Seminole County, OK Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 713 mortgage applications in Seminole County, OK totaling $105.6 million, up 9% from 2023. The average application was for $148,000, and applicants reported an average income of $85,000. 43% of applications resulted in an originated loan and 24% were denied. The most active lender was First United Bank and Trust Co, with 79 applications, followed by Bancfirst and 21st Mortgage.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 713
Total Mortgage Loan Application Amount $105,625,000
Average Mortgage Loan Application Amount $148,000
Highest Mortgage Loan Application Amount $1,005,000
Average Applicant Income $85,000
Highest Applicant Income $1,250,000

Mortgage Company List for Lending in Seminole County, OK for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First United Bank and Trust Co
PO BOX 130
DURANT, OK 74702
* $ n/a 79 $ 9,835,000
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ n/a 62 $ 4,830,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 59 $ 7,825,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 32 $ 3,910,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 28 $ 3,650,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 18 $ 3,120,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ n/a 18 $ 1,610,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 13 $ 2,685,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 13 $ 785,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 13 $ 3,005,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 11 $ 1,135,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 11 $ 1,425,000
Vision Bank
PO BOX 669
ADA, OK 74820
* $ n/a 11 $ 3,545,000
Patrons Bank, NA
PO BOX 1037
OKMULGEE, OK 74447
* $ n/a 11 $ 1,485,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 10 $ 2,140,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 10 $ 1,470,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 10 $ 1,330,000
Valor Bank
1501 RENAISSANCE BLVD
EDMOND, OK 73013
* $ n/a 10 $ 1,660,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 10 $ 1,470,000
Communication Federal Credit Union
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73116
* $ n/a 10 $ 1,210,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ n/a 9 $ 1,425,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 9 $ 725,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 9 $ 1,835,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ n/a 8 $ 1,090,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 8 $ 1,820,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 8 $ 1,560,000
Sovereign Bank
130 E MACARTHUR
SHAWNEE, OK 74804
* $ n/a 7 $ 1,895,000
Arvest Bank

TULSA, OK 74103
* $ n/a 7 $ 745,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 7 $ 925,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 7 $ 945,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 6 $ 1,680,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 6 $ 780,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ n/a 6 $ 1,110,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 6 $ 660,000
F&M Bank
17100 N MAY AVE
EDMOND, OK 73012
* $ n/a 5 $ 1,275,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ n/a 5 $ 1,375,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ n/a 5 $ 1,175,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 5 $ 125,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 5 $ 715,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 4 $ 530,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 4 $ 870,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 4 $ 400,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 3 $ 425,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 3 $ 105,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 3 $ 325,000
New Fed Mortgage Corp.
98 HIGH ST
DANVERS, MA 01923
* $ n/a 3 $ 455,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 3 $ 735,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 3 $ 475,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 3 $ 425,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 3 $ 535,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 3 $ 445,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 3 $ 1,085,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 3 $ 515,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 3 $ 375,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 2 $ 270,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 2 $ 360,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ n/a 2 $ 720,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 2 $ 360,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 2 $ 280,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 2 $ 120,000
Aml Funding LLC dba Absolute Mortgage & Lending
4230 LYNDON B JOHNSON FWY #626
DALLAS, TX 75244
* $ n/a 2 $ 370,000
Legacy Bank
101 W MAIN
HINTON, OK 73047
* $ n/a 2 $ 130,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 2 $ 140,000
Associated Mortgage Corporation
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74136
* $ n/a 2 $ 310,000
Oklahoma's Credit Union
PO BOX 24027
OKLAHOMA CITY, OK 73124
* $ n/a 2 $ 420,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 2 $ 470,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 175,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 1 $ 215,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 175,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 1 $ 85,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 175,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 235,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 105,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 1 $ 205,000
Mortgageone, Inc
2714 LOKER AVE WEST SUITE 300
CARLSBAD, CA 92010
* $ n/a 1 $ 185,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 1 $ 135,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 1 $ 95,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 1 $ 225,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 1 $ 65,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ n/a 1 $ 145,000
US Employees Oc Federal Credit Union
4301 S INTERSTATE 44 SERVICE RD.
OKLAHOMA CITY, OK 73119
* $ n/a 1 $ 65,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 1 $ 55,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ n/a 1 $ 175,000
Texasbank
400 FISK AVE
BROWNWOOD, TX 76801
* $ n/a 1 $ 1,005,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ n/a 1 $ 235,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ n/a 1 $ 165,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 1 $ 35,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ n/a 1 $ 125,000
First Bank of Owasso
PO BOX 1800
OWASSO, OK 74055
* $ n/a 1 $ 705,000
Mabrey Bank
P O BOX 130
BIXBY, OK 74008
* $ n/a 1 $ 205,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 1 $ 905,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 1 $ 245,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 1 $ 255,000
Fnb & Trust of Ardmore
405 WEST MAIN
ARDMORE, OK 73401
* $ n/a 1 $ 75,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 1 $ 15,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 1 $ 675,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 1 $ 135,000
Armstrong Bank
1111 W BROADWAY
MUSKOGEE, OK 74401
* $ n/a 1 $ 45,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ n/a 1 $ 335,000
Ttcu Federal Credit Union
9815 E 81ST ST
TULSA, OK 74133
* $ n/a 1 $ 55,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 1 $ 165,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 55,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ n/a 1 $ 115,000
American Exchange Bank
510 W MAIN ST
HENRYETTA, OK 74437
* $ n/a 1 $ 195,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ n/a 1 $ 215,000
Brighton Bank
7663 HIGHWAY 51 S
BRIGHTON, TN 38011
* $ n/a 1 $ 335,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 165,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ n/a 1 $ 35,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 365,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 1 $ 95,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 75,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 1 $ 465,000

