St. Francois County, MO Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 2,655 mortgage applications in St. Francois County, MO totaling $468.8 million, down 31% from 2021. The average application was for $176,000, and applicants reported an average income of $79,000. 57% of applications resulted in an originated loan and 15% were denied. The most active lender was First State Community Bank, with 498 applications, followed by Guild Mortgage Company and US Bank, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,655
Total Mortgage Loan Application Amount $468,755,000
Average Mortgage Loan Application Amount $176,000
Highest Mortgage Loan Application Amount $19,685,000
Average Applicant Income $79,000
Highest Applicant Income $1,569,000

Mortgage Company List for Lending in St. Francois County, MO for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First State Community Bank
201 E COLUMBIA
FARMINGTON, MO 63640
* $ 3,828,717,000 498 $ 78,930,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 402 $ 67,310,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 145 $ 14,495,000
Ozarks Federal Savings and Loan
2 E. COLUMBIA ST.
FARMINGTON, MO 63640
* $ 244,139,000 131 $ 25,155,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 76 $ 12,910,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 55 $ 9,075,000
Unico Bank
625 VETERANS DR
MINERAL POINT, MO 63660
* $ 424,329,000 52 $ 10,110,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ -1,000 41 $ 5,885,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 40 $ 8,690,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 37 $ 7,045,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 36 $ 6,550,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 36 $ 5,750,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 33 $ 3,725,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 32 $ 6,410,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 32 $ 6,260,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 32 $ 5,560,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 28 $ 5,450,000
Homestar Financial Corporation
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ -1,000 27 $ 4,595,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 27 $ 3,135,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 26 $ 5,280,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 26 $ 3,400,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 25 $ 1,695,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 25 $ 3,305,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 24 $ 4,530,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 36,515,611,000 24 $ 1,700,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 23 $ 3,475,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 162,193,000,000 20 $ 2,780,000
First Community Credit Union
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ 3,831,637,000 19 $ 1,555,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 18 $ 3,100,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 18 $ 2,810,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 14 $ 1,040,000
Bloomsdale Bank
55 MILL HILL ROAD, P. O. BOX 100
BLOOMSDALE, MO 63627
* $ 314,377,000 14 $ 2,220,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 13 $ 1,955,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 13 $ 2,115,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 12 $ 1,310,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ -1,000 12 $ 2,200,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 12 $ 2,560,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 12 $ 1,910,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 11 $ 1,355,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 10 $ 3,050,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 10 $ 1,640,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 2,311,081,000 10 $ 1,060,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 10 $ 1,260,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 9 $ 895,000
The Home Loan Expert LLC
1600 S BRENTWOOD
ST LOUIS, MO 63144
* $ -1,000 9 $ 1,785,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 9 $ 1,485,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 8 $ 1,310,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 8 $ 1,050,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,920,266,000 8 $ 1,300,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 8 $ 2,010,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 8 $ 1,170,000
Family Finance Mortgage LLC
1787 JEFFCO BLVD
ARNOLD, MO 63010
* $ -1,000 7 $ 1,495,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 7 $ 1,465,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 456,669,000 7 $ 1,145,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 7 $ 1,285,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 1,647,347,000 6 $ 1,240,000
Vantage Credit Union
19 RESEARCH PARK CT
ST CHARLES, MO 63304
* $ 1,109,975,000 6 $ 540,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 6 $ 980,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 5 $ 585,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 5 $ 665,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 20,248,406,000 5 $ 2,705,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 5 $ 575,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 4 $ 780,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 4 $ 420,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 4 $ 540,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 4 $ 530,000
Ally Bank

CHARLOTTE, NC 28202
* $ 172,820,000,000 4 $ 470,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 4 $ 1,170,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 4 $ 570,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 4 $ 890,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 796,563,000 4 $ 1,140,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 154,617,469,000 4 $ 410,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 4 $ 1,240,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 4 $ 430,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ -1,000 3 $ 565,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 3 $ 275,000
