Todd County MN
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Unlock detailed Todd County MN mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Minnesota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 898
Total Mortgage Loan Application Amount $136,064,000
Average Mortgage Loan Application Amount $151,000
Highest Mortgage Loan Application Amount $7,000,000
Average Applicant Income $71,000
Highest Applicant Income $2,003,000

Mortgage Company List for Lending in Todd County MN for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
MAGNIFI FINANCIAL CREDIT UNION
1140 ELM STREET
MELROSE, MN 56374
* $ 918,669,000 162 $ 20,922,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,610,580,000,000 54 $ 14,576,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 52 $ 6,588,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 51 $ 6,528,000
COMPEER FINANCIAL, FLCA
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 29 $ 5,653,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 23 $ 2,498,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 23 $ 3,339,000
STAR BANK
100 STATE HWY 55 EAST
MAPLE LAKE, MN 55358
* $ 241,528,000 22 $ 1,160,000
UNITY BANK
1180 W 4TH STREET
RUSH CITY, MN 55069
* $ 203,725,000 20 $ 3,161,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 19 $ 2,326,000
AMERICAN HERITAGE NATIONAL BANK
24 2ND ST S
LONG PRAIRIE, MN 56347
* $ 245,719,000 17 $ 2,021,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 15 $ 2,475,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 15 $ 2,734,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 14 $ 2,242,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ 3,642,000 14 $ 2,156,000
AFFINITY PLUS
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,792,910,000 13 $ 1,276,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 12 $ 1,581,000
BREMER BANK, NA
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 10,643,549,000 12 $ 4,396,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 11 $ 1,482,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 11 $ 1,517,000
LUMINATE HOME LOANS, INC.
7760 FRANCE AVE S, STE 1010
ROSEVILLE, MN 55435
* $ 4,028,990,000 9 $ 1,347,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 8 $ 1,088,000
LIBERTY BANK MINNESOTA
111 7TH AVE S
ST. CLOUD, MN 56301
* $ 189,743,000 7 $ 1,305,000
TRADITION MORTGAGE, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
EDINA, MN 55044
* $ 10,000,000 7 $ 1,576,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 13,649,486,000 7 $ 1,171,000
BLACKRIDGEBANK
4040 42ND ST SW, SUITE O
FARGO, ND 58104
* $ 407,247,000 7 $ 944,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 6 $ 648,000
LENNAR MORTGAGE, LLC
730 NW 107TH AVENUE, 4TH FL
NORTH PALM BEACH, FL 33172
* $ 31,000,000 6 $ 754,000
FIRST STATE BANK OF SAUK CENTRE
423 MAIN ST S
SAUK CENTRE, MN 56378
* $ 95,871,000 6 $ 1,035,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 6 $ 773,000
CAMBRIA FINANCIAL GROUP, LLC
11000 W 78TH STREET, SUITE 300
BELLE PLAINE, MN 55344
* $ 7,380,000 6 $ 896,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 6 $ 706,000
FIRST INTERNATIONAL BANK & TRUST
1600 S BDWAY
WATFORD CITY, ND 58701
* $ 2,136,230,000 6 $ 421,000
BELL BANK
3100 13TH AVE S
FARGO, ND 58103
* $ 3,656,580,000 5 $ 1,045,000
FREEPORT STATE BANK
111 MAIN ST E
FREEPORT, MN 56331
* $ 102,940,000 5 $ 873,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 5 $ 1,026,000
TOPLINE FINANCIAL CREDIT UNION
9353 JEFFERSON HWY
MAPLE GROVE, MN 55369
* $ 374,290,000 4 $ 450,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 4 $ 715,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 4 $ 807,000
MERCHANTS BANK, NATIONAL ASSOCIATION
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,587,008,000 4 $ 531,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,639,305,000,000 4 $ 373,000
WINGS FINANCIAL CREDIT UNION
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 4,227,852,000 4 $ 540,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ 10,000,000 4 $ 496,000
DEERWOOD BANK
21236 ARCHIBALD ROAD
WAITE PARK, MN 56444
* $ 523,692,000 3 $ 254,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 3 $ 250,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ 35,475,880,000 3 $ 372,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 3 $ 445,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ 31,000,000 3 $ 505,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 3 $ 640,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ 945,758,000 3 $ 352,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 3 $ 307,000
ST. CLOUD FINANCIAL
3030 1ST ST S
ST. CLOUD, MN 56301
* $ 145,327,000 3 $ 567,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ 10,000,000 3 $ 303,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 367,000
FRANDSEN BANK & TRUST
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 1,597,914,000 3 $ 480,000
GREAT RIVER FEDERAL CREDIT UNION
1532 W ST GERMAIN STREET
SAINT CLOUD, MN 56301
* $ 161,181,000 2 $ 202,000
THRIVENT FEDERAL CREDIT UNION
625 FOURTH AVE S
APPLETON, WI 55415
* $ 476,220,000 2 $ 282,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 2 $ 188,000
NTFN, INC.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 2 $ 215,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 541,000
OCEANSIDE MORTGAGE COMPANY
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 2 $ 277,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
WILMINGTON, DE 30328
* $ 826,484,000 2 $ 362,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ 1,825,398,000 2 $ 332,000
HERITAGE BANK NATIONAL ASSOCIATION
100 SOUTH STREET W
SPICER, MN 56288
* $ 389,767,000 2 $ 136,000
NORTHVIEW BANK
510 MAIN
SANDSTONE, MN 55072
* $ 324,098,000 2 $ 339,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,299,801,000,000 2 $ 141,000
RIVERWOOD BANK
14540 DELLWOOD DR PO BOX 2947
BAXTER, MN 56425
* $ 335,257,000 2 $ 235,000
MEGASTAR FINANCIAL CORP.