The tables below break down 2024 mortgage applications in Seminole County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Seminole County, OK in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 442 $70,710,000 $159,000 $1,005,000 $79,000 $358,000
Cash-out Refinancing 92 $16,220,000 $176,000 $555,000 $88,000 $481,000
Refinancing 74 $12,890,000 $174,000 $675,000 $119,000 $1,250,000
Other Purpose 60 $3,800,000 $63,000 $245,000 $80,000 $177,000
Home Improvement 45 $2,005,000 $44,000 $135,000 $100,000 $420,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 414 $58,930,000 $142,000 $1,005,000 $85,000 $481,000
Not Provided 81 $11,815,000 $145,000 $555,000 $104,000 $1,250,000
American Indian or Alaskan Native 80 $11,000,000 $137,000 $545,000 $83,000 $300,000
Not applicable 75 $14,505,000 $193,000 $905,000 $0 $0
Black or African American 31 $5,305,000 $171,000 $675,000 $72,000 $188,000
Hispanic 22 $2,310,000 $105,000 $245,000 $78,000 $215,000
Asian 7 $1,175,000 $167,000 $205,000 $54,000 $85,000
Native Hawaiian or Other Pacific Islander 3 $585,000 $195,000 $395,000 $26,000 $28,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 506 $64,630,000 $127,000 $1,005,000 $89,000 $1,250,000
FHA-insured (Federal Housing Administration) 112 $19,370,000 $172,000 $555,000 $76,000 $173,000
VA-guaranteed (Veterans Administration) 77 $19,145,000 $248,000 $905,000 $81,000 $243,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $2,480,000 $137,000 $205,000 $63,000 $92,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 308 $47,860,000 $155,000 $905,000 $99,000 $1,250,000
Application Denied By Financial Institution 174 $20,290,000 $116,000 $755,000 $66,000 $299,000
Application Withdrawn By Applicant 74 $13,350,000 $180,000 $675,000 $89,000 $318,000
Loan Purchased By The Institution 64 $11,280,000 $176,000 $905,000 $72,000 $138,000
File Closed For Incompleteness 51 $6,985,000 $136,000 $335,000 $84,000 $239,000
Application Approved But Not Accepted 42 $5,860,000 $139,000 $1,005,000 $72,000 $358,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 520 $81,590,000 $156,000 $1,005,000 $93,000 $1,250,000
Credit History 82 $8,970,000 $109,000 $555,000 $67,000 $239,000
Debt-To-Income Ratio 60 $9,060,000 $151,000 $705,000 $59,000 $239,000
Collateral 18 $1,400,000 $77,000 $205,000 $77,000 $179,000
Credit Application Incomplete 13 $1,325,000 $101,000 $235,000 $78,000 $199,000
Employment History 6 $800,000 $133,000 $185,000 $57,000 $109,000
Insufficient Cash (Downpayment, Closing Cost) 6 $790,000 $131,000 $185,000 $50,000 $77,000
Other 4 $1,020,000 $255,000 $755,000 $105,000 $195,000
Unverifiable Information 4 $670,000 $167,000 $245,000 $141,000 $299,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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