 $480,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 42 $2,425,000 $57,000 $245,000 $41,000 $82,000
Collateral 27 $2,528,000 $93,000 $275,000 $40,000 $145,000
Debt-To-Income Ratio 18 $1,484,000 $82,000 $206,000 $29,000 $71,000
Credit Application Incomplete 14 $959,000 $68,000 $110,000 $50,000 $252,000
Other 13 $714,000 $54,000 $152,000 $44,000 $156,000
Insufficient Cash (Downpayment, Closing Cost) 5 $189,000 $37,000 $67,000 $21,000 $36,000
Unverifiable Information 2 $173,000 $86,000 $97,000 $43,000 $56,000
Employment History 1 $5,000 $5,000 $5,000 $19,000 $19,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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