Mortgage Solutions, LLC
19 RESEARCH PARK CT.
SAINT CHARLES, MO 63304
* $ -1,000 3 $ 375,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,120,189,000 3 $ 185,000
West Community Credit Union
4161 STATE HWY K
O'FALLON, MO 63368
* $ 364,558,000 3 $ 355,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ -1,000 3 $ 475,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 3 $ 575,000
F&B Acquisition Group LLC
12412 POWERSCOURT DRIVE STE. 20
ST. LOUIS, MO 63131
* $ -1,000 3 $ 895,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 3 $ 605,000
Heritage Community Bank
100 E LOCUST ST
UNION, MO 63084
* $ 187,051,000 3 $ 535,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 24,685,744,000 3 $ 145,000
Arvest Bank

TULSA, OK 74103
* $ 26,774,219,000 3 $ 345,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 3 $ 1,005,000
Access Capital Funding LLC
14366 SOUTH OUTER FORTY
CHESTERFIELD, MO 63017
* $ -1,000 2 $ 380,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 2,625,847,000 2 $ 90,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 2 $ 170,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 18,959,414,000 2 $ 620,000
Peoples National Bank, N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ 1,549,912,000 2 $ 9,680,000
Consumers Credit Union
1075 TRI STATE PARKWAY STE 850
GURNEE, IL 60031
* $ 2,946,745,000 2 $ 190,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ 3,095,714,000 2 $ 190,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 250,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 2 $ 240,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 166,652,719,000 2 $ 720,000
First Midwest Bank of Dexter
819 WEST BUSINESS HIGHWAY 60
DEXTER, MO 63841
* $ 447,970,000 2 $ 7,380,000
United Bank of Union
PO BOX 500
UNION, MO 63084
* $ 456,873,000 2 $ 220,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 2 $ 120,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 2 $ 490,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 2 $ 310,000
Amerifirst Financial, Inc.
1550 E. MCKELLIPS RD, SUITE 117
MESA, AZ 85203
* $ -1,000 2 $ 310,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 5,455,015,000 2 $ 100,000
Multipli Federal Credit Union
3124 W. EDGEWOOD DR.
JEFFERSON CITY, MO 65109
* $ 392,061,000 2 $ 500,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 32,520,025,000 2 $ 340,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 2 $ 350,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 300,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,041,605,000 2 $ 400,000
Peoples Community Bank
PO BOX 350
GREENVILLE, MO 63944
* $ 620,687,000 2 $ 210,000
American Bank of Freedom
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ 643,451,000 2 $ 2,770,000
Midwest Bankcentre
2191 LEMAY FERRY ROAD LEMAY
SAINT LOUIS, MO 63125
* $ 2,374,880,000 2 $ 170,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 2 $ 230,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 380,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 2 $ 560,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 2 $ 580,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 2 $ 410,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,669,227,000,000 2 $ 330,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 1 $ 25,000
Alliance Credit Union
1280 S HIGHWAY DR
FENTON, MO 63026
* $ 375,126,000 1 $ 35,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 135,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 125,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 173,414,362,000 1 $ 355,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ -1,000 1 $ 45,000
Hometown Lenders, Inc.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 1 $ 85,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 14,047,081,000 1 $ 145,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 348,453,000 1 $ 65,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,230,840,000 1 $ 255,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 1 $ 65,000
Lindell Bank & Trust Company
6900 CLAYTON AVENUE
SAINT LOUIS, MO 63139
* $ 867,606,000 1 $ 105,000
Sullivan Bank
PO BOX 489
SULLIVAN, MO 63080
* $ 773,119,000 1 $ 165,000
The Bank of Missouri
916 N. KINGSHIGHWAY
PERRYVILLE, MO 63775
* $ 2,818,411,000 1 $ 185,000
Wood & Huston Bank
27 E. NORTH STREET
MARSHALL, MO 65340
* $ 1,087,253,000 1 $ 255,000
First Integrity Mortgage Services, Inc.
77 WESTPORT PLAZA SUITE 200
ST. LOUIS, MO 63146
* $ -1,000 1 $ 175,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 1 $ 165,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 135,000
Homesite Mortgage, LLC
222 S MAIN ST STE 106
ROCHESTER, MI 48307
* $ -1,000 1 $ 105,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ 4,437,463,000 1 $ 235,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 1 $ 175,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 135,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 35,057,609,000 1 $ 225,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ 916,091,000 1 $ 105,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,089,286,000 1 $ 205,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 42,392,285,000 1 $ 625,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 1 $ 95,000
American Home Lending USA, LLC
230 S BUCHANAN ST, STE A
EDWARDSVILLE, IL 62025
* $ -1,000 1 $ 265,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 265,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 405,000
