Titus County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Unlock detailed Titus County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 959
Total Mortgage Loan Application Amount $117,395,000
Average Mortgage Loan Application Amount $122,000
Highest Mortgage Loan Application Amount $1,440,000
Average Applicant Income $66,000
Highest Applicant Income $1,020,000

Mortgage Company List for Lending in Titus County TX for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
GUARANTY BANK & TRUST, N.A.
100 W ARKANSAS ST
MOUNT PLEASANT, TX 75455
* $ 1,681,069,000 125 $ 13,726,000
CYPRESS BANK, SSB
120 S GREER BLVD
PITTSBURG, TX 75686
* $ 176,238,000 86 $ 8,380,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 65 $ 3,653,000
SUCCESS MORTGAGE PARTNERS, INC.
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ 1,912,000 48 $ 6,171,000
NORTH EAST TEXAS CREDIT UNION
PO BOX 1480
LONE STAR, TX 75638
* $ 146,908,000 42 $ 2,060,000
FIRST CHOICE LOAN SERVICES INC.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 42 $ 7,639,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 39 $ 5,115,000
PILGRIM BANK
145 E. MARSHALL ST.
PITTSBURG, TX 75686
* $ 584,561,000 37 $ 4,031,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,610,580,000,000 28 $ 3,850,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 25 $ 3,406,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 24 $ 3,405,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 22 $ 2,909,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 22 $ 3,296,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 20 $ 3,969,000
VERABANK, NATIONAL ASSOCIATION
P.O. BOX 1009
HENDERSON, TX 75653
* $ 1,663,549,000 18 $ 1,490,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 14 $ 925,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ 10,000,000 13 $ 2,149,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 12 $ 1,229,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,639,305,000,000 11 $ 1,381,000
RESIDENTIAL ACCEPTANCE CORPORATION
5027 W LAUREL ST
TAMPA, FL 33607
* $ 10,000,000 10 $ 1,008,000
FIRST NATIONAL BANK OF EAST TEXAS
206 US HWY 271 N
GILMER, TX 75644
* $ 330,069,000 9 $ 1,495,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ 3,642,000 8 $ 1,183,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 8 $ 1,162,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 8 $ 838,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 7 $ 1,164,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ 4,410,000 7 $ 940,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 6 $ 1,096,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 6 $ 1,248,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 6 $ 574,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 6 $ 765,000
TIB THE INDEPENDENT BANKERSBAN
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,565,602,000 5 $ 881,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 5 $ 157,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ 31,000,000 4 $ 595,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,801,773,000 4 $ 306,000
GREAT WESTERN FINANCIAL SERVICES, INC.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 4 $ 725,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 4 $ 841,000
ASPIRE FINANCIAL, INC.
4100 ALPHA ROAD SUITE 400
DALLAS, TX 75244
* $ 10,000,000 4 $ 563,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ 945,758,000 4 $ 344,000
GATEWAY MORTGAGE GROUP, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 3 $ 491,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ 1,825,398,000 3 $ 520,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 3 $ 264,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 3 $ 207,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 3 $ 301,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ 100,000,000 3 $ 731,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 3 $ 57,000
RED RIVER EMPLOYEES FEDERAL CREDIT UNION
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 735,030,000 3 $ 193,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ 10,000,000 3 $ 684,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 3 $ 721,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ 10,000,000 3 $ 450,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 370,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 347,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 2 $ 363,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 2 $ 106,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 444,244,000 2 $ 71,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,654,173,000 2 $ 126,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ 52,388,000 2 $ 214,000
AMCAP MORTGAGE, LTD.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ 10,000,000 2 $ 377,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,121,263,000 2 $ 40,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 2 $ 188,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ 11,000,000 2 $ 177,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 2 $ 687,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 295,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 2 $ 315,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,299,801,000,000 2 $ 225,000
BRIDGEVIEW BANK GROUP
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,077,735,000 2 $ 314,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 2 $ 557,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 18,900,720,000 2 $ 212,000
TEXAS HERITAGE NATIONAL BANK
107 WEBB STREET
DAINGERFIELD, TX 75638
* $ 126,008,000 2 $ 187,000
UNIVERSAL MORTGAGE & FINANCE, INC.