1080 CHEROKEE STREET
DENVER, CO 80205
* $ 10,000,000 2 $ 394,000
MIDCOUNTRY BANK
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 767,869,000 2 $ 311,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 2 $ 65,000
BANKWEST
5921 MAIN ST. P O BOX 219
ROCKFORD, MN 55373
* $ 124,045,000 2 $ 518,000
FIREFLY
1400 RIVERWOOD DR
BURNSVILLE, MN 55337
* $ 1,040,260,000 2 $ 158,000
TRUSTONE FINANCIAL CREDIT UNION
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 1,047,915,000 2 $ 415,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 2 $ 292,000
SUMMIT MORTGAGE CORPORATION
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55441
* $ 10,000,000 2 $ 453,000
HOMESERVICES LENDING, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 2 $ 236,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ 10,000,000 2 $ 299,000
PINE RIVER STATE BANK
PO BOX 67, 103 MILL STREET S
PINE RIVER, MN 56474
* $ 112,130,000 2 $ 166,000
SHERBURNE STATE BANK
12500 SHERBURNE AVE
BECKER, MN 55308
* $ 93,928,000 2 $ 372,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 2 $ 248,000
FLORIDA CAPITAL BANK, NATIONAL ASSOCIATION
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 340,713,000 2 $ 359,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 2 $ 272,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ 52,388,000 2 $ 220,000
FORBRIGHT BANK
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20817
* $ 504,343,000 2 $ 321,000
SIGNATURE BANK
9800 BREN ROAD E
MINNETONKA, MN 55343
* $ 369,425,000 2 $ 255,000
MIDWEST BANK
613 HWY 10 E PO BOX 703
DETROIT LAKES, MN 56501
* $ 369,293,000 1 $ 128,000
FARMERS & MERCHANTS STATE BANK OF PIERZ
80 MAIN STREET N, P.O. BOX 308
PIERZ, MN 56364
* $ 181,419,000 1 $ 250,000
BANKVISTA
125 TWIN RIVERS CT
SARTELL, MN 56377
* $ 168,964,000 1 $ 400,000
VENTURE BANK
4470 W 78TH STREET CIRCLE SUITE 100
BLOOMINGTON, MN 55435
* $ 559,751,000 1 $ 375,000
FIRST WESTERN TRUST BANK
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 819,504,000 1 $ 232,000
VALLEY MORTGAGE, INC.
3315 45TH ST S, SUITE 200
FARGO, ND 58104
* $ 520,000,000 1 $ 218,000
MARKETPLACE HOME MORTGAGE, LLC
7380 FRANCE AVE S, STE 200
EDINA, MN 55435
* $ 34,593,007,000 1 $ 186,000
ANCHOR BANK
1570 CONCORDIA AVE
SAINT PAUL, MN 55104
* $ 1,962,279,000 1 $ 114,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ 100,000,000 1 $ 233,000
BRIDGEVIEW BANK GROUP
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,077,735,000 1 $ 153,000
AVON STATE BANK
104 AVON AVE N
AVON, MN 56310
* $ 107,562,000 1 $ 75,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 1 $ 236,000
VERMILLION STATE BANK
107 E MAIN ST
VERMILLION, MN 55085
* $ 537,822,000 1 $ 72,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 204,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 88,000
STATE BANK OF BELLE PLAINE
201 W MAIN ST., PO BOX 87
BELLE PLAINE, MN 56011
* $ 111,105,000 1 $ 88,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 27,567,209,000 1 $ 99,000
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION
100 PHOENIX DR, STE 300
PLYMOUTH, MI 48108
* $ 10,000,000 1 $ 125,000
SPIRE CREDIT UNION
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ 825,612,000 1 $ 28,000
HIWAY CREDIT UNION
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 1,014,652,000 1 $ 59,000
ALTRA FEDERAL CREDIT UNION
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 1,142,256,000 1 $ 220,000
MINNWEST BANK
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ 1,638,152,000 1 $ 2,300,000
HOMETOWN BANK
1000 EAST COOK STREET
REDWOOD FALLS, MN 56283
* $ 249,697,000 1 $ 89,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 224,192,000 1 $ 15,000
ROUNDBANK
200 SECOND STREET NE, PO BOX 667
WASECA, MN 56093
* $ 296,627,000 1 $ 125,000
TOWN & COUNTRY BANC MORTGAGE SERVICES, INC.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 516,267,000 1 $ 66,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 1 $ 40,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 1 $ 176,000
MB FINANCIAL BANK, NATIONAL ASSOCIATION
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 15,536,515,000 1 $ 228,000
ALLIANCE BANK
105 EAST LYON AVE
LAKE CITY, MN 55041
* $ 595,776,000 1 $ 122,000
BONANZA VALLEY STATE BANK
PO BOX 400 147 CENTRAL AVE S
BROOTEN, MN 56316
* $ 60,609,000 1 $ 240,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 318,361,000 1 $ 135,000
FALCON NATIONAL BANK
183 CEDAR DRIVE
FOLEY, MN 56329
* $ 189,845,000 1 $ 216,000
GATE CITY BANK
500 2ND AVE N
FARGO, ND 58102
* $ 1,888,081,000 1 $ 239,000
LOAN SIMPLE, INC.