Alliance Bank
217 N KINGSHIGHWAY, PO BOX 1458
CAPE GIRARDEAU, MO 63701
* $ 309,955,000 1 $ 155,000
Neighbors Credit Union
6300 S LINDBERGH BLVD
SAINT LOUIS, MO 63123
* $ 492,515,000 1 $ 25,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 7,713,957,000 1 $ 25,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 235,000
Electro Savings Credit Union
1805 CRAIGSHIRE ROAD
ST. LOUIS, MO 63146
* $ 250,451,000 1 $ 85,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ -1,000 1 $ 335,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 1 $ 19,685,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 465,517,000 1 $ 215,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 205,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ -1,000 1 $ 145,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 85,000
Century Credit Union
1540 LEMAY FERRY RD
SAINT LOUIS, MO 63125
* $ 144,271,000 1 $ 15,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 174,662,000 1 $ 475,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 175,000
Farmers and Merchants Bank of St. Clair
530 S. MAIN
SAINT CLAIR, MO 63077
* $ 291,677,000 1 $ 4,645,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 155,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 145,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 262,541,000 1 $ 445,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 10,822,403,000 1 $ 385,000
Commercial Trust Company
119 NORTH MAIN STREET
FAYETTE, MO 65248
* $ 171,387,000 1 $ 155,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 1 $ 125,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 225,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 1 $ 395,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 1 $ 19,685,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,474,358,000 1 $ 135,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 1 $ 55,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,046,473,000 1 $ 165,000
US Wide Financial LLC
VIBHU GROVER
ST LOUIS, MO 63146
* $ -1,000 1 $ 275,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 1 $ 275,000
Bank of Franklin County
900 EAST EIGHTH STREET
WASHINGTON, MO 63090
* $ 324,655,000 1 $ 305,000
Missouri Credit Union
111 EAST BROADWAY
COLUMBIA, MO 65203
* $ 526,231,000 1 $ 65,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 411,380,000 1 $ 215,000
Frontier Financial, Inc. dba Frontier Mortgage
16647 CHESTERFIELD GROVE ROAD, SUITE 100
CHESTERFIELD, MO 63005
* $ -1,000 1 $ 175,000

The tables below break down 2022 mortgage applications in St. Francois County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for St. Francois County, MO in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,350 $283,050,000 $209,000 $9,325,000 $79,000 $1,569,000
Cash-out Refinancing 535 $83,825,000 $156,000 $565,000 $68,000 $355,000
Refinancing 404 $78,910,000 $195,000 $19,685,000 $86,000 $1,542,000
Home Improvement 197 $11,015,000 $55,000 $255,000 $93,000 $658,000
Other Purpose 159 $11,005,000 $69,000 $335,000 $83,000 $666,000
Not Applicable 10 $950,000 $95,000 $215,000 $52,000 $52,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,133 $321,395,000 $150,000 $1,305,000 $78,000 $1,569,000
Not Provided 232 $37,960,000 $163,000 $475,000 $84,000 $1,542,000
Not applicable 226 $99,640,000 $440,000 $19,685,000 $87,000 $162,000
Hispanic 25 $4,295,000 $171,000 $565,000 $115,000 $512,000
Black or African American 16 $2,810,000 $175,000 $355,000 $111,000 $250,000
American Indian or Alaskan Native 13 $1,445,000 $111,000 $305,000 $72,000 $164,000
Asian 8 $1,090,000 $136,000 $305,000 $82,000 $228,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,652 $277,290,000 $167,000 $9,325,000 $87,000 $1,569,000
FHA-insured (Federal Housing Administration) 478 $95,650,000 $200,000 $19,685,000 $64,000 $317,000
VA-guaranteed (Veterans Administration) 285 $61,945,000 $217,000 $565,000 $76,000 $293,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 240 $33,870,000 $141,000 $305,000 $51,000 $99,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,505 $264,475,000 $175,000 $9,325,000 $81,000 $666,000
Application Denied By Financial Institution 403 $46,775,000 $116,000 $645,000 $70,000 $1,542,000
Application Withdrawn By Applicant 379 $82,255,000 $217,000 $19,685,000 $83,000 $1,569,000
Loan Purchased By The Institution 175 $32,025,000 $183,000 $575,000 $87,000 $162,000
File Closed For Incompleteness 103 $13,765,000 $133,000 $365,000 $71,000 $373,000
Application Approved But Not Accepted 84 $28,690,000 $341,000 $8,125,000 $74,000 $658,000
Preapproval Approved but not Accepted 6 $770,000 $128,000 $235,000 $76,000 $109,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,188 $398,250,000 $182,000 $19,685,000 $81,000 $1,569,000
Debt-To-Income Ratio 167 $35,355,000 $211,000 $7,335,000 $66,000 $585,000
Credit History 125 $12,455,000 $99,000 $475,000 $87,000 $1,542,000
Collateral 83 $9,445,000 $113,000 $355,000 $73,000 $300,000
Other 32 $4,730,000 $147,000 $525,000 $66,000 $238,000
Credit Application Incomplete 30 $4,100,000 $136,000 $275,000 $56,000 $150,000
Unverifiable Information 17 $2,295,000 $135,000 $375,000 $75,000 $140,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,145,000 $163,000 $445,000 $73,000 $119,000
Employment History 6 $980,000 $163,000 $305,000 $37,000 $84,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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