3158 BRAVERTON ST., SUITE 204
LUTHERVILLE, MD 21037
* $ 10,000,000 2 $ 221,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 2 $ 175,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 2 $ 214,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 567,648,000 2 $ 270,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 2 $ 173,000
JMAC LENDING, INC.
2510 RED HILL AVE
SACRAMENTO, CA 92705
* $ 1,000,000,000 1 $ 88,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ 242,587,000 1 $ 139,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 1 $ 176,000
STATE BANK OF DE KALB
102 S RUNNELS
BOWIE, TX 75559
* $ 176,416,000 1 $ 110,000
FLAGSHIP FINANCIAL GROUP, LLC.
3130 W. MAPLE LOOP DR.
LEHI, UT 84043
* $ 0 1 $ 138,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 70,879,778,000 1 $ 50,000
UIF CORPORATION
29777 TELEGRAPH RD. SUITE 3590
ANN ARBOR, MI 48034
* $ 133,851,000 1 $ 44,000
INTERNATIONAL BANK OF COMMERCE
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 9,632,973,000 1 $ 103,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 1 $ 660,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
UPPER ARLINGTON, OH 44131
* $ 101,315,000 1 $ 125,000
PROSPERITY BANK
1301 N MECHANIC
EL CAMPO, TX 77437
* $ 22,025,607,000 1 $ 158,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ 35,475,880,000 1 $ 176,000
VERABANK COMMUNITY DEVELOPMENT CORPORATION
PO BOX 1009
HENDERSON, TX 75653
* $ 654,086,000 1 $ 66,000
CENDERA FUNDING INC.
3600 BENBROOK HWY
FORT WORTH, TX 76116
* $ 1,141,000 1 $ 276,000
REDWOOD RESIDENTIAL ACQUISITION CORPORATION
ONE BELVEDERE PLACE
WILMINGTON, DE 94941
* $ 7,606,000 1 $ 102,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 1 $ 112,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ 9,774,230,000 1 $ 79,000
STERLING BANK
P O BOX 460, 1100 STERLING DRIVE
POPLAR BLUFF, MO 63902
* $ 865,444,000 1 $ 1,440,000
LRS FINANCIAL NETWORK, INC.
2101 W. WADLEY STE. 36
MIDLAND, TX 79705
* $ 11,322,000 1 $ 139,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 1 $ 95,000
NETWORK FUNDING, L.P.
9700 RICHMOND, SUITE 320
DALLAS, TX 77042
* $ 43,942,000 1 $ 172,000
CERTIFIED FUNDING, L.P.
17304 PRESTON RD STE 620
DALLAS, TX 75252
* $ 10,000,000 1 $ 65,000
THE AMERICAN NATIONAL BANK OF TEXAS
102 W MOORE AVENUE
TERRELL, TX 75160
* $ 2,739,293,000 1 $ 40,000
JUSTICE FEDERAL CREDIT UNION
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 667,544,000 1 $ 25,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 1 $ 180,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 28,000
DUBUQUE BANK AND TRUST COMPANY
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,617,322,000 1 $ 93,000
FIRST UNITED BANK AND TRUST COMPANY
PO BOX 130
DURANT, OK 74702
* $ 3,153,899,000 1 $ 215,000
TOWN SQUARE MORTGAGE & INVESTMENTS, LLC
17300 DALLAS PKWY, STE 1030
DALLAS, TX 75248
* $ 1,000,000,000 1 $ 88,000
SWBC MORTGAGE CORPORATION
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 1 $ 261,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ 10,000,000 1 $ 120,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ 11,000,000 1 $ 235,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 1 $ 93,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ 10,000,000 1 $ 67,000
CREDIT UNION OF TEXAS
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75251
* $ 1,284,745,000 1 $ 65,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 6,656,748,000 1 $ 225,000
CADENCE BANK
P O BOX 789
TUPELO, MS 38802
* $ 13,790,125,000 1 $ 176,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ 10,000,000 1 $ 182,000