9635 MAROON CIRCLE SUITE 100
COLORADO SPRINGS, CO 80112
* $ 20,474,937,000 1 $ 85,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 822,669,000 1 $ 84,000
MANN FINANCIAL INC.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 1 $ 334,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 1 $ 216,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 1 $ 104,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 1 $ 152,000
FIRST SOUTHEAST BANK
3 MAIN AVE NORTH PO BOX 429
HARMONY, MN 55939
* $ 98,430,000 1 $ 140,000
SENTRY BANK
400 4TH AVE NE
ST JOSEPH, MN 56374
* $ 204,559,000 1 $ 186,000
FIRST CHOICE LOAN SERVICES INC.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 227,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ 10,000,000 1 $ 170,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 284,507,000 1 $ 178,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
PLYMOUTH, MI 48895
* $ 40,394,000 1 $ 100,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 236,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 16,000
LEND SMART MORTGAGE, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ 2,304,353,000 1 $ 168,000
NATIONS RELIABLE LENDING, LLC
2506 W MAIN STREET
WILMINGTON, DE 77056
* $ 10,000,000 1 $ 156,000
BAY EQUITY LLC
28 LIBERTY SHIPWAY SUITE 2800
GLENDALE, CA 94965
* $ 12,210,000 1 $ 230,000
FARMERS & MERCHANTS SAVINGS BANK
PO BOX 588 101 E MAIN ST
MANCHESTER, IA 52057
* $ 533,281,000 1 $ 78,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ 4,410,000 1 $ 108,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 1 $ 104,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2016, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Todd County MN in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 430 $60,256,000 $140,000 $2,428,000 $68,000 $1,108,000
Refinancing 426 $70,543,000 $165,000 $7,000,000 $74,000 $2,003,000
Home Improvement 42 $5,265,000 $125,000 $2,300,000 $60,000 $169,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 707 $98,949,000 $139,000 $1,060,000 $79,000 $2,003,000
Not applicable 92 $24,450,000 $265,000 $7,000,000 $11,000 $119,000
Not Provided 57 $8,452,000 $148,000 $397,000 $81,000 $307,000
Hispanic 37 $3,531,000 $95,000 $220,000 $41,000 $81,000
American Indian or Alaskan Native 2 $181,000 $90,000 $152,000 $30,000 $61,000
Black or African American 2 $333,000 $166,000 $207,000 $138,000 $219,000
Asian 1 $168,000 $168,000 $168,000 $130,000 $130,000
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 633 $99,372,000 $156,000 $7,000,000 $84,000 $2,003,000
FHA-insured (Federal Housing Administration) 128 $16,013,000 $125,000 $233,000 $37,000 $105,000
VA-guaranteed (Veterans Administration) 82 $14,094,000 $171,000 $397,000 $48,000 $172,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 55 $6,585,000 $119,000 $775,000 $32,000 $448,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 469 $77,887,000 $166,000 $7,000,000 $87,000 $2,003,000
Application Denied By Financial Institution 167 $21,418,000 $128,000 $672,000 $56,000 $307,000
Loan Purchased By The Institution 101 $14,102,000 $139,000 $400,000 $24,000 $422,000
Application Withdrawn By Applicant 95 $13,235,000 $139,000 $454,000 $68,000 $265,000
Application Approved But Not Accepted 34 $4,792,000 $140,000 $435,000 $77,000 $222,000
File Closed For Incompleteness 32 $4,630,000 $144,000 $305,000 $56,000 $190,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 25 $3,694,000 $147,000 $417,000 $87,000 $220,000
Debt-To-Income Ratio 22 $3,234,000 $147,000 $417,000 $47,000 $126,000
Credit History 18 $2,467,000 $137,000 $672,000 $53,000 $137,000
Credit Application Incomplete 7 $874,000 $124,000 $193,000 $54,000 $105,000
Other 7 $536,000 $76,000 $164,000 $62,000 $159,000
Unverifiable Information 2 $361,000 $180,000 $235,000 $73,000 $79,000
Employment History 1 $50,000 $50,000 $50,000 $15,000 $15,000
Insufficient Cash (Downpayment, Closing Cost) 1 $62,000 $62,000 $62,000 $32,000 $32,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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