Vinton County, OH Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 410 mortgage applications in Vinton County, OH totaling $60.6 million, down 5% from 2022. The average application was for $147,000, and applicants reported an average income of $103,000. 47% of applications resulted in an originated loan and 21% were denied. The most active lender was Vinton County National Bank, with 78 applications, followed by Vanderbilt Mortgage and Finance, Inc and Wesbanco Bank, Inc..

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Ohio.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 410
Total Mortgage Loan Application Amount $60,550,000
Average Mortgage Loan Application Amount $147,000
Highest Mortgage Loan Application Amount $875,000
Average Applicant Income $103,000
Highest Applicant Income $3,600,000

Mortgage Company List for Lending in Vinton County, OH for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Vinton County National Bank
112 W MAIN ST PO BOX 460
MCARTHUR, OH 45651
* $ 1,361,287,000 78 $ 9,610,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 38 $ 4,230,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 16,894,686,000 23 $ 2,855,000
Atomic Credit Union, Inc
711 BEAVER CREEK ROAD
PIKETON, OH 45661
* $ 550,745,000 21 $ 3,355,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 10 $ 1,030,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 10 $ 1,260,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 10 $ 1,330,000
Rapid Mortgage Company
7870 E. KEMPER ROAD, SUITE 280
CINCINNATI, OH 45255
* $ -1,000 9 $ 1,625,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 9 $ 505,000
Peoples Bank
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 7,197,574,000 9 $ 1,125,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 9 $ 1,765,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 8 $ 1,100,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 6 $ 1,080,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 6 $ 1,220,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 5 $ 1,005,000
Ohio Valley Bank
420 THIRD AVE
GALLIPOLIS, OH 45631
* $ 1,193,379,000 5 $ 1,095,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 5 $ 625,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 5 $ 725,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 4 $ 1,480,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ -1,000 4 $ 580,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 4 $ 390,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 4 $ 580,000
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ 9,815,951,000 4 $ 720,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 3 $ 395,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 3 $ 565,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 3 $ 255,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 3 $ 775,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 3 $ 325,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 3 $ 535,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 3 $ 375,000
Kingston National Bank
2 NORTH MAIN STREET, POST OFFICE BOX 613
KINGSTON, OH 45644
* $ 504,958,000 2 $ 210,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 250,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 2 $ 280,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 2 $ 230,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 170,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 2 $ 1,030,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 320,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 2 $ 60,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 370,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 2 $ 200,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,722,761,000 2 $ 150,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 2 $ 320,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 2 $ 410,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 330,000
The Farmers Bank & Savings Com
640 E MAIN ST
POMEROY, OH 45769
* $ 393,696,000 2 $ 340,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 2 $ 280,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 2 $ 260,000
Schumacher Mortgage LLC
2715 WISE AVENUE SUITE 100
CANTON, OH 44708
* $ -1,000 2 $ 640,000
First Service FCU
100 MAIN ST
GROVEPORT, OH 43125
* $ 212,500,000 1 $ 275,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 175,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 105,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 3,307,068,000 1 $ 65,000
Cme Federal Credit Union
150 E MOUND STREET SUITE 100
COLUMBUS, OH 43215
* $ 420,473,000 1 $ 55,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 1 $ 135,000
Cfbank NA
4960 E DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, OH 43081
* $ 1,812,804,000 1 $ 275,000
Merchants National Bank
100 NORTH HIGH STREET
HILLSBORO, OH 45133
* $ 1,265,974,000 1 $ 75,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 205,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 1 $ 525,000
Dart Bank
368 S. PARK ST.
MASON, MI 48854
* $ 931,934,000 1 $ 205,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 1 $ 85,000
City National Bank of Wv
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ 5,832,156,000 1 $ 105,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 75,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 405,000
First Financial Bank
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ 16,915,645,000 1 $ 285,000
Bmi Federal Credit Union
6165 EMERALD PARKWAY
DUBLIN, OH 43016
* $ 672,165,000 1 $ 95,000
Credit Union of Ohio
5500 BRITTON PARKWAY
HILLIARD, OH 43026
* $ 216,076,000 1 $ 5,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 1 $ 15,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 125,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 1,084,777,000 1 $ 175,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ -1,000 1 $ 125,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 285,000
The Savings Bank
118 N COURT ST
CIRCLEVILLE, OH 43113
* $ 536,504,000 1 $ 55,000
Mortgage300 Corporation
10 SE CENTRAL PARKWAY SUITE 325
STUART, FL 34994
* $ -1,000 1 $ 155,000
Superior Credit Union, Inc.
4230 ELIDA RD
LIMA, OH 45807
* $ 1,511,702,000 1 $ 605,000
Developer's Mortgage Company
2700 E DUBLIN GRANVILLE RD SUITE 460
COLUMBUS, OH 43219
* $ -1,000 1 $ 205,000
Pathways Financial Credit Union
5665 N. HAMILTON RD
COLUMBUS, OH 43230
* $ 598,470,000 1 $ 225,000
Jefferson Financial Federal Credit Union

BILOXI, MS 39531
* $ 863,493,000 1 $ 215,000
Bayer Hfcu
788 N STATE ROUTE 2
NEW MARTINSVILLE, WV 26155
* $ 699,502,000 1 $ 75,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 165,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 1 $ 35,000
Civista Bank
100 EAST WATER ST
SANDUSKY, OH 44870
* $ 3,533,305,000 1 $ 25,000
1st Signature Lending, LLC
9800 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 165,000
The First National Bank of McConnelsville
86 N. KENNEBEC AVENUE, PO BOX 208
MCCONNELSVILLE, OH 43756
* $ 188,801,000 1 $ 255,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 1 $ 165,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 1 $ 235,000
First Merchants Bank
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 17,923,519,000 1 $ 225,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 1 $ 75,000
Universal 1 Credit Union Inc.
P.O. BOX 467
DAYTON, OH 45409
* $ 453,082,000 1 $ 55,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 1 $ 25,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 195,000
First National Bank of Hutchinson
1 N MAIN ST
HUTCHINSON, KS 67501
* $ 944,900,000 1 $ 125,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 1 $ 145,000
First Commonwealth Bank
PO BOX 400
INDIANA, PA 15701
* $ 9,776,999,000 1 $ 445,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 1 $ 155,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 43,726,588,000 1 $ 325,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ -1,000 1 $ 245,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 1 $ 85,000
First Federal Community Bank
119 S SANDUSKY AVENUE
BUCYRUS, OH 44820
* $ 253,548,000 1 $ 455,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 1 $ 245,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ -1,000 1 $ 175,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 19,309,880,000 1 $ 525,000

The tables below break down 2023 mortgage applications in Vinton County, OH by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Vinton County, OH in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 234 $42,140,000 $180,000 $875,000 $107,000 $3,600,000
Cash-out Refinancing 54 $8,030,000 $148,000 $395,000 $79,000 $204,000
Other Purpose 54 $4,730,000 $87,000 $665,000 $136,000 $2,643,000
Home Improvement 36 $2,020,000 $56,000 $225,000 $89,000 $409,000
Refinancing 31 $3,555,000 $114,000 $225,000 $76,000 $232,000
Not Applicable 1 $75,000 $75,000 $75,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 313 $43,105,000 $137,000 $875,000 $85,000 $463,000
Not Provided 57 $9,575,000 $167,000 $525,000 $137,000 $2,643,000
Not applicable 33 $6,145,000 $186,000 $525,000 $10,000 $20,000
Asian 3 $1,145,000 $381,000 $525,000 $1,353,000 $3,600,000
Hispanic 2 $280,000 $140,000 $255,000 $39,000 $62,000
Black or African American 1 $175,000 $175,000 $175,000 $42,000 $42,000
American Indian or Alaskan Native 1 $125,000 $125,000 $125,000 $221,000 $221,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 317 $45,115,000 $142,000 $875,000 $102,000 $3,600,000
FHA-insured (Federal Housing Administration) 76 $12,270,000 $161,000 $395,000 $108,000 $2,643,000
VA-guaranteed (Veterans Administration) 17 $3,165,000 $186,000 $295,000 $88,000 $154,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 193 $30,805,000 $159,000 $695,000 $97,000 $470,000
Application Denied By Financial Institution 87 $9,935,000 $114,000 $455,000 $105,000 $2,643,000
File Closed For Incompleteness 42 $5,230,000 $124,000 $525,000 $79,000 $305,000
Application Withdrawn By Applicant 36 $5,810,000 $161,000 $525,000 $183,000 $3,600,000
Loan Purchased By The Institution 31 $5,305,000 $171,000 $525,000 $43,000 $66,000
Application Approved But Not Accepted 20 $2,590,000 $129,000 $605,000 $79,000 $166,000
Preapproval Denied by Financial Institution 1 $875,000 $875,000 $875,000 $202,000 $202,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 306 $47,120,000 $153,000 $695,000 $102,000 $3,600,000
Debt-To-Income Ratio 44 $7,180,000 $163,000 $875,000 $67,000 $300,000
Credit History 33 $2,995,000 $90,000 $245,000 $81,000 $463,000
Collateral 16 $2,200,000 $137,000 $405,000 $98,000 $271,000
Credit Application Incomplete 4 $410,000 $102,000 $145,000 $139,000 $230,000
Other 2 $170,000 $85,000 $155,000 $45,000 $72,000
Unverifiable Information 2 $190,000 $95,000 $105,000 $1,335,000 $2,643,000
Insufficient Cash (Downpayment, Closing Cost) 2 $260,000 $130,000 $165,000 $113,000 $113,000
Employment History 1 $25,000 $25,000 $25,000 $29,000 $29,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Ohio Lender List