NTFN, INC.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 1 $ 86,000
FIRST TECHNOLOGY FEDERAL CREDIT UNION
3555 SW 153RD DR
SAN JOSE, CA 97003
* $ 8,649,723,000 1 $ 223,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
BATON ROUGE, LA 71106
* $ 59,713,000 1 $ 132,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ 10,000,000 1 $ 81,000
TIAA-CREF TRUST COMPANY FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 3,519,033,000 1 $ 466,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 113,000
GMFS LLC
7389 FLORIDA BLVD, STE 200-A
CAMDEN, DE 70806
* $ 10,000,000 1 $ 377,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 135,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 1 $ 143,000
EAST TEXAS PROFESSIONAL CREDIT UNION
409 E. LOOP 281
LONGVIEW, TX 75605
* $ 551,076,000 1 $ 34,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 330,000
THE FIRST LIBERTY NATIONAL BANK
1900 SAM HOUSTON STREET
LIBERTY, TX 77575
* $ 306,576,000 1 $ 242,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ 10,000,000 1 $ 95,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2016, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Titus County TX in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 603 $75,307,000 $124,000 $1,440,000 $58,000 $630,000
Refinancing 264 $38,029,000 $144,000 $660,000 $81,000 $1,020,000
Home Improvement 92 $4,059,000 $44,000 $512,000 $76,000 $405,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 440 $59,940,000 $136,000 $660,000 $88,000 $1,005,000
Hispanic 236 $17,403,000 $73,000 $222,000 $44,000 $192,000
Not applicable 141 $21,869,000 $155,000 $1,440,000 $31,000 $1,020,000
Not Provided 87 $12,967,000 $149,000 $348,000 $76,000 $244,000
Black or African American 49 $4,283,000 $87,000 $215,000 $54,000 $245,000
American Indian or Alaskan Native 3 $420,000 $140,000 $234,000 $138,000 $287,000
Asian 2 $447,000 $223,000 $377,000 $110,000 $200,000
Native Hawaiin or Other Pacific Islander 1 $66,000 $66,000 $66,000 $41,000 $41,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 642 $75,397,000 $117,000 $1,440,000 $79,000 $1,020,000
FHA-insured (Federal Housing Administration) 177 $23,804,000 $134,000 $276,000 $45,000 $204,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 87 $9,783,000 $112,000 $239,000 $29,000 $92,000
VA-guaranteed (Veterans Administration) 53 $8,411,000 $158,000 $316,000 $46,000 $158,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 486 $61,102,000 $125,000 $1,440,000 $74,000 $1,005,000
Application Denied By Financial Institution 165 $15,900,000 $96,000 $417,000 $60,000 $332,000
Loan Purchased By The Institution 159 $23,011,000 $144,000 $466,000 $50,000 $1,020,000
Application Withdrawn By Applicant 68 $9,419,000 $138,000 $660,000 $74,000 $369,000
File Closed For Incompleteness 49 $4,878,000 $99,000 $270,000 $59,000 $200,000
Application Approved But Not Accepted 32 $3,085,000 $96,000 $298,000 $58,000 $298,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 31 $3,101,000 $100,000 $417,000 $54,000 $330,000
Credit History 22 $1,145,000 $52,000 $240,000 $61,000 $332,000
Collateral 13 $1,323,000 $101,000 $267,000 $87,000 $300,000
Credit Application Incomplete 5 $714,000 $142,000 $331,000 $113,000 $220,000
Other 5 $335,000 $67,000 $95,000 $32,000 $40,000
Insufficient Cash (Downpayment, Closing Cost) 4 $413,000 $103,000 $135,000 $69,000 $90,000
Unverifiable Information 2 $119,000 $59,000 $70,000 $43,000 $59,000
Employment History 2 $107,000 $53,000 $104,000 $43,000 $53